Wolf of Xiangjiang

After get off work, Lin Zhengjie came to Villa No. 75 in Deep Water Bay.

"Where's Wen Yi? Hasn't he finished get off work yet?"

Ma Yawen took her husband's coat, and Lin Meiyin handed her stepfather a pair of slippers.

"He often does this when he's on a business trip in the mainland. Now I feel more relaxed!"

Mayawen inadvertently upset her son again.

The implication is that Lin Wenyi is already able to stand on his own.

There was a reason why he praised his son. Perhaps he didn't want his man to think that the eldest son of the second wife lost too much to the eldest son of the first wife.

Although it is impossible to fight for family property or something, we still have to compete like this.

"Business in the mainland is difficult to do. Let the old ministers assist him. If something goes wrong, it will be very troublesome! It can be said that business in the mainland is one of the most difficult places to do business in the world. Don't think that you can have an easy time just by relying on my name. If you cause trouble, it will be really troublesome!"

Ma Yawen would not talk back to her man, and she also understood what Lin Zhengjie was worried about, so she smiled and said, "I know, he is also learning in the mainland, working with Andy and the others."

"Smart"

Lin Zhengjie left a message and walked towards the villa. His words were meant to be criticism.

When Lin Meiyin saw that the atmosphere was not right, she immediately took Lin Zhengjie's arm and said, "Uncle, Mommy also wants to retire early. Wen Yi is really doing a good job!"

When Mayawen heard this, she quickly said, “Who wants to retire early? Don’t talk nonsense!”

The daughter is simply not helpful and says she wants to retire early, but that is definitely not possible. In my husband's opinion, it will take at least ten years for the two sons to successfully take over the business.

The eldest son of the second wife, Lin Wenyi, is 23 years old this year and has two years of work experience; the second son, Lin Wenkai, is 20 years old and still has two years before graduation.

It is an ideal situation for the two of them to take over Chinese Estates Holdings for ten years.

"Meiyin has done a good job in Xie Liyuan Jewelry. It will be a happy thing for you three to compete openly in the future and see whoever has the ability to lead Chinese Estates Holdings." Lin Zhengjie suddenly said.

Although she is not his biological daughter, she may not have her own children at this time, so Lin Zhengjie made a plan. If Lin Meiyin is capable, she can naturally lead the second branch, and the wealth developed will remain in the second branch of the Lin family.

It’s just like Huo Chaoqiong. No matter how rich he is, if he doesn’t have his own children, his wealth will eventually be passed on to his younger brother or nephew.

Ma Yawen naturally understood the situation and did not express any opinion. She let her man make the decision.

Lin Meiyin smiled and said, "Wen Yi is much smarter than me. He can even give me advice!"

She was speaking from the heart. Both of her brothers were very smart. Although being smart doesn't necessarily mean they are more suitable to be the head, the key is that both of them are also excellent in other aspects. According to their parents' arrangement, Wen Yi would of course be the head of Huazhi, and she would be in charge of Xie Liyuan Jewelry. Later, Wen Kai might be in charge of other businesses or overseas real estate business. This was good, but she was still very grateful that her uncle didn't treat her as an outsider. She had never thought of this since she was a child.

The family had dinner together. The eldest son of the second wife, Lin Wenyi, was working in the mainland, and the second son, Lin Wenkai, was still studying at a university in the United States, so there were actually only three people, Lin Zhengjie, Ma Yawen, and Lin Meiyin.

During the dinner, Ma Yawen talked about work: "Husband, do you remember the Entertainment Building?"

Lin Zhengjie smiled and said, "When did my memory become so bad? Of course I remember that in early 68, China Resources Land was sold to Hysan Properties for a high price of billion!"

When cashing out in 1997, no one in the market believed that the market would fall after the return, which may have been the case; but they did not expect that the Asian financial crisis would hit Hong Kong, and Hong Kong's real estate would be hit hard.

Therefore, there are so many companies like Hysan Property and Li & Fung Group, which were still making huge investments before 1997.

Ma Yawen smiled and said, "Isn't this the attitude of your commercial real estate project? Are you afraid that you can't remember this small Central building? Hong Kong's real estate market has rebounded recently, and Hysan Properties plans to sell this building. The valuation is about 35 billion. The loss is more than billion. I wonder if I can take it back?"

It took until 1997 to recover from the peak in 2012. From 2013 to 2018, Hong Kong real estate tripled again.

Today, residential properties account for only 1997% of what they were in , and commercial properties account for less than %.

Of course, it was even worse in the past. During this period, the residential property market was only 1997% of that in 1997, and the industrial property market was only 60%. For example, the entertainment building sold for 2005 billion in 27, but only billion in .

"Why would they sell it to you? And you're selling high and buying low, which is really offensive. I think you should just forget it! Even if you take back this building, it will only be worth 80 to 90 billion in the future."

When Mayawen heard this, she immediately understood. She knew that "selling high and buying low" was really hurtful, mainly because you sold it to someone else and then bought it back at a low price. If it was the same thing, it would not be a good idea.

If you sell other assets to others and buy another asset, then it is completely understandable.

"Yeah, I got it!"

The second house's assets are already rich enough. It has invested in many properties in the mainland and even entered the residential sector. It also has five commercial buildings and other commercial projects in Hong Kong, and has even invested overseas.

After dinner, Ma Yawen wanted to exercise, so Lin Zhengjie accompanied her.

Lin Meinyin also wore fitness clothes and came to the gym. She inherited Ma Meinyin's good figure. She was 1.76 meters tall and had a plump S-shaped figure, which gave men a feeling of desire.

"Mommy and I feel like sisters. Uncle, what on earth did you feed Mommy? Everyone says she looks so young!"

Although Mayawen liked to hear such words, she still felt embarrassed when her daughter said this.

"Keep a good attitude and you will naturally stay young."

"I don't believe it. What about the other aunts?"

Ma Yawen finally couldn't help it and said, "Okay, stop asking questions!"

She always felt that her daughter was asking questions even though she knew the answer, but this was a secret concerning her man, and she couldn't even tell her own son or daughter, let alone a stepdaughter.

Lin Zhengjie didn't say anything and left the matter to Ma Yawen to handle.

People around him may guess his magic, but they will never get a clear answer, including his women. Lin Zhengjie has never said that he is a time traveler or that his body is a "superman" physique, but everyone can have such speculations, and they will never get Lin Zhengjie's personal confirmation.

As for the fact that his women are very anti-aging, Lin Zhengjie only said that protein is a good thing, but it was just a romantic statement, not a formal statement, although everyone believed it.

Afterwards, Ma Yawen and Lin Meiyin started exercising, but Lin Zhengjie just touched the equipment a few times and then lost interest.

He really doesn't like the gym because he doesn't need all that hassle!
However, Lin Zhengjie still enjoyed Ma Yawen's figure and the leggings she wore today. Although this woman is 55 years old, people would believe she is in her thirties. Her skin is actually only about thirty-six or thirty-seven years old, and she is a very seductive young mature woman.

In my previous life, I saw some celebrities who looked like they were in their thirties at the age of fifty, and were still beautiful and sexy, such as Jia Jingwen and Lin Chiling. But these women relied on makeup and filters to look like they were in their thirties.

But Ma Yawen is different. When you take off her clothes, her skin is in her thirties, which is really full of temptation. It is more like the temptation of Ma Yawen's plumpness than the temptation of her leggings. It is a magical feeling. The contour of her buttocks after fitness is clear, giving people a different feeling.

"Snapped"

Lin Zhengjie slapped her on the cheek, leaving a crisp sound.

Mayawen immediately turned around and said charmingly: "Come on, clap your hands, husband!"

Lin Meiyin said bluntly: "Come on, I'm not a little girl, who am I trying to fool!"

She is 31 years old and has been married once before, and her personality has become more open.

Lin Zhengjie decisively pulled Ma Yawen away from the scene. He had been tempted enough and needed to teach Ma Yawen a lesson. Although they had been in love for 26 or 27 years, there was still passion between husband and wife.

He has no shortage of freshness, after all, there are young people around him, so the ones at home cannot be neglected.

He just likes to cultivate Mayawen's body. That kind of intense feeling is something that few other women have!

"This girl, Meiyin, has admired you since she was a child!"

When Ma Yawen was knocked away by Lin Zhengjie, she blurted out this sentence.

"Stop talking nonsense and keep shouting louder!"

Lin Zhengjie immediately dismissed the inappropriate thoughts. After all, he and Ma Yawen had a different relationship, especially when they had a biological son.

Hong Kong media broke a big news - HSBC, Standard Chartered Bank and Hengfeng Bank are competing for the ownership of "Korea First Bank" owned by the US Newbridge Group.

When the news came out, everyone was shocked. They were not shocked at HSBC and Standard Chartered Bank, but they were shocked that Hengfeng Bank could actually get involved in the "First Bank of Korea" and compete with HSBC and Standard Chartered Bank.

You have to know that Hengfeng Bank was established only more than twelve years ago (not counting the history of Hang Lung Bank and Overseas Trust Bank), and it has now grown so huge.

Of course, the media also praised Hengfeng Bank. This bank has the support of large enterprises and the richest family, and its strength and credit are indeed very high.

Apart from other things, the headquarters building built in the 90s, the Hengfeng Financial Group Center, is enough to prove its strength. Not to mention, Hengfeng Bank went public at the end of 96, and then bought cheap assets in Asia during the Asian financial crisis, and its assets have doubled.

HSBC.

HSBC Chairman Eldon, CEO Gulliver and other senior executives are discussing the acquisition of Korea First Bank.

Ou Zhihua said: "In recent years, Hengfeng Bank has developed rapidly and seized a large market share of Hang Seng Bank. The market value gap between the two is gradually narrowing. Hengfeng Bank intends to acquire Korea First Bank to become a global commercial bank. This is very aggressive. Once the acquisition is completed, it will put greater pressure on HSBC in Hong Kong."

In the past two months, the market value of Hengfeng Bank has skyrocketed, exceeding 1000 billion; on the contrary, Hang Seng Bank has only increased from 1600 billion to 1700 billion.

The original market value was twice as much, but now Hang Seng Bank’s is only over 70%.

Market capitalization is a direct reflection of a company's operations and wealth, and this is indeed the case.

In Hong Kong, the Taifook and Hang Fung consortiums led by Lin Zhengjie have far more influence than HSBC. This is completely incomparable with the consortium led by Li Jiacheng in his previous life.

Simply put, everyone attributes Hong Kong's cultural industry to Lam Ching-kit, which affects more than 20% of Hong Kong's GDP and relies on the contributions of tens of thousands of families.

On the other hand, the position that Lin Zhengjie has achieved in global business is incomparable to that of Li Jiacheng in his previous life.

Therefore, since its listing, the "Hengfeng Bank" of the Lin Zhengjie family has been seizing a large amount of the "retail banking" market from Hang Seng Bank, a subsidiary of HSBC. At the same time, it has also seized the market share of HSBC and Hang Seng Bank in the mainland, and even HSBC in Hong Kong has been affected.

In the eyes of many Hong Kong people, Lam Ching-kit is not only very successful in business, but more importantly, he has a clear view of the situation. Whether it was the cycles of '82', '87', '89', or even '97 and '98', he avoided them all and took the opportunity to buy at the bottom.

Therefore, in the commercial banking sector, Hengfeng Bank also followed suit. As for the deposit issue of Hengfeng Bank, first of all, many Hong Kong citizens trust this bank, secondly, it has financial support from several major companies and the Lin family, and finally, Hengfeng Bank's management and services are also very good.

All in all, Hengfeng Bank is a bank with excellent management.

Bank management has always been a strength of the West, and there are actually a lot of political reasons for this. But now, Hengfeng Bank is going global.

A HSBC director said: "But Hengfeng Bank has shown its determination to win. We have no price advantage, and we may not even be able to compete with Standard Chartered Bank."

Another director said: "HSBC has always wanted to enter South Korea and acquired shares in two banks in the past few years, but this is a full acquisition, which has a completely different meaning."

Everyone spoke up.

Eldon said at this time: "The price of 33 billion US dollars, you can contact it, this price should be no problem."

HSBC is still very interested in entering Korea, and Korea First Bank is the eighth largest bank in Korea.

In fact, there is another financial institution for sale in South Korea, which is the Korea Credit Card Company. Some people speculate that the release of two financial institutions by the US consortium will cause competition among many consortiums.

The Americans are still powerful. When South Korea was hit by the financial crisis, the Americans took advantage of the situation and acquired a lot of South Korean assets. Now, after a few years, they resold them and made a huge profit.

At this time, Lin Zhengjie was also meeting with senior executives of Hengfeng Financial Group.

He said in the conference room: "If we acquire Korea First Bank, we will have some advantages in Korea's wealth management business and high-end small banking business. In addition, we don't have to worry about the cyclical nature of asset trading. Therefore, our methods must be fast, ruthless and accurate. I estimate that HSBC and Standard Chartered Bank will offer a price of US$33 billion, so we will directly offer US$35 billion and contact Newbridge Group."

He is not worried about the high price, as he has plenty of ways to make more money from the Koreans. What is important now is that he needs a channel to fully enter Korea.

As for the xenophobia of Koreans, that is a minor issue. Besides, the relationship between the two countries will still be good in the next twelve years.

Chen Wenjin nodded and said, "This price is very competitive. I guess HSBC and Standard Chartered may not follow."

Li Huiling also echoed, saying: "Compared with HSBC and Standard Chartered, we are more focused on this acquisition."

In terms of management, Hengfeng Bank is not composed entirely of Chinese, but also has foreigners; as for Hengfeng Financial Group, there are more foreigners.

Therefore, their management level over the years has been very high.

"Then continue the talks and tell them that we are sincere."

After the discussion, everyone left the meeting room with confidence.

Lin Zhengjie is not afraid of being cheated. No matter who cheats him, he can double or even win back several times. (End of this chapter)