The little girl was really easy to coax. She had been practicing Taoism in one place for many years and had not seen many people. Fortunately, she met Zhang Xiaofan. It would be easy for her to deal with any time traveler, so there was no way she would give Qi Hao any chance.

Even if there is no room for food later, it will definitely be eaten in the front... Su Chen said a few nice words about Tian Ling'er's clothes and praised Tian Ling'er for being more beautiful.

Tian Ling'er was overjoyed.

I stopped hesitating and said, "I, I don't want you to be taken away by someone else, otherwise there will be no one to play with me in the future. Junior brother, you are mine!"

"I'm older than you."

Su Chen corrected: "I don't like the name of Junior Brother."

"I don't care, we are practitioners!"

Tian Ling'er blushed and declared her sovereignty: "You, did you do this on purpose? You still don't understand my feelings. I... I want you..."

Tian Ling'er rushed over.

Su Chen didn't dodge.

Just do what you should do at this time and follow your body's instincts. Tian Ling'er, who was picked up, was also prepared.

Su Chen, who is considerate, took the initiative to take on the trouble.

It was obvious to the naked eye that Tian Ling'er, who had just reached adulthood, had a much better figure than imagined and was quite large.

The delicate face, tender body, snow-white and crystal skin, and curvy figure make people unable to stop and gradually become unrestrained.

……

This battle lasted for a long time and a small accident happened in the middle, and their small movements were seen by others.

The person who saw it was Tian Ling'er's mother.

"How to do?"

"It's so embarrassing!"

Tian Ling'er's voice was weak and her throat was dry. She had come back to her senses from her trance, and the shyness that had been delayed for a while suddenly surged into her heart.

Su Chen didn't say anything, but just hugged her tightly and listened to Tian Ling'er saying all kinds of shy and panicked words.

Tian Ling'er talked for a long time, her voice became weaker and weaker, and she stopped talking, recalling what happened last night in her mind.

It turned out that Chunfeng was very scared when he heard and thought about it, but when he came to his senses, he felt shy and even had a little aftertaste.

Now that the two of them were in contact at a distance, she felt the changes. Tian Ling'er talked about being good to her again. No matter what, she was determined to follow her words.

"Don't try to get rid of me, humph!"

Inseparable, entangled for a long time.

At breakfast.

Tian Ling'er kept her head down, as if she had done something terribly bad. She didn't dare to raise her head at all. She kept shrinking into Su Chen's arms, not daring to look at her mother's expression.

Tian Buyi noticed something was wrong and felt sour in his heart. He was about to say something but he didn't know how to say it.

Saying that the other party is not worthy of his daughter? Well, that is an immortal. He said that the entire Qingyun Sect combined is no match for him. Is it talent or something else?

There was nothing to be angry about, and the matter was already settled. Compared to this, could I find a better solution for my daughter?
Forget it, if he doesn’t see her, he won’t be annoyed. Tian Buyi turned a blind eye and just kept reminding his other disciples.

The other disciples were all very obedient and instantly understood what their master meant. The little apprentice sister, who originally had a position above them, was now above them.

Apart from Junior Sister, they dare not call anyone else Junior Brother.

Su Chen was not interested in what was happening at the table; he was thinking about what to do next.

This is a world that I am familiar with, but there is no regret in this world.

The village was not massacred, the old monk became a Buddha and fulfilled his wish. The evil sect did not need to take action himself, the ancestor of Qingyun Sect could easily solve all problems as long as he jumped out.

There is no regret. Just follow your own ideas, change the world in big ways and do whatever you want.

Find a reasonable method and system to improve your cultivation and defeat the backward immortals in one fell swoop.

Su Chen already had an idea in his mind, all he had to do was put it into practice.

He decided to use the game in the second world he created to achieve his goal.

Before promoting it, he decided to pilot it with his own skills.

Select a destination.

"Lu Xueqi, do you want to try to cultivate immortality with a loan?"

"Need not!"

Lu Xueqi refused, "That's not the right way after all!"

Reject nouns you have never heard of, people you know, and suggestions from others first.

"There is no right or wrong way to cultivate. My cultivation method is a shortcut. It is the latest one. I came to you on purpose. If you don't agree, you will regret it sooner or later."

Lu Xueqi said, "I won't regret it. I have my own path."

"Then will you take out a loan?" Su Chen looked at Wen Min.

“What is a loan?”

Wenmin was curious.

He was not surprised that he didn't understand, and Wenmin explained it patiently and in detail.

Wenmin looked like, "What are you talking about? Why can't I understand anything? Why can I understand every word? Put together, they are all words I don't understand."

Su Chen: "..."

Is this the average level of prenatal education in this spiritual practice community?
No, Wenmin had at least been taught by a famous and righteous family, and his level of cultivation was far above the average.

He decided to explain patiently, which meant that he would first lend money to Wenmin, for example, for a few hundred years.

In this way, Wen Min can cultivate more after hundreds of years of cultivation. On that basis, even after the loan is repaid, the cultivation gained from his own cultivation is still his own cultivation, and he has experienced the cultivation of so many years in advance. All he needs to do is pay a little interest for various benefits.

After explaining it in detail many times, Wenmin finally understood.

"You mean I borrowed a few hundred years of cultivation from you. If I continue to practice with my current cultivation, I can increase my cultivation by a certain number of days every day. For example, if I can increase my cultivation by three days a day after practicing for a few hundred years, the cultivation increase of one day will become ten days after practicing for a few hundred years."

"Ruzi is teachable, that's it, it's even more exaggerated than you think, you have to think about the bigger picture."

Su Chen patiently and persuadingly.

Wen Min: "Will there be no hidden dangers?"

"No, the purest cultivation."

"Then give me a loan, how much can you lend me?"

"Based on your own talents, I will maximize your cultivation and decide how much cultivation to loan you."

"Can this still happen?"

"Of course I won't let my own people get into trouble. When there are good things, I will naturally think of my own people. I will tailor it for you. People from Qingyun Sect will not lie to other people from Qingyun Sect!"

Wenmin was moved.

After Su Chen's test, "With your current level, I suggest you borrow 372 years. After practicing for a week, you can come back for retesting."

Wenmin wants to experience it first.

When dealing with customers whom he knows, he is always very patient and gives Wenmin the opportunity to experience it first.

Wen Min discovered that his cultivation level was increasing much faster than before.

In the past, the power engine that increased her cultivation was a car engine, but now it has become a rocket engine.

Su Chen smiled.

It seems that my pilot project has been successful. I don't believe that you, a group of primitive practitioners, will not fall into my hands.

It is possible to take out a loan to cultivate immortality, but the principal must be repaid with interest.

There will be no debt that cannot be repaid.

The purpose of taking out a loan to cultivate immortality is to enable practitioners to better explore their own potential and create more achievements.

So great!

Soon, after Wen Min became stronger, this trend swept the younger generation of Qingyun Sect.

Everyone was naturally curious to see how quickly Wenmin improved and performed so well. Once Wenmin said that, a living signboard was established.

Su Chen used the accumulated skills he had accumulated in his own game to buy gold.

There are also some people who, out of curiosity, deposited their cultivation in their game banks and wanted to earn interest on their cultivation.

Loans were given to the younger generation of Qingyun Sect. In this way, the younger generation of Qingyun Sect became the golden generation, the strongest younger generation in history.

The older generation of Qingyun Sect watched helplessly as the younger generation made rapid progress in their cultivation and their realms rose higher and higher. They almost suspected that they had gone astray in practicing evil skills, until they heard from them that they had gained benefits from the reincarnated immortals. In that time, they did not blame them.

After they understood it, some of them couldn't accept it.

"If it's not your cultivation, why is it increasing so fast?"

"Why is it that with your cultivation method, the realm you have achieved is so stable and powerful?"

"Dad, are you saying that I shouldn't do this?"

Zeng Shushu explained: "What I said makes sense. The reincarnated immortals have said it."

He explained it to his father for a long time.

Summarize it in one sentence.

Quantitative change eventually turns into qualitative change.

"As expected of an immortal, what he said is profound and profound, and the truth is indescribable. However, this method of cultivation is not suitable for..."

The master of the first peak sighed, "Well, with your practice like this, I'm afraid it won't be long before you can achieve the state of Shangqing."

"Dad, you can actually practice as well. Use this practice method to break through Taiqing."

Master Zeng's eyes lit up, and he coughed and said, "My son must be very clear about the twists and turns involved. I wonder how much cultivation I can borrow from the immortal?"

“You’ll know only when you go there.”

After a period of time, the younger generation of Qingyun Sect became addicted to taking out loans to cultivate immortality and could not extricate themselves, and the older generation was gradually affected as well.

The loan Su Chen gave them was relatively favorable, allowing them to get more benefits.

Capitalism has not been brought to its full potential.

Time flies, and it is time for the competition.

Among the Qingyun Sect that signed up for the competition, there are more than twenty people among the younger generation who have reached the upper level of cultivation.

It almost made the older generation of Qingyun Sect practitioners drop their jaws.

This fact also made these old men realize that the era is really over and cultivating immortals with loans is the future.

Fairy Shuiyue became anxious.

When he thought about his most outstanding disciple Lu Xueqi, whose cultivation level was not even up to Shangqing, he fell far behind.

I was so anxious in my heart. Logically speaking, one should not be anxious in cultivation, but the internal competition was so serious, it was no wonder that Shuiyue was not anxious.

At the end of the competition, Lu Xueqi failed to make it to the top eight and stopped in the top sixteen.

It is more like a miracle that Lu Xueqi could reach such a high ranking among more than 20 young people with upper-level cultivation through her own hard work.

After this incident, Lu Xueqi gradually changed her mind and the influence of loans on cultivation and the people around her on her.

The master agreed, and Wenmin took Lu Xueqi to look for him.

Lu Xueqi's eyes seemed to be saying that you are more evil than the evil people.

"Do you still want to take out a loan?"

"I!"

Lu Xueqi really wanted to say loudly that she would not lend money, but Wen Min beside her kept reminding her.

"I, I'll lend it."

"Without some benefits, you can't get a loan."

“I’ll pay interest.”

Lu Xueqi raised her head. She had already figured out the loan for cultivation before coming.

"I want more interest than this."

Wenmin smiled evilly, she always liked to eat melons.

Lu Xueqi turned around and was about to leave.

“I’ll give you a loan.”

Lu Xueqi turned around.

"I need to tailor the loan for you based on your own situation."

Faced with such a delicate and beautiful body, Su Chen naturally used all his means.

After being scolded by Lu Xueqi as shameless, he left with a blushing face after successfully cultivating his skills with the loan.

"I'm giving you a free checkup."

Su Chen recalled his memories. Lu Xueqi was too cold. He didn't know how long this sexual tug would take. If he could conquer her, it might be quick.

Day by day passed.

Lu Xueqi soon experienced the benefits of taking out loans to cultivate immortality.

Su Chen also recalled more related memories.

He started paying attention to Lu Xueqi and discovered that Lu Xueqi was addicted to pay-to-win games.

Also, I always play alone in the game, but I come into contact with too many players.

In such a big atmosphere, she finally felt lonely.

The senior and junior sisters from the same peak originally wanted to play with her, but she played too seriously and no one wanted to play with her.

There was only cultivation left in his life. He kept thinking about what Su Chen had asked before and tried to take the initiative to contact some players in the game. However, the game players were very cunning and he was deceived again and again.

Lu Xueqi was burdened with a huge amount of debt, and her cultivation through loans had completely collapsed.

He just didn't go looking for it.

"She's a fairy in front of people, but she's like this behind their backs?"

Su Chen was amused.

People have another side, and some people even have more than one side.

Lu Xueqi is in such a state now, it would be unreasonable for me not to take advantage of her.

After experiencing the fairy's fall, the fairy's unmasking, and the fairy's further fall.

The fairy is broken.

Rainforest map.

The little black man Lu Xueqi felt hopeless about life.

Su Chen was watching.

As you peel off your masks layer by layer, and your various affairs are known by the people you least want to know, once it is exposed, it will be unimaginable social destruction.

Lu Xueqi couldn't bear this level of social death.

“Everyone’s online life is definitely different from reality.”

Su Chen was blocked.

He had no choice but to log off.

Not long after, Lu Xueqi came over and said, "Don't tell anyone. I can do anything."

This is too much about caring about one's fairy image.

Those who come out of Qingyun Sect may be stubborn and rigid, but they are honest and care about their image. Wan Jianyi is indeed an exception.

"You have too many loans, and how come you have been cheated so many times? And you also...Okay, fine, I won't tell you."

Su Chen smiled and said nothing.

"I won't tell anyone about these things. I believe you can pay it back, so I won't do anything else."

Lu Xueqi was surprised.

She was ready to throw herself into the devil's den, but he did nothing.

Lu Xueqi felt ashamed and felt more and more that she had fallen too far for thinking about him like this.

(End of this chapter)

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