Siheyuan: A Very Happy Era

Chapter 365 As long as you nod

"Sincerity?"

Upon hearing this, Yan Bugui and Yan Jiecheng looked at each other in confusion.

In fact, they also knew that it was indeed a bit unreasonable to ask Li Guoqiang to borrow money in this way.

However, they never expected that Li Guoqiang would ask for sincerity from them so directly!
After a moment of silence, Yan Bugui was the first to react, and then he asked tentatively: "Qiangzi, do you mean to ask for interest?"

"Yup!"

Li Guoqiang nodded, and then said as if it was a matter of course: "Without interest, who would lend you so much money? And for such a long time?"

"That"

Yan Bugui's expression froze for a moment, then he asked nervously, "How much do you want?"

"Not much, only 5% interest a year!"

Li Guoqiang raised his eyebrows and then spoke softly.

"This"

Yan Bugui's eyes widened, and he said with some difficulty accepting: "This is too high!"

At this moment, he seemed to have forgotten that he had asked Yan Jiecheng for 8% interest before, which was much higher than 5%.

"Is it high?"

When Li Guoqiang heard this, he immediately said angrily: "I deposited the money in the bank, and it has an annual interest of 4%, and the interest can be compounded. Now I lend it to you, but it will take five years to pay it back. Is 8% interest too high for you?"

Hearing this, Yan Bugui was suddenly speechless, and then looked at Li Guoqiang with an embarrassed expression. It was obvious that he was not willing to let Li Guoqiang make so much money from him.

Yan Jiecheng, seeing Yan Bugui's expression, became anxious and quickly interrupted, "Qiangzi, I promise you, we'll calculate the interest at 5% per year, and pay it back within five years. Can you lend me the money now?"

After saying that, he looked at Li Guoqiang with anticipation, wishing he could take the money from Li Guoqiang's pocket right then and there.

"Not urgent!"

Li Guoqiang was slightly amused when he saw Yan Jiecheng's impatient expression. He then shook his head and said, "In order to ensure that you can pay me back, you have to give me something as collateral."

"mortgage?"

When Yan Jiecheng heard this, he was stunned for a moment and then quickly turned his head to look at Yan Bugui.

Now, the only thing he could use as collateral was the side room where he lived, but the title deed was in Yan Bugui's hands.

When Yan Bugui saw this, he immediately knew what Yan Jiecheng was planning, and his face instantly became very ugly.

You know, that house deed was used as collateral when he lent money to Yan Jiecheng.

If this is given to Li Guoqiang, won't he have no protection at all?

"dad!"

Seeing Yan Bugui's expression, Yan Jiecheng said hurriedly, "Can you please take out the deed first? After this hurdle is over, I will definitely be filial to you in the future!"

"Wait!"

Upon hearing this, Yan Bugui thought that apart from Li Guoqiang, there was no one else who could lend them so much money. Also, he had already invested so much money in Yan Jiecheng, so he couldn't give up halfway.

So, in the end, he could only speak with a dark face, turned around and went back to his home, took out the house deed that was at the bottom of the box, and handed it directly to Li Guoqiang.

Li Guoqiang reached out to take the house deed, took a careful look at it, and after finding no problems, he took out a pen and paper and wrote two copies of the mortgage IOU in front of Yan Bugui and Yan Jiecheng.

Among them, the two most important contents are: one stipulates an annual interest rate of 5%, and it must be repaid within five years; the other stipulates that if Yan Jiecheng cannot repay the loan within five years, the house will belong to him unconditionally.

Yan Bugui and Yan Jiecheng looked at the contents of the IOU and found nothing wrong with it. Just as they were about to sign their names, they were stopped by Li Guoqiang.

Afterwards, without waiting for them to ask, Li Guoqiang went to Sha Zhu's house and called Sha Zhu over to be a witness.

Seeing that there was such a fun opportunity, and seeing that Li Guoqiang had promised to give him a jar of good wine, Sha Zhu naturally did not refuse and immediately wrote his name on the IOU with a happy face.

When Yan Bugui and Yan Jiecheng saw this situation, they did not think of going back on their word. They immediately signed the IOU with Li Guoqiang, then hurried back home with a small stack of bills.

"Qiangzi, aren't you afraid that he won't pay you back?"

When Sha Zhu saw Yan Bugui and Yan Jiecheng leaving, he tried to hold back, but finally couldn't help but asked.

After all, in his opinion, the side room where Yan Jiecheng lived was such a tiny place and was not worth 1000 yuan.

What's more, there is an annual interest rate of 5%, which adds up to 1250 yuan.

If Yan Jiecheng is unable to pay back the money, even if he can use the house as collateral, he will still lose at least several hundred dollars.

Therefore, he really couldn't understand why Li Guoqiang did this?
"Ah!"

When Li Guoqiang heard Sha Zhu ask this, he smiled slightly, then waved his hands and said, "It's okay. If he really doesn't pay me back, I'll just think of it as buying a house with him."

"what!"

When Sha Zhu heard this, he couldn't help laughing and said jokingly, "Since you are so willing to spend money, why don't you buy our house too!"

"Okay!"

Li Guoqiang's eyes lit up when he heard this, and then he nodded quickly and said, "Name a price, and I'll give you the money tomorrow!"

"Forehead"

When Sha Zhu heard what Li Guoqiang said, he was stunned for a moment.

Then, he came to his senses and asked in surprise, "No, I just said it casually. Are you serious about it?"

"if not?"

Li Guoqiang rolled his eyes, then said unhappily, "Do you think I can joke with you about this?"

"This"

When Sha Zhu heard this, he was suddenly speechless.

"Hey!"

Seeing this, Li Guoqiang hurriedly urged: "Are you going to sell it now? If you are going to sell it, name a price!"

"you"

Seeing Li Guoqiang's big tone, Sha Zhu couldn't help but said indignantly: "It's easy for you to say that. We have three empty houses now. According to the market price outside, they are worth at least three or four thousand yuan. Can you afford so much money?"

"Four thousand then!"

Upon hearing this, Li Guoqiang didn't waste any words and directly provoked him: "As long as you nod, I can send the money to you tomorrow night." As soon as these words came out, Sha Zhu was stunned for a moment.

He didn't expect that Li Guoqiang was actually willing to spend so much money to buy their house.

You know, he just shouted out the highest price he could.

If he could sell those three houses for four thousand dollars, he would really make a fortune.

Thinking of this, he couldn't help but feel a little moved, and then asked suspiciously: "Where did you get so much money?"

"Never mind that!"

Li Guoqiang glared at her, then said unhappily, "Just tell me whether you want to sell it or not!"

"Sell!"

Seeing Li Guoqiang being so stubborn, Sha Zhu lost his temper for a moment, and immediately nodded, saying in a deep voice: "Whoever doesn't buy it is a grandson!"

"Row!"

Li Guoqiang was slightly delighted when he heard this, then he nodded quickly and said, "Then let's sign the contract now!"

After saying that, without waiting for Sha Zhu to say anything, he took out a pen and paper, wrote a real estate transaction contract, and handed it to Sha Zhu.

Sha Zhu looked at the contract, hesitated for a moment, and finally signed it without saying anything.

In his opinion, he was alone now, and it was completely sufficient for him to have the three main rooms in the north house to live in.

As for those three houses, they would just be left there anyway, so it would be better to sell them to Li Guoqiang, make a huge profit, and then put the money in the bank to earn interest.

According to the current bank's one-year interest rate of 4.8%, the four thousand yuan can bring him nearly 200 yuan in interest every year, which is almost as much as his half-year salary.

Soon, he returned home happily holding a small jar of aged wine, completely unaware that the three houses he sold to Li Guoqiang had increased in value by hundreds or even thousands of times over a dozen or twenty years.

By then, the little interest he earns from the bank every year may not even be a fraction of the value of the house.

When Li Guoqiang saw Sha Zhu leave like this, his mood suddenly became very good.

He didn't expect that he was just making a casual move, wanting to see if he could get Yan Jiecheng's house, but ended up getting three houses directly from Sha Zhu.

This not only allowed him to take a small step forward in his plan to own the entire courtyard house, but also solved the problem of not having enough housing after Luo Huijuan and others had children.

Although on the surface it seems that Sha Zhu made a lot of money, to him, the 4000 yuan was just 500 kilograms of honey.

All in all, although he seemed to have suffered a loss this time, he actually made a lot of money.

Just when he was thinking about who he could buy the house from next, Yan Jiecheng was turned away at his own home.

In desperation, he could only shout to the inside of the house with a pitiful face: "Wife, wife, open the door, I have something to tell you.

Wife, wife! "

After shouting for a while, perhaps because she was worried that Yan Jiecheng's shouting would attract the neighbors in the yard, Yu Li finally opened the door. Then, without even looking at Yan Jiecheng, she turned around and lay back on the bed.

Seeing this, Yan Jiecheng hurried into the room, closed the door, then walked to the edge of the bed, sat down cautiously, and put his hand on Yu Li's shoulder.

But the next moment, Yu Li dodged as if she was electrocuted, and then quickly moved a long way inside.

When Yan Jiecheng saw this, his face instantly turned ugly. Then, thinking of the consequences of Yu Li divorcing him, he had to force a smile and said in a flattering way:
"Wife, I know I was wrong. It was my fault before. I shouldn't have hit you. Can you please forgive me this time?"

After he finished speaking, he waited for a while, and seeing that Yu Li didn't respond, he hurriedly continued, "Wife, I have just borrowed money from Uncle Dad and Qiangzi, and with the money that Dad promised to take out, it is enough to pay off those debts.

From now on, I promise I will never gamble again, can you give me another chance?"

After hearing this, Yu Li tried to hold back, but in the end she couldn't help but turned around and asked with a frown, "You said Qiangzi lent you money? How much did he lend you?"

"He borrowed 1000 yuan."

Upon hearing this, Yan Jiecheng quickly replied, "Another old man borrowed 200 yuan."

"Four dollars?"

When Yu Li heard that Li Guoqiang had lent Yan Jiecheng so much money, she couldn't help but ask in surprise, "No, how could Qiangzi lend you so much money?"

As far as she knew, Li Guoqiang was a man who would not release his eagle until he saw the rabbit.

In order to get back 500 yuan from Li Guoqiang, she sacrificed everything. Now, how can Yan Jiecheng, a gambler, borrow so much money from Li Guoqiang?
"that."

When Yan Jiecheng heard this, he couldn't help but say awkwardly, "I mortgaged our house to him."

"No wonder!"

Yu Li was slightly stunned, then nodded with some realization.

Then, she suddenly thought of something and couldn't help but said sarcastically, "Yan Jiecheng, you've mortgaged your house to someone else. Are you planning to live on the street in the future?
With your current status, what qualifications do you have for me not to divorce you? "

"daughter in law!"

Upon hearing this, Yan Jiecheng hurriedly explained, "Don't worry, we only need to pay back the 1000 yuan within five years. With our current salaries, it shouldn't be a problem."

"Humph!"

Yu Li snorted coldly, then said with some disdain: "You make it sound so easy, you don't have to eat or drink normally, right?

Even if I don't eat or drink, it will take at least a year and a half to pay back the 1000 yuan.

What's more, what about the money you owe your dad?
I don’t know how long it will take to pay off all this money.

I don’t want to live my whole life just to help you pay back the money.”

After saying that, she turned over and turned her head away, no longer looking at Yan Jiecheng's miserable look, for fear that she would not be able to control herself and start fighting with Yan Jiecheng again.

When Yan Jiecheng heard what Yu Li said, he fell silent for a moment.

In fact, he knew how difficult it would be for him to pay off all his debts.

If Yu Li could stay with him and pay off his debts together, perhaps there would be a glimmer of hope.

And if Yu Li divorced him, then he would really have no hope at all.

Therefore, no matter what, he could not let Yu Li divorce him.

Thinking of this, he fixed his gaze on Yu Li's plump and charming back, thinking that if he could make Yu Li pregnant, perhaps Yu Li would not divorce him.

Just as he slowly extended his hand to Yu Li's back, Yu Li turned around suddenly as if she had eyes on the back of her head and shouted, "What do you want to do?"

Yan Jiecheng: "."

(End of this chapter)