Become the Emperor of Man by starting from the Qiyun entry

Chapter 485: The role of the Love Pagoda and unexpected luck in love (7k)

The Pagoda of Love Sins has thirteen floors and its body is slender and delicate.

The whole is made of dark black strange stone, the surface glows slightly, and seems to be flowing with a faint silver light.

The pitch-black tower body and the silver light blend together, emitting a flickering glow.

Each layer of the tower is clearly visible, stacked one on top of the other, with delicate carved patterns surrounding its surface, like delicate emotional entanglements.

But the pagoda is very small, and Chu Wujiang can hold it in one hand.

A corresponding passage suddenly appeared in the heavenly book:

[150 points of silver romance luck detected. ]

You should pay me back as much as I give you, right?

Chu Wujiang's face turned dark. He had gone to such great lengths to reach the Land of Illusion.

As a result, the owner of the magic mirror responded with "You are not a romantic person" and hit him back.

It was only the explanation in the Heavenly Book that made Chu Wujiang understand the whole story.

This key can lead you into the illusory world of Taixu, where there should be a top-notch secret treasure of romantic luck hidden. It is no exaggeration to say that it is golden.

Only those who are in love can enter.

Because Taixu Illusion Realm does not welcome people who are bad at marriage.

She saw the red thread of marriage on Chu Wujiang's body, which seemed to have been torn off from someone else and tied directly to his body, and then she drove him away.

It’s just that Chu Wujiang has too much luck with women, and he has injected a large amount of silver luck into the key, so the owner of the Taixu Illusionary Realm cannot expel it by force.

She could only return her peach blossom luck and give her a pagoda of love sins to send away the god of plague.

So what is the function of this pagoda?

Chu Wujiang immediately injected a huge amount of vital energy into the pagoda and activated it with his own romantic luck.

Sure enough, the pagoda emitted a silver light, which shone on Chu Wujiang's body.

Chu Wujiang was then surprised to find that there was a faint black gas surrounding him. The black gas turned into love sin and merged into the Love Sin Pagoda.

After all, Chu Wujiang has ruined many marriages and changed many destinies along the way.

This is how love sins arise.

If love is positive, means supporting each other through thick and thin, and being together through life and death, then it is fate.

If resentment is negative, it means not being able to get what you want and the pain of meeting someone you hate, then it is emotional sin.

The pagoda absorbs the evil love and the silver peach blossom luck and they are entangled with each other.

Chu Wujiang practiced the "Heavenly Demon Bliss Technique" and found that his love sins were increasing.

Logically speaking, Chu Wujiang has a very harmonious relationship with the ladies, reaching the level of [eternal love], so there should be no resentment.

Occasionally, Lu Youlan and others' jealous behavior is just the interest between husband and wife.

As a result, when he raised his head, he found that the evil desires were pouring in from his own back garden.

Now I understand.

It turns out that the women of the Ning and Rong mansions were the main source of love sins.

Their fate was rewritten and the red thread of their marriage was completely disrupted.

Chu Wujiang accepted them as servants and severed their original marriage destiny, which naturally led to emotional conflicts.

Therefore, Taixu Illusion Realm provides benefits and warnings.

If there is a benefit, Chu Wujiang can see the love sin and find a way to resolve the grudge.

The warning will stop him from ruining other people's marriages, so as to avoid committing the sin of love and suffering a tragic love disaster.

Chu Wujiang understood the function of the Love Pagoda and had only one sentence in his mind.

fart!

The so-called love sin is nothing but hate caused by love, and the interweaving of love and hate.

As long as he doesn't let down all the women in the world, why should he fear the sins of love?
And this pagoda has more than just these values.

Chu Wujiang poured all the remaining 50 points of silver peach blossom luck into the pagoda, forming a silver iron gate that instantly suppressed the incoming love sins.

When he finished all this, Baili Jin's voice came from outside the door:

"My Lord, Madam Wang is here."

Chu Wujiang put away the Love Pagoda, smiled and said:

"Come in, the door is open."

Wang Yan carefully took off her veil, and the moment she saw Chu Wujiang, she was a little dazed.

As the eldest daughter-in-law of the Duke's Mansion, she had seen many handsome young men, such as her younger uncle Zhen Yingcai, who was already a romantic figure, but compared with Chu Wujiang, there was a huge gap.

Especially that inexplicable youthfulness that made her breathing a little rapid.

It was also the first time that Chu Wujiang saw Wang Yan.

She had almond-shaped eyes, a high nose bridge, a beautiful face, and a charming figure. She was not an ordinary-looking woman and was stunning.

Wang Yan's hair was combed up high into a bun with a few gold hairpins inserted in it. She wore a pair of delicate gold earrings on her ears and a dark red brocade dress. Even though she had become a servant, she looked more like a wealthy lady than a widow.

She had to hurry to see Chu Wujiang before she changed into servant's clothes to ensure that she was in the best possible posture.

Chu Wujiang smiled and said:

"Madam Wang, please take a seat."

Wang Yan immediately knelt down and saluted:
"The guilty woman dare not."

Not only did she kneel on her knees, she also put her head to the ground, using a prostration posture.

When ordinary slaves met their masters, they only had to bow or kneel down. Such great courtesy was only performed when facing gods or benefactors.

Chu Wujiang sat on the futon, accepted Wang Yan's greeting, and couldn't help but smile:

"Madam Wang, why do you perform such a grand ceremony?"

Wang Yan took a deep breath and said:
"I have already made a clear break with the Duke of Rong's Mansion. Please take me in, Lord."

"I once established an underground bank for the Duke's Mansion to earn interest. If the Marquis is interested, I am willing to work for him."

Wang Yan will not cry and wait for others to arrange his fate.

She wanted to fight for her own opportunity and take the initiative to meet Chu Wujiang, even if it meant sacrificing herself.

Wang Yan fell to his knees, his body trembling slightly.

Although Chu Wujiang had an extraordinary appearance, such a humiliating dedication was equivalent to confining him to the status of a slave.

But it's better than being a slave forever.

Chu Wujiang looked at the [Love Sin Pagoda], and through the pagoda at Wang Yan, and found that a wisp of black air was emerging from her body, and this black air was brewing love sin.

This made Chu Wujiang think.

[The Love Sin Pagoda warned me not to ruin other people's marriages.]

[But if we say it the other way around, wouldn't that reveal the true level of favorability? ]

[Or I can use this treasure to observe the birth and cause and effect of love and evil. ]

Chu Wujiang smiled faintly and said:

"Madam Wang, please get up."

When Wang Yan heard the word "Madam", he continued to kowtow and said:

"The guilty woman dare not."

Chu Wujiang smiled and said:
"I ordered you to get up, but you refused. How can you serve me?"

Wang Yan quickly stood up and said:
"The guilty woman obeys the Marquis."

Chu Wujiang nodded and said:

"Very good, please sit down first."

Wang Yan brushed off the dust on his body and sat down carefully. He sat upright with his legs together and his knees slightly tightened inward. His whole posture was natural yet noble.

Chu Wujiang saw her sit down and continued to ask:

"I remember that Madam Wang was very favored by the old lady in the Duke of Rong's mansion. She came here today on her own initiative. Aren't you afraid of ruining your reputation?"

Wang Yan said seriously:

"This time the old lady has signed a divorce letter for you, and also made me sign a document to sell myself. The friendship is severed."

"Why should a guilty woman continue to mourn for the Duke's Mansion?"

"It is better to surrender to the Marquis as soon as possible and strive for a good result."

Wang Yan bit his lips lightly and whispered:

"The guilty woman volunteered."

Chu Wujiang smiled and said:

"So, can you play chess?"

What is this special way of playing?

Wang Yan didn't understand, so he could only nod and say:
"The guilty woman knows a little bit, and just regards it as a boudoir amusement."

Chu Wujiang successfully took out the chessboard, nodded with a smile and said:

"Then let's play the next game first."

Wang Yan bowed and said:
"I obey your command!"

Wang Yan is good at chess. She said she knows a little bit, which is true. She is probably at the amateur fifth dan level, close to the professional level. The moment she picked up the chess piece, she exuded a fierce aura.

Don't want to lose!
She herself was a member of the Wang family's side branch and had no outstanding talent in martial arts. She was destined to become an object of arranged marriage, and to marry into the Rongguo Mansion, obviously a pawn.

But she was unwilling to admit defeat. Even if she became a widow, she was still devoted to pleasing the old lady.

The old lady liked to eat vegetarian food and chant Buddhist scriptures. Every time Wang Yan visited the old lady, she would dress up as a nun and discuss Buddhist scriptures with her.

Wang Yan gradually became an important figure in the Rongguo Mansion, a good assistant to the old lady, and managed the mansion's property.

She could be said to have exploited the citizens of Tianjing by sucking their blood out of them through usury. She was always able to make the money circulate around and return it to the Duke's Mansion, where she could do things efficiently.

But all her achievements were easily shattered by Chu Wujiang.

The old lady only said one sentence:
"Yan'er, I'm sorry for you."

Wang Yan felt like the sky was falling.

More than ten years of hard work turned out to be a joke.

But she was strong-willed after all. After being sent to the Chu family, she decisively chose to attack, and would rather sacrifice herself than be abused.

At least she was proactive and could comfort herself.

[It seems that Champion Hou prefers outstanding talents. ]

[Only by not admitting defeat can you win his favor and gain favorable conditions. ]

Wang Yan's eyes focused and she placed a piece on the chessboard. She was going to give it her all.

But she didn't know that Chu Wujiang possessed the luck of "half a move ahead of heaven" and only the God of Go could compete with him.

Chu Wujiang made a move casually and looked towards Wang Yan. The heavenly book revealed the fortune she possessed.

【Name: Wang Yan】

【Martial Luck: Evil Spirit (White)】

【Fortune: Rich Lady (Green)】

[Wealth: Greedy (grey), thrifty (green), money-driven (purple)]

【Literary Luck: Mindfulness (Blue)】

[Romance luck: Jealous woman (grey), oppressive husband (black), well-mannered (white), charming (green), many children (purple)]

Chu Wujiang was shocked when he saw this.

Mrs. Wang has too much luck, and she is obviously destined to bring bad luck to her husband.

The three fortunes of being scheming, being a jealous woman, and oppressing her husband when combined are three times stronger than a complete fate of being a husband-killer.

Her scheming means that she knows how to plot.

A jealous woman cannot tolerate having someone else around her husband.

To suppress her husband means that she is competitive and always wants to be better than her husband.

The combination of these three is something that most people cannot enjoy.

Generally speaking, if a husband is always dominated by his wife, or if their horoscopes are incompatible, then he is even worse off than a unlucky husband.

Chu Wujiang suddenly understood how her husband died.

If the Emperor Wu's curse encounters someone with such a tough fate, it would be easy to kill him.

Logically speaking, when someone from the Duke's Mansion gets married, he will definitely hire a high-level fortune teller to calculate the horoscopes of both of them and even look at their fortunes.

Unfortunately, Wang Yan had the fortune of [Many Children (Purple)], which directly covered up the effect of restraint, causing the fortune teller to make a wrong prediction, and the eldest son of the Duke of Rong's Mansion died instantly.

While Chu Wujiang was studying Wang Yan's luck, he suddenly exerted force and placed a piece.

boom!
Originally, Wang Yan's chess game seemed to be evenly matched. Chu Wujiang was giving her some guidance, but now he was going all out and attacking Wang Yan's weak points directly.

Wang Yan's chess game suddenly suffered a great disadvantage.

If men are weak, they will be oppressed by women.

Chu Wujiang saw through her fate and immediately came up with a plan.

That is to completely crush her arrogance and defeat her completely.

Wang Yan's pupils shrank slightly, and a dense layer of cold sweat broke out on his forehead.

She could understand the chess game in front of her. Champion Hou's chess skills were as mighty as a mountain, and she was no match for him at all.

But you can't give up!

Wang Yan gritted his teeth and stood firm, his blood boiling.

Fifty hands, one hundred hands...

When a person with poor chess skills plays against an expert, it is sometimes like being tortured. She managed to hold on until she was completely defeated after a hundred moves, and then she said with difficulty:

"The guilty woman lost."

"The Marquis's chess skills are too high. I am no match for him."

Wang Yan's face was filled with frustration, and he added:

"Please allow me to go back and practice, and challenge you again in the future."

Chu Wujiang smiled and said:

"It's great that you can play like this. If you want to challenge me, forget it."

Wang Yan said unconvincedly:

"Is the Marquis' chess skill unrivaled in the world?"

Chu Wujiang nodded with a smile and said:

"Is such that."

"Even if he is the god of Go, I can still beat him by half a step."

"You are an amateur fifth dan, and you can play a hundred moves with me."

"When you reach professional level, you can probably only play thirty moves with me."

Wang Yan's heartbeat suddenly quickened.

This man is strong in every sense of the word.

The men she met in the Duke of Rong's Mansion, even if they had good looks, were mostly ruffians at heart and were completely incomparable.

Chu Wujiang deliberately pulled the opponent into the realm of Go. In addition to using sacrifices to explore the opponent's luck, he also needed to use the realm of Go to completely crush his opponent.

Her originally gentle and strong demeanor changed, and she said softly:
"I am a sinner who overestimates my own abilities. Please punish me, my Lord."

Chu Wujiang smiled and said:
"There's no need to punish him." "Mrs. Wang just said that you were in charge of the finances of the Duke's Mansion?"

Wang Yan said quickly:

"Yes, apart from the Tao family's Shenlong Bank, the bank with the highest lending efficiency, the best returns, and the lowest bad debts in the entire Tianjing is the [Shanyuan Bank] of the Rongguo Mansion."

"Now those bills, the sinner still remembers some of them."

"These invisible assets support the operation of the entire Duke's Mansion."

"The rent collected by the Duke's Mansion every year actually includes the loan interest."

"I have a bill and some debt collectors. If the Marquis is willing to provide funds, I can guarantee that I can earn double or triple the money."

Chu Wujiang smiled and said:

"How much interest does the lady earn in a year?"

Wang Yan's eyes suddenly lit up, and he quickly said:

“It depends on the type.”

"If you are poor, the interest rate is high, and if you are rich, the interest rate is low."

"If it's for consumption, the interest rate will be higher, and if it's for business, the interest rate will be lower."

"In a year, without compounding, it's about 120%." (Annual interest rate %)

No wonder.

Chu Wujiang now understood why the people in various places were poor and heavily in debt.

As long as the debt remains unchanged, the people's asset situation will not improve and their living standards will not improve.

Theoretically speaking, a farmer can produce 800 kilograms of grain from one acre of land. If the rent is calculated at 240% and the tax is calculated at %, the farmer can keep kilograms of grain. If he has five acres of land, it seems that he will be able to have enough food.

But the reality is far from this. Farmers still have very heavy debts.

Weddings, funerals and other expenses forced farmers to take on large debts, leaving their descendants to pay off the debts.

With these means, the profit is compounded and the donkey rolls over, it will be in vain to achieve a yield of 800 kilograms per mu, even 1800 kilograms per mu.

Wang Yan did not lend money to farmers, but to the wealthier citizens of Tianjing and even the samurai class.

After one month of rolling, the money appreciates by 10%.

The money will increase by 120% in one year
There is no business that can make money as much as lending.

Chu Wujiang denied it outright:

"No."

Wang Yan shouted anxiously:
"My Lord, why?"

"If we don't make this money, others will."

"Don't worry, my Lord. I still have some tricks up my sleeve. I promise to collect the money."

"It will not harm the interests of the Marquisate. I guarantee it with my life."

Wang Yan had to be anxious. She could make money from lending and ensure the lowest bad debt rate. Even in her previous life, she could become a top billionaire relying on this skill.

This is also her most core skill.

Chu Wujiang smiled and said:

"Mrs. Wang promised to collect the money, relying on the [Debt Collector], right?"

Wang Yan's face turned pale. She didn't expect that the biggest secret in her heart was suddenly exposed by Chu Wujiang.

"My Lord, I never used ghosts to kill people. I just scared them and used them to collect debts."

Chu Wujiang would not believe such nonsense. He smiled and said:

"Madam Wang, I am just telling you that the Chu family will not engage in the business of lending money."

"This is of no value to me."

Wang Yan's face was pale and her brain was working rapidly.

"My Lord, that sinner can still settle accounts and manage the family..."

Chu Wujiang smiled and said:
"Why should I give the Chu family's property to Madam to manage?"

“The Chu family is not short of such talents, and we also have a wife to take charge of the rear.”

The attack continues.

Chu Wujiang wanted to drive her to the bottom and make her realize her situation.

Wang Yan was unwilling to accept defeat, so he took a deep breath and said:

"Because I am more loyal than anyone else, and more willing to serve you than anyone else, and allow you to command me!"

She fell here unwillingly.

All the chips are put directly on it.

Compared to the beginning, the pride hidden in her heart had been largely shattered.

Chu Wujiang felt Wang Yan's submission and finally nodded:

"I understand."

"Madam Youlan needs someone to do the accounting and check the accounts to calculate the gains and losses of the business."

Wang Yan's face lit up with joy, and he quickly said:

"I will do my best to help you manage the family business."

Chu Wujiang nodded and said:

“As for the lending you mentioned, you can do it independently. You can’t use the Chu family’s name, and you can’t make such a profit.”

"The Chu family needs to lower the interest on the money they lend out."

Anyone who lends money will have a bad reputation.

If the Chu family really wants to make money this way, they have to use a pair of white gloves.

All the nobles in Europe know that they need to use tools.

When public resentment reaches its peak, another group will be killed, and the cycle will repeat over and over again.

Lending money makes people feel guilty because they use money to make money, as if they have not done anything but have earned money for nothing.

But being able to borrow money is better than not being able to borrow any money at all.

There will always be help in times of emergency.

The imperial court stipulated that the maximum annual interest rate was 50%, and any interest rate exceeding that was illegal.

The problem is that no one is willing to lend money at a low interest rate.

Wang Yan quickly replied:

"I understand. May I ask how the Marquis would like to set the interest rate?"

Chu Wujiang pondered and said:

"The lower the better. Do you think 10% is okay?"

Wang Yan quickly retorted:
"Absolutely not."

"The sinner has a secret technique that can use money to drive debt collectors to intimidate people who don't pay their debts, but there is also a 10% bad debt rate and loss."

"If you lend out 100 taels of silver, you will definitely not get back 10 taels of silver. This is a necessary cost."

"They really have no money. They may have encountered natural disasters or unexpected misfortunes, and they can't squeeze any money out of them."

"The remaining 90 taels of silver will be used as interest. The interest rate must be above 11% in any case, so that the income and expenditure can be balanced."

When Wang Yan mentioned his major, he felt like he could talk endlessly:

"My Lord, why are the interest rates for the poor so high? It's not because we are targeting the poor, but because the poor have a higher risk of repaying the loan. They are more likely to default on their debts because they can't pay it back."

“That’s what lending is all about.”

"Those with money can often borrow more money, and the interest rate is fair and reasonable."

"No one is willing to lend money to those who don't have money, and those who lend money to them are often gang members."

"As for lending money to warriors, many warriors simply run away and flee to other places. It's impossible to find them, let alone collect the debts."

In the world of martial arts, if you want to borrow money from others, due to the increased mobility of warriors, there will be situations where people borrow money from various places and then run away.

It takes a lot of skill to squeeze money out of a warrior.

Chu Wujiang nodded and said:

"That's it, the interest rate for the poor should be kept at around 5%, and the interest rate for warriors should be based on the standards set by the court, and it should be as low as possible, so as not to make any money."

My Lord, you are doing charity.

Wang Yan felt powerless. The way of thinking of the man in front of him was completely different.

Who can make this little money by lending money?

It’s better not to lend it.

Chu Wujiang smiled and said:
"Your mission is not to make money, but to become their creditor and let them exchange intelligence for money. It doesn't matter if you waive the interest or even lose money."

"If the money is lost, it is lost. Just think of it as poverty alleviation."

"I'm not trying to make you money. It doesn't matter if I lose a few hundred thousand taels of silver a year."

"Do you understand now?"

Wang Yan couldn't help but nodded and said:

"The guilty woman understands."

Chu Wujiang nodded and said:

"Of course, lowering interest rates is not a good thing, it's just a way to exploit less."

“As long as the people’s income is not significantly increased, the current situation will not be changed as the people are heavily in debt.”

“This is just the first step.”

"Your goal is to eliminate debt from poor people. Do you understand?"

The biggest shackle for farmers in ancient times was the heavy debt. Every time the society was reshuffled, they were freed from debt.

So when the farmers heard that the landlord's entire family had been killed, some of them would secretly rejoice because no one would come to collect the debt.

Just as Du Yuesheng burned all the IOUs from his family before his death, so that the debtors would not think that they would be debt-free and send his entire family to death.

Chu Wujiang wanted to know the debt situation of the Tianming Dynasty, so he just spent some money to check the situation.

Wang Yan was stunned when he heard this.

She couldn't understand why some people came out to lend money just to reduce the debts of the poor and make them disappear.

What kind of person is this.

Chu Wujiang smiled and said:

“It’s okay if you don’t understand it now.”

"Let's do it this way first."

Wang Yan nodded quickly and said:
"The guilty woman understands."

Chu Wujiang nodded and said:

"then you go."

Wang Yan stood up and felt something was wrong. Just as she reached the door, she suddenly realized what was going on and turned around and said:

"My Lord, is this sinner now a member of the Chu family?"

Chu Wujiang nodded and said:

"of course."

Wang Yan took a deep breath:

"Is the criminal pretty?"

Chu Wujiang said admiringly:

"On par with my wife."

Wang Yan was a lady from a wealthy family with an extremely beautiful appearance. It was no exaggeration to say that she was a beauty that could topple a country, especially her inherent romantic charm, which was extremely rare.

Wang Yan once again performed the ritual of prostrating himself and said seriously:
"Can a woman of that humble appearance serve the Marquis?"

If she sacrificed herself for the first time, it was because she was forced to do so due to the power of the Chu family.

So her act of sacrifice this time was sincere, an attempt to truly change from the past and integrate into the Chu family.

Chu Wujiang activated the Pagoda of Love and Sin, and a wisp of black air sealed in the pagoda suddenly disappeared.

If he uses coercive means and ruins the other person's marriage, he will easily suffer backlash.

But if both of us are willing, the hidden danger can be eliminated.

Perhaps the owner of Taixu Illusion Realm did not expect that Chu Wujiang would use the Love Pagoda she gave him as a tool to check his favorability.

Chu Wujiang stood up and hugged Wang Yan, saying softly:

"Don't expect me to change your status just for a little pleasure."

"You are just a servant of the Chu family. Whether you can be promoted depends on your merits."

Chu Wujiang is not short of beauty, even this

Wang Yan said seriously:
"A sinful woman would never have such wishful thinking."

"The guilty woman just obeyed."

Whether it was scheming, jealousy, oppression of husbands, or greed for money, all these negative fortunes were suppressed by Chu Wujiang.

She believed that her fate fell into Chu Wujiang's hands, so she chose to go all in!

Wang Yan believed that no matter how tough Marquis Guanjun was, it was extremely rare for a wealthy lady to offer herself voluntarily like this, and it could only leave a little impression in his heart.

The joy between the two people began here.

Wang Yan will not regret today's decision.

For the first time, she experienced the ultimate feeling she had never had before, while Chu Wujiang enjoyed the service of the beauty and observed the changes in the Tower of Love.

Because he didn't believe that this secret treasure from the illusory world of Taixu had only such a limited function.

Soon, the Book of Heaven gave the answer.

[Secret Treasure: Love Sin Pagoda]

[100 points of white peach blossom luck detected. ]

[100 points of blue peach blossom luck detected. ]

[100 points of blue romance luck detected. ]

The first floor of the Pagoda of Love suddenly lit up.

Originally, Chu Wujiang intervened and interfered with Wang Yan's fate and marriage, disrupting her marriage plan. Logically, this would have led to love affairs.

However, Chu Wujiang had too many means. Not only did he see through Wang Yan's true nature, but he was also able to break the persistence in her heart through step-by-step attacks, and finally successfully resolved the love affair.

Originally according to the idea of ​​Taixu Illusion Realm, Chu Wujiang could be rewarded with good luck in love if he could help lovers get married and resolve the love sins he had created.

Unexpectedly, Chu Wujiang did not play by the rules and still got married to the woman, but it was just consensual and he also ruined his romantic luck.

[Now I understand.]

[They must be women with a love affair, and by resolving the love affair and using it for their own benefit, they can be rewarded with good luck in love.]

[It turns out that I misunderstood Taixu Fantasy Land. You are such a good treasure. ]

It was the first time that Chu Wujiang saw a treasure that could generate luck, and his heart was filled with ecstasy.

If the master of the Grand Illusionary Realm knew Chu Wujiang's understanding, he would spit out blood.

The joy of the two reached its peak.

The Pagoda of Love glowed, and the first floor was completely lit up.

(End of this chapter)