Can you be called a rich man if you don’t indulge yourself?

Chapter 162 Another Way to Win Jiang Ruxue
After learning that Gu Heng had fully agreed, Will Riggs signaled the staff member passing by to turn on the video equipment, then stood up, bowed slightly as if he was holding some kind of pious ceremony, and said respectfully: "Mr. Gu, are you willing to become a distinguished black card user of our American Express?"

Gu Heng looked at the solemn expressions of the people in front of him and couldn't help laughing. He said jokingly, "I really can't think of any reason to refuse. How about Mr. Will help me think of one?"

Will Riggs raised his lips, and although his expression was still respectful, the pride on his face was evident: "There are very few people on this earth who would refuse our American Express's black card invitation. Even God, I believe he would find it difficult to refuse.

So please forgive me, Mr. Gu, for not being able to help you find any reason to refuse, because this is something that even God cannot do."

Listening to Will Riggs's exaggerated remarks, Gu Heng smiled and shook his head.
Although what he said was a bit exaggerated
But it is undeniable that on this earth, it is really hard to find a person who would refuse a black card that can make him a hidden world aristocrat and have unlimited credit.
As he spoke, Will Riggs took out a pure cowhide cover from his briefcase. A gilded centurion pattern was printed on the cover of the cowhide book. This contract alone was estimated to be worth a lot of money.
"As long as you sign your name on this agreement, Mr. Gu, the privileges we just promised will take effect immediately. Our 7 employees around the world at American Express Group will regard your interests as our honor! And we will do our best to meet any of your requirements!"

Gu Heng looked at the serious faces of the others and was a little speechless.
I knew that I had become a user of their group, but I thought I had acquired the American Express Group and became their boss.
But what should be said or not
This kind of extreme respect is probably only enjoyed by political bigwigs in China.
People like Gu Heng, who only have money but nothing else, can only enjoy this extreme respect in capitalist countries.
After receiving the agreement written in English, Gu Heng also read it carefully, while Will Riggs introduced it to Gu Heng: "After becoming a black card user of American Express, you only need to pay a symbolic annual fee of 50 US dollars. Apart from that, there is no obligation for you to fulfill in the contract.

The interest calculation for overdraft amounts is also simple and clear. The interest for amounts below 1 million US dollars is 4.72% per annum, the interest for amounts above 1 million and below 10 billion US dollars is 6.22%, and for amounts above 10 billion US dollars, the annual interest rate is uniformly 9.15%, and there is no interest in the first month. In other words, even if you spend 100 billion US dollars, as long as you can repay the principal plus interest of 109.15 billion US dollars after thirteen months, it will be fine.

Of course, this amount of money currently only allows Mr. Gu to use for overdrafts on personal consumption, not commercial use. As you know, U.S. law is very sensitive to various taxes, but if you need it, you can contact our company. We can convert this personal consumption loan into a commercial loan through operations. After all, you are our God, and the law is not worth mentioning in front of God.

But I need to remind you that if you fail to pay the interest on time or have financial problems, our company may suspend all the privileges of your black card. Of course, a wealthy person like you does not need to worry about this. "

Will Riggs was very sincere. Why would American Express give so many privileges to a black card? Isn't it just to make money? If you can't pay the interest or go bankrupt, why would they continue to provide services to you?
So Gu Heng didn't take his words seriously at all. Although his expression showed that he was thinking about the pros and cons, he was actually calculating the basic interest rate in his mind.
The annual interest on 100 billion US dollars is 9.15 million US dollars, which is about 60 billion RMB in RMB.
But it is clear that I will definitely not spend 100 billion US dollars.
With my current consumption level, a limit of 10 billion US dollars is the limit.
In other words, as long as you pay 6220 million US dollars in interest every year, you can have 10 billion US dollars to spend at will?
value!
6220 million, about 4 million RMB
Very high indeed.

But this only applies to ordinary wealthy people, and Gu Heng is not among them.

If using black cards to spend money is considered indulgence, then this 10 billion US dollars will become at least 20 billion US dollars in Gu Heng's hands.
And it’s the least!
It could even reach as high as 100 billion US dollars.
This means that you only need to spend 4 million yuan a year to earn tens of billions of wealth.
Thinking of this, Gu Heng no longer hesitated. He took the pen from Will Riggs and signed his name on the agreement.

After seeing Gu Heng sign, Will Riggs finally felt relieved. He and several other representatives of American Express bowed to Gu Heng at the same time: "Congratulations, Mr. Gu, for becoming the most distinguished black card user of our American Express!"

As he spoke, he took out a small box from his briefcase and handed it to Gu Heng.

Gu Heng took the box and opened it, and a small and exquisite card appeared in front of him.
After playing with the card between his fingers for a while, Gu Heng looked at Will Riggs' face and asked, "Didn't Mr. Will just say that it would take some time to get the card to me? What's this?"

Will Riggs quickly explained, "This is the ICBC Centurion Black Card that our Express Company has cooperated with ICBC China to issue. However, this card is somewhat different from the ICBC Centurion Gold Card. The limit of this card is 1 million RMB. Currently, we have only cooperated with ICBC to issue 100 black cards with a limit of 1 million RMB. This is one of them.
There is no other intention in giving this card to Mr. Gu. We just hope to make up for your loss during the vacuum period when the American Express Centurion Black Card has not yet been delivered to you.
In addition, this card does not have any interest while Mr. Gu is still a black card user of our American Express. Mr. Gu can spend as he pleases, and the interest incurred will be paid by our American Express on his behalf!"

The interest rate on a 100 million yuan loan seems very high.
But in reality, only a few million people die each year.
And considering the close cooperation between American Express and ICBC, it will be even lower.
Gu Heng has to pay 50 US dollars a year for the black card annual fee, which is more than 300 million RMB, not to mention that Gu Heng will also generate interest on his consumption.
Using small favors to show respect for customers is something American Express has mastered.
Not only Gu Heng understood this principle, but even Jiang Ruxue who was standing next to him also understood it.
But despite this, Jiang Ruxue couldn't help swallowing her saliva as she looked at the black card that Gu Heng was playing with.
This kind of convenience is really a small favor to Gu Heng.
But if this so-called small favor is given to ordinary people, it would be a great honor.
Of course.
All the privileges and conveniences in this world are for the rich. If ordinary people can get them, they are not privileges.
Gu Heng glanced at Jiang Ruxue's expression and said nothing more to Will Riggs, "Then let me ask, does the black card I applied for in your company have a secondary card?"

Will Riggs quickly shook his head: "Each black card is managed by a special working group within our company. We do not allow and are not allowed to have any secondary cards."

"There's none"

Gu Heng also wants to get a few secondary cards
Seeing Gu Heng's disappointed expression, Will Riggs continued, "But if Mr. Gu needs it, I can help him apply for an ICBC black card right away. However, the credit limit is definitely not as high as 1 million. It can only reach a maximum of 1000 million, and there is no way to get interest-free on these credit cards."

"Can you do it?"

"of course can!"

"Then please get me ten first. The bill will be in my name. If there is any need in the future, I will notify you."

"no problem!"

Of course, Gu Heng didn't use all these cards himself.
With these credit cards, I don't have to transfer money to my pets like Lin Jiayun and Jin Zhaoxi as if they were pocket money.
Directly give one card to each person
Once and for all.
As for why there are 10 copies.
Isn't that a rainy day preparation?
Although there are not 10 women now, it will definitely be achieved in the future.
Will Riggs didn't expect that Gu Heng's first request was to apply for so many ICBC black cards.
However, although this request seems unreasonable, it is very easy to do.

Although the application standards for ICBC black cards are very high, only major customers of ICBC are eligible to get black cards, but for their American Express company, as one of the standard setters, these are not a problem at all. Their authority alone is enough to get it done, and the bill is under Gu Heng's name, so there is no need to worry.

A few minutes later.

After Will Riggs had inquired about all of Gu Heng's requirements, he led several representatives of the American Express Company to stand up and said to Gu Heng respectfully, "Mr. Gu, we have learned about all your needs. If you have any other needs in the future, you can contact me at any time.

In addition, regarding the application for ICBC Black Card, we will do our best to supervise and help you apply for it as quickly as possible. "

"If there is nothing else, we won't bother you any further."

Gu Heng also stood up and said with a smile, "Then take care, Mr. Will."

After saying that, Gu Heng glanced at Jiang Ruxue who was still standing beside him, and directly ordered: "Secretary Jiang, send Mr. Will off for me." A few minutes later
Gu Heng, who was playing Plants vs. Zombies on the computer, heard another knock on the office door. With a "Come in", Jiang Ruxue pushed the door open and stood at the door and reported to Gu Heng: "Mr. Gu, several representatives from Yuntong have left."

Gu Heng kept his eyes fixed on the computer screen and nodded slightly.

Jiang Ruxue saw Gu Heng's response and didn't say anything. Just as she was about to close the door and go back to her job as a receptionist, she heard Gu Heng's voice: "Wait a moment."

"Mr. Gu, do you have any other instructions?"

Jiang Ruxue is very knowledgeable about the workplace
In the company, I put my identity in a very positive light.
"Come in first and close the door. I have something to tell you."

Jiang Ruxue hesitated for two seconds after hearing this, but she still walked in, closed the office door, and stood in front of Gu Heng's desk.
Gu Heng didn't speak, and she didn't speak either.
After standing there for more than ten minutes, as Plants vs. Zombies was played, Gu Heng closed the page, looked up at Jiang Ruxue, and said with a smile, "Sit down first."

Jiang Ruxue shook her head and said, "Mr. Gu, if you have something to say, just tell me. The front desk is still empty. I have to go back to my post later."

Gu Heng did not force it, and acted like a boss caring for his employees, and asked softly: "How have you been in the company these few days? Are you used to it?"

Although Jiang Ruxue didn't know what Gu Heng was up to, she still nodded and said honestly: "The atmosphere in the company is very good, and I can learn a lot from Director Shu."

Seeing her already satisfied look, Gu Heng couldn't help but smile and said, "So you plan to be my intern secretary for three months, and then go abroad as an exchange student for a year?"

Jiang Ruxue didn't understand what Gu Heng meant, so she frowned and said, "Mr. Gu, just say what you want to say."

Shrugging his shoulders, Gu Heng leaned back in the boss chair, crossed his fingers on his abdomen, put one foot directly on the desk, and spoke again in a lazy tone: "As you know, I have been setting up the chairman's office recently. As for how much power the chairman's office has for our company, I believe you also know. After all, if the company sets up a board of directors in the future, the director of the chairman's office will have a seat on the board."

Jiang Ruxue frowned and said nothing. She just stared at Gu Heng, waiting for his next words.

"Are you interested in being the first secretary in the office of the chairman of IDE Capital? I'm not talking about an internship contract, but an employment contract."

If we compare the company to the imperial court.
The chairman's office is equivalent to the cabinet.
The office secretary is equivalent to the cabinet minister.
Although he does not hold a high administrative level in the company, he has great power.
It is also a very training job.
For a moment, Jiang Ruxue was indeed a little moved.
But after thinking about it for a while, she shook her head and refused, "I'm sorry, Mr. Gu, I need to go to the United States as an exchange student in the next year, and after completing my undergraduate studies, I plan to continue my studies for a master's and doctoral degree. Not only do I not have the time, but I also don't have the ability to take on this position."

Gu Heng was not surprised by Jiang Ruxue's rejection, but he believed that after he said this, Jiang Ruxue would most likely change her mind.
“Be an exchange student? Study for a master’s degree? Study for a doctorate?
You also saw when I interviewed Mr. Tu that all those people had master's and doctoral degrees from prestigious universities. Do you think you can surpass them in 10 years?"

Jiang Ruxue shook her head honestly when she heard that.

Peking University students seem awesome, but in reality they are just that
Those interviewees who were rejected by Gu Heng were all real social elites. Without special opportunities, they might not be able to achieve the same achievements as those people in 10 years, let alone 20 years.

"So what's the point of studying for a master's degree or a doctorate?"

If the person standing in front of her was an ordinary person, Jiang Ruxue could refute her in ten thousand ways.
But she was facing Gu Heng
No matter how hard she tried in her life, she probably wouldn't be able to achieve Gu Heng's current achievements. The benefits of a master's or doctoral degree she mentioned were just a joke in Gu Heng's eyes.
Seeing that Jiang Ruxue didn't say anything, Gu Heng continued: "At present, IDE Capital is indeed not well-known, but as a top student of Peking University, I believe you should also be clear about the company's prospects.

With my continuous investment, the company's value will sooner or later exceed tens of billions, hundreds of billions, or even more.

If you can keep up with the company's growth, what you learn in the chairman's office will definitely be a hundred times better than what you learned in school. With your ability, it won't take you long to be able to take charge on your own. Even if you resign at that time, with your resume, you can still become an executive in a large company.

But if you insist on completing your studies, then when you come back in 10 years, you will probably only be able to apply for ordinary middle-level management jobs with your degree certificate, and then climb up the Internet step by step.

Moreover, my decision to let you join the company does not deprive you of the right to continue your studies. Whether you take a master's degree or a doctorate in the future, the company will unconditionally support you and even help you pay for these expenses as long as it does not affect your work. "

Jiang Ruxue couldn't believe her ears when she heard Gu Heng's conditions.
It's not that the conditions are harsh, but that they are too generous.
The position of secretary in the chairman's office is just an administrative position, but the requirements are very high, and it is not something that a workplace rookie like me can take on.
But Gu Heng not only gave it to me, but also paid for me to complete my studies.
Where in the world can you find such a good boss?

When something is out of the ordinary, there must be something fishy going on.
Jiang Ruxue was not a fool, and she knew very well that Gu Heng must be plotting something. She frowned and asked, "Why does Mr. Gu treat me so well? I don't think I have such a high investment value."

Gu Heng smiled when he heard this, took his feet off the desk, stood up and stretched: "Don't think too much, I'm just optimistic about your prospects, as for the investment value you mentioned.
How much money can I invest? At most, it's only one or two million.
But if you really have this ability, I believe that the benefits you can give back to me will definitely be a hundred or a thousand times more.

I won't say more. The chairman's office will be set up in these days. I've given you three days to think about it. If you've made up your mind, just report directly to Director Shu. I'll let her know in advance."

Having said that, Gu Heng stopped paying attention to her and continued to sit down and play Plants vs. Zombies.
Jiang Ruxue stayed in front of Gu Heng's desk for half a minute, then quietly walked out of the office.
Gu Heng glanced at Jiang Ruxue's back and the corners of his mouth curled up unconsciously.
A woman like Jiang Ruxue, to put it nicely, is proud; to put it bluntly, is conceited.
When facing this kind of woman, you can't use the money-digging tricks, just throw money at her.
But
Gu Heng can use another way
That is to help her realize her self-worth.
In fact, it is not much different from throwing money at it.
The only difference is that it's a little bit more troublesome
But once Gu Heng helps her realize her self-worth, and she feels that all this is given by Gu Heng, she will be more devoted than a gold-digger.
(End of this chapter)