Can you be called a rich man if you don’t indulge yourself?

Chapter 196: Law-abiding System

China.

Hangzhou Construction Bank.

In the president's office, then-president Fang Dezhi was sitting at his desk reviewing documents.
Suddenly, there was a rapid knock on the door.

Since Fang Dezhi didn't like being disturbed when he was working, he would usually leave the other person alone for two minutes after someone knocked on his door. All the staff of the Construction Bank branch were also aware of this situation, and usually they would just sit at the door and wait to be called after knocking on the door.
But today was unusual.
When Fang Dezhi didn't respond, the knocking on the door never stopped, and became louder and louder.

Fang Dezhi also knew that something urgent must have happened.

Then he put down his pen, picked up the teacup beside him, and said in a calm voice, "Come in."

The next second after the words fell, a woman in her thirties wearing a hip skirt walked in with a document. She had a plump hip and a slim waist, but because she was too anxious, her expression was a little out of control, and her original elite temperament dropped by more than half.
If Gu Heng was present, he would easily be able to identify this person as Zhu Shuting, his key account manager at CCB.

Zhu Shuting didn't care about Fang Dezhi's frown and said directly, "President, just at 2:21 pm, we received two cross-border transfer coordination requests from Swiss Bank. Since the amount is too huge, we dare not make the decision, so Director Chen asked me to come and inform you."

"Why did he arrange for you to come? Where is Director Chen? Why doesn't he come here himself?"

After listening to Zhu Shuting's words, Fang Dezhi took the document from her hand, put on his glasses again to check it, and asked questions.

Zhu Shuting quickly said, "Director Chen is calling the head office to make inquiries. He asked me to come because the recipient account belongs to a major client that I am responsible for. I am the primary person responsible for all fund flows in this account."

Fang Dezhi nodded slightly and said in a somewhat surprised tone: "Private account transfer?"

"Correct!"

This time Fang Dezhi did not speak, but quietly looked at the documents in his hand.

Suddenly, Fang Dezhi was stunned when he saw the transfer amount, then he couldn't help but blink and took a serious look.
one, ten, hundred, thousand
After reading it several times, I confirmed that it was a transfer of 153 billion and another 69 billion, with a total of 222 billion, and they were deposited into the same account.

He was definitely not shocked. As the president of a branch in a first-tier city, Fang Dezhi had extensive authority. Not to mention deposits of over 10 billion yuan, he had handled quite a few transactions even worth tens of billions.

After all, this is Hangzhou, which has 42 of China's top companies, accounting for almost one-tenth of the country's total.

There are also cash giants in the financial industry such as Alibaba. Although large sums of money are not common, they are not uncommon.
But these are company deposits, which are fundamentally different from personal deposits.
I started as a clerk in a local branch and it took me 30 years to become the current president of a branch in a first-tier city. I have been working in local banks and have come into contact with many large private accounts, but this is the first time I have come into contact with more than 200 billion in private deposits.
And the money was transferred from abroad.
Although it has now become a round number of 222 billion RMB, it is actually more than 30 billion US dollars in foreign exchange. The impact may not be a big deal for the head office, but it is definitely a great achievement for local banks. No wonder Zhu Shuting in front of him is so anxious.
As soon as he thought of this, Fang Dezhi stood up from his chair and asked, "Is there anything unusual about this foreign exchange?"

Zhu Shuting quickly shook her head: "It's not clear at the moment. We are communicating with the technical department of the head office."

In fact, Fang Dezhi knew very well that there would be no problem with such a large amount of money, but he became the president of the Hangzhou branch not because of his powerful background or special abilities. He worked his way up by being cautious and making no mistakes.

Even if he knows there is nothing wrong with something, he will still treat it with 100% care.

If there is a problem with such a large amount of funds, he, as the bank president, will be held accountable immediately. He has been cautious for decades and is about to retire, so it is impossible for him to make any mistakes. Thinking of this, Fang Dezhi decided to deal with the matter personally.

Zhu Shuting also hurried to follow.

"Shu Ting, have you contacted this depositor?"

As if he had thought of something, Fang Dezhi asked Zhu Shuting as he walked.

Zhu Shuting nodded quickly and responded: "I contacted Mr. Gu as soon as I received the notice from the head office, but Mr. Gu's phone has been turned off. I called him six times but couldn't get through."

"Then keep contacting until you get in touch!"

"I understand, President."

Fang Dezhi nodded slightly, then changed the subject: "I remember you have been working in our bank for almost 10 years, right?"

Zhu Shuting's heart skipped a beat when she heard this, as if she had anticipated something, but her expression did not change, and she remained respectful: "Yes, this year is exactly the tenth year."

"Based on your work experience, it would be a bit of a waste of your talent to keep you in the position of account manager.

The task of attracting deposits this time is now handed over to you. You must keep this money in our CCB. I will communicate with the head office. As long as the deposit can be retained, it will be your achievement.

As long as you complete this task, I will ask the head office leaders to give you more responsibilities in my name."

Add burden.
This sentence is an absolute compliment in both the business and government circles in China.

Even if it is a private enterprise, if they add so-called burdens to you, they will give you a symbolic promotion and salary increase.

Within the system, the words "adding burden" and "promotion" mean exactly the same thing.

Upon hearing this, Zhu Shuting's blood boiled and she became extremely excited.

As a senior account manager of a bank, she has no room for promotion in this field. At most, she can be given a nominal title of director. But if it is just a nominal position, Fang Dezhi would not have made such a big fuss about it.
With my current level of senior section chief.

There is a high possibility that he will be demoted to a district or county-level branch to be the head, or even promoted to a higher level to become a powerful director in a municipal branch.

Although the rank is not as high as the provincial capital branch of Hangzhou Branch, at least I have the power! It will be easier to get promoted in the future, at least ten times more, unlike now when I can hardly get any credit and can only rely on my qualifications.
Thinking of this, Zhu Shuting suppressed her excitement and quickly responded: "President, don't worry! I will do everything I can to keep this money in our Construction Bank!"

After saying that, he began to think frantically about how to get Gu Heng to keep the money in CCB.
On the other side, a huge Airbus A380 landed steadily on the apron of Hangzhou Airport.

"Mr. Gu, the plane has landed at Hangzhou Xiaoshan Airport. You can get off the plane now."

He didn't know that he had reached the point where he could easily influence the promotion of a middle-level bank manager. When the flight attendant knocked on the door to remind him, he stretched his body and switched his phone from airplane mode back to normal.

As soon as I turned on my phone, I saw a dozen missed calls and several text messages.

After a quick glance, Gu Heng couldn't help but be stunned for a moment.
"Your bank card account 8529 received cross-border income of RMB 2024 on June 6, 25, and the balance after the transaction was RMB 15 [China Construction Bank]"

"Your bank card account 8529 received cross-border income of RMB 2024 on June 6, 25, and the balance after the transaction was RMB 6 [China Construction Bank]." Two large-scale transfer text messages appeared in front of Gu Heng.

I wasn't surprised by the long string of numbers. After all, I personally handled the transfer at a Swiss bank.

Mainly because of some inexplicable extra money
And it's not just a little bit more, it's a full 69 billion.
If this money went into an ordinary person's account, wouldn't that scare them to death?
Just when Gu Heng was confused, the system that almost never actively communicated sounded in his mind.

[This transfer of 69.18592 billion is a gift from the system to the host for personal income tax payment. The tax return materials have been prepared for the host, and the host can withdraw at any time. The gift funds are 45% of the maximum personal income tax payment amount. ]

Pay taxes?

Why didn't I have to pay taxes on the money I rewarded myself before, but now I have to pay taxes for no reason?
Gu Heng didn't quite understand.

Sensing Gu Heng's doubts, the system's voice sounded again.

[The system with funds below 10 billion has already paid taxes in the name of others before issuing rewards. The property obtained by the host is a gift, and the tax rate is extremely low, so it is ignored.

Funds above 10 billion cannot continue to use the gift model to pay taxes, and all taxes generated will be paid by the host. However, the host is only the payer and does not need to pay. The system will make a gift at the highest tax amount. 】

OK OK.
I have to say that my system is definitely a law-abiding system, right?

Other people’s systems all give money directly and use various means to avoid being discovered about the source of their wealth.

What about your own system?
Not only did he not conceal the source of his property, he even took the initiative to pay for himself to pay taxes.

However, this model will definitely have only advantages and no disadvantages for me.

First of all, if the source of funds is normal, you can spend it however you want, even if you spend your days in debauchery and wine. As long as you don't commit any crime, you don't have to worry about being investigated by the national security or financial control departments.

The second point is the improvement of social status.

Although I don't have any property, I am a major taxpayer.

As a major taxpayer who pays nearly 70 billion yuan in taxes at a time, it is no exaggeration to say that governments all over the country treat them like a treasure.

A provincial capital-level first-tier city like Hangzhou only collects more than 2300 billion yuan in tax revenue a year.

The tax he paid in one go amounted to 1/30 of Hangzhou's annual tax revenue. To put it bluntly, as a super taxpayer, as long as he doesn't commit treason, even if he really does something illegal, he will probably only be given a lenient punishment, right?

suddenly
Gu Heng looked at this huge amount of nearly 70 billion yuan and couldn't help but wonder if he would get into any trouble if he didn't pay the tax?
You have to know that this is 70 billion yuan. If given to an ordinary person, it will be enough for their grandparents and grandchildren to wear gold and silver and have no worries about food and drink for generations.

However, just as this thought came to mind, the system prompt sounded right after.

[According to Chinese law, if a taxpayer evades paying a large amount of tax (more than 7% of the tax payable) by making false declarations or failing to declare through deception or concealment, he or she will be held legally responsible and may face a prison sentence of up to three years. Given the amount of tax evasion you have received, you may be sentenced to the maximum of seven years in prison.]

The evil thoughts that Gu Heng had just had were ruthlessly crushed by the system.
Gu Heng curled his lips slightly and didn't take it seriously.

As long as there is a system, money is just a simple number to me. As for the thought just now, it was just a normal person's momentary greed.

After thinking it all through, Gu Heng walked out of the plane bedroom.

Ten minutes later, escorted by a dozen bodyguards, Gu Heng and Ouyang Nana walked out of the airport's VIP channel.

Looking at Ouyang Nana who was fully armed after returning home, Gu Heng smiled and said, "Are you sure you don't need to use my private plane to take you back to Taiwan?"

Shaking her head, Ouyang Nana said, "No need, my assistant has already booked a flight back to Taiwan, and it will take off in more than an hour.

It is quite troublesome to apply for flight routes in China than abroad.

By the time you apply for the flight route and confirm that you can fly to Beijing, I might already be home and sleeping in bed."

Gu Heng agreed with this. China is good in every way, with the only drawback being that the privileges are not obvious, unlike in the West where the privileges are clearly marked with prices. This drawback is definitely a good thing for ordinary people.

But for rich people like Gu Heng and Ouyang Nana, it is not so friendly.

Just when Gu Heng was about to say goodbye to Ouyang Nana, Ouyang Nana spoke first: "I just remembered, didn't you say you were going to travel around the world? Why are you returning to China?"

Gu Heng smiled and said, "It's just that plans can't keep up with changes. I originally planned to travel around the world, but my mother's 50th birthday is coming in a few days, so I came back to celebrate her birthday.

And the Boeing 777 I bought also had to go through the formalities at the domestic Civil Aviation Administration, otherwise it couldn’t fly anywhere, it was just a piece of iron, and I solved this problem by the way.”

Ouyang Nana nodded: "Yes, we can travel anytime, but my parents' birthdays are the most important.

When I get home, I will ask the studio to calculate the income and return the 70 euros to you as soon as possible."

Gu Heng waved his hand, looked at the caller ID on his phone and said slowly: "No hurry, you can pay me back when you have money. Someone is here to pick me up, so I'll leave first."

After saying that, he and his bodyguards disappeared from Ouyang Nana's sight.

Ouyang Nana was staring at Gu Heng's back in a daze.
"Okay, stop looking and go check in first."

After listening to her agent's voice, Ouyang Nana finally came to her senses.

"Hey, let me say something I shouldn't say. Whether you want to develop in the entertainment industry in the future or not, you must seize this opportunity with Mr. Gu!
How did Jing Tian become one of the Four Little Flowers? Wasn't it because when she first debuted, a big boss spared no effort to support her? Although Mr. Gu may not have much industry in the entertainment industry, he is rich. If he really wants to support you, he is fully capable of promoting you to the level of the Four Little Flowers!

I know you are very proud and may not want to do this, but this is how the entertainment industry works. If you don’t do this, someone will step on you!”

Ouyang Nana just smiled faintly when listening to her agent's words.
Even if her agent didn't say it, she understood that with a big boss like Gu Heng around, how could she not cling to him?
(End of this chapter)