Return to 88: Starting from Marrying My Sister-in-law

After three rounds of drinking.

Lu Yang asked about Xiao Jun and Mou Qizhong. These two guys came all the way to find him. What was going on? What business did they want to discuss?

"Go ahead."

Lu Yang put down the wine glass in his hand.

Xiao Jun and Mou Qizhong looked at each other, laughed, and put down the wine glasses in their hands.

Xiao Jun said to Lu Yang: "It turns out that you also lose your temper sometimes."

Mou Qizhong also smiled and said, "We have discovered a big business this time and we plan to make a lot of money from it. We also thought of the many projects we have worked on together and it was very pleasant, so we thought of you, Brother Lu.

But don't worry, Brother Lu.

This deal is guaranteed to be profitable. We have also calculated that if it can be done, we can make this much profit in a year at least."

He held up three fingers.

Lu Yang narrowed his eyes and said, "Thirty million?

The profit is indeed not low!
Two plus one equals five, and each of us can get 1000 million.

I just don’t know how much each person should invest.”

If you only invest 1000 or million and get a net profit of million every year, it would indeed be a good business, so you should do the deal.

But if the investment is more than 300 or 500 million, or even reaches hundreds of millions, then Lu Yang will have to excuse himself from joining.

He has to spend his money wisely.

An annual rate of return of 10% may indeed be not low and considerable for funds of hundreds of millions, but for a reborn person like Lu Yang, it is a bit too easy. He has more business opportunities in his mind that can make big money.

Mou Qizhong laughed.

Xiao Jun, who was sitting next to him, also laughed.

Pointing at Lu Yang, he said, "It's not 3000 million, it's million, and the total investment won't be more than or million. We three companies only need to contribute a few million each to set up the stall. Do you believe it?"

Mou Qizhong also said: "That's right, this new company doesn't need cash. Although cash is king, it needs our reputation more. It's the reputation of the three of us. As long as we have the reputation of the three of us, our new company can get a loan from a local bank. Then we won't be short of funds, and we will definitely make a lot of money. All we have to do is wait and count the money."

When Lu Yang heard it, he thought it was nonsense.

How could such a good thing happen?

The investment is less than 1000 million, but the profit is said to be over million. Why not go to heaven?
Besides, even if there is such a good thing, it won’t be my turn!!!
Lu Yang then asked, "I'm curious, Brother Mou, are you short of a few million people?"

Mou Qizhong shook his head.

Lu Yang then asked Xiao Jun, "What about you? Are you short of a few million?"

Xiao Jun said angrily: "Of course I don't need it. Are you drunk? Why are you asking this all of a sudden?"

"That's right."

Lu Yang clapped his hands and said, "Since both of you are not short of these millions, then this new company will be the same with or without me, right?
If that’s the case, why did you come all the way to cooperate with me, Lu Yang?
Is it because you make too much money, so you want to find another person to share the profits with?"

Jiang Wanli beside him couldn't help but nodded.

He had the same idea.

Although everyone is a partner and should trust each other's character and not let the other party cheat him, he would never believe people like Mr. Xiao and Mr. Mou, who always brag at the dinner table that they can invest in a small project and make an annual profit of over 100 million yuan, and that only one person needs to put up a few million in start-up capital.

Although the two of them seemed to look down on him because they didn't ask him to work with them.

But he thinks this business is unreliable!

With this idea in mind, I no longer feel that I am hurt anywhere.

But younger brother Lu Yang was not as lucky as him. He was afraid that he would find it difficult to refuse the kind invitation of Mr. Xiao and Mr. Mou to the dinner table.

It is bound to be a waste of millions.

"Hahahaha!"

Mou Zhexi laughed.

Xiao Jun also laughed, and laughed so hard that he was out of breath.

He pointed at Lu Yang and said, "Boy, are you still worried that we will cheat you? Don't worry, our business is only profitable and will not lose money. We will just say a word and then a location. As long as you understand it, you will understand it."

He also kept it a secret.

Mou Qizhong agreed and thought it was reasonable, and nodded.

Lu Yang's curiosity was aroused: "Okay, then I'd like to hear more about it."

At the same time, he was thinking, "Could it be that there really is such a business? But as a reborn person, how come I don't remember it?

Xiao Jun applauded.

After attracting everyone's attention, he said three words with great confidence: "Real estate."

Does this mean that this new project is related to real estate?

Lu Yang couldn't help but nodded.

Real estate is indeed very attractive, especially now in the 90s. Real estate in the mainland is in its starting stage. There are construction sites everywhere in major cities. It takes time to build tall buildings. Time is the best panacea. To master time is to master money.

If you buy a house in Beijing.

If you buy a house in Shanghai.

If you buy a house in Pengcheng.

If you buy a house in Hangzhou, Chengdu, Shancheng... any first-tier city or provincial capital in China.

Buy more houses.

In another twenty or thirty years, I believe that anyone will be able to achieve the so-called financial freedom.

It is because it is now 1992, the initial stage when the motherland's reform and opening up have achieved results and the economy is about to take off.

However, having said so much, it still takes time to polish. The housing prices in major cities in the mainland will also increase step by step from the initial one or two thousand yuan per square meter to tens of thousands of yuan per square meter in the future, rather than rising overnight.

If you want to get rich overnight from real estate, or even make annual profits of over 100 million, there may be a slight possibility unless you are able to make large-scale investments and mobilize funds of more than several billion yuan.

Moreover, to do so involves the mobilization of so much money, there must first be someone to take over. So who is the one to take over?
Xiao Jun laughed again, raised his second finger, and uttered the next two words: "Hai Lan."

Lu Yang also subconsciously uttered two words: "Hai Lan?"

"Yes, it is Hailan. Since 88, Hailan has been set up as a special economic zone and enjoys the same status as Pengcheng as a window to the outside world. Housing prices have been rising again and again, especially this year. After the southern tour, everyone knows that housing prices will continue to rise. Among the people that Mr. Mou and I know, many bosses have already rushed over. They have all set up real estate companies in an attempt to get a piece of the pie."

At this point, Xiao Jun said proudly: "Boss Mou and I have discussed this. According to the analysis of our experts, the price of Hailan House will definitely rise further. As long as there is no policy interference, the current house price is just starting. There will definitely be more room for growth, and it will definitely rise to a level that we can hardly imagine."

He made some exaggerated movements, stood up, and opened his arms, as if he owned the whole world at that moment.

Lu Yang's ears were calloused from listening to this, so he asked impatiently, "And then?"

He frowned slightly.

As a reborn man, how could he not know about the Hailan real estate bubble incident?
If this happened in later generations, it would be big news, and it is also an inherent plot in many novels of that period.

But he didn't expect that it could be related to him.

"What should I say?"

"Should I just say, this is a sinkhole, don't drag me into it?"

"No, no one will believe me even if I tell them. Instead, they will think I am exaggerating. Moreover, if this is confirmed later, it will be even more shocking. After all, people nowadays cannot foresee the national policies one year from now." Lu Yang pondered secretly in his heart.

I was a little distracted for a while.

And Xiao Jun was still boasting.

He laughed loudly, laughing at why Lu Yang's reaction was so slow.

"You kid, and then..."

"Is there any need for this later?"

"As long as we act quickly and vigorously, and buy enough houses, we can use the houses as collateral for mortgage loans when we run out of money. With our three reputations, the bank will definitely not hold us back. Then we can snowball from 100 houses to 200, 200 to 400, 400 to 800, 800 to 1600. If we do it once a month, in just half a year, we will have at least several thousand houses in our hands. What a concept!"

"What concept?"

"Yeah, what's the concept?"

Lu Yang's mouth twitched.

However, everyone else at the table was in a happy mood, including Du Lingling and Xu Shiqi, the aunt and niece duo, who also gave up on women's topics and turned their attention here.

Xiao Jun said even more proudly: "Then let me calculate, take the current housing price of Hailan as an example, it is probably just over 3000 per square meter, but if we hurry up, the housing price may not be this price a few days later. Now let me use it as an example, if the housing price can rise to 6000 per square meter next year, it will double, but I estimate that it may rise to more than 6000, or even 7000, 8000, 9000, approaching 1 per square meter, which is not impossible.

Do not believe?

"Brother, go to Hailan Island and take a look around. There are businessmen from all over the country, as well as ordinary people, who are very enthusiastic about real estate speculation."

Lu Yang thought to himself: You guessed it right, indeed next year's housing prices will peak at nearly 7000.

But so what?

Just play around a little bit, get a few houses, or even dozens of houses, and then when the time comes and the market is at its peak, choose a node and sell it off.

There will be people to take over, and when the real estate bubble hits, the ones who will suffer will be those who take over.

And it will definitely not cause market turmoil.

However, if you want to get rich overnight, hoarding thousands or even tens of thousands of houses at this critical juncture is simply courting death. With so many houses, who will take over? Who dares to take over?
However, Xiao Jun was already calculating how much money he could make if he succeeded in making this big deal.

"For a house, we only count its 90 square meters, and we only make 3000 yuan per square meter. After deducting corporate tax, transfer tax, bank loan interest, and various operating costs, we only make about 10 yuan per house. Isn't it not much?"

"Not much."

"But if we have 1 houses, that would be 10 billion yuan. If we have 5000 houses, that would be 5 million yuan. Even if we only have 1000 houses, we can still earn at least million yuan."

"Yes, indeed. If that is the case, what Mr. Xiao said does make sense."

Several people at the table agreed.

Even Jiang Wanli had to admit that he was tempted.

"But there is still a difficulty. Will banks really not block loans?"

"Can you rest assured and let us snowball?"

“What if housing prices collapse?”

"The collateral is the house. Wouldn't the bank be on the same side as the speculators? Wouldn't everyone be doomed?"

He put forward his own point of view.

If money is so easy to make, why don't banks make money themselves and just lend the money out to earn interest?

“Yes, there are risks.”

Mou Qizhong nodded at this time: "It is impossible for a bank to put all its money into risky investments. Even their presidents cannot bear this responsibility. Although lending money out also has risks, what if in addition to the mortgage being the house, the guarantor himself also has very strong financial strength?"

He looked at Lu Yang and said, "Brother Lu, let's be frank. Among the three of us, you have the most fixed assets. We want to speculate on real estate in Hailan Island and achieve the snowball goal that Brother Xiao just mentioned. We want the bank to lend money to our new company without hesitation. I hope that Brother Lu, you and Brother Xiao can be guarantors for the loan for the new company. If we make money, we can share it equally among the three of us. How about it?"

He said it with sincerity.

At the same time, it also explained why Lu Yang was chosen to cooperate instead of Jiang Wanli, who is also a partner of Wanyan Company.

In a word, he is not qualified.

Of course, we have to wait until next year, until Wanyan Company develops the real DVD.

And sold well.

As the founder and general manager of the company, Jiang Wanli's net worth will increase significantly by then, and he will be almost qualified.

Lu Yang raised his glass and said, "So, I should thank you for giving me this opportunity to make a fortune together?"

As he said this, he drank the wine in the glass.

Then he put down his wine glass and said, "But after thinking about it, I still want to refuse. Brother Mou, Mr. Xiao, thank you for coming all the way here and wanting to make a fortune with me, Lu. Anyway, I will not invest in this business. And I also advise you two to be more cautious. You must know that adding fuel to the fire is as bad as too little."

As a friend, he has tried his best, but does the other party know whether he can listen to him?

Just leave it to fate!!!
As expected, Xiao Jun, who was quite straightforward, said unhappily, "You don't agree? Why don't you agree? It's obviously a very profitable business!
Are you still worried about me and Mr. Mou teaming up to trick you?"

He regarded Lu Yang as a friend and a brother, but now he felt that Lu Yang did not regard him as a friend and a brother.

Mou Qizhong just waved his hand and told Xiao Jun to stop talking nonsense.

"Okay, since Brother Lu doesn't want to, let's not force him. Come on, let's continue drinking."

Even if the deal fails, there is still friendship. Besides, the two of them have cooperated with Lu Yang on many projects, so they don't need the current one.

At worst, we can find another opportunity to cooperate later.

The absence of Lu Yang does not affect their ability to make money.

As for Lu Yang's pessimism and his advice to them to be cautious in their investments, neither Xiao Jun nor Mou Qizhong obviously listened to him.

Businessmen from all over the country are running to Hailan, chasing this wave of hot money. It can't be that everyone is an idiot and only Lu Yang is a smart guy?

One year, just one year, by then he would earn a few small goals, and he promised Brother Xiao that he would run away quickly.

Although the experts under the two men all unanimously analyzed that this wave of hot money in the Hailan Island real estate market would last at least seven or eight years and would not collapse until the new century, it would only be possible for prices to fall when they rise to more than 10000 per square meter. Moreover, before that, as long as the local government does not intervene, housing prices will definitely not fall.

But they still decided to work hard for only one year, and use their strong capital to make a fortune. This is already careful enough. Could it be that they would be unlucky enough to become the one taking over?
So next, at the dinner table, the two of them kept teasing Lu Yang.

"Brother, I know you are always cautious in doing business, but I didn't expect you to be so cautious."

“Afraid of policy intervention, right?”

"Tell the truth, you have to tell the truth, am I right?"

"But here, I have something to say to you. Real estate is the carriage of the economy and it is irreplaceable. No local government will cut off its own hands and feet and destroy its own future, so you can rest assured. Brother, we have made a fortune, so don't be jealous when the time comes."

"Won't?"

"Hahaha, that's best."

Xiao Jun and Mou Qizhong, who were already a little drunk, didn't notice how interesting the expression on Lu Yang's face was.

envious?

He is envious of nothing.

He was only worried that when these two guys fell into the trap, they would not even have the strength to climb out, but would instead try to commit suicide like others, or find the tallest building and jump down, dying once and for all.

And I have to trouble him to collect the bodies! ?
(End of this chapter)