Return to 88: Starting from Marrying My Sister-in-law

Chapter 495: Losing once, even losing your underwear [asking for monthly tickets]

A good child is one who admits his mistakes and corrects them.

When Lu Yang heard that Qian Youyou was coming over, he had no objection. It was better than going to meet her mother himself.

It's just right, let me make things clear. Anyway, I have a clear conscience throughout the whole thing. The Hailan real estate bubble is visible to any normal person, and everyone knows that it will burst sooner or later, it's just a matter of when.

But the profits are there.

Hot money poured in like crazy.

There are always groups of people who are optimistic, and Xiao Jun is just one of them. Who can be blamed?
As for him, Lu Yang.

All we can say is that he has great self-control and can resist being greedy.

"I have a habit of never trying to earn more money than I know what to do."

"That's why I was lucky enough to escape this disaster."

"Your brother is a bold and adventurous person. At least he won the first half, so he easily earned 300 million. Unfortunately, when the second half came, your brother was unable to react and was unable to withdraw in time. But this does not mean anything. Your brother is still a qualified businessman. I believe that his future achievements will be more than this. You should give your brother a little more confidence, and old lady, you should also give your brother a little more confidence."

Right at the doorstep of my villa.

Lu Yang held his daughter in his arms and said to Qian Youyou who came to his door.

Apart from concealing the fact that he was a reborn person, the above words are quite pertinent.

"Yes, my brother is too adventurous. He has been gambling all along, from the stock market to real estate. There is nothing he is really sure of. He won every time before, and he boasted that he is God's favorite and even the goddess of luck is on his side. But now he loses everything if he loses once."

"It turns out that Lady Luck is not on anyone's side at all."

"So I agree more with what you said just now. A qualified businessman should invest cautiously, and especially should not try to make money beyond his own knowledge, even if the money is within his reach."

Qian Youyou stood straight in front of Lu Yang.

She crossed her hands over her abdomen and spoke in a very pleasant and particularly sincere voice.

At this moment, two words seemed to be written in those beautiful big eyes: recognition.

However, Lu Yang didn't dare to look at the other person's beautiful big eyes.

Don’t make money beyond your own understanding?

Ha ha.

In other words, Lu Yang is a reborn person, and he knows very well that the Hailan real estate boom is a big pit and the bubble will burst if it is poked. If it were not for this reason, how could he resist the temptation?
Maybe he had already plunged into it, even deeper than Lao Mouzi and Xiao Jun.

Lu Yang's expression was a little unnatural. He lowered his head to tease Lu Xin'er, saying, "Your old lady is just worried that your brother will not be able to get up after falling down this time. But from my point of view, instead of worrying about this and that, it is better to support your brother with practical actions as soon as possible and help him fill this hole as soon as possible. I heard that your Qian's response to his loan of 300 million yuan should also go through a lot of procedures. Is there a specified repayment date?"

Qian Youyou bit her lower lip.

This question involves family secrets.

It was just the person in front of me who asked.

She whispered, "My dad gave an order to the board of directors yesterday, asking the company to prepare to raise 300 million yuan in funds. In addition to the collateral, a repayment date was also stipulated. My brother was required to repay the borrowed funds within one year. My mom had an argument with my dad last night because of this.

But this matter can't actually be blamed on my dad. Mobilizing 300 million in cash in a short period of time is a huge loss for our Qian family. Many uncles don't agree. If it is not returned within a year, and my brother's collateral is indeed a high-quality asset, even if my dad personally takes action this time, he can't convince the old people in the company. My mom understands the reason, she is just eager to protect her son."

Having said this.

A hint of worry crossed her face.

By observing her expression, Lu Yang roughly guessed some of the problems.

First of all, the Qian Group is probably not a one-man show controlled by the old man of the Qian family.

After more than ten years of development, it should be a typical family business with many factions within it.

Of course, whether this is true or not remains to be seen.

The old man of the Qian family might really be unable to convince those old brothers who had fought with him to conquer the world in a short period of time. In order to quickly raise 300 million yuan, he could only set these harsh conditions to let his son understand the pain and let the old brothers realize that borrowing money may not necessarily be a bad thing, but may also be a business that can make a lot of money.

vice versa.

There are so-called factions within the Qian Group, and the old brothers collectively stood up to oppose the borrowing of 300 million in cash to rescue the "prince". In fact, someone was deliberately condoning and fanning the flames behind the scenes. Their purpose was very clear, which was to make Xiao Jun unable to pay back the money. After the one-year period, they would naturally swallow up all the industries under his name.

For a moment, Lu Yang felt like he had eaten a lot of melons.

However, he didn't want to get involved in the feuds among the wealthy families.

So he walked around Qian Youyou with his daughter in his arms and walked towards the door of the villa and said, "Xin'er wants to go to the amusement park. As a father, I rarely have time. I promised her before. You can go back first. Anyway, I have said everything I should say. Just follow my words just now. Go back and tell your mother. The old lady is still waiting for your reply."

Qian Youyou turned around.

Just as he took a step forward, he took it back and watched Lu Yang carrying Lu Xiner into the car in front of the villa.

"Sister Youyou, how about we go together? Xin'er misses you too. When we went to the zoo, you were taller than me, so you could hold her up high, giving her a better view than the other kids. She really likes you, this pretty aunt. Now when she's had enough fun, call Sister Xiaoxiao, and let's go shopping together?"

Yin Mingyue was carrying a bag in her hand. When she passed by Qian Youyou, she gently put her fingers on her shoulder.

Send an invitation.

Qian Youyou shook her head and said, "No need. You two can go play with Xin'er. We can go shopping together next time we have a chance."

It's not like she doesn't know how to read the other party's expression to see if the invitation is sincere.

They are a happy family of three.

Qian Youyou would never bother to be such an obvious third wheel.

As she said this, she shook her high ponytail and walked away from Yin Mingyue. The master was about to go out, so why was she staying behind?
The two walked out of the villa together.

Yin Mingyue opened the back door of the car that Lu Yang had carried Lu Xiner into before, and waved to Qian Youyou who had already walked to her car: "Then Sister Youyou, I'll get in first. Next time, call Sister Xiaoxiao and we can go shopping together."

Qian Youyou looked back and nodded slightly at her.

I watched her get into the car, and then I watched her take their daughter Lu Xiner from Lu Yang and hold her in her arms.

That man...

He must be looking at me too.

So she raised her chin high, revealing her slender neck.

hateful!

How could the sun be so dazzling? So she put her hand on her forehead to block the dazzling sun.

Wait until her vision returns to normal.

There were bursts of low roaring sounds of car engines coming from my ears.

She turned back subconsciously, but could only see the taillights of the car that the family of three was riding in.

She stayed there for a long time.

"Miss, my wife just called and asked when you will be back..."

Until a young man in a black suit and white gloves came out of the cab, phone in hand, and walked up to her.

Qian Youyou shook her head.

Instead of taking the phone from the young man, he opened the back door, got in and said, "Go drive."

What's the point of calling back at this time? If you have anything to say, it's better to say it in person after we meet.

"Yes."

As the young man walked around to the cab, he lowered his head and whispered into the phone, "Madam, don't worry, the young lady will be back soon."

After getting in the car, Qian Youyou started rubbing his temples.

If her brother cannot turn things around this time and becomes penniless, losing all his properties to the Qian family, her mother will definitely not let it go and will make trouble for the old man from time to time. But is the Qian family a charity?

The water is too deep here.

Even she, the nominal heir of the Qian family, felt that it was extremely cruel.

"If my brother can't pay back three hundred million in cash, not to mention me, even dad will have to follow the rules, otherwise..."

“The Qian family may also be dragged down.”

"The best outcome now is that my brother can survive this crisis safely and return the three hundred million yuan in borrowed funds on time. Otherwise, the consequences..."

Thinking of this, she couldn't help but shake her head while pressing her fingers lightly on her temples.

In Qian Youyou's opinion, all her brother's moves were stupid. Human greed is like a snake swallowing an elephant. He had such a good opportunity to get ashore before, but he didn't know how to cherish it. Instead, he kept digging in, and dug deeper than before. He owed so much bank loans. This was his first crime.

The second crime is doing something knowing that it is impossible. Since you can't hold on, why should you continue to hold on?
The bubble has been burst and there is no cure, so just let it die. Just declare the company bankrupt and let the bank liquidate it. When the time comes, just fill the hole according to how much is owed, and you can always recover some losses.

If you want a house now, you have to honestly pay off the 15 billion bank loan.

Even if the 15 billion bank loan was repaid in two halves, her brother was not financially capable of doing so, and could only survive by selling or mortgaging other high-quality assets under his name.

The advantage is that if successful, the losses can be minimized.

The disadvantages are also obvious.

By then, what will be lost is not just the houses her brother bought in Hailan, but all the high-quality assets under her brother's name will be dragged down.

The serious consequences may not be worth taking the gamble.

If she were his brother, she would definitely choose the former. Rather than continuing to bleed, it is better to cut off the arm in a heroic way.

The third crime, in her opinion, was the thing her brother should never have done and the stupidest thing he did.

If you are determined to hold on, then don't come back to ask your relatives to share the burden. Since her brother has so many high-quality assets under his name, it is the same to borrow from Qian's or from other institutions. What matters is still the value of the collateral.

He probably thinks that if he loses, these high-quality assets will end up in the hands of his own family members and will not be taken advantage of by outsiders.

But he never thought about what his mother would think. She would definitely think that Qian was plotting against his brother. Otherwise, why would she insist on returning the money within a year? Couldn't she give him a few more years?

Actually, it doesn’t work.

Although the Qian family is wealthy and powerful, they do not have enough capital to throw away three hundred million yuan at will.

If the three hundred million cannot be recovered, it will undoubtedly be like a bolt from the blue for the Qian family.

My father agreed.

My uncles and aunts had no objection either.

The board of directors can pass it unanimously.

In fact, they all took a fancy to the shares of Xiao Shentong Company under my brother's name. This company is a local enterprise in Pengcheng. Although it has only been established for less than two years and its products have been on the market for less than half a year, the Xiao Shentong learning machines it produces are popular all over the country. It is reported that more than 100 million units may be sold in the first quarter, and the total sales are expected to be no less than 2.5 million, and the total profit is no less than 7000 million. And this is only the first quarter. There are still three quarters to come. If all expectations can be achieved, it is obvious that the future of this company will be absolutely surprising.

It is precisely because we have set our eyes on this golden goose that we have the current result.

If my brother cannot pay back the money and is unable to transfer the 300 million borrowed funds back to the Qian Group's account as agreed, then my uncles and aunts will definitely try every possible means to keep my brother's share of the company in Qian's own hands.

By then, even my father would not be able to go against the will of all the senior executives of the company.

Go against everyone.

If the mother couldn't get over it and started making a fuss, it would never end. For Qian, it would be like an earthquake.

Qian Youyou is unable to estimate how serious the consequences will be for the time being.

But she felt that it might not be a small one. Her father now has difficulty walking and has been recuperating at home. Although he is nominally the chairman of the company, his mother is the general manager. The top executives of the group were all promoted by her father. They are all veterans and may not be willing to listen to a woman. This time, they had a quarrel because of her brother's affairs and the two sides were incompatible.

She only hoped that this would not lead to a complete split of the Qian family.

. . .

On the other side, at the amusement park, we played for a whole morning.

Children get tired easily.

Already asleep.

Lu Yang handed Lu Xiner, who was lying in his arms, to his wife Yin Mingyue.

When the person wasn't paying attention, he kissed her on the mouth again.

Yin Mingyue blushed and looked around in panic, fearing that she would be seen by other children's parents.

Lu Yang whispered at this time: "The girl surnamed Qian came to me today. There may be trouble later. I just thought about it and it's better to learn from Xiao Jun and hide for a few days. Mrs. Qian wants to find me, just to inquire about her son. These menopausal women are troublesome. I don't want to get into trouble for no reason. What does she want to know? Let her go find her son herself. Hailan is not far from here. It only takes 2 hours by plane. Honey, do you want to come with us? Let's take Xin'er to the villa in Xingcheng to live for a few days?"

(End of this chapter)