Winner Takes It All, Resurrection 2009

"6 yuan has been deposited into your WeChat wallet, please check it promptly."

“WeChat wallet has arrived…”

“Payment is guaranteed to arrive…”

"Tenpay has arrived..."

Hearing the familiar electronic notification tone, Mr. Zhang, who runs a grocery store at the entrance of the village, smiled crookedly, holding his smart phone and looking at it over and over again, "High technology is good.

With it, you don’t even need to carry money in your pocket, and you can get discounts when you spend or receive money, hehe.”

Then he asked the customer who was about to leave with soy sauce and a pack of cigarettes, "How much did you make today?"

The customer scanned the QR code nine times in a row to pay, but he didn't think it was troublesome at all. He glanced at his phone and smiled, "8 for a few cents, 1 yuan each, a total of 3 or yuan, this box of cigarettes is like getting it for free."

"I can earn an extra fifty or sixty cents. It's nice."

Lao Zhang grinned, took out a cigarette and handed it over skillfully, "Come here often, the code here is easy to use. If you have friends who want to buy something, be sure to introduce them here!
I won't let you help me for nothing. As long as you introduce someone here, I'll give you a pack of cigarettes. How about that?"

The customer nodded. "Don't worry. We are family. Why would I go anywhere else but you? My mom's smartphone will arrive in a couple of days. I will register right away and come to your store to make purchases. See you later."

He said this without even raising his head, staring at his phone as he walked out.

This scene quickly swept across the country with large-scale subsidies, the lack of necessary supervision, the hot sales of smartphones, and the price reduction of 3G signal traffic.

The "phone addicts", who cannot leave their smartphones for a moment, seem to have appeared out of nowhere and are everywhere.

It can be said that as long as there is internet access, the battle for traffic entry of the three major payment channels will be fought there, and none of the three parties will give in except to make minor adjustments to their respective activities.

In order to avoid being fleeced on a large scale, the three companies are all putting in as much money as possible, and even in remote rural areas, there is a trend of using smart devices for payment.

At the beginning, Weifuzhi was the only dominant player. After all, Qingyun had two core products, Pinxixi and Qingyun Agriculture, with a wide business coverage. However, Tenda and Ali followed suit at all costs.

This advantage was soon broken. After all, human greed determines the speed of business development, and no one can resist the temptation of getting cash back by paying.

Of course, the red envelope transfer function has quickly become popular after being guided by some people with ulterior motives, especially the red envelope chain mode of Mobile QQ, which is the most exciting.

Guess the size of the points, or simply give equal packages to those who receive the most or the least, this is the most tempting for ordinary people.

Unfortunately, neither micropayment nor payment insurance have a similar complete business model. Micropayment even prohibited receiving red envelopes from strangers in the group function at the beginning, but the opposition was too loud.

Only some restrictions have been slightly relaxed, but there are still some restrictions on collecting and transferring money from strangers, and it has not been completely relaxed. This has hindered the industry competitiveness of micropayments to a certain extent.

During this period, Tenpay rapidly expanded its market share through fearless and radical policies. Even some old men and women from rural areas who sold vegetables on shoulder poles at the market began to use QR codes to pay.

Because where there is demand, there must be a market.

It has even spawned a smart device that can register and log in to the accounts of a whole family at the same time. As long as you can make some money, who cares? Isn't it just a waste of a few minutes?

No one stipulates that you can't apply for a card without buying a smartphone. If you have an activated phone card, an ID card, and can register for payment software by face recognition or fingerprint, you can enjoy the benefits. Who wouldn't like that?
As a result, a strange thing happened: although there are only more than 7 million smartphone users in the market, the real active users of the three mainstream payment channels together exceed million.

Even if duplicate registrations are removed, the number is still more than double the number of smart devices. This shows that Chinese people are always enthusiastic about taking advantage, and even have a sense of self-learning...

And far away overseas, practitioners in the dark world, including those who swindle and sell laundry detergent, also went crazy because a brand new channel was unconditionally opening its doors to them.

In a building in Luzon that looks like an industrial park, a large group of people are making phone calls day and night. The voices sound so ordinary that it makes people feel dizzy.

Some people used to be very puzzled. Could it be that the Huyou Group was so poor that it couldn’t even afford formal Mandarin training?

But as the information was later decrypted, everyone suddenly realized that it was not that training was impossible, but that normalizing the floating losses was more cost-effective.

If a person can easily believe in non-standard products, what else can he not believe in?
Rather than going through a lot of trouble and talking a lot, only to be discovered at the end when you ask for transfer, it is better to be rejected at the beginning, which can at least save most of the time and energy.

Of course, this is also related to the original organizational structure of mentoring. After all, it was the southeastern island that first came up with this crappy thing, and it has been active in the southeastern coastal area for a long time.

Most of the people who joined later had no chance of speaking standard Mandarin. Over time, non-standard accents became the signature accent of the Huyou Group. It can only be said that the magical reality is that there are makeshift teams everywhere.

"20. Group three earned another 20. Quickly arrange a group of fireworks to set off in the evening."

As the joyful words were uttered, thunderous applause suddenly broke out in the hall of the park, but the noise outside did not affect the silence of the office on the top floor.

Several gentlemen in suits and ties were negotiating over the latest information about fat sheep.

“Brothers, this route was obtained at a great cost, and I guarantee that everyone will be rich, and those marked are very easy to get.

So the price needs to be renegotiated, at least this amount needs to be added.”

The man, with his back to the door, raised three fingers.

"Thirty points, why?"

The man at the table was very dissatisfied with his attitude. "We brothers work so hard, making tens of thousands of calls a day to earn a little hard-earned money. How can I explain to my subordinates how much you want to add in one go?"

"Don't worry, Boss Lin, we have been working together for so long, don't you still believe in our company's capabilities?"

The man at the door took out a stack of information from his briefcase with a smile, "Look, the latest rhetoric, government offices, education departments, everything. As long as you can afford it, our company will teach you until you learn it.

Absolutely worth the money! ”

"Any new tricks?"

The man at the main seat finally relaxed his brows and said, "Why didn't you tell me earlier? Do you mind if I let someone take a look?"

"Whatever you want, but the few stores I've been to before have already bought some. If you have any special circumstances, you can tell me in advance. Anyway, this batch is definitely a hot commodity."

As he spoke, he pushed some of the information over to the other professional for inspection.

They are all veterans in the industry and can tell at a glance how much a set of standard template words and complete information is worth.

As the head strategist of the gang nodded, the man in the main seat no longer hesitated and immediately arranged for someone to fetch cash. Unexpectedly, the other party saw this scene and laughed, "What era is it now? You still use cash?"

As he spoke, he took out a smart phone from his pocket and opened a software interface. "Look, the latest technology, a Bitcoin trading platform, the unregulated kind, one coin is two to three thousand dollars.

It can be converted into cash at any time and is accepted worldwide. In addition to China, you can also find someone to exchange it at any time in other places, even in the United States and Hong Kong.

If you are worried, you can also use the key to directly exchange for an equal amount of Bitcoin gold coins, which has a gold content of 99.999%..."

The other party was completely confused. When did this line become connected to the secret line of Bitcoin?
Isn't that something only people with nowhere else to go play?
Seeing his confusion, the other party smiled confidently, "You just took a mobile phone and left. Look at this big bag you have. It's so heavy. What if you get caught on the way? How are you going to explain it?"

If you want to get it out and turn it into funds that you can spend at will, you have to use a lot of tricks. If you are not careful, 55% of it will be gone. How uneconomical!"

The man in the main seat pondered for a moment, "But I heard that it's not that easy to get this thing back. There was a joke circulating in the circle some time ago~"

At this point, everyone in the room held back their laughter because it was not a serious joke.

They are all scammers. They never thought that when they returned to China and wanted to find a safe cash-out channel, some people would set their sights on Bitcoin. But do you think this thing is safe? It is indeed safe. After all, whoever holds the key address owns the thing. Private transactions are unnoticed. When you buy things with cash, it is dispersed little by little and no one can supervise it.

But who can ensure that what is traded to you is real?

Even if you can verify it, what about the transaction method?
It can only be said that modern people's brains are too flexible. Even if you hunt geese all day, one day you will encounter a colleague who is cheating you. For example, instead of giving cash, they will directly transfer money, and you will give the other party Bitcoins.

They use the victim's funds they have deceived to trade with you. Once the funds are deposited, the other party disappears without a trace, but we can follow the clues and find the Six Doors. They don't care whether your transaction is real or fake.

The funds were immediately seized. If the colleague's identity had not been impeccable and his answers had not been flawless, the experienced Six Gates might have discovered the clues.

But even so, no one knew where the news came from, causing people in the circle to burst into laughter. The leader of the scam was fooled and was arrested by the police station. It was so funny.

Therefore, many people who are determined to make a lot of money abroad and want to return to their country one day to enjoy their old age are mostly not interested in Bitcoin, a new type of transaction method.

It would be better to pay some protection fees and launder three or four layers of clean money in the original old circle, such as going to Haojing to exchange cash for chips and launder it reasonably and legally.

If you're lucky, there's still more than half left.

Speaking of new circles, Park Boss Lin asked casually, "Lao Fang, do you have any channels in China to contact game companies?
I heard that many friends are taking this route, and those who have used it say it’s good. ”

“Are you talking about the new route that Tengda opened in that bank in Hong Kong?
Don't think about it. What is his status? What is your status? If there is a good thing, will it be our turn? "

Boss Fang, who sells information and provides data logistics support, shook his head and said, "They only serve more than 3,000 VIP customers every month. You and I are far from that."

"Three thousand?"

Boss Lin pondered for a while and said, "One person may not be enough, but there are several factories around our park, and they have a lot of people. Can we meet the requirement by combining our efforts?
I heard that for value-added services, you can get up to 35% back, and if it’s live broadcasting, you can get even more.”

It's really a sad thing to talk about. Everyone says they are evil and do a business with no capital investment, but who knows that they are also working for others.

After working hard to earn some money, I dare not spend it because it is easy to get into trouble if I spend money of unknown origin. People will follow the clues and come to my house. It is better abroad, I can pay some money and get out.

But once they are caught in the country, they may be imprisoned for three to five years at best, or even their entire life at worst. If they are unlucky, they may end up eating peanuts, so they are very dissatisfied with the country.

However, there are only a few channels for laundering black rice in the world, and the most high-end ones all go to Britain and the United States. Through the complex financial system, they can be transformed into white rice in minutes.

As for the low-end ones, sometimes they even have money but cannot spend it, and can only convert it into cash and slowly trade it around through the ant moving method, or exchange it for chips on the ship or in the hotel in Macau.

Only after going back and forth can the funds be exchanged for semi-legal use. After all, the source is not so clear, and once you are targeted, it is not easy to get away.

It is safer to pay taxes legally and have funds with a clear source. This is also the reason why game recharge business, live broadcast business, and securities stock trading are more popular.

"It's easier said than done to get together to meet the minimum standards. Under whose name should we negotiate? How should we divide the clean money we get? Who can gain everyone's trust?"

Boss Fang shook his head and said, "It's not that easy. You should focus on your business and strive to make it bigger and stronger to create greater glory. It's just 3,000. You just need to work hard.

Judging from the recent development momentum, you guys are the most popular. I heard that you brought in dozens of piglets from the mainland. If you train them well, maybe you can come up with a new rhetoric."

"Thanks to you, I'll come back to you once we have a stable 3,000."

Boss Lin thought it made sense. As long as they had enough sources of information, they would not lack performance. Even if only one person out of a thousand believed it, the mainland would still have a huge base.

The amount of money obtained through deception every year is also a shocking figure. Moreover, with the upgrading of their rhetoric and more comprehensive grasp of target task information, their business capabilities are also improving.

Just like him, he used to follow the older generation's helper, but now he has transformed himself and become the helmsman of a scam gang of dozens of people.

……

Mobile Internet, especially Internet finance, has had an astonishing impact on the performance of Internet companies.

No one could have imagined that Tenda, whose current annual revenue is just over 10 billion, will see explosive growth in its business scale in the near future. 10 billion?

Sorry, in ten years, their profits will be more than 2011 billion. Any ordinary person in the original time and space will look back at the Internet companies in 12/.

Everyone has a similar feeling that as long as they catch the Internet boom, any Internet company can easily generate revenue and net profits in the billions.

It seems that Internet finance has a special magic that can turn stone into gold. If you stick to it, you can make a fortune.

Even with the greed of capital, faced with such a rampant and unbridled carnival, one would be at a loss for a moment.

Throughout May and June, Tengda’s management and the investors behind it were stunned. How could they have ever seen such amazing wealth accumulated so quickly?

Even if one only has a short period of control, the terrifyingly huge number is still daunting, and even gives rise to an illusion of disbelief.

"I finally understand what it was like for micropayments in Southeast Asia to raise more than 400 billion US dollars in just two months. I guess Mr. Li's expression at that time was similar to ours now."

Liu Zhiping can be considered one of the best capital operation experts in the industry, but he has never done such an exaggerated thing as making more than 300 billion US dollars in just two months.

That's more than 14.4 billion RMB, and this is the result of Tenpay's repeated restraint. If the upper limit of financial management returns was set at % and open to outsiders for subscription, it might be able to double in an instant.

Pony Ma was also shocked. “Is the domestic deposited funds so huge? How much funds can Alipay’s Yu’ebao and Weifubao’s Weiqianbao raise?”

Liu Zhiping did not answer, but turned to read the report on the game value-added business. As a series of shocking figures came into his eyes, he smiled happily, "Boss Ma, let's not talk about these two companies for now.

You should take a look at the data of the gaming business. It is great news. The growth in May was already horrific. I didn’t expect that before the end of this month, it would increase by more than 3 times on the original basis.

The newly-cooperated gaming company alone contributed over 7 million in one go. With a little bit of operation, this will be the next hot spot!

According to the agreement between the three parties, we will have a unique business with a major market share that will be worth hundreds of billions of yuan in the future.”

When Pony Ma turned around and took a look, he was ecstatic. You know, currently Tenda's main revenue is still traffic monetization, such as advertising and its own game services. It never thought that it would be opened up to become a platform.

Just the traffic support and payment channels can create a market demand that is even larger than the original business, but what makes him feel a little uneasy is that.

He had impressions of many of these new companies, because most of them were new partners lured by investors, and he knew the specific backgrounds behind them.

Liu Zhiping saw him frowning slightly and consoled him, "Boss Ma, they are all well-known and influential people, and they all have connections behind them. Even if there is a small problem, it can be solved immediately.

What's more, if you look at the market share of the three companies in the Internet financial business, we are still at a relative disadvantage. You can imagine how much excess profits Qingyun and Ali have earned through this business.

If we don’t catch up, once we are left behind, how can we maintain our competitive advantage in the future?”

Liu Zhiping's words sounded somewhat helpless, because now everyone can see the advantages of mobile Internet. Compared with PC users, the value of mobile phone users has increased by at least five times.

Tenda QQ lags slightly behind WeChat, and is far behind it overseas. If it continues to worry about the risks of rapid development, when will it be able to catch up?
Tony Ma was stunned. He also took into consideration a series of recent events. If he rashly proposed to set up obstacles for the game value-added business, it would easily lead to criticism from investors.

If things get serious, he won't even be able to keep his current position.

"Hopefully, nothing will go wrong."

Without complete autonomy, he can only hope that the business will not go terribly wrong... (End of this chapter)