Financial freedom starts from graduation

Chapter 148 Ike's Years Gift Pack

Boom boom boom!
Just at this moment, there was a knock on the door.

Miao Ying, who was close at a distance, stood up to open the door, and Jiang Qingkui, holding a cell phone, also walked out from the balcony. Facing Zhou Wang's inquiring gaze, Jiang Qingkui said, "It should be the insurance company's people who arrived first and just called me."

Insurance company?

Zhou Dajun and Zhao Guihua were a little confused, and Jiang Jiaxing, who followed Jiang Qingkui out, also had curiosity on his face.

I don't know what the father and daughter said. At this time, Jiang Jiaxing's face had returned to normal. He took the initiative to ask:
"Zhou Wang, what are you looking for the insurance company for?"

"You're not going to buy insurance for me and your mother, are you?"

Zhou Dajun sensed something at this point, and quickly waved his hand, saying, "Your mother and I have both paid for insurance, so we don't need these..."

"This is different from normal insurance, and you will know it right away."

Zhou Wang just smiled.

At this time, as the door opened, a group of three insurance company employees, two men and one woman, wearing black business suits and carrying briefcases, walked in. Jiang Qingkui took the initiative to greet them.

Under Jiang Qingkui's introduction, several people came to the living room. The capable woman in the lead took a few quick steps and shook hands with Zhou Wang who stood up.

"Hello, Mr. Zhou. I am Xia Xinling, the senior business manager of Yongcheng Insurance. My employee number is 89757. It is my honor to serve you."

Facing the woman's bright smile, Zhou Wang was stunned.

Because the name of this company does not match Jiang Qingkui’s previous report.

"Aren't you looking for Bao Bo? Why is it ..."

"Mr. Zhou, we, Yongcheng Insurance, are the partner and underwriter of Bupa (Global) Healthcare Group in mainland China. Don't worry, although we are handling the business for you, what you purchase is the medical insurance service of the Bupa Group..."

After Manager Xia’s explanation, Zhou Wang finally understood.

Due to some restrictions, Bupa Healthcare Group cannot directly conduct business in mainland China. Even if you enter Bupa China's official website, when you finally do business, you will be redirected to Yongcheng Insurance...

Although there is an extra transfer, the service you enjoy will not be any different.

"That's great, Manager Xia, please explain to my parents first. I bought the insurance for them this time as well."

Zhou Wang asked everyone to sit down, and then naturally handed the task of explaining to Xia Xinling.

"Okay, uncle, aunt, let me first give you a brief introduction to the background of Bupa Healthcare Group..."

Xia Xinling responded with a smile, and took the initiative to sit next to Zhou Dajun and Zhao Guihua who were still confused, and began to explain enthusiastically.

In fact, although Zhou Wang paid the money, because the final decision was made by Jiang Qingkui and Xu Wenxi, he did not understand the inside story very well, and at this time he listened with relish.

BUPA, with a history of more than 70 years, is a leading global healthcare group.

Its position in high-end medical insurance is comparable to the "Hermes" in luxury goods. It has always been the undisputed top luxury brand in the industry. Some people also call it the "Rolls-Royce of medical insurance"... (Note 1)

So what specific services can you enjoy after buying the so-called high-end medical insurance?

Simply put, you can calmly enjoy the best medical resources in the world.

With an insurance card in hand, you have the services of the world's top medical professional team, and you can receive the most suitable and advanced treatment when you encounter injuries or illnesses...

For high net worth individuals, high-end medical insurance is an essential life guarantee.

Even the middle class, when their income is right, will most likely consider purchasing a reasonably priced high-end medical insurance product. If they only have ordinary medical insurance, they will not feel that secure after all...

"Uncle, aunt, Bupa currently has five main products in the high-end medical insurance sector, from the entry-level 'Excellent Hospitalization Medical Plan' to the 'Premium Medical Plan' that covers all medical projects including pregnancy, ophthalmology, dentistry, etc...."

Xia Xinling was still talking, "And what Mr. Zhou has chosen for you two is the most high-end 'Premium Medical Plan' at present."

"What kind of plan is this, Manager Xia...how much will it cost?"

Zhou Dajun and Zhao Guihua actually only understood half of what was said, but at least they got the general meaning.

The insurance that Zhou Wang bought for them meant that they would never have to worry about any health issues for the rest of their lives, and they could even go abroad for medical treatment at any time when they were sick...

Moreover, it covers all illnesses, both major and minor, and there is no limit on the amount of coverage. This sounds extremely expensive!

That's why Zhao Guihua couldn't help but ask.

"Given your age, if you have no history of major illness in the past seven years, the basic premium is about 30 yuan a year..."

"Three hundred thousand a year?!"

Zhao Guihua felt dizzy again.

Although she knew that her son was rich, she still found it a little hard to accept that just a medical insurance would cost the two of them 600,000 yuan a year, which was equivalent to Zhou Dajun's total income for three or four years.

"Mom, please don't say anything. Anyway, I have already paid the money in advance. Even if you don't agree, I can't take it back, so you should just sign it obediently..."

When Zhao Guihua looked at him, Zhou Wang knew what she was thinking and immediately said in a rogue manner.

This was of course fake. How could someone pay before reaching an agreement? Zhou Dajun could see that. Only Zhao Guihua, who was relatively ignorant and half a rural woman, would believe it...

However, Zhou Dajun did not expose Zhou Wang because he knew that his son had good intentions.

Besides, Zhao Guihua’s health was not that bad, but she had many minor ailments. She always wanted to save money and never received proper treatment. Now that Zhou Wang was making money, he should let go and enjoy himself…

Zhou Dajun is very open-minded about this, and he knows better than Zhao Guihua what it means for Zhou Wang to have assets worth hundreds of millions when he is only in his early twenties.

With an annual expenditure of several hundred thousand, the basic interest alone can easily cover it...

"That's fine."

Zhou Wangdu said this, and Zhao Guihua could only nod helplessly.

After all the formalities are completed, the couple signs the handwritten agreement, and then they go to the designated place to get a medical examination report, and the insurance will officially take effect.

At this time, Jiang Jiaxing, who had been silent all this time, said with emotion:
"Old Zhou, your son is really thoughtful. I heard about this medical plan. If you go to another place for medical treatment, the accompanying personnel can even stay in a five-star hotel for free. Isn't that as comfortable as traveling?"

"Dad, stop being sour!"

Jiang Qingkui heard the strangeness in her father's tone, she smiled and said, "You have one too, I bought it for you."

"Who said I want it too? You kid... forget it this time, but don't waste money in the future!"

Seeing that Xia Xinling had indeed taken out a new contract, Jiang Jiaxing's mouth suddenly became harder than AK's, but he still pretended to be unhappy and said.

When Jiang Jiaxing signed the agreement, Zhou Wang smiled and said to his parents, "I also bought a copy for grandma. I'll trouble you to take care of it when the time comes."

There are many high-end medical insurance options to choose from, so why choose Bupa? Not only because it is the best, but also because general high-end medical insurance does not cover people over 60 years old, but Bupa is an exception.

Bupa accepts insurance for people under 99 years old, which is equivalent to having no age limit.

Zhou Wang’s grandfather has passed away, and the only elderly person he is close to is his grandmother.

As for grandparents, we won’t mention them for some special reasons. Besides, they have their own money and live a much more comfortable life than Zhou Wang’s parents.

After the people from the insurance company left, Zhou Wang sat down again and said solemnly to his parents, "Mom and Dad, there are a few more things I'll ask for your opinions on."

"You said."

Seeing Zhou Wang's serious tone, Zhou Dajun and Zhao Guihua gradually began to accept the fact and made various mental preparations.

"The first thing is, are you satisfied with where you live now? Do you need me to buy you a new house?"

Zhou Wang’s current home is a standard three-bedroom, two-living-room house of 120 square meters. It cannot be said to be very big, but it is actually enough for an old couple to live in.

The key to the problem is not how luxurious the house is, but that Zhou Wang knows that the parents’ standards for living comfort are different from those of young people.

Although this is the new home we moved to later, time flies and my parents have lived here for nearly ten years. They have become accustomed to many things and have developed the necessary neighbors. They may not be happy with sudden changes.

Sure enough, upon hearing Zhou Wang's question, both Zhou Dajun and Zhao Guihua shook their heads.

"Forget about the house. This place is pretty good now. It's close to my workplace and I have company when I play mahjong. If you really give me a villa or something, I may not be able to get used to it..." Zhou Dajun refused with a smile.

"Yeah, although this house is not without flaws, your dad and I are used to it. It's a bit empty for two of us to live in. There's no need to buy a new one!"

Zhao Guihua also quickly agreed.

"Okay, then I won't buy a new house, but it shouldn't be a problem to design and remodel it, right?"

Zhou Wang smiled and turned to Jiang Qingkui and said, "Sister Qingkui, let the designer come up."

"what?"

Before Zhou Wang's parents could react, Jiang Qingkui had already made the call.

"I have found a designer from a home furnishing company. You can communicate with him later. He will renovate the house according to your needs. The purpose is to make you live more comfortable. Furniture will also be replaced and added accordingly..."

Zhou Wang gave a brief explanation, and before the old couple could refuse, the designer came to their door.

But in fact, it has to be said that the old couple could hardly refuse Zhou Wang’s move.

After all, they bought a commercial house and had lived in it for so many years, and there were many things they were dissatisfied with. Now that they had the opportunity to make the house more comfortable, they gradually integrated into it and made the designer sweat profusely.

Fortunately, Jiang Qingkui found a local industry leader, and the designer’s skills were impeccable. He wrote down the old couple’s needs one by one, then said goodbye and went back to work on the plan.

According to the designer, a preliminary design and quotation can be produced within two days.

"By the way, Dad and Mom, I have also contacted a local housekeeping company. They will come to your house regularly to provide a full range of housekeeping services. You can let go of the housework."

After sending the designer away, Zhou Wang casually said, "I've already paid for a whole year, so you don't have to refuse."

"You kid..."

Upon hearing that the money had been paid again, Zhao Guihua could only give Zhou Wang a helpless look.

In fact, Zhou Wang thought about whether to find a nanny, but thinking that his parents were still young, he gave up the idea. They might not be comfortable with one now, so he decided to think about it later...

After all this delay, it was almost three o'clock in the afternoon. Everyone was very hungry, but they had to go to grandma's house to celebrate her birthday in the evening, so they didn't want to go to the trouble. So in the end Zhao Guihua cooked, and Jiang Qingkui helped to prepare the seasonings, and everyone simply had a bowl of noodles to make ends meet.

Seeing that Lao Zhou bought a lot of fish and meat, Lao Jiang wanted to eat for free, but in the end he only got a bowl of noodle soup. The fried egg was barely a consolation, which made him feel a little amused.

Zhou Wang, who was eating noodles, also felt a little emotional.

With his current wealth, he hasn't eaten such simple and plain food for a long time.

But because it was made by his mother, he ate this bowl of noodles with great relish. After all... family love is priceless.

After helping his parents clean up the dishes, Zhou Wang took out a bank card from his pocket and handed it to Zhao Guihua.

"There's five million in it, and the password is six ones. It's the first installment of your son's pension for you. But mom, don't just save it and not spend it... Dad, you have to supervise my mom in this regard."

Compared with other options, Zhao Guihua had no intention of refusing the most direct offer of money. Instead, she felt more at ease because of it.

She thought that with such a sum of money deposited here, even if her son failed in business in the future, he would have a way out and she would have nothing to worry about.

Even though Zhou Dajun agreed with a smile, Zhao Guihua didn't take it seriously.

After all, even if they really opened up their wallets, the old couple's lifestyle wouldn't allow them to spend much...

"Okay, Mom, if you and Dad have anything you want to take, pack it up quickly. We have to leave."

At this time, Zhou Wang looked at the time on his watch and urged.

"It's only an hour's drive to your grandma's house, and we don't have to eat until seven o'clock. There's no need to be in such a hurry, right?"

Zhou Dajun asked doubtfully.

His hometown, Lucheng, is a county under Jingcheng, only fifty or sixty kilometers away in a straight line. It is not even four o'clock now, so Zhou Dajun naturally feels that there is no need to rush.

"We still have to buy a car for our family, and Sister Qingkui is going to go to Lucheng with me, so it's not easy to travel with only one car."

Zhou Wang blinked at his father.

Well, this is another offer that Zhou Dajun can't refuse...

As expected, Zhou Dajun was attracted to the idea in an instant, and Zhao Guihua also agreed. After all, they had been planning to buy a car, but now with the strong support of their son, the budget could be increased a little bit.

As soon as he heard that someone was going to buy a car, Jiang Jiaxing joined in the fun, and then the group went out in a mighty procession.

When I went out, I encountered a small incident. I don’t know if it was because of the spread of the lady downstairs, but the director of the neighborhood committee actually came to visit, probably to inquire about Xia Zhouwang’s situation.

However, she arrived at an inopportune moment, so she could only chat for a few minutes before leaving in disappointment.

……

As the budget has been relaxed, Zhou Dajun and Zhao Guihua are at a loss as to what car to buy.

Finally, under the encouragement of Jiang Jiaxing and after his mother Zhao Guihua rarely expressed her opinion, they finally chose Mercedes-Benz.

It just so happened that the Mercedes-Benz 4S store was very close to Zhou Wang’s home, so an hour later, sitting in the brand new 24-model white Mercedes-Benz GLC 43, Old Zhou felt that his life had once again reached its peak.

Also belonging to the GLC series, this coupe SUV with the AMG logo is nearly RMB 30 more expensive than Jiang Jiaxing's ordinary version of GLC, reaching around RMB 75.

Of course Zhou Wang also had the ability to buy a better one, but his parents were not very happy about it. A car worth nearly 80 yuan was already beyond their expectations, and Zhou Wang did not force it.

In matters like this, the main thing is to make sure the person involved is satisfied. There's no need to be overly demanding.

In fact, Lao Zhou himself was somewhat interested in new energy vehicles. After all, the recent marketing advertisements are very impressive, and he also wanted to support domestic products.

But in the end, because of Zhao Guihua's words "Mercedes-Benz is better", Lao Zhou changed his mind.

In this regard, Lao Zhou, who was test driving the car with his son, said: "Your mother certainly doesn't know much about cars, but she just wants to recognize the car logo so that she can drive it home with dignity, right? She has also suffered for half her life, so of course I have to satisfy your mother's little vanity..."

Zhou Wang immediately looked at Zhou Dajun with admiration. Who said that men of the older generation don’t understand women?

They all understand.

But what stops most men from being romantic is always money...

And just when the vehicle was delivered and Zhou Wang was looking at his parents' happy smiles with emotion, the system prompt came as expected.

Ding!
[Time is not the thief that steals your parents’ youth, you are the thief]

[It is detected that the host has completed filial piety to his loved ones for the first time, triggering a hidden reward and obtaining a one-time item: "Ike's Years Gift Pack"]

[Ike's Years Gift Pack: The Time Assassin sneaked back to 22 years ago and heard your parents' expectations of you on the night you were born. He turned these expectations into reality to a certain extent and compressed them into a gift pack for you]

[Note: The gift package includes "Father's Expectation" and "Mother's Blessing"]

[They can't give you anything, but they give you everything]

……

Zhou Wang was stunned for a while. Seeing Jiang Qingkui still helping his excited parents take photos and record short videos, he shook his head with a smile and clicked to open the gift package without any hesitation.

Ding!
[Host opens "Ike's Years Gift Pack" and gets double rewards]

[Reward - Father's Expectation: Your father once hoped that you could gain fame and become a person of social status. The host therefore receives: 1 million special donation funds]

[Reward - Mother's Blessing: Your mother once hoped that you could live a safe and healthy life. The host therefore obtains 30% equity of "Magic City Jiahui International Hospital"]

　Note 1: The "Bupa" in the real world withdrew from the Chinese market last year due to local incompatibility. This is a parallel world, so let's not argue. If anyone really wants to buy high-end medical insurance, the protagonist Zhou Wang sincerely recommends "MSH" or China Merchants' "Cigna" to you. If you are interested, you can check it out.

　　PS: I am not an agent of China Merchants Bank...

　　Finally, two chapters with 12,000 words. The author has done his best today. Please vote~
　　

(End of this chapter)