Financial freedom starts from graduation

Chapter 277 Six Hundred Million Creditors (asking for monthly ticket)

Jiang Yisen, who was calling Jiang Minghao at the same time, was also startled by Cui Yeqing's actions. He glared at Cui Yeqing with some dissatisfaction.

Cui Yeqing didn't care about Jiang Yisen's reaction at this time. He just moved closer to the phone screen and looked at it carefully again.

After confirming again and again that he was not mistaken, Cui Yeqing was amazed, thought about it, and then sent a message to his immediate superior, a vice president of "Feitian Airlines", and then sat in a daze.

"…Hey, okay, brother, I got it."

On the other side, Jiang Yisen hung up the phone, turned to Cui Yeqing and said, "My brother really doesn't have time these two days, you have to wait in Beidu, but you can rest assured, Lao Cui, based on my understanding of my brother, since he promised to make time to meet you, it means that he will most likely place an order... He never wastes time."

"Uh-huh……"

"Manager Cui, why do you seem absent-minded? Are you okay?"

Jiang Yisen, who was not satisfied with Cui Yeqing's perfunctory response, frowned and asked, "And why were you making so much noise just now? What happened?"

"Boss Jiang, tell me the truth, who is Boss Zhou?"

Cui Yeqing suddenly turned around and stared at Jiang Yisen.

"What's the story?"

Confused Jiang Yisen asked back: "Didn't I tell you that he is barely a first-generation entrepreneur, a native of Yunnan Province, anyway, I haven't heard of him in the circle... Uh!"

When he said this, Jiang Yisen thought of the Audi just now, and suddenly he couldn't continue.

He began to feel worried. It would be better not to jump to conclusions before figuring out the details. It would be embarrassing if he found out that he was not knowledgeable enough... At least he should ask his brother first.

"Forget it, Mr. Jiang, just look at it yourself."

Cui Yeqing opened his mouth but said nothing in the end. He just silently handed the phone to Jiang Yisen.

Confused, Jiang Yisen took the phone and then looked down at it.

……

[Feitian General Aviation Customer Information - No. 0001] (Encryption Level: High)

Name: Zhou Wang

Birthplace: Jingcheng, Yunnan Province

Date of birth: April 2002, 12

VIP level: 10 stars (highest priority)

Prepaid but unspent amount: RMB 600
……

"Six hundred million...six hundred million?!"

Jiang Yisen was stunned for a moment, then he looked again carefully. After confirming that he was not dazzled, he looked at Cui Yeqing in disbelief, "What the hell is it that Zhou Wang deposited 600 million in your company? Did you log into the wrong app, or is this just someone with the same name as Zhou Wang?"

"02, the age is correct, right? From Yunnan Province, the place of origin is correct, right?"

Cui Yeqing seemed a little exhausted. "Or is there another such awesome guy in Yunnan Province, also named Zhou Wang? As for logging into the wrong app, do you think it's possible? I only saw Zhou Wang's information after verifying his face. In fact, I have violated the agreement by showing you customer information of this level. If the company finds out, I will be in big trouble..."

"..."

Faced with Cui Yeqing's question, Jiang Yisen was speechless for a moment.

Of course he knew what Cui Yeqing said, he just didn't want to admit that it was a fact...

"But why... did Zhou Wang deposit 600 million in your company?"

Jiang Yisen still couldn't believe it. "Is he crazy? With so much money, why not do something else with it? Why put it in your company? And if he has so much money, why would he take out a loan to buy a house? That house is only worth more than 1 million!"

Jiang Yisen just couldn’t figure it out.

“That’s what I’m confused about.”

Cui Yeqing murmured, "Our Feitian General Aviation has grown to the point where it can be considered the leading private general aviation company in China. Many bigwigs have applied for membership cards, mainly for helicopter rentals and some long-distance charter services. The largest single recharge amount I've ever handled was 10 million Hong Kong dollars... It was made by a bigwig in Hong Kong Island who wanted to repay our boss for his kindness."

"But in reality, 10 million yuan may not be spent in two or three years... Who is crazy enough to top up 600 million yuan?"

"Six hundred million is enough to buy the most luxurious model of Gulfstream..."

When he said this, Cui Yeqing was stunned for a moment, but before he could continue his flash of inspiration, the cell phone in Jiang Yisen's hand suddenly rang.

"It's your President Wang..."

Jiang Yisen handed over the phone.

Cui Yeqing didn't expect that President Wang would call him directly. He quickly took the phone, gestured to Jiang Yisen, and then quickly answered the call.

"Hey, Mr. Wang..."

"Lao Cui, have you met Mr. Zhou?"

On the other end of the line came a voice that was even more urgent than Cui Yeqing's, who was full of questions.

"Yes, Mr. Wang, I just checked Mr. Zhou's customer information, and I don't quite understand..."

"You mean the 600 million deposit?"

Wang Xun, executive director and deputy general manager of Feitian Aviation on the other end of the phone, did not seem surprised and just asked.

"Yes, Mr. Wang, can I ask what's going on?"

Cui Yeqing asked cautiously.

"How have you been getting along with Mr. Zhou since you came into contact with him?"

Wang Xun asked him a question first.

"Well, it should be okay... He and I talked a lot, and he seemed to be quite interested in private jets. He should be willing to buy one."

Cui Yeqing spoke up, feeling a little guilty.

"Really?" Wang Xun on the other end of the phone suddenly became excited after hearing this. "Old Cui, are you saying that Mr. Zhou is really willing to place an order for a private jet?"

"That's what I heard. Of course, Mr. Wang, you also know that it usually takes a certain process for customers to have the intention to actually place an order. I can't guarantee what Mr. Zhou thinks..."

Now that things have come to this, although Cui Yeqing doesn't know why Mr. Wang is so excited, he can only speak up.

"Of course, I understand. But Mr. Cui, this order from Mr. Zhou is different from other potential customers. It has extremely special significance to the company. Since you can get in touch with Mr. Zhou, that's perfect. I will hand this task over to you. This is not just my personal expectation. You can understand it as... the wish of the entire board of directors."

As Wang Xun spoke, his voice became serious.

"Mr. Wang, I don't understand..."

Cui Yeqing didn't expect that he just inquired about Zhou Wang's background, but it suddenly became a task assigned to him by the board of directors. He asked in confusion.

"Well, there's no one else around you, right?"

After Wang Xun pondered for a moment, he suddenly asked.

"No……"

Cui Yeqing glanced at Jiang Yisen who was listening with his ears perked up beside him. Jiang Yisen certainly knew what he should do. He took the initiative to purse his lips to make sure he didn't say a word.

"This involves a past event of the company and a secret... If you hadn't happened to come into contact with Mr. Zhou, you wouldn't be qualified to know at your level."

"Of course, Mr. Wang, don't worry, I will never tell anyone else!"

"Well, do you remember that the company encountered a major crisis more than a year ago? Although you were just an ordinary employee at the time, you should have heard some rumors..."

"I remember." Cui Yeqing nodded, "At that time, everyone said that the company might not be able to hold on, it seemed that the capital chain was broken or something..."

"Something went wrong at the bank. A bank president who was closely involved with us was dismissed, which caused the loan that had been approved to be stuck again. In a hurry, several of us shareholders tried almost every possible way, but we were still helpless."

Wang Xun said slowly: "It was at this time that a fund from Hong Kong Island approached us, claiming that they could provide us with a conditional interest-free loan. Of course, the inside story is a bit complicated. You just need to know that they were entrusted by someone, and the creditor of this loan... is Mr. Zhou Wang."

Cui Yeqing was stunned. If that was the case, wouldn't Zhou Wang be Feitian Aviation's biggest creditor? "Then these six hundred million..."

"He decided on the form of repayment of the loan, which is two-fold."

Wang Xun patiently explained: "The first one is that he can enjoy our services at the lowest discount within the limit of the amount he borrowed, which is the 600 million on the stored-value card you saw. Or you can understand that the 600 million was originally lent to us by him..."

"But there is a second option. If we are unable to repay the 600 million yuan in one go within two years, we will need to calculate the principal and interest based on the highest legal interest rate for private lending, and compound interest will be applied every year..."

"hiss!"

Hearing this, Cui Yeqing couldn't help but take a breath.

For private lending, the maximum interest rate protected by law is an annual interest rate of 24%, but in some cases, interest rates within 36% will also be deemed legal.

Six hundred million, how much is that in one year?

This doesn’t even include the compound interest in the second year…

Given the company's situation, even if it has recovered from the impact of the 600 million yuan injection and has made profits since this year, that is 600 million yuan. Where can it find so much money to repay the debt at such a short time?
Or even if the company manages to pay off the debt by scraping together the money, won’t it immediately fall into even greater trouble?
"Boss Wang, if these 600 million were borrowed more than a year ago, then wouldn't the deadline be coming soon?"

Cui Yeqing asked quickly.

"Yes, this matter has been discussed at every recent board meeting."

Wang Xun said this with a tired voice, "So, Lao Cui, now you understand why such a task was given to you, right?"

"In other words, if we can get Mr. Zhou to place an order for a private jet and use up the amount he deposited in advance, then we don't have to pay back the money. At the very least, it can greatly reduce the pressure of repayment?"

Cui Yeqing had already figured out the logic behind this and asked as if to confirm.

"Yes, if we only provide Mr. Zhou with charter and helicopter rental services, it will take a long time to spend all the 600 million... By then, not to mention the principal, the annual interest alone will be a huge burden on the company."

Wang Xun smiled bitterly and said, "The best way is to have President Zhou place an order for a private jet in the less than one year left. This is the repayment method we most want to see."

Cui Yeqing understood clearly. After all, they had their own internal channels. Not to mention how much money they could make from Zhou Wang, even if they sold it to Zhou Wang at cost price, they would definitely not lose money...

"Anyway, Lao Cui, I'll leave this matter to you. If you need anything, please feel free to contact me. The company will give you full support..."

It was not until he hung up the phone that Cui Yeqing showed a helpless expression.

What is this...

Just by making a phone call, I was inexplicably entrusted with a task that was "related to the survival of the company."

But after thinking about it, Cui Yeqing became full of confidence again. On the other hand, if he could win this order, he would become a great contributor to the company and have a bright future...

At the same time, Jiang Yisen, who heard the inside story, had his head buzzing.

Damn... Zhou Wang, is he so awesome?

Just lend out 600 million yuan, and don't charge any interest...

Jiang Yisen didn’t fully understand the twists and turns of business, he just inexplicably felt that... so handsome!

This was exactly his ideal “king of force” style.

"Boss Jiang, can I ask for Boss Zhou's contact information?"

Cui Yeqing, who spoke at this time, was a little annoyed. He shouldn't have given up so easily just now. If he didn't get a business card, he should have shamelessly added WeChat. Who knew that Zhou Wang would be involved in such a way with their company...

Jiang Yisen came back to his senses at this time and said casually:

"Oh, actually I didn't save it, but his phone number is easy to remember. I took a look at it and it was 189 nines..."

……

The pure black Audi A6L was driving on the Daxing Airport Expressway in Beijing, heading from south to north, towards the first city in China that carries so much history and so many emotions.

There was nothing interesting about the scenery on the airport highway. Zhou Wang, who was sitting in the passenger seat, looked at it for a while and then looked away. He took out his mobile phone, connected to the proxy, and logged directly into a foreign search engine to start verifying some things.

Zhou Wang was a little hesitant at first, but soon he took a deep breath and entered his name on the "Search" button.

Soon, the search results on the web page popped up. Zhou Wang flipped through it and found almost no useful information. Occasionally there was one, but it was just a person with the same name, not him.

After thinking for a while, Zhou Wang deleted his name and re-entered "Caroline Dobrev" to search.

After a short delay, a large amount of related news popped up, and the first one was the Wikipedia of the relevant person.

"Caroline Dubov, Chairman of the Yunshang Trust Fund, Chairman of the Yunshang Mineral Group..."

Zhou Wang clicked on it, and was stunned when he saw the photo album of the characters. He silently clicked on one of the high-definition pictures, enlarged it, and then stared at the picture in a daze.

That should be a photo taken by a reporter when she attended an event. In the photo, she was dressed in a gorgeous dress, her perfect body curves were fully revealed, and there was a shining blue diamond necklace on her neck, which set off her lively face. Her three-dimensional facial features that blended Western charm with Eastern charm seemed to be glowing, making her look like a night elf in mythology, extremely beautiful.

When Zhou Wang confirmed that Caroline was indeed a real person and not a figment of his dream, his mood became complicated.

The main reason was that he still couldn't be sure whether Caroline was the person who appeared after he turned on the "Time Gear" yesterday.

Because if you search now, all the information about Caroline's life can be traced, including her childhood photos.

Finally, Zhou Wang found a piece of news that seemed to prove everything.

It was a few years ago, when a passerby took a picture of Caroline on the street of a European country. She was in a panic-stricken state of running away, but in the photo, in addition to Caroline, there was also a young man holding her hand.

Due to the angle, I couldn’t see the young man’s face clearly, but I could tell from his black hair and body shape...wasn’t that me?

All these things added together can be confirmed.

After turning off the search engine, Zhou Wang thought for a while, then called Jiang Qingkui separately, told her a few key words, and asked her to compile the relevant information into a book and send it to him.

"Qingkui, if you find it difficult, you can seek help from a related firm. The more detailed the information, the better..."

Zhou Wang gave one last warning, and after hanging up the phone he found it a little funny.

Investigate for yourself what kind of deep well ice you are!
"Yun Rou, give me my passport."

Zhou Wang turned around and said to the girl in the back seat.

Upon hearing this, Yun Rou quickly took out her handbag and rummaged through it, then handed Zhou Wang's passport to him.

Zhou Wang took his passport and felt something different the moment he touched it.

Zhou Wang got his passport when he was a freshman in college, just to keep up with the trend, with his roommates. But he never used it after that, and it was kept deep in the closet.

He only carries it with him now in case of emergency. Theoretically, Zhou Wang's passport should still be brand new, but when he held it in his hand, he saw that it was worn out.

When Zhou Wang opened his passport, as expected, it was filled with stamps, with more than half of it already covered...

"I've been to so many countries, but I don't have any impression of them... It's ridiculous."

Shaking his head, Zhou Wang, who had begun to gradually accept the reality created by the system, asked Yun Rou to put away the passport.

After all this trouble, the Audi has driven into the South Fifth Ring Road and started to enter the main urban area of ​​the northern capital.

Zhou Wang also temporarily put aside other thoughts and focused his attention on the scenery outside the window.

This is Beidu!

No matter what kind of vision you have for this city, as a Chinese, it is impossible not to have visions for this city...

Even though many people feel that coming here once is enough, the saying still applies: you should come here at least once.

Of course, there is another very important reason why Zhou Wang was upset.

That is this city and a person who is very special to him.

To this day, Zhou Wang is surrounded by many people of the opposite sex with whom he has deep ties, but some people are different after all.

He really...missed her a little.

(End of this chapter)