Financial freedom starts from graduation

Chapter 611 Money Ability

In her past descriptions to others, Choi Min-ah usually described her family in this way—

“I grew up in Seoul. My father is a mid-level employee in the government, and my mother’s family has been in business for generations, so she is now a businesswoman with a strong sense of money…”

This is a respectable way of putting it; even back in South Korea, Choi Min-ah used the same approach when speaking to classmates she wasn't very familiar with.

Of course, the truth is...

Choi Min-ah's father was originally just a workshop technician in a private factory. The factory belonged to her fiancé's family business. After she got together with her fiancé, her father became the workshop director. Although he seemed to be in charge of more than a dozen people, he was actually just a low- to mid-level employee.

As for the fact that her mother's family had been in business for generations...

Well, if owning a stall selling crucian carp cakes and fried rice cakes counts as a tradition, then yes, it has indeed been passed down for several generations.

She is indeed from Seoul.

However, the place where I grew up was "Kowloon Village," located on a steep hillside.

It is Seoul's largest shantytown and a notorious "poor area". The houses are mostly built by the residents themselves using simple materials such as wooden boards, sheet metal, and plastic sheeting, and are built layer upon layer against the mountain.

Just a wall away is Gangnam District, Seoul's most glamorous area, where her fiancé, Woo Bin, lives.

When Zhou Wang asked her the question, Cui Min'er wasn't embarrassed at all and honestly told him the truth.

“I have a younger brother who is in junior high school, and my grandmother also lives with us. Even though I have moved out, the house is still very crowded. Our family’s biggest dream is to move away from Kowloon Village and into a spacious and bright new house.”

Choi Min-ah thought for a moment and then added, "Back then, it was because Woo Bin oppa told my parents that he would give our family a brand new apartment after we officially got married that my parents agreed so readily. The whole family is very grateful to Woo Bin oppa."

"apartment?"

Zhou Wang raised an eyebrow, somewhat taken aback.

After all, in his opinion, an apartment is nothing special. He could probably understand it if it were a villa or a large penthouse.

Seemingly sensing Zhou Wang's thoughts, Cui Min'er explained, "In our South Korea, because land is scarce, apartments are already considered very good housing. Many middle-class families and young couples dream of owning a convenient high-rise apartment..."

Zhou Wang thought about it again and understood.

He can't judge South Korea by the standards of China. In China, an apartment might not be much, but in South Korea it would certainly be considered a very good house.

Detached houses with their own gardens are either located in the suburbs or are the exclusive property of wealthy families.

"How much have you benefited from being with Park Woo-bin all this time?"

After learning about Cui Min'er's family situation, Zhou Wang tapped his fingers and asked again.

Wearing only a thin nightgown, Cui Min'er sat sideways on Zhou Wang. As the hem of her dress rose, her smooth and plump thighs were exposed. Zhou Wang's fingers tapped on them, leaving soft and slippery indentations.

However, because Cui Min'er exercises regularly, those ripples quickly disappear in her excellent elasticity, leaving only a blissful sensation on Zhou Wang's fingertips.

Sensing Zhou Wang's direction gradually moving upwards, Cui Min'er's cheeks flushed slightly, but she made a move to spread her legs apart a little more, making it easier for Zhou Wang to do as he pleased.

Forcing herself to turn her attention back to her memories, Choi Min-ah thought for a moment and said:

“Woo-bin… Park Woo-bin gives me a monthly allowance, averaging about five million won a month. In addition, he buys me gifts from time to time. I keep a list of them, and the total value of the gifts is probably around thirty million won…”

"If we were to calculate the total, over the past year or so, including the airfare he helped me buy when I came to China to study, the total would be around 1 million Korean won, with little margin of error."

Choi Min-ah counted on her fingers and quickly came to a conclusion.

"1 million Korean won, if I remember correctly, is about 50 yuan?"

Zhou Wang asked a question first.

"Uh-huh……"

"Isn't Park Woo-bin from a very wealthy family?"

Zhou Wang looked suspicious and said incredulously, "You've been together for over a year, and he's already spent 500,000 on you?"

Choi Min-ah originally wanted to say that 100 million won was not a lot. Her parents could only earn 20 million won a year, which was about 100,000 yuan.

The average middle-class family in South Korea earns only around 300,000 won a year, and the money Park Woo-bin spent on her exceeded that family's annual income. That's not a small amount...

But Cui Min'er quickly remembered that when the four of them first met Zhou Wang, he secretly bought a gift worth 700,000 RMB for Yu Duo, and she couldn't help but feel discouraged.

Compared to that, 500,000 seems like a pitifully small amount.

Cui Min'er's body trembled slightly, and the blush on her face spread rapidly. While using the smooth surface of the mirror to hold Zhou Wang's wicked hand, she stammered an explanation:
"Hmm~ Park Woo-bin is just the second son in his family; he doesn't have full inheritance rights to the group... Ugh, their family conglomerate is only considered mid-tier among the chaebols in South Korea... Of course, there might be another reason too, hmm~"

As Zhou Wang listened to Cui Min'er's uncontrollable humming and moaning, which sounded like a voice actress, he pressed for an answer: "What's the other reason?"

At this moment, Cui Min'er glanced at Zhou Wang with an ambiguous expression, then wrapped her white, lotus-root-like arms tightly around his neck to barely keep herself from falling. At the same time, she whispered a soft moan in his ear:

"Because...because I'm not really willing to let him touch me, he's actually quite unhappy about it, and I insist on not marrying him until after I graduate from university...Of course, wait a minute, of course I feel that he hasn't inherited the company yet, I can't just give it away for nothing."

Zhou Wang smiled enigmatically upon hearing this, then pointed a finger at him, "How could you just give it to me for free?"

Cui Min'er was struck hard and couldn't speak. She could only look at Zhou Wang with a resentful look, as if to say... Don't you know best how I gave it to you for free?
Zhou Wang stopped teasing Cui Min'er. After wiping her clean with tissues from the table, he gently stroked Cui Min'er's slender, straight back. Only then did he pick up his phone, fiddle with it for a few moments, and hand it to Cui Min'er.
"Enter your bank card number."

Cui Min'er suddenly realized something, and no longer caring about the unpleasant feeling in certain areas, her heart started pounding wildly.

Having become somewhat familiar with Zhou Wang's personality, Cui Min'er didn't feign coyness but instead quickly entered her bank card number in China into her phone.

After she finished entering her account information, she saw Zhou Wang pick up his phone and start typing numbers into it.

Choi Min-ah really wanted to pretend that she didn't care at all, but she couldn't help but look over.

She saw Zhou Wang first type in the number "3", and then start pressing "0".

Choi Min-ah bit her lip, her mind wandering.

Thirty thousand?
If it's pocket money, it seems to be enough; that's about all she spends a month.

But after Zhou Wang pressed four zeros, he quickly added another one.

Choi Min-ah's breathing quickened. Three hundred thousand?
Although she had guessed that Zhou Wang wouldn't be stingy, the amount still surprised and shocked her.

This was the allowance Park Woo-bin would save up for a whole year before giving her, and now, on the very first day she and Zhou Wang confirmed their relationship, Zhou Wang gave it to her...

However, before Cui Min'er could express her excitement, she saw Zhou Wang press the sixth "0" without hesitation.

Choi Min-ah was truly stunned.

Three...three million?

5 million, no, closer to 6 million Korean won?
No matter how high Choi Min-ah's self-esteem is, she doesn't think her "innocence" is worth that much money.

She was just about to ask Zhou Wang if he was joking with her when she saw that Zhou Wang had already clicked the "Confirm" button. With the "5 million small-amount password-free payment" agreement in effect, "transfer successful" was displayed very quickly.

Choi Min-ah's face was flushed, partly from the lingering effects of the previous encounter and partly from her current excitement.

Zhou Wang transferred three million to Cui Min'er without changing his expression, and he really didn't feel much about it.

He has spent a lot of money recently. When he left Shanghai, he only had less than 90 million yuan left. After a series of expenses recently, his money has now been reduced to about 80 million yuan.

But no matter what, even if Zhou Wang is extravagant, this money will still last a long time.

Three million... that's just a drop in the bucket.

"Give Park Woo-bin his money back. You should understand what I mean, right?"

Zhou Wang said softly, "The rest is your allowance."

Choi Min-ah nodded excitedly at first, then seemed to remember something and hesitated.

Zhou Wang noticed her predicament and raised an eyebrow, asking, "What's the problem?"

"Um, could you wait a while? I might need to go back to my country, and I'll explain things to Park Woo-bin then."

"why?"

Zhou Wang asked in surprise.

Choi Min-ah then began to explain, basically saying that she first needed to make things clear to her family because her parents had both received favors from Park Woo-bin, and Park Woo-bin had a strong and domineering personality. If she didn't handle it carefully, she was afraid it would cause a lot of trouble.

Zhou Wang hesitated for a moment, then nodded, "Then let's talk about it later... Hmm, maybe I can go with you."

"Really?"

Choi Min-ah was overjoyed. "You...you're willing to go back to Korea with me?"

Zhou Wang's trip to South Korea was certainly not just for Choi Min-ah; strictly speaking, Choi Min-ah was just a side trip... However, Zhou Wang would not say such a jarring thing, so he simply nodded slightly.

"what!"

Immediately, Cui Min'er let out the same scream as Su Yaqing, and her body slid down.

Zhou Wang realized what she was about to do and quickly stopped her.

After all, the matter is not over yet; he hasn't given an explanation to Yu Duo and Shen Yutong.

……

After Cui Min'er left the study with a satisfied expression and her legs feeling weak, Shen Yutong and Yu Duo entered the study one after the other.

After inquiring about Shen Yutong's wishes, Zhou Wang decided to help her buy a property of her own in Mingcheng. In addition, he contacted Daxia Film and Television and helped her secure contracts for two popular TV dramas, one as the second female lead and the other as the first female lead.

Given Shen Yutong's personality, she naturally declined in every way possible. She was the kind of person who accepted whatever came her way. Even if Zhou Wang gave her nothing, she would still silently follow him without any complaints.

However, after Zhou Wang gave her a good talking-to, Shen Yutong blushed and agreed, saying that she would do whatever Zhou Wang arranged.

As for Yu Duo...

When she came in, Zhou Wang did feel a little guilty when he saw Yu Duo's resentful look.

After all, this was not handled in a very ethical way.

Of the four girls, aside from Su Yajing, he was the one who provoked Yu Duo the first time. He even left so many hickeys on her neck when they first met. But now, of the four girls, Yu Duo's progress is the slowest.

This undoubtedly made Yu Duo feel resentful that she was the "fourth or fifth mistress".

Furthermore, material gifts alone do not have a strong effect on Yu Duo.

After all, she was originally a young lady from a wealthy family. Although her family had fallen on hard times, it didn't take long for everything to return to normal with Zhou Wang's help. Therefore, Yu Duo didn't have a deep understanding of human suffering.

However, Zhou Wang naturally had his own unique methods for dealing with Yu Duo.

Without a word, he pressed Yu Duo down onto the desk and began to play music and sing, first making little Yu Duo feel all warm and fuzzy with desire, and then, while Yu Duo was still dazed, Zhou Wang showered her with sweet words, completely seduceing her until she was completely disoriented.

"If I hadn't met Ranran first, I would definitely have pursued you first..."

"So what if I have small breasts? I love PR!"

"If that weren't the case, how could I have completely lost control of myself the first time I saw you?"

"What do you mean I'm not interested in you... It's like when you're having a big meal, you'd definitely save the best parts for last, because you wouldn't want to miss them, understand?"

After such a fierce barrage of words, Yu Duo's resentment was immediately dispelled. Overwhelmed by Zhou Wang's cheesy sweet talk, Yu Duo practically covered her face and ran out of the room.

Only then did Zhou Wang, feeling that he had temporarily eliminated the hidden danger of the "battlefield", breathe a sigh of relief.

I smelled my fingers; they had a strange scent that was a mixture of various young girls' body fragrances... I must say, it was quite intoxicating.

After talking to the four girls alone, it was already close to dusk. Zhou Wang then lit a cigarette and picked up his phone again.

All the arrangements have been made; now it's time to see how well the plan has worked.

Although the most crucial step still requires the intermediate-level [Industry Acquisition Card] to take effect...

(End of this chapter)