After I was in debt of one million, I opened a factory in the 1990s

Chapter 419 Debt Ratio
Sun Yadi was extremely surprised. "Chang Ying's father was actually defrauded of 5 million. What was he thinking? He actually dared to raise funds to invest 5 million. I really didn't expect Chang Ying's father to be so rich!"

She also knew that Qu Qingyang, the president of the Furniture Association, had raised more than 50 million yuan and absconded with the money, but she didn't expect that the victim was right next to her.

It is normal for these businessmen to have assets of over tens of millions or even hundreds of millions, but it is also quite impressive if anyone can have a cash flow of five million.

Cui Changjia first sent Sun Yadi home, and then Sun Yadi tried her best to invite Cui Changjia to visit her home.

They already arrived at the gate of the community. Cui Changjia couldn't refuse the invitation, so he followed Sun Yadi to sit for a while. Unexpectedly, her father was at home.

"Dad, this is my good friend Changjia." Sun Yadi enthusiastically introduced Cui Changjia to her father Sun Fuxiang.

Sun Fuxiang did not treat Cui Changjia like a child's friend. Instead, he stood up and shook hands with her with great respect, called her Ms. Cui, and finally went to the study to entertain Cui Changjia.

Apparently Sun Fuxiang often entertained friends in his study. His study was very elegantly decorated, with complete items such as tea sets and mahjong tables.

After the host and the guest sat down, while Sun Yadi was making tea, Sun Fuxiang looked at Cui Changjia. He saw that she had calm eyes, generous temperament, and was calm and composed. He couldn't help but think that this girl was not very old, but had such a demeanor, which was beyond the reach of his daughter.

Sun Fuxiang didn't treat Cui Changjia as an ordinary little girl. He called her "Ms. Cui" all the time, which made Cui Changjia feel embarrassed.

What Sun Fuxiang talked about with her were not only the current business conditions of various industries, but also the developments in certain places, or the country's policies and economic situation.

Relying on his own understanding, Cui Changjia had a pleasant chat with Sun Fuxiang.

When they talked about the real estate in Donghu, Sun Fuxiang said that Wei Xianchen probably made hundreds of millions a year. His houses sold so well that they were sold out within a few days after they were put on the market.

Cui Changjia said, "As far as I know, Mr. Wei obtained most of the land through loans. In addition, Donghu owes its partners about seven to eight months' worth of money. Donghu may indeed be very profitable, but all the money it earns goes to the bank."

At this point, Cui Changjia asked Sun Fuxiang, "Mr. Sun, do you know what the current debt ratio of Donghu Real Estate is?"

This one sentence stumped Sun Fuxiang. How could he know such a thing?
"Why are you asking this?"

"The debt ratio of the real estate industry is generally very high, but if it exceeds 60%, it will be very scary. So I think you should ask around. If their debt ratio is particularly high, you can ask for the outstanding debts and transfer the project to another place."

Cui Changjia was thinking of the upcoming financial crisis in 2008. If the real estate market collapsed, apart from the real estate companies themselves, the second unlucky ones would be the partners.

Sun Yadi was stunned when he heard this. "Why do you want this? If the construction workers don't owe money, they won't have any work to do."

This is indeed a problem, so Cui Changjia didn't say anything more.

But Sun Fuxiang took it to heart. He felt that Cui Changjia was right. All the houses in Donghu had been sold, so why should he still owe money to the partners?
In the evening, Sun Fuxiang and Sun Yadi invited Cui Changjia to have dinner with them. Cui Changjia knew that they were going to eat at Sun Yadi's house, so she stayed and it was not too much of a bother. It was almost eight o'clock when she returned home.

Sun Fuxiang and Sun Yadi accompanied Cui Changjia all the way to the gate of the community before turning back home.

As they walked back, Sun Fuxiang said, "This friend you made is really something. I feel like I can learn a lot from chatting with her. You should get along well with her. By the way, she's getting married soon, right?"

"We'll get the marriage certificate in the next two days, and we'll get married on May 1st."

"Give her a big red envelope when she gets married."

"You don't have to tell me that I can also pack a big one."

"You go home first. I'm going to find someone to play cards with." Sun Fuxiang said as he took out his cell phone to make a call.

"Dad, what cards are you playing? My mom will be angry again."

"I think what Cui Changjia said about the debt ratio is quite right. I need to ask someone about it."

Sun Yadi didn't stop him.

After returning to the factory, Cui Changjia stopped the car and found that Zhou Qingyan had returned, but she was still ready to report to her elder brother first.

When she went to the office, she called Zhou Qingyan to ask, only to find out that he had just returned less than five minutes ago and was packing up his things in the room.

Cui Changjia said that he would report his work to his elder brother first and then go back to his room.

Zhou Qingyan asked her to hurry up.

Cui Xiuyuan and Cui Changjia said, "How come Lanshan paid the balance owed last time and the payment for the goods all at once? It's a total of 120,000 or 130,000 yuan."

He actually paid for the goods!

Cui Changjia instinctively wanted to call Ge Bangyong to ask, but she put down the phone again. She guessed that it was most likely Yuan Fujun who ordered it, so she said, "I met with Mr. Yuan yesterday. Maybe he ordered it. Since he gave it to us, we should keep it. There is no reason to return it."

"With these 120,000 or 30,000, I feel a little relieved. What's going on over at East Lake? Didn't they say they were going through the process a few days ago?"

Cui Changjia was silent for a moment and said, "Brother, the payment receipt of Donghu was withheld by Wei Xianchen, and I don't want to call him."

Cui Xiuyuan remembered what Cao Kun had said about Wei Xianchen when he came here a few years ago, and immediately said, "Okay, let's not talk about this anymore."

After all, Wei Xianchen had helped his sister, so this money could be considered as repayment of favor.

But the price is a bit too high, hundreds of thousands.

Cui Changjia asked, "Does Zheng Yuehong know that Mr. Chang sold the villa?"

"Probably she doesn't know. She hasn't found anyone to cry to."

Cui Xiuyuan's words "I haven't found anyone to cry to yet" made Cui Changjia leave with a smile, but as he laughed he felt very sad.

Regarding the matter of Chang Yuanliang selling the villa behind Zheng Yuehong's back, it is hard to say who is right or wrong. We can only say that there are both right and wrong aspects. The root cause lies with Chang Yuanliang. Who made him not be cautious about the fundraising matter?
Cui Changjia sighed and walked to the door of her room on the third floor. She was surprised to see that the light was not on. She thought, why is the light not on? Isn't Zhou Qingyan here?
But she didn't think any further and pushed the door open. When she opened the door and saw the empty room, she was stunned!

Why is the room empty?
"Jia Jia!" Jiang Hongying stuck her head out from the room at the end and called her, "I'm here."

Cui Changjia walked over in surprise, "Mom, what are you doing here?"

Jiang Hongying said with a smile, "You and Qingyan are getting married. Since we don't have a house at home, we can prepare a bigger room for you. Come and see if the furniture can be put in place. If not, we can ask someone to move it up."

My dears, two more chapters, thank you for your support, good night