Chapter 105: Bank work, encounter with Aunt Tang
It didn't take long.

Huizi took the relevant information and went to the bank lobby.

When the bank's lobby manager learned that Huizi was going to apply for such a large loan business.

He took Huizi directly to the VIP room.

There are special managers there who are responsible for processing these loans.

Because Huizi was acting on behalf of Lin Feng.

So after submitting the relevant information.

Huizi still needs to wait for a while as the bank's back-end system needs to verify the relevant situation.

Even in the later stage, Lin Feng himself needs to come and confirm.

The manager then investigated Lin Feng through the bank’s internal system.

Only then did I realize that Lin Feng had a lot of money deposited in his bank account.

My credit is also good.

The savings ability is strong and the repayment ability is also strong.

These are the customers to whom banks are most willing to lend.

After all, there are people like Lin Feng who have good credit and sufficient liquidity.

The repayment ability in the later period is also very strong, and delays rarely occur.

"How much do you want to borrow?"

The manager looked at Huizi with a smile on his face and his attitude was very good.

Huizi remembered what Lin Feng had told her before.

He said directly: "My boss hopes to get a loan of 90%, at the highest ratio!"

The manager nodded: "According to our internal credit rating, Mr. Lin has an excellent credit rating."

"It is indeed possible to borrow such a high proportion..."

"But nowadays, due to the formulation of some new rules and regulations, more detailed procedures may be required!"

The manager said apologetically.

Huizi understood very well.

After all, for a high-value loan like this, certain procedures are essential.

Go through some loan procedures at the bank.

The most complicated thing is that there are various certificates and information required.

These things are complicated.

No wonder Lin Feng asked him to do it.

After all, Lin Feng himself probably wouldn't run back and forth for these small materials and small certificates.

Huizi was busy handling various procedures and certifications.

The manager at the bank was also busy.

The approval of such a large order must naturally be submitted to the higher authorities.

After all, it will take some time for the approval from higher authorities.

Huizi is going to the real estate center to get some certificates of property transfer.

While waiting for the stamp, I unexpectedly saw a familiar figure.

It was none other than Aunt Tang, the original owner of the store.

Aunt Tang seemed to be waiting for the staff to complete the formalities.

While Huizi was hesitating whether to go forward and say hello, Aunt Tang had already turned around and saw Huizi.

"Ms. Huizi, what a coincidence, you are here to handle the formalities as well!"

Aunt Tang said with a smile.

Huizi came over and sat next to Aunt Tang: "Yes, there are indeed some procedures that need to be stamped here!"

"It seems that Miss Huizi is quite capable. Has she negotiated a new deal?"

Because it was at the property rights center, Aunt Tang assumed it was Huizi and was processing the relevant procedures for other houses.

But unexpectedly, Huizi was stunned for a moment, then smiled and shook her head.

"Auntie, I have resigned from my previous company and will no longer work in real estate!"

Aunt Tang was stunned for a moment. She didn't expect that Huizi had already resigned.

"Oh, so that's how it is. Are you doing the formalities for yourself?"

Aunt Tang said with a smile.

When I looked down, I saw a familiar name.

“Isn’t this the property I sold to Mr. Lin?”

"Are there some procedures that have not been handed over?" Aunt Tang was a little confused.

According to common sense, I had already completed the relevant procedures.

How could Huizi bring these materials here to go through the formalities?
Huizi also noticed Aunt Tang’s doubts.

After hesitating for a moment, he explained to Aunt Tang: "It's not the previous procedures."

"Mr. Lin plans to use this store to get a loan."

After hearing Huizi's explanation, Aunt Tang was stunned: "Loan? Didn't you say before that you wanted to use this store to do business?"

But Aunt Tang is a woman with a keen eye after all.

It soon occurred to me that there was a possibility.

"Could it be that Mr. Lin intends to use this money for investment?"

There are too many such examples around Aunt Tang.

Use real estate as collateral in exchange for bank money for investment.

Lin Feng is not the only one who does this.

In a sense, this approach can even reduce risks.

Huizi didn't expect Aunt Tang to be so sharp and guess Lin Feng's purpose directly.

It was only during the subsequent information collection process that Huizi found out that Lin Feng wanted to use the money for investment.

"It is indeed the case."

"Mr. Lin has an investment company he opened with his friends."

"The rate of return is not bad, so Mr. Lin decided to invest more money in it!"

Aunt Tang suddenly realized what was going on when she heard this.

"So Mr. Lin has an investment company of his own?"

Anyway, the process of waiting in line for procedures is quite boring.

Aunt Tang simply started chatting with Huizi.

Moreover, Aunt Tang has also been busy with related investment matters recently.

So when he heard that Lin Feng was also planning to mortgage his real estate for investment, he immediately became interested.

"I don't know what Mr. Lin is investing in."

Aunt Tang actually asked somewhat tentatively.

Although Huizi is not Lin Feng's employee.

But it's still very moral.

Just laughed it off and didn't reveal anything.

"It's just some of the stocks in the stock market. I can only say that the returns are good."

Aunt Tang also knew that Huizi was tight-lipped and she couldn't get anything out of her.

The subject was changed without leaving any trace.

Since the other party is unwilling to say, why bother asking?

However, Aunt Tang has been exhausted recently because of her investment matters.

Today's market changes are complex.

It is no longer the market that I was familiar with.

So Aunt Tang has been thinking about it recently, if she really doesn’t know what to invest in.

It’s better to choose a good investment institution.

After all, they are professionals who can fully understand the market and make judgments.

It is precisely because of this that Aunt Tang was so sensitive when she heard that Lin Feng also had an investment company.

Besides, in Aunt Tang's opinion.

Lin Feng was able to mortgage the house he had just bought.

It seems that he still has confidence in the capabilities of his company.

Aunt Tang’s thoughts were in a complicated mess.

However, Aunt Tang only had this thought in her mind.

As to whether he really should go and have a talk with Lin Feng in the end.

Aunt Tang still hasn't made up her mind.

Huizi chatted with Aunt Tang for a few minutes before she saw that the formalities had been completed.

"Aunt Tang, I'm a little rushed now, we can talk later when we have time!"

After completing the formalities, Huizi didn't want to waste time, so after exchanging a few polite words with Aunt Tang, she left directly.

(End of this chapter)

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like