A doctor who travels through two eras

Chapter 118 The Bank Wants to Purchase Cordyceps

In a coffee bar in the Auto City, Lin Sanqi and Yin Lianyi sat face to face chatting in the cool air, while Lin Musen sat not far away, leisurely browsing his phone.

"Here's what happened. I had to meet my bank's performance targets, so I've been out and about this month. Dong Xuanming kept using the excuse of opening a Toyota 4S store's public account at our bank, and has been keeping me hanging. He didn't say yes or no, and he kept asking me out for this and that..."

Lin Sanqi thought of some negative comments about banks that he had seen on the Internet, and asked curiously:
"Is the banking system very chaotic? Last time, a bank president in Shanghai was arrested. There were more than 30 female employees in the bank who were confirmed to have had sexual relations with him. It was really fucking exaggerated. And, I heard that all the pretty girls in the bank have to serve big clients full-time, and then...?"

Yin Lianyi rolled her eyes at Lin Sanqi: "Oh, men, they only focus on this kind of stuff all day long."

Someone is very gossipy: "Oh, just tell me whether there is one or not."

"Of course. After get off work, I have to have dinner with my boss and clients. I don't know what happens after dinner and drinks. Anyway, after I entered the bank, I realized that if a girl wants to succeed in her career, personal efforts are useless. It's better to risk it all!"

Lin Sanqi looked Yin Lianyi up and down and asked curiously:
"then you……"

"Get lost, am I like this? It's because I'm a clean-minded woman that I was sent out to do business. Even a small 4S store manager wants to take advantage of me."

Yin Lianyi said this a little angrily, but Lin Sanqi nodded:
"I believe you on this point, otherwise your male classmate in college wouldn't have been kicked out by you and left with no children. You are really a straight woman, but you are so beautiful. Beauty is a disaster~~~"

Yin Lianyi was so angry that she pinched Lin Sanqi again:

"Can't you spit out some ivory from your dog's mouth? Now I understand what Zhang Xuefeng said. People who don't have a strong family background should not take the finance major. Opportunities are reserved for people with backgrounds."

Lin Sanqi was a little puzzled: "That's not right. Your Pingle Village also has a village-level group. With so many clan members, isn't it easy to get some resources?"

Yin Lianyi laughed at herself and said, "Oh, yes, there are resources, but unfortunately I am a girl. When the family has resources, they give priority to male heirs. When will it be our turn as female heirs?"

Although Dongguan Province has a developed and open economy, it actually has a very powerful clan system and is a very conservative group of people.

In the eyes of conservatives, the most important thing for girls is to take care of their husbands and children. Why would a girl go out to make a living? How many girls who go out to make a living are decent? It will be difficult for them to find a husband in the future.

A good girl is always an obedient girl who listens to her parents and in-laws.

Suddenly Yin Lianyi seemed to remember something: "Oh, by the way, Lin Sanqi, I just need your help."

Lin Sanqi made a stop gesture: "No, no, no, we are not that familiar with each other, you want me to help you, make trouble!!!"

Lin Sanqi tapped his cheek, obviously wanting Yin Lianyi to kiss him again like before.

Yin Lianyi pinched Lin Sanqi's face fiercely and cursed: "Bah, you little pervert, you still want to take advantage of your sister, I'll tell your father!"

"Oh, it hurts. It hurts so much. How can I get married in the future? Tell me, is there anything I can do for you?"

"That's more like it, huh!"

Lin Musen looked up at his son and female classmate, smiled, then sighed, thinking what a pity that she was a girl from the Yin family.

"Lin Sanqi, isn't your family a traditional Chinese medicine practitioner? Do you have any way to help me get some Cordyceps sinensis? I want special or first-class quality."

If you are talking about Cordyceps sinensis, then Lin Sanqi is not sleepy anymore. This is Xiaoqiao's mother opening the door for Xiaoqiao. It's just a coincidence.

"Cordyceps? Your bank president wants it? If he bought half a pound or a pound, there are plenty of them on the market now. Why would you let your small employees figure out a way? Does he not want to pay?"

"It's not for our president to eat himself. It's for gifts, such as gifts to important clients, superiors, etc. A large amount is needed. The bank has a public relations budget every year for this purpose."

Lin Sanqi's eyes turned around and around: "How much do you need?"

Yin Lianyi blurted out: "At least 50 kilograms."

"Wow~~~Your bank is really rich. Others buy winter and summer grass by the gram, but you buy it by the kilogram."

"If you're sending it to a big client, you'd have the nerve to take just a few cordyceps. You'd need a whole box."

Lin Sanqi thought so too. It just so happened that he was also planning to go to Qinghai in 59 to stir up trouble. Although he hadn't gotten the goods yet, he had already found the market.

"Okay, since it's Miss Yin's request, I will definitely help you get it, don't worry, but give me a few days to prepare."

Yin Lianyi suddenly lowered her voice and said:

"Don't be too happy. Let me tell you, our president in charge of purchasing is a well-known black man. He wants kickbacks, at least 10%. Calculate your own profits and see if you can afford it. I talked to a friend yesterday, and he refused when he heard about the 10% kickback."

Lin Sanqi was a little puzzled: "Isn't the routine of this kind of large-scale purchase to raise the price first and then place the order, and the price increase is the kickback money?"

Yin Lianyi shook her head: "Auditing is very strict nowadays. The purchasing price must be based on the market price. We cannot increase the price arbitrarily as in the past. Otherwise, it will be a violation and will be investigated. So there is no way to manipulate the price." As a luxury health product, the profit of winter grass and summer grass is extremely high. Because this thing is hyped, its medicinal value is not that high.

Some readers may ask, since the profits are so exaggerated, why don’t retailers want to agree to a 10% rebate?

That’s because Cordyceps is so profitable that it has formed a complete industrial chain. The supply of the product is controlled by a handful of capitals, and these people take the lion’s share of the profits.

There are also provincial agents, municipal agents, county agents and other levels of distributors, and everyone has to participate in dividing the cake.

As the prices go up layer by layer, they naturally become higher and higher, but when it comes to the terminal retailers, the profits are actually not that much.

If the 10% rebate is removed and labor costs, rent, advertising fees, etc. are added, the retailers will just make a profit and naturally will not agree.

After all, these people are the type who don't open a business for three years, and then make a living for three years after opening it, so their profits are usually not very high.

Others' rebates were not high, but Lin Sanqi had enough confidence. He was prepared to buy Cordyceps sinensis for free in 59 and was not afraid of the 10% rebate at all.

So the confident Lin Sanqi also lowered his voice and almost bumped heads with Yin Lianyi:
"Go back and tell your bank president that a 10% kickback is fine. Also, I won't let you suffer any loss. I'll give you another 2% kickback. How about that?"

The price of premium cordyceps is around 1000 to 1500 yuan per gram. If one pound is 500 grams and there are 1.6 cords per gram, then one pound is about 320 cords.

The price of first-grade Cordyceps sinensis is around 800 to 1000 yuan per gram, usually 2 pieces per gram, which means there are about 1000 pieces per kilogram.

Even if we take a middle number, a pound of premium cordyceps will cost more than 50 yuan, while first-grade cordyceps will cost 45 yuan.

If we calculate based on 50 kilograms, the purchase price of the special grade Cordyceps is 3000 million yuan, while the total price of the first grade Cordyceps is around 2250 million yuan.

In other words, the president will take 2-300 million from this purchase...

Lin Sanqi was actually ranting in his mind: "This bank is really making money. People only buy expensive things, not good ones. Poverty limits everyone's imagination."

Yin Lianyi was stunned, because even if it was a 2% kickback, she could still take away hundreds of thousands from this business???

It’s not that Yin Lianyi has never seen so much money. In fact, she comes from a middle-class family and has no worries about money.

If you don't have money, most bank girls will find it hard to resist the temptation of money and will be directly taken away by Mr. Chen or Mr. Li.

But getting hundreds of thousands of yuan in kickbacks for introducing a purchase was quite a shock to a young girl like Yin Lianyi who had just graduated from school.

"Wow, Lin Sanqi, is the profit of your Cordyceps so high? As for giving me the money, forget it. Don't pretend to be rich. Save some money for marrying a wife in the future, haha."

Yin Lianyi's words made Lin Sanqi think more highly of her. Not everyone has the courage to refuse 5 or 60 yuan, which also shows her character.

Lin Sanqi was in high spirits after closing a deal:
"Then it's settled. We can talk about some things after the deal is done. Look, I didn't even buy a new car today because of you. I have to go to another Toyota 4S store with my dad to look around."

Yin Lianyi felt a little embarrassed when she heard this, and then she stood up:
"Come on, Huadu is so big, there are at least seven or eight Toyota 4S stores. If we don't buy it here in Auto City, how can we buy it? Today, I will accompany you for a day, and thank you for saving my life."

"Well, thank you, don't just talk about it, come on, let me kiss you, that's the sincerity."

"Get lost, get out of here!"

At the end of the day, Lin Sanqi bought not only a Land Cruiser, but also an off-road motorcycle and a mountain bike, and his transportation was fully prepared.

I went to the gas station and bought a lot of spare oil barrels, filled them all with gasoline, so everything was ready.

The next day, Lin Sanqi went to the wholesale market again and bought several tons of salt and sugar.

I also bought a lot of tea bricks on clearance sale from Taobao at the price of 250 yuan per piece (10 grams).

The night before, when Lin Sanqi and his son were looking up information on the computer, they learned that the most scarce materials in the Northwest region, including the Inner Mongolia prairie, in the 1950s were salt, sugar, tea, and various daily necessities.

As for money and food coupons, they are almost useless to herders.

Before liberation, or until the 1950s and 1960s, the herders' transactions were mainly "barter", that is, I would exchange a sheep with you for something, and cash was rarely involved.

This is also related to the geographical environment of the northwest. Qinghai alone has an area of ​​more than 70 square kilometers and a population of only 260 million. You can drive for half a day and not see a single person. It is very desolate.

This also made it very difficult for herders to obtain supplies, which gave Lin Sanqi room to maneuver.

(End of this chapter)