A doctor who travels through two eras

Chapter 143: Banks Have Their Own Unspoken Rules

At this time, Yin Lianyi was holding a pile of information and was about to vomit blood while staying in the industrial area.

She originally thought that working in a bank would be just like the career elite dramas shown on TV, with people wearing high-end work clothes, holding coffee in their hands, and chatting with colleagues Agatha, Becky, and Charles about financial news.

Then you can easily get a monthly salary of tens of thousands, and if you are transferred to some key departments, an annual salary of one million is no big deal.

But after entering the bank, she found that the uniforms were all custom-made, but the sizes might not fit her, so she had to alter them herself.

The senior office job had nothing to do with a new employee like her.

When young employees work at a bank, they either sit at the counter or go out to do business, such as deposit tasks, loan tasks, credit card tasks, financial management recommendation tasks, insurance recommendation tasks, etc.

Anyway, there are always endless KPIs to meet every day.

If the task is not completed, the salary will be ruthlessly deducted. With only three to four thousand yuan in hand, the small employees can hardly even rent a house and eat in Huadu.

What gives Yin Lianyi the most headache is not the unfulfilled KPI and the low salary, but the unspoken rules in the workplace.

She originally thought that there was a group of male classmates with excess hormones in school, and that after getting a job she could stay away from these guys and live a quiet life.

After arriving at the bank, she found out that, despite adding a dog, she also received intentional or unintentional hints, or even explicit instructions, from the male leaders.

If a pretty female employee asks to accompany her leader to a drinking party today and you agree, the leader may ask you to go on a business trip tomorrow, or ask you to go to the office for a talk the day after tomorrow.

Yin Lianyi has been known as "Little Liu Yifei" since she was a child. Naturally, she has been the focus of pursuit by male colleagues and the focus of hunting by male leaders.

Yes, it's hunting.

The male leaders treated the beautiful female employees in the bank as their own harem.

Otherwise, the president of a bank in Shanghai was arrested for having more than 30 lovers inside the bank? This is just the tip of the iceberg. He was later arrested for power-for-money transactions.

There are also many female employees who were forced and coerced and had to swallow their anger for the sake of their reputation and were not exposed. This is not an isolated phenomenon, but a universal unspoken rule.

Of course there are also innocent ones, for example, you are ugly, or your father is...

There are also some female employees who do not understand the situation, think they are noble and will never compromise, such as Yin Lianyi.

Yin Lianyi, who just graduated, is of course ambitious, but her original family is not short of money, and she does not have a strong desire for money, which gives her the confidence to say NO when facing workplace harassment.

I am confident enough, but unfortunately my career cannot be smooth sailing, so today my leader assigned me a task to go on site to verify whether the factory address is real.

This type of assessment does not involve any technical content. When a company comes to open an account and has a registered address, bank employees will go and take a look and see, "Oh, this is a factory, this is an office space." As long as they are sure that it is not a shell company, then it's OK.

But such a job that requires no technical skills and does not increase performance appraisal is now assigned to a delicate beauty like Yin Lianyi. Anyone with a discerning eye can tell that some leaders have bad intentions.

To put it nicely, it's a "test" for you. To put it bluntly, it's to make you "smarter" and climb up to the leadership position as soon as possible...

When Yin Lianyi received the call, she was hiding in a corner of the factory, enjoying the cool air, and drawing circles in her mind to curse the section chief.

"Thirteen o'clock, you're pretty quick. OK, I know about it. I'll call the president."

Lin Sanqi was very happy to see that the order had not been stolen:

"Tell your bank president that we will meet at Rainbow Square at 6 p.m. I'll be your host tonight."

Yin Lianyi curled her lips: "Thirteen o'clock, you have only been out of school for a few days, and you have learned the ways of the society very well, hehehe."

Lin Sanqi thought to herself, I have tens of millions in profit, let alone treating us to a meal, even if I can call him dad a few times, it would be no problem, what do you, a little girl, know!

"Stop humming. Be careful of rupturing your nasal membrane or bleeding from your nose. Hurry up and make an appointment with your president. I think he must be getting impatient."

President Zheng was indeed getting impatient.

The fourth quarter is coming soon. This is the time when major banks compete fiercely. Anyone who lags behind in business in the fourth quarter will have worked for a year in vain.

So in addition to normal market competition, there is also a lot of competition that is not visible on the surface.

For example, treating and giving gifts to attract big customers, having bank girls invite the boss to "dinner", spending money to buy deposits, etc. In short, all kinds of tricks are used.

The Tianhe branch of XX Bank where Yin Lianyi works has always been the runner-up, and is always outperformed by another bank.

Banks are typical "result-oriented" banks. The leaders' leaders value results. Whoever is the first in the year, has all the honors, promotions and wealth. The second in command can only watch helplessly.

The newly appointed President Zheng was young and aggressive, and he also wanted to compete for the top spot. So he spent a huge amount of money to purchase a batch of cordyceps, the favorite of Huadu bosses, as gifts.

After all, such a huge purchase of tens of millions is like a delicious cake. Many people want to take a bite of it, but President Zheng is a greedy person and wants to take 10% of it alone.

The key is that other positions in the bank also need to be taken care of. After distributing money around, if there are not more than ten or twenty points, the order cannot be obtained at all.

Every industry has its own rules, every bank has its own unspoken rules, and Cordyceps also has its own unspoken rules, which is that second-level distributors cannot bypass the third-level distributors in Huadu to cooperate directly with banks.

Otherwise, what do third-level dealers earn?
But the profit of the third-level dealers is less than 20 points, and they have to pay taxes, rent and other costs. If they spend all of it at once, how can the dealers make money? Are they selflessly contributing to President Zheng and others?
In addition, first-grade and special-grade Cordyceps are scarce commodities and there was no shortage of buyers, so the Cordyceps purchase order of Tianhe Branch suddenly came to a standstill.

President Zheng is already considering it. If it doesn't work, he can try other health supplements, such as bird's nest, ginseng, fish maw, etc.

Just at this time, President Zheng received a call from Yin Lianyi.

When the bell rang, President Zheng smiled slightly. This female subordinate was very beautiful, but very disobedient. She would not take the bait even though he hinted at her several times.

This, in turn, aroused great interest in President Zheng.

For men, the less the fish bites, the more tempting and challenging it is. If they can't catch it, they will be anxious and scratch their heads.

Therefore, President Zheng has been testing Yin Lianyi, assigning her many extra work tasks, and even giving her the task of purchasing expensive gifts such as Cordyceps. This is what is known as "staying up all night".

Some people may ask, how dare President Zheng be so bold? Yin Lianyi is not even his confidant, but he dared to let his subordinates know about such a private matter as taking kickbacks? Isn't he afraid of being reported?
President Zheng is really not afraid.

Let’s not talk about the fact that taking kickbacks is an unspoken rule in the industry. Which bank’s purchases are not shady? Can the superiors find out?
Even if he was reported, so what? He was in the financial industry, so he naturally had ways to make money.

The money will not be given to him at that time. It will be transferred to an unknown account. Once it is transferred in, it will be automatically dispersed to countless small accounts, and then go through a round in foreign countries or Hong Kong, and no one will be able to check it.

Those who deal in finance are bold enough and have dirty hearts.

"Hello, is this Xiao Yin? What's going on?"

Yin Lianyi felt a chill when she heard the greasy man's voice, but she still said respectfully:

"President Zheng, someone has been chosen for the cordyceps procurement mission you assigned last time. The other party is Lingnan Hall in Huadu, and they happen to have a batch of first-class cordyceps."

"Lingnan Hall?" President Zheng thought about it and seemed to have no impression, but he didn't care.

"Okay, then let's ask them to come to the bank someday. I need to check the quality of the Cordyceps. We are going to give it to big customers, so we can't be careless."

Yin Lianyi took a deep breath and continued in a low voice:
"Mr. Xiao Lin of Lingnan Hall said that he would like to invite you to dinner at Rainbow Square tonight. I wonder if President Zheng is free tonight."

President Zheng thought that Yin Lianyi usually never attended dinners or drinking parties, but since she was the one who set her up this time, she had to attend, right? What a great opportunity to bring her down.

"Okay, then we'll meet at 6pm. Xiao Yin, you can't be absent as the middleman then."

Yin Lianyi rolled her eyes, but still replied respectfully, "Okay, no problem."

The girl thought that since her old classmate Lin Sanqi was hosting the party that night, nothing would happen to her. Even though the two had been fighting in school for more than ten years, they still trusted each other on major issues.

6pm, Rainbow Square.

This is a famous seafood restaurant in Huadu. It is decorated magnificently. The crystal chandelier in the lobby alone is so bright that it blinds Lin Sanqi's eyes.

Lin Sanqi had already circled around the crystal chandelier several times, making clicking sounds.

Seeing Lin Sanqi's inexperienced look, Yin Lianyi felt that she had lost all her face, and quickly grabbed her old classmate:
"Alright, alright, you're such a fool. What's so good about a lamp? I'm telling you, when President Zheng comes here, you have to cover for me."

Lin Sanqi's mind was full of question marks. He turned around and looked at Yin Lianyi:
"That's not right. Shouldn't you be the one covering for me? Your bank president will be here soon. You should say a few good words for me to get the order."

"Idiot, it's because our bank president came that I asked you to cover for me. You had to pretend to be my boyfriend at the critical moment to prevent that guy from always targeting me."

Lin Sanqi thought to herself, beautiful women are indeed troublemakers, and they are likely to cause trouble wherever they go. If her classmates had not known for more than ten years that she was a gentle on the outside but strong on the inside, a chaste and loyal woman, she would have been easily mistaken for a green tea girl.

"I'm pretending to be your boyfriend. Hmm, what's the benefit for me? How about I kiss my brother first as interest?"

Yin Lianyi stepped on Lin Sanqi's instep: "Little thief, do you want to die?"

"Ah, it hurts, it hurts, there are so many people watching, you idiot..."

At this time, a voice sounded from behind: "Xiao Yin, what are you doing?"

(End of this chapter)