After divorce, I can hear the voice of the future

Chapter 268: Second Phase Settlement, Third Phase Dividends

"A third rate hike on Christmas Eve is not going to make for a good holiday."

Lu Liang changed into shorts and pajamas, went to the study, and recorded the future message he had just heard in the early morning.

[On December 12, the Federal Reserve raised interest rates for the eighth time in the cycle, from 23% to 1.25%]

Since the millennium, the Federal Reserve has carried out three interest rate cut cycles and two interest rate hike cycles.

We are currently in a cycle of interest rate hikes. Counting the previous two times, this round is the third rate hike.

"Is this to cooperate with the businessman, or is it a gift for him?"

Lu Liang looked thoughtful. The Fed’s interest rate hike meant that the interest on deposits would increase.

The supply of US dollar funds in the market will decrease, expected interest rates and fund yields will rise, and some cross-border funds will flow back.

It also coincides with the businessmen's governing philosophy, which is to bring capital, factories, and more jobs back to America.

“But why the sudden rate hike?”

Lu Liang frowned. He always felt that businessmen and the shadow government would not get along well.

After all, people who are elected through political donations are easier to control, and the presidency is just a job.

He would serve for eight years, or four years, and after abdicating, he would publish a book, give speeches everywhere, and spend the rest of his life leisurely.

Just like the black man, he graduated in 91, entered politics in 96, worked in politics for 12 years, and only paid off his student loan the year he was elected.

The interest rates on student loans in the United States are very high. They really treat this type of student aid program as a lucrative business, unlike in China where the key lies in the word "student aid."

The top three mainstream loans in the United States are mortgages, student loans, and various credit cards.

The minimum annual interest rate for student loans is 6%, while private student loans are as high as over 15%.

It is very normal to be saddled with high-interest debts upon graduation and take ten or even twenty years to pay off.

It is obviously unrealistic to expect someone who has been short of money for a long time to be devoted to the country and have no self-interest.

What's more, the black mangosteen is a typical mangosteen, with black skin and white heart.

On the other hand, the businessman is not short of money. He published his autobiography a long time ago and gave speeches at universities all over the country. His campaign manifesto, if true, is probably about being loyal to the country.

If a loyal American general truly wants to serve his country and his people, his target should be the institutions on Wall Street.

It is definitely impossible to liquidate the system, after all, it is the foundation of the country, but it can be restricted and part of the benefits can be returned to the people.

But the third rate hike is a foregone conclusion.

"I can't figure it out."

Lu Liang shook his head, too lazy to think about any deeper reasons.

If he is not in his position, he will not seek his government.

He should think carefully about how to profit from it.

Suddenly, there was a gentle knock on the door, and Li Manli said in a low voice: "Brother Liang, the midnight snack is ready~"

"understood."

Lu Liang hummed, erased the message on the paper, tore it into pieces and flushed it down the toilet.

As he walked out of the study, he smelled a strong aroma of soy sauce and a faint smell of white wine.

"Wait for me."

Li Manli rushed to the dining table and opened the lid of the casserole. "Dang dang dang~ This is a famous Cantonese dish, oyster and chicken casserole. Before taking it out of the pot, I poured a circle of white wine along the lid. This is the finishing touch."

Lu Liang chuckled, touched her head, pushed down the aho-hair on it, tasted an oversized oyster, and praised sincerely: "Your cooking skills are getting better and better now."

In the past, the meals cooked by Li Manli were more for viewing than for eating, and were often just flowery. Now, they are delicious in color, aroma and taste.

Lu Liang usually doesn't eat carbohydrates at night, but when he saw this dish, he felt that it would be a shame if it was not paired with rice.

Li Manli raised her chin with a proud look on her face: "Hehe~~ People nicknamed her the No. 1 Little Cook at Station B."

She smiled and brought another bowl of bitter melon, minced meat and clam soup, saying proudly: "Normally, bitter melon and clam soup doesn't need minced meat, but after my improvement, adding some minced meat, the soup will become thick and white, and the taste will be very delicious."

Lu Liang looked towards the kitchen. He didn't know when an aquarium fish tank appeared. Others raised goldfish and arowana, but Li Manli raised a lot of seafood and shells.

"Want something to eat? I'll go get it for you now."

Li Manli smiled, rolled up her sleeves, and pointed at a large lobster: "How about steaming another one?"

Lu Liang laughed and shook his head: "No, one dish and one soup is enough. Don't you want to eat?"

“I’m almost 100.”

Li Manli held her chin with both hands, with a worried look on her face. She was not tall, only 163cm tall. Other girls weighed kg or over kg, but she weighed almost kg.

Su Wanyu's tall and thin figure was what she envied the most. Since she couldn't change her height, she could only work on her weight.

"You can't tell at all. Eat something if you're hungry."

Lu Liang smiled, and it was like the devil's whisper. Li Manli's body shape was not significantly different from when they first met.

The 7 or 8 kilograms of fat have all gone to the right places, such as the buttocks and chest.

Normally, a girl of her age would not have a very full buttock, but since she started dancing and yoga, her figure has become more and more standard.

It's a little chubby and comfortable to hug.

"Really?"

"real!"

"Then I'll eat less."

Li Manli was very happy and added half a bowl of rice. She ate more vigorously than Lu Liang. She just couldn't control her mouth, otherwise she wouldn't have gained 7 or 8 pounds. "Eat more." Lu Liang smiled and picked up some food for her.

……

The next day, Wen Chao called all fund investors to inform them of the settlement and dividend distribution on December 12.

"What is supposed to come has come."

"What is the charm of public funds?"

"I received 3+25 as the management fee for the private placement. What else is Lu Liang dissatisfied with?"

"Is it true, as the rumors say, that Lu Liang wants to rely on public funds for retirement?"

The biggest difference between public and private equity, in addition to investment restrictions, is management fees.

No one cares how much a private equity fund wants to charge, or even if it has a tiered fee structure, as long as both parties agree on it.

However, there are restrictions on public offerings. The product management fee rate cannot exceed 1.2%. Even if the annualized rate exceeds 13%, the cap is only 2%.

In other words, even if the scale of the public offering initiated by Lu Liang exceeds 100 billion yuan and the annual profit is 20%, the final annual income will not exceed billion yuan.

A management fee of 20 billion yuan may be a lot for other fund companies, because they are all eating up the clients' principal, with an average annualized return of less than 8%, and many even suffer losses. Their main source of income is from fund clients' money.

But Luliang is different. Even if the net value is only 1.31 as of the first of this month, it means that the half-yearly rate has reached 31%.

Based on $60 billion, a profit of $18.6 billion was made.

25% of it, or US$3.72 million, will be taken as management fee.

Moreover, Tianxing also conceded that it would participate in the US presidential election in the middle of the month and earn more than US$1 billion in profits from market fluctuations.

With the current charging model, the company's management fee income will directly reach 700 to 800 million US dollars.

In half a year, 5 billion yuan in management fees were collected. Even Tianhong Fund, which has assets of one trillion yuan, does not earn much more than that.

"I don't understand, I really don't understand. Losing the watermelon and picking up sesame seeds, is it for fame?"

"Maybe. I think the private equity management will change hands and will probably go out of business in the future. I have some spare money recently and can help redeem the subscription shares of the third phase. If you are interested, please contact me."

"...Damn it, I heard this plan in the capital."

"You don't have to love me, but don't hurt me. If you want to redeem me, please contact me. After the dividends are distributed, there will be a 5% premium."

It is one thing for investors to curse and rant, but it is another matter entirely when it comes to redeeming their principal.

Lu Liang just wants to withdraw from private equity management, but that does not mean he will completely give up private equity.

His past achievements could at least give them two or three months of confidence.

Even if the net value is updated next month, it will show a loss.

As long as the losses are not too great, they will still patiently wait for another two or three months.

If Lu Liang fails to deliver a satisfactory answer in two or three months, they will force him to abdicate.

Either come back or redeem.

On December 12, exclusive license plates for new energy vehicles were issued on a pilot basis in six key cities including Shanghai and Shenzhen.

The public's aesthetic taste is consistent. Today, owners of new energy vehicles that have just been registered have posted comments online to complain and vent their grievances.

To all car owners, there is only one meaning behind their words: my new car is not clean anymore. The blue background with white letters looks better and better, while the green background with black letters looks uglier and uglier.

"Who on earth was so smart to design this?"

"That's it, and you still want to promote new energy?"

"If the license plate is not changed, I will never buy one in my life."

"It's embarrassing to be an electric car in the first place, and with a green license plate, it looks even more like an electric car."

The ones who could not accept it the most were Tesla owners, who shouted that the green license plate had caused the value of their beloved cars to depreciate by at least 20%.

“Is there a possibility that Tesla’s big price cut is not because of the green license plate, but because the first phase of the Shanghai Gigafactory has been completed, and the cost will be greatly reduced next year?”

"It's only 20%. Smile. By this time next year, the price of Edamame 3 will definitely drop to 30, which is a direct % reduction."

"If you buy a new energy vehicle now, don't worry about whether it will depreciate. You can refer to the mobile phones of the past."

"Buy early and enjoy early, buy late and enjoy discounts, the party that waits has won again."

The new energy green license plate has officially been launched, causing a lot of discussion online. After all, many people have already tasted the sweetness of electric vehicles.

As the RMB appreciates, inflation has gradually emerged, most obviously in the price of oil, which has risen from 6.35 yuan to 6.65 yuan.

In contrast, electric cars consume only ten yuan of fuel per 100 kilometers, and there are various discounts for large first-time charges at charging stations. They are also exempt from purchase tax and can be registered for free.

The trams have only lost face, but these are real discounts that can make their wallets less empty.

If there were no idea of ​​buying an electric car, there probably wouldn't be so many people criticizing the green new energy license plate online.

Scolding is also because of caring.

At the same time, bigwigs from all over the world also received invitations and came to the new international building in Shanghai.

People like Lei Jun, Guo Changguang, Hengtai Lao Xu, and Baidu Lao Li, no matter how busy they are, will take time to come and have a look.

After all, this time it is not just the second phase settlement and third phase dividend, but Lu Liang is also suspected of launching a private placement. The online rumors are one thing, but they have not been confirmed by him or the company.

So they all came over to see what was going on.

　There's still more at two o'clock.

　　
　
(End of this chapter)