After divorce, I can hear the voice of the future

Chapter 807: Creating a Paradise

“NIO has a market value of $85 billion, Li Auto has a valuation of $95 billion, and XPeng has a valuation of $65 billion.”

"Even if WM Motor is included, the total valuation of the four major new energy vehicle companies is only $308 billion. What makes Tongtian think it has a valuation of $300 billion? And that doesn't even include the East Asian market."

"Although Tongtian has the backing of Lu Liang's reputation, and is the company with the deepest connection among the listed companies he has supported so far, it is no exaggeration to say that it is his first listed company, but is this premium really appropriate?"

Once the news broke, the international community was simply amazed by the exorbitant premium of $300 billion for Tongtian. Although they were skeptical, they dared not directly question it without evidence.

However, when the news reached China, it was directly hailed by some unscrupulous media as the most terrifying financial bubble, even worse than the Ant Group's IPO.

"Liangzi has defeated countless foreigners, but he still can't shut up some Chinese people."

"Tesla's $2200 billion market capitalization, what do you mean? Foreign companies investing in fintech are considered to be paying a normal premium, but Chinese companies investing in fintech are seen as the most terrifying financial bubble in history? Such double standards are unacceptable!"

"Some people kneel for so long that they just can't stand up."

Despite questions raised by some media outlets and independent media figures, the mainstream opinion still chose to support Lu Liang.

After all, Tongtian is listed on the US stock market, and even if it were to have an IPO, it would only be conducted in developed cities such as Hong Kong or Shanghai.

Even if it's truly a bubble, the average middle-class person wouldn't be eligible to be exploited, let alone the masses earning three to five thousand a month.

There's a saying that goes, "Liangzi would never cheat the poor," and that's a bottom line he never crossed.

Take the currently popular P2P lending platform as an example. Whether it's a technology company, an internet company, or a real estate company, as long as they have some spare cash, they are all investing heavily in online lending.

Everywhere you look, there are advertisements everywhere, as if you borrow something and don't have to pay it back.

There's even a saying that in the country, no matter what type of enterprise it is, the ultimate goal of development is lending.

Lu Liang is a leading figure in China's financial industry, and Tianxing Financial is the only Chinese financial company with a prominent international reputation.

It should have been the perfect vehicle for developing online lending, but so far it has not spawned personal and online lending businesses.

People these days have all become smarter.

Something that isn't promoted isn't necessarily a good thing.

But if every company is promoting something, it must be something bad.

The fact that Tianxing Financial has not developed a personal loan business to date is enough to show that Lu Liang is still the same Lu Liang.

Although things may have changed a bit over the years, he has never forgotten his origins and is well aware of the hardships faced by ordinary people.

Just as the public was making a huge fuss, Lu Liang, the person involved, quietly returned to Hong Kong.

Southern District of Hong Kong Island
The tennis courts at Hengtai Health Resort.

"Mr. Lu, you seem to have been neglecting your exercise lately; your ball skills have clearly deteriorated."

Xue Jingyang smiled sweetly, her movements as graceful as a dragon, and suddenly sprinted to the net, smashing the ball to end the match with a score of 15-7.

"I've been traveling everywhere lately, either on a plane or on my way to the airport. I haven't had time to exercise."

Lu Liang couldn't help but chuckle. He walked to the sidelines, opened his thermos to drink some water, and his fellow player Xue Jingyang promptly took out a hot towel to help wipe away his sweat.

Xue Jingyang said softly, "Health is the foundation of everything. You should exercise more when you have time."

"Does exercise in bed count?" Lu Liang asked with a smile.

"Of course it doesn't count," Xue Jingyang said coquettishly.

The warm sunshine on a winter morning is very pleasant, especially after exercising and being drenched in sweat.

Lu Liang lay under the parasol, a gentle breeze blowing by, and he felt languid and listless.

Just then, Xu Jiayin's hearty laughter rang out from behind: "Haha... President Lu, how come you're already down after only a short time?"

"I'll be waiting for you, Mr. Xu."

Lu Liang smiled and said without turning his head.

Xu Jiayin quickened her pace and said with a smile, "Mr. Lu, I'm sorry I'm a little late."

"It's my fault for arriving too early," Lu Liang said with a smile.

The plane landed in Hong Kong at 1 a.m. last night. He had something on his mind and tossed and turned in bed, unable to sleep.

So, before dawn, I drove to the South District and called my friend Xue Jingyang, who was always on standby.

"How's the digestion of the new world going?" Lu Liang asked.

"New World's main business is real estate. They brought in a team from Hengtai, and the acquisition is nearing completion."

Xu Jiayin truthfully told him that she thought Lu Liang had come to collect a debt, and added, "Mr. Lu, we have already contacted the person in charge at Standard Chartered. The first phase of the $100 billion loan will be used to repay Tianxing Financial first."

The development of real estate companies is a process of continuous borrowing and lending. For example, while taking out a loan from Bank A and repaying the loan from Bank B, a portion of the funds is retained for their own development.

After all, banks also face pressure to extend loans, and given the current booming housing market, they do not oppose this approach; on the contrary, they strongly support it.

Each loan generates interest, which is how banks make their living. Real estate groups also have funds to acquire land and build buildings, simultaneously promoting the development of various industries. Lu Liang pondered for a moment, then suddenly asked, "Aren't the businesses in Hong Kong and on the mainland separate?"

Hengtai (Mainland China) is in a mess, with its latrines almost at their maximum capacity. Expanding into the Hong Kong market is precisely to increase the capacity of these latrines and buy more time to clear them.

But this is a question that Xu Jiayin should consider.

The problem that Lu Liang needs to consider is how to recover his previous investment in Hengtai without taking any risks, and with interest, before the latrine explodes.

That's why I repeatedly emphasized this to Xu Jiayin and signed a written contract.

Before repaying the loan from Tianxing Financial, the mainland is the mainland and Hong Kong is Hong Kong; business between the two places must not be confused.

"Please rest assured, Mr. Lu, all of Hong Kong Hengtai's financial operations are subject to the supervision of Guang Sheng Bank, and every transaction is traceable."

Xu Jiayin looked solemn and patted his chest to assure everyone that he would never do something to harm his friends, especially since Lu Liang was his and Hengtai's benefactor.

"Mr. Xu, we are friends, and this cooperation is mutually beneficial. If you keep saying that, I'll get angry."

Lu Liang felt extremely uncomfortable upon hearing the word "benefactor," especially since it was Xu Jiayin's benefactor.

Old Xu's last benefactor has already passed away.
His eldest son is still faking a stroke in the hospital.

Xu Jiayin chuckled dryly a few times: "I misspoke, I misspoke. I'll never mention it again."

As the two chatted, Lu Liang squinted, enjoying the warm winter breeze, and couldn't help but sigh, "The environment here is really nice, somewhat similar to my hometown, and it also has the sea that inland cities don't have."

“If you like it, Mr. Lu, you can come often. This place is always open to you,” Xu Jiayin said with a smile.

Lu Liang hummed in agreement and then asked, "President Xu, what is the total area of ​​this villa?"

"If I remember correctly, it should be 30 mu."

Xu Jiayin couldn't remember clearly, so she beckoned to her assistant who had been standing outside the tennis cage, and finally got an accurate number: "31.5 acres, more than 20,000 square meters."

The original intention of acquiring this land was to build apartments, using it as a stepping stone to enter the Hong Kong real estate market.

However, local forces are extremely xenophobic, including Chinese Estates Holdings and New World Development, which support Hang Seng Group, and do not want Hang Seng Group to come in and get a share of the pie.

The land's nature could not be changed for a long time, and a time-limited construction clause was signed when the land was acquired. In the end, it could only be turned into a resort for receiving distinguished guests and his personal leisure estate.

“President Xu, I really like the environment here. Would Hengtai be willing to part with it?” Lu Liang suddenly asked.

Xu Jiayin was taken aback, her face showing displeasure: "If President Lu likes it, then take it. What's with all this talk about enduring the pain? It's obvious you're looking down on me, Old Xu."

Lu Liang chuckled: "I appreciate Mr. Xu's kind intentions, but I'm worried you won't be able to explain yourself to the board of directors. Why don't you name a price?"

Seeing that her persuasion was ineffective, and since Hengtai did indeed need to replenish its cash flow, Xu Jiayin echoed Lu Liang's words: "That's true. Without a proper name, it's not proper to say anything, and I'm sure President Lu won't be comfortable staying here."

He asked his assistant and learned that the land price at the time was HK$23 billion.

Leaving aside the 300 million HKD invested in construction over the years, just considering the land premium, the total is 46 billion HKD.

This land was purchased eight years ago, although it cost only HK$730 million per acre at the time.

However, times have changed, and the surrounding property prices, taking Cyberport as an example, have increased by 150%.

Lu Liang said, "Okay, let's sign the property contract as soon as possible. I'll be going to the mainland in a few days, so I probably won't be coming back for a while."

While instructing her assistant to prepare the materials, Xu Jiayin also subtly inquired, "Mr. Lu, why are you suddenly interested in the resort?"

In his view, Lu Liang acquired this land not for real estate development or tourism, but most likely for his own residence.

So here's the question: Did Lu Liang receive some inside information, which is why he chose to live permanently in Hong Kong? This is a very important point.

Lu Liang smiled calmly and said, "It's mainly because my grandfather at home has always liked to grow fruits, melons and vegetables. There isn't enough space for him to grow them in the city. After all, my parents are getting old, and I don't feel comfortable leaving them in their hometown."

"Alas, it's true that one may wish to care for one's parents but find them gone. Mr. Lu's filial piety is admirable, but my elderly mother..."

Xu Jiayin suddenly choked up, wiping her eyes, as if she was thinking of her deceased elder, whose achievements she could no longer see.

"Mr. Xu, please accept my condolences. He has passed away."

Lu Liang was moved and patted his shoulder gently to comfort him.

Although it's unclear whether Lao Xu took his words seriously, he certainly did a very good job of putting on a show.

Since learning about the flu pandemic,
Lu Liang then conducted an in-depth investigation.

It was learned that a century ago, in a time when transportation was extremely underdeveloped, over 500 million people worldwide were infected.

Moreover, with today's advanced transportation and the world becoming a global village, Lu Liang has never underestimated the United States' ambition to destroy all of humanity.

Although he hasn't yet figured out how to stop it or how to do his best to reduce the harm.

But that doesn't stop him from buying the estate first, assembling a private medical team, and creating a secluded paradise for his family.

(End of this chapter)