It's broken, and was picked up by a femme fatale

As the morning light broke, Beihai City, which was given a new name by Lu Yuan, opened its eyes happily.

Citizens who got up early were surprised to find that a new shop had appeared opposite the Governor's Palace.

On the plaque, there are four large gold-plated characters - "Yanxiang Money House".

There is nothing special about money houses, they are nothing more than deposits, loans and pledges.

However, no one expected that the person who opened the door to welcome the guests was the governor's housekeeper, Talulu!

This position, this title, this shopkeeper... who the owner of the bank is is self-evident.

Except for a few core figures, most ordinary people do not know that the Yanxiang Society did not gain much money from the Angara campaign.

Therefore, it is assumed that Yanxiang Money House is powerful.

The wealthy officials who were worried about money came to congratulate and explore the way.

If the interest rate is not too high, take care of the Governor's business.

If you put yourself in his shoes, you can see that Lu Yuan did not take advantage of the people after entering the city, which can be said to be extremely kind and righteous.

But then again, no one is stupid. If one wants to continue to survive in the North Sea, the boss’s reputation must be in place.

A dozen merchants, led by the Cossack horse merchant Paul, entered the money house carrying high-end gifts.

"General Manager Talulu, good luck in opening the business and may the money roll in!"

With his back straight, Talulu bowed symbolically and said with a smile: "Thank you Mr. Paul and everyone for your kindness! Please take a seat!"

After the host and the guest sat down, Talulu said solemnly, "Let me make it clear first. From last night on, I will no longer serve as the governor's general manager. From now on, I will specialize in running the Yanxiang Bank."

what? !

Everyone was dumbfounded, and Paul was even more confused, so he quickly asked, "Why do you say that?"

"The Governor has ordered that the military, politics and commerce of the North Sea be separated, and each perform their duties and supervise each other to avoid corruption and fraud! We will have to support ourselves in the future, so we can only give it a try with great difficulty. I hope you will patronize us."

Paul was stunned for a moment, then smiled and praised: "Great! The Governor's political integrity is a blessing for all the people in Beihai! Talulu, the shopkeeper, is prosperous and wealthy, and will surely make a fortune every day!"

As soon as he finished speaking, the guests applauded and said all kinds of auspicious words.

Everyone understands that the first three things a new official does upon taking office are to make a fresh start, and the governor must always try to create a new look, with a fancy sedan chair that is carried by many people.

After drinking tea and exchanging pleasantries, when the atmosphere was right, Paul finally stated his purpose.

"Manager Talulu, I wonder what the rules of our bank are?"

He was a seasoned man and wisely did not ask who the boss was, but instead asked about business matters, expressing his willingness to cooperate.

But he didn't mention it, but Talulu had to make it public.

The essence of finance is to gain people's trust, and some things cannot be ambiguous.

Talulu said with a smile: "The major shareholder of my bank is Yanxiang Club. This is the capital of Yanxiang Club..."

As he spoke, he handed a stack of documents to Paul.

Paul and the others did not dare to be careless. They checked one by one and gradually felt relieved.

Mainly the assets of Yanxianghui in Taining, including real estate, factories, mines, fields and shops, with a book value of 110 million taels of silver.

Then, Talulu took out another stack of documents: "Beihai Zongli Yamen is the second largest shareholder. In addition to one million acres of high-quality pasture, it also has the right to levy taxes within the country for a period of three years, with an estimated value of 60 taels of silver."

Everyone was surprised again.

Oh my god, the government has a stake in the company... What happened to the promised separation of military, politics and business?

Talulu said with a smile: "Please don't misunderstand me. The government only entrusted the property to the bank for trusteeship. We will not send anyone to interfere with the bank's operations."

That being said, Paul and others have mixed feelings.

Alas! When you live under someone else's roof, you can only play by the rules set by others.

After reading the document, the government will rent one million acres of pasture to herdsmen of all ethnic groups, and the herdsmen will pay 10% of their horses, cattle and sheep as rental fees every year.

"One percent?!"

Paul's eyes widened, and he asked in disbelief, "So it's 50%! Why is it so low? Are there other taxes?"

Talulu smiled and said, "As far as I know, apart from the eleventh commercial tax, the people of Beihai do not have to pay any taxes to the government."

Ah!
The commercial tax rate was also reduced from 30% to 10%?!
And this is the only kind of tax, it’s the first time ever!
One explosive piece of news after another shocked all the big investors!

Paul's heart was pounding.

He was keenly aware that if what the other party said was true, then the future of Beihai City would be limitless.

This is a once in a lifetime opportunity!

He immediately said, "Great, great! The Governor is truly a remarkable man! Paul is so lucky!"

In fact, with these 170 million taels of silver, Yanxiang Money House is already trustworthy enough.

Talulu took out the document again, which was the private money of the three ladies, totaling 20 taels of silver.

"Dear guests, you can come to the warehouse to check it out. It's real gold and silver. If it's fake, you will be fined ten times the amount!"

No one is stupid, and there is really no need for that.

For three great heavenly masters who are at the peak of their powers, is 20 taels of assets a lot?
As of now, Yanxianghui’s capital stock is 190 million taels, which is real.

Paul laughed loudly, his doubts gone: "Boss Talulu, don't say anything, I believe in the golden signboard of Yanxiang Club!"

Taluo took out another stack of documents and placed them in front of Paul, saying, "The Governor knows your sincerity. Please take a look."

What is this?
"Yanxianghui's Prospectus"!
Ten subscription forms, each worth 1 taels of silver.

Paul's heart moved and his eyes flashed with golden light.

He asked tremblingly: "Brother Talulu, could it be, could it be that this is for us?"

Taluk gave a thumbs up and said, "As expected of Mr. Paul, you guessed it right! What the Governor meant is that happiness is better shared than happiness alone, and we can make money together!"

Wow!
This was a gesture of goodwill from the local tyrant, and everyone was excited.

Talulu continued, “As a small shareholder, you have three major privileges: the right to supervise, the right to remove, and the right to withdraw your shares first.”

After the explanation, everyone became more confident.

They can select an accountant to check the accounts from time to time and can also remove unqualified managers.

In addition, small shareholders have priority to withdraw their shares, which means that the major shareholder Yanxianghui can only withdraw its shares last.

These three provisions fully protect the interests of small shareholders.

Paul is wealthy, and the seals and signatures on all documents are authentic and trustworthy.

"I want three!"

He has always been the think tank of the Cossack Merchant Group. Under his leadership, all ten prospectuses were sold out.

In this way, almost everyone present became a family.

Paul asked frankly, "Boss Talulu, to be honest, the government is about to hold an auction, and we hope to raise enough money. In this regard, can the bank help with emergency cash flow?"

Talulu laughed and said, "I heard that Mr. Paul is determined to take over the Governor's Mansion?"

"Haha, no, no, I'm just here to show my support and join in the fun!"

Talulu smiled and said, "No problem! I have enough money here. I will lend you as much as you want."

Paul asked, "That's great! How much is the interest?"

“1%!”

Paul nodded. It was a little higher than the market price, but still affordable.

"Okay! The interest rate is indeed fair. I'll lend you 50,000 silver kopecks!"

Taluk smiled mysteriously and said, "It's the annual interest."

boom!
The whole audience was stunned.

Paul blinked his blue eyes and asked again: "Are you talking about the annual interest?"

"That's right. The annual interest rate is 20%, the monthly interest rate is 3%, and the daily interest rate is 0.5%. "

Paul stood up in an instant, took a step forward and asked, "Really?!"

Taluk pointed to the "Today's Price" on the counter and laughed, "We are honest and fair in this store. Please take a look."

Sure enough, there were gold prices, silver prices, exchange rates for Shenling copper coins and Tsarist Russian copper kopecks, etc.

At the same time, the prices of salt, rice, meat, tea bricks and furs sold by the official treasury were also specifically noted.

Of course, the most eye-catching thing is the big red words at the bottom: You can enjoy a 2% discount when you exchange Yanxiang silver notes in our store (limited to one exchange per person, Yanxiang silver notes are protected by the Beihai Governor's Office and can be exchanged universally).

Hey! Silver bills!

Paul immediately became alert.

When it comes to business, he is an experienced man and was able to spot business opportunities at the first opportunity, but he is more aware of the risks of financial products.

As the saying goes, you are interested in other people's interest, but they are interested in your principal.

Everyone was an old hand, whispering to one side.

Talulu said with a smile: "It is totally fine for you to participate in the auction with our banknotes."

Oh!
Paul suddenly realized that it was no wonder that he said "government protection". That's why. Anyway, it goes out of the left pocket and goes into the right pocket. The governor is really a genius.

Paul immediately increased the loan amount, and eventually mortgaged his horse farm and all his assets to borrow 10 silver kopecks.

I am a small shareholder, so the benefits should not go to outsiders. Besides, this is equivalent to an interest-free loan, which is equivalent to freeloading.

This time, he not only wanted to buy the Governor's Mansion, but also wanted to buy a few more good ranches and some excellent stallions to expand and strengthen his horse trading business.

Other merchants followed suit and borrowed large amounts of silver bills from Talulu.

After a busy morning, Yanxiang Money House received more than 200,000 yuan in cash.

Lu Yuan closed the account book and smiled at Talulu, who was standing with his hands down and his brows lowered, "It's a good start on the first day. Talulu, the shopkeeper, has done a good job!"

Talulu was so excited that he knelt down subconsciously: "It's all the master's reputation, I can't afford it!"

"Get up quickly!"

Lu Yuan smiled and said, "You are now a free citizen. Don't kneel down in the future. Do your job uprightly and you won't suffer any loss!"

"Yes, yes!" Talu stood up, nodded and smiled, "Thank you, Master! I'll remember it!"

Lu Yuan waved his hand, not knowing whether to laugh or cry: "Send 20,000 silver coins to the Xuanwu Group. Strike while the iron is hot!"

Talu knew the seriousness of the matter and nodded immediately, "Slave... I'll do it right away!"

After saying this, he took the account book and hurried back to the bank, counted the silver coins, packed them up and escorted them to Kilton's military camp.

Five large wooden boxes were filled with white silver coins. Kilton was stunned for a long time.

It’s amazing!

We agreed on three days, but only one day has passed and you’ve already made such a huge sum of money?

I haven’t heard of any rich man’s house being raided in the city?

Lu Yuan's mysteriousness once again impressed this outstanding Cossack artilleryman.

Luo Zichang poked his stunned partner and said with a low laugh, "How is it? Are you convinced?"

"Ah!" Kilton raised his thumbs with both hands and said with a smile on his face, "I'm convinced! I'm really convinced!"

"The principal said that the more the better. Now it's up to you, the leader!"

Qian Zhuang's heroic courage is not just talk.

"Lao Luo, just wait and see!"

Kilton's eyes gleamed, he slapped his chest and yelled, "Damn it! If I don't get my cousin and fellow villagers here, I'll die!"

Then he began to divide the work.

Luo Zichang took 10,000 taels and his handwritten letter and went to Kirensk to visit his two cousins. After reading the letter, his family members had no need to say much.

He took the remaining half of the money and went to Brazk himself to persuade his fellow villagers to come to Angara to make a fortune together.

"Lao Luo, when you get there, take a look at the defenses of Kilensk..."

Luo Zichang showed an approving look, made an "OK" gesture, and the two of them looked at each other and laughed.

After careful care, Lady Hongfen recovered quickly from her injuries and took the initiative to find Lu Yuan.

"How is the Saint Lady doing lately?"

Lu Yuan would find out about Zhendabova's whereabouts every day. She basically went between the Governor's Mansion and the church. She was very well-behaved and honest.

"Well, I haven't seen her in a few days. My lady, let's go together."

The two men came to the saint's room, and the guard saluted and then moved away.

"Zhendabova, are you used to the past few days?"

"Thanks to the Governor, I have a good meal and a good sleep. What is the purpose of your visit?"

"Here! The military trial three days ago ruled that you are guilty of war crimes and abetment, and will serve ten years of hard labor in the mines."

Zhendabova smiled and said, "You two came together, so you shouldn't just be here to deliver the Judgment, right?"

Lu Yuan smiled and said, "Yes! I think you are just abusing your power for personal gain, but it is not an unforgivable crime. So, I asked the military judge for mercy and gave you a chance to reduce your sentence."

"Oh?" Zhendabova asked, "How can I get a reduced sentence?"

"Pay redemption money, 10 million taels of silver."

"Ah! Ten million?"

Zhendabova was dumbfounded because all her expenses were covered by the Vatican and she spent almost nothing.

Not to mention ten million, there is not even one thousand taels.

"Haha! Then I'd better go to the labor camp."

【Favorability:★】

Lu Yuan laughed and said, "Don't worry, everything can be discussed. As long as you reveal some information about the Frost Dragon, it can also be used to offset the ransom. How about reducing the sentence by one year for each piece of information?"

When Zhendabova noticed Lu Yuan's playful smile, she realized that the other party was playing a trick on her.

However, she couldn't defeat the Frost Dragon now, at least not before she was promoted.

It should be fine to reveal some insignificant news.

"Okay! I can tell you what I can."

What she meant was that she would not reveal any key information.

Lu Yuan himself didn't want to bother Zhendabova. After all, he still had to clear the "Saint's Copy", so he just did her a favor so that they could meet again in the future.

"A word is settled!"

"Why are you fighting the Frost Dragon?"

"The mission given to me by the Holy See."

"Horu doesn't know the exact location of the dragon's lair. How did you find it?"

"I have a tool that can detect ancient creatures nearby, so it will be easy once we get to Muho Bay."

"How did you stay hidden in the cold pond for so long?"

"You can hide from the dragon by smearing mermaid oil all over your body. If you want, the remaining half bag is for you."

Lu Yuan smiled and said, "Thank you! The oil and fat will be deducted for 2 years."

Lady Hongfen suddenly asked, "Can you draw a map of the dragon's lair?"

The Saint had failed in her own mission and didn't think the other party would succeed, so she nodded and said, "No problem, it'll be 2 years."

Then she casually sketched out a topographical map of Hantan, and Lady Hongfen began to study the map.

Lu Yuan asked, "Give me three more pieces of advice, and you'll be free."

"The dragon is very fast in the water, and its whiskers are extremely sensitive, so don't lose any oil."

"Transfiguration has a higher chance of getting rid of the lock, but Dragon Breath, Dragon Flame, Dragon Sound Cannon, and Ice Crystal Barrier are all very troublesome."

"Finally, all of you combined are no match for the dragon, so don't expect a miracle."

Lu Yuan nodded, took out the spirit stone key, and opened the spirit power chain.

"Thank you! We have no intention of becoming your enemy. We even hope to become your friend. At least when it comes to dealing with dragons, we share the same goal."

Zhendabova moved her wrists habitually, sensing the abundant spiritual power and using it with ease.

"Thank you very much! But, I have a mission to accomplish. If we are lucky, we can talk next time!"

Wow!

The saint girl transformed herself into a swallow in the clouds and flew out through the window.

Hovering in the air, Zhendabova flapped her black wings and flew away with a whoosh.

[Danger level: ★★★★]

[Favorability: ★★★]

Hey, the ocean people are beautiful and have big breasts. They know good people from bad ones, which is really good.

Lu Yuan and Lady Hongfen returned to the mansion and shared the news about Zhendabova, fish oil and maps with everyone.

It immediately caused a heated discussion.

Among them, Jin Meijing was dismissive of the saint's words.

"Tsk! That woman must be trying to scare us on purpose. How can it be as mysterious as she said?"

Lady Hongfen looked solemn, "She's right. Even a Tianzun-level expert is useless. The dragon's spiritual power is really too terrifying! I'll think about this matter carefully."

Lu Yuan also echoed: "Well, I will also look for some information. Only by knowing yourself and the enemy first can you win every battle!"

All the beauties in the room burst into laughter, and they all thought that Lu Yuan was bragging.

However, in the middle of the night, Li Hemei suddenly broke into Lu Yuan's bedroom.

"Master Lu, Sister Meijing is missing!" (End of this chapter)