Reborn, back to a small county town to become a wealthy family

Chapter 675 Selling Face

The oppressed Jiang Xue tried extra hard to please, while the protected Jiang Wen entangled her gently.

As a result, when Luo Yang appeared at the Yintao Golf Course the next day, his waist was a little sore, and his movements when swinging were even more stiff.

Fortunately, Wei Chaoping's golf skills were average, and Fu Bin couldn't find a suitable opponent to play a game with, so everyone could only take a walk and chat on the fairway.

"I made an appointment with someone from Pufa last night."

Luo Yang didn't beat around the bush and got straight to the point: "This matter has been preliminarily finalized."

"Pufa?"

Fu Bin was slightly surprised and said, "I thought it would be Yongcheng Bank."

"I looked for Yongcheng Bank first."

Luo Yang shook his head and said, "With the resources in their Modu branch, they will not be able to sustain it if they take in your 10 billion yuan."

"That's true."

Wei Chaoping agreed, "After all, this is not their home ground. If it were in Ningbo, 10 billion would only be considered small money."

"I've handed over all the follow-up matters to Mr. Zhao."

He came to the appointment this morning, and in addition to Chu Jing, he also brought Zhao Pengcheng.

"Mr. Fu, Mr. Wei, I will arrange for someone to go to your two companies to make the connection later."

Before this, Zhao Pengcheng had been following behind Luo Yang without saying a word, and only stood up and spoke when he was mentioned.

“When will it be available for sale?”

What Wei Chaoping is concerned about is the time it takes to get the financing.

He was also afraid that if time dragged on too long, he would miss the opportunity to acquire the land.

"Pufa gave a rough timetable, and the subscription channels for the two products will be closed in mid-August."

Luo Yang took over the conversation and said, "The entire month of July is the time for preliminary procedures. I am the one who has dragged down President Fu and President Wei on this matter. Because Gray Rhino Capital has never made similar related products before, the review time is relatively longer."

"Old Fu, can you catch up?"

"I'm going to hold the autumn sale, in early September, so I'm sure I can make it in time."

Fu Bin smiled and said, "You are a little tight on time. The land will be auctioned at the end of July or the beginning of August. I don't know if the payment of the remaining land fee can be delayed."

"If it's just two weeks, it won't be a big problem."

Wei Chaoping looked at Luo Yang again: "Does Pufa have a second plan?"

In case this fund product is not 8% subscribed by mid-August, by then the land will have been auctioned, but he will not be able to get the expected 5 million yuan of funds, which would be a big joke.

That's why I asked if there is any emergency alternative plan.

"Pufa Bank has agreed that if the subscription rate of fund products exceeds 8% before the mid-August deadline, the bank can advance 70 million yuan."

Luo Yang replied: "Of course, the 30% paid by the bank will be charged according to the interest rate of the same period."

Wei Chaoping didn't know what he was thinking about. He frowned slightly, and then relaxed after a moment.

"So I have the same alternative plan here?"

"Mr. Fu, if this product is not fully subscribed by September, I think Pufa will feel embarrassed."

Luo Yang smiled at Fu Bin who interrupted him and said, "After all, the yield offered by the bank is at least 6-7 percentage points. For some million-level stable financial management customers, this annualized yield is already quite good."

"Too."

Fu Bin turned around and patted Wei Chaoping on the shoulder: "Old Wei, it's only half a month's interest at most."

"With Mr. Luo's connections, I have nothing to worry about."

Wei Chaoping supported the golf club with both hands, looked at Luo Yang with a smile and said, "These two products are the first show of Mr. Luo's company. Once the operation goes smoothly, more companies in the real estate industry will come to Mr. Luo for help. Mr. Luo will definitely do this demonstration perfectly."

If it was a day ago, Luo Yang would definitely be happy, but after listening to Dong Xuan's words yesterday, his thoughts have changed a lot.

For such business, whether to do it or not depends on whether it is safe.

If the real estate company’s capital chain breaks and the project fails, his fund company will be the first to suffer.

It's really not necessary for tens of millions of management fees.

"This time, it was because of the two brothers that I took over these two businesses."

Luo Yang shrugged and said, "My main business is in the overseas financial market. The domestic pool is too shallow, and it will be exposed if I am not careful."

Fu Bin and Wei Chaoping were immediately surprised by the double meaning of the words.

The two of them are fine, the key is Zhao Pengcheng.

Luo Yang had mentioned to him several times before that the next step was to expand the scale of Gray Rhino Capital, and now he was recruiting professional talents according to his requirements.

Suddenly I heard the chairman say that the main business is in overseas financial markets.
What I just said is totally inconsistent with what I actually did.

Aren’t these two the boss’s friends?
Doesn't look like it.
But why would my boss say that?

Luo Yang also noticed the subtle changes in Zhao Pengcheng's expression out of the corner of his eye.

"Tsk, I almost forgot that Gray Rhino is already reserving professional talents for expansion."

He couldn't help but feel ashamed: "Since we have to give up the domestic business, many of the people we have already recruited will not be used. Perhaps we can only "reasonably" lay off employees by moving the headquarters to Hong Kong."

"Brother Luo"

Fu Bin saw that Luo Yang was a little dazed and couldn't help but shout.

"Oh, I just remembered something."

Luo Yang came back to his senses and brought up another matter.

"When did President Fu return to the Magic City?"

"I'll be back on Monday."

When this matter was mentioned, Fu Bin thought Luo Yang was talking about the Southwest Base, and then he smiled and explained: "I just went there to investigate the market, and I didn't contact the local investment promotion department. What I promised you before is definitely valid."

"Brother, that's not it."

Luo Yang sighed deliberately and said, "Last weekend, when I went back to my hometown, my grandfather dragged me to Shuangfeng Town for dinner. At first I thought it was an ordinary family dinner, but later I found out it was about the demolition."

With his description, the whole thing appeared clearly in front of Fu Bin.

"This is the matter."

Fu Bin smiled and said, "What a coincidence. I went to the company early yesterday morning and soon after received a report from the person in charge of the pilot industrial park project in Shuangfeng Town, Yang City. He mentioned this matter on the phone."

"Is it Jinyang Real Estate in Yang City that wants to contact you?"

Luo Yang smacked his lips and said, "Or does the city want to talk to you?"

"It is said that the boss of Jinyang Real Estate wants to arrange a time to come to Shanghai to discuss this matter with me."

Although Fu Bin didn't know Luo Yang's request, since this matter involved his grandfather's family, there must be some explanation, otherwise it would not have been brought up to the scene today.

"Does Brother Luo have any ideas?"

Whether it is because of the relationship between Luo Yang and him, or the existence of Luo Jianguo as a shareholder of Cathay Pacific, as long as it does not involve fundamental interests, he is still willing to give face to Luo Yang.

"I was thinking of giving Mr. Jin a try." Luo Yang said with a smile, "Since he is coming to visit me in Shanghai, why don't you take me with you?"

"Boss Luo, from what you said, it doesn't sound like you are against demolition and replacement."

Wei Chaoping, who was walking in a row, suddenly interrupted, "It seems more like he wants to help his elders get a few more houses for relocation."

"Old Wei, your vision is too narrow."

Fu Bin had more contact with Luo Yang and knew him better. He smiled and said, "If it really came down to the house, Mr. Luo would have paid for it himself a long time ago. Not to mention a town in a fifth-tier city, even if it was a house in Shanghai, Brother Luo wouldn't care."

After saying that, he winked at Luo Yang.

"Excuse me for keeping you in suspense here."

Luo Yang smiled bitterly and said, "It's really a small matter. If it weren't for the elders at home, I really don't want to say this."

"tsk"

Wei Chaoping also became curious: "How about taking me along on the day we meet?"

"Hahaha"

Fu Bin saw Luo Yang's slightly embarrassed expression and burst into laughter.

Three men strolled on the fairway, chatting as they walked. From time to time, someone would laugh happily, which showed that the atmosphere of the chat was quite good.

Zhao Pengcheng and Chu Jing were slightly behind by four or five meters.

They both changed into their equipment today, and now they were playing more seriously than the previous three.

"Boss Luo, I heard from Old Fu that your two families are cooperating in real estate development?"

During casual conversation, the topic inevitably turns to real estate.

Wei Chaoping used this topic to move closer to the top: "Even Mr. Luo has entered the real estate market at this time. It seems that the market will be strong for several years."

"Old Wei, just be humble."

Fu Bin took over the conversation without waiting for Luo Yang to answer: "Our financing product this time will last for two years. Brother Luo, you can take it over. Can't you taste the flavor?"

Eh?
This angle is a bit tricky.

"My development will not go beyond my hometown. Making money is secondary. The main purpose is to expand my influence in the local area."

In front of Fu Bin and Wei Chaoping, Luo Yang did not use tourism real estate as an excuse.

He spoke frankly, "And I am pessimistic. The silver age of the real estate industry is about to end. In the next few years, we will usher in a copper and iron age. In this carnival feast, everyone is desperately expanding, so much so that they forget that there are people outside who are eyeing us covetously. Once funds are tightened, the industry will be sluggish, but unfinished real estate projects will be fatal. I can develop in my hometown. If I can get more land, I can let foreign real estate companies develop fewer communities. By then, maybe there will be fewer unfinished projects."

In Luo Yang's memory, during the years when the real estate industry collapsed, Yang City was left with a total of four or five residential communities, large and small, that could not be completed.

These communities were sold when housing prices were at their peak. On average, a unit cost two to three million yuan, and some even cost as much as four to five million yuan.

It's fine if you buy a house for investment, but for those who buy a house out of necessity, they keep investing their whole life, but in the end, they lose all their money and still don't get the house.
In Luo Yang's opinion, it doesn't matter if he makes less money, at least the house must be delivered to the owner.

"Silver Age. Bronze and Iron Age!"

Fu Bin's focus is on new and novel terms: "Wow, is there still a golden age ahead?"

"Yes, the time when you entered the real estate industry was the golden age."

Luo Yang smiled and explained: "Only such a market can create today's Santai, Sunshine and Jincheng."

"yes."

It seems like a recollection, but also like a sigh: "When I was doing the building materials business, I saw others building houses and selling them. They were making a lot of money. I was very jealous. Later, I switched to the development industry without a second thought. Looking back now, it seems incredible. Under the same conditions, it would be almost impossible for me to achieve my current career now."

"Mr. Luo, you seem very pessimistic about the real estate industry?"

It was the same sentence, but Wei Chaoping was concerned about something different: "From what you said, it's not hard to tell that after a relatively short period of time, the entire real estate industry will fall into recession?"

"Gold - White Shadow - Copper and Iron"

Before Luo Yang could speak, Fu Bin explained, "Look at these terms. What comes after the Bronze and Iron Age? Is it the Stone Age?"

Wei Chaoping: “.”

He glared at Fu Bin, then looked at Luo Yang.

At this time, Luo Yang just took the No. 9 club from the female caddy. After adjusting his posture, he hit a mid-distance golf ball. As expected, the white golf ball slid through the hole and stopped again four or five meters away from the hole.

"Depend on!"

Luo Yang put one hand on his waist and asked, "Which stroke is this?"

"Sir, this is the sixth shot!"

The caddy next to him whispered a reminder to Luo Yang.

It's a par 4 hole, and now I've taken six strokes. Even if I make the putt later, it will still be a minus three strokes.

"Hahaha"

Fu Bin laughed again, and the look in his eyes was just short of saying that he was a bad boy.

Luo Yang continued stubbornly, but the result was that the seventh shot was too weak, so the golf ball stopped 20 to 30 centimeters away from the hole.
"The previous conclusion was just my personal judgment."

After finishing the hole with eight strokes, Luo Yang began to explain to Wei Chaoping: "The basis is a few common indicators: the national per capita commercial housing living area, urbanization rate and population birth rate."

As soon as he opened his mouth, Fu Bin stopped what he was doing and listened carefully.

"If we continue to grow at the current annual rate, in ten years at most, our country's urbanization rate will catch up with some of the less developed countries. As for the per capita living area, it will even exceed the target, and the number of newborns is showing a downward trend year by year."

In some economically developed areas of the Beijing-Tianjin-Hebei region, the Yangtze River Delta, and the Pearl River Delta, the urbanization rate even exceeded 10% 75 years later, reaching the level of some old European capitalist countries and even catching up with the United States.

The number of newborns was even more unexpected. In the year when Luo Yang was reborn, there were only a little over 800 million newborns in the country.

It's incomparable to the more than 20 million at its peak.

The aging era is getting closer and closer.

"is it?"

After listening to Luo Yang's words, Wei Chaoping murmured, "Go back and ask someone to do some statistics. This data can really reflect the indicators of real estate market demand."

"I think the devil should be okay."

Fu Bin expressed a different opinion, saying: "Developed countries in Europe and America have already gone through this path. Now their real estate markets are already saturated. But if you look at cities like New York, London, Paris, and Tokyo, development is still active and housing prices are still rising every year."

"You're right, bro."

Luo Yang nodded in agreement and added, "This is because after urbanization stops, the siphon effect of super metropolises will gradually emerge. The third-, fourth- and fifth-tier cities in the future will be very pitiful. Both talent and capital will be sucked away by the surrounding central cities."

"There's a precedent!"

Wei Chaoping followed the explanation: "In the 1980s and 1990s, the countryside was very lively, but now it has begun to hollow out. Young people either squeeze into the county town or go to bigger cities to work hard. The small cities of the future are the rural areas of today."

“I think in the next wave of the market, the real estate market in fourth- and fifth-tier small cities will be very good!”

The collision of ideas created sparks.

Fu Bin judged: "As far as I know, the housing prices in several counties in Jiangsu and Zhejiang provinces near Shanghai are very low, and there is a lot of room for growth."

Luo Yang looked at Fu Bin in surprise.

None of these real estate bosses are simple.

(End of this chapter)