Reborn, back to a small county town to become a wealthy family

Chapter 679: Drag Luo Yang into the water

In Jinling, where they were unfamiliar with the place, the three did not go to any nightclub to have fun, but went to the executive lounge of the hotel where they were staying.

"I have been investing for more than ten years, but I didn't expect that I am not as good as a novice like you."

It is a pity that Yu Luoyang has set up such a large-scale private equity fund as soon as he entered the financial market. He Maosong has been in the circle of eastern Zhejiang for more than ten years, but the projects he has been involved in are still in the tens of millions level. Projects worth hundreds of millions are rare, and he still needs to find others to cooperate with.

"Don't even mention you, Old He. Ever since Old Cai told me what he saw and heard last time, I've started to wonder if I've been living like a dog for the past few decades."

Liu Haishan said even more exaggeratedly: "But having said that, this time, thanks to Brother Luo's project, I have also gained a lot of fame in the capital circle of East Zhejiang. Now when I go out, everyone will politely call me Mr. Liu."

"Brother, look at what you said, it seems like you were not Mr. Liu before."

"Everyone used to call me Boss Liu!"

Liu Haishan exhaled a puff of smoke and said with emotion: "The difference of one word can lead to a huge difference in status."

"We have known Brother Luo for more than three years, and during this time we always get some surprises every once in a while."

He Maosong also sighed: "I really don't know where your limit is."

"I just messed around with this and that."

Luo Yang said modestly: "It's not that I'm good, but I got the benefit of the trend of the times. As long as I invest in the right direction, I can succeed even if I try a few things randomly."

"Hahaha"

Liu Haishan felt that what Luo Yang had just said was very much to his liking, so he burst into laughter.

He Maosong looked at Luo Yang deeply.

You can still use the same excuse for other things, but what about speculating in international crude oil futures?
This has little to do with the trend of the times.
To be realistic, even the so-called professional masters would be drowned in such a market if they are not careful. However, Luo Yang dared to break in, and according to Cai Fujun's personal observation, he was like a god.

"If the 5000 million yuan raised this time can be realized according to the agreed returns, it will be much easier for Brother Luo to raise funds in the Zhejiang East capital circle in the future."

The reason why He Maosong said this in front of Luo Yang was because he had his own selfish motives.

He guided calmly, "By then, it will be easy to raise 100 million or 200 million yuan in funds as long as we use your name."

"Brother, you are exaggerating."

Luo Yang shook his head and said, "In fact, the reason why the fund products launched by the company this time were so successful is all due to the reputation and credit of the three of you brothers, which have been accumulated over the years. Just this one success will not play a big role."

"Brother Luo, you are too modest."

He Maosong said seriously: "In the three years since we met, whether it was a project you proposed, a project we worked on together, or even a project you started, one by one, the 100% success rate is the best proof."

"What Lao He said is right."

Liu Haishan also said sincerely, "To be honest, brother, I have benefited a lot from you in the past few years. Most of the profitable projects I have handled have something to do with you."

The two of them took turns praising each other, and Luo Yang didn't know what to say for a moment.

He could only touch his nose and smile bitterly.

"Brother Luo, you suddenly stepped into the financial market to make money this time. Is it because you are short of money?"

After laying the groundwork, He Maosong got straight to the point.

“It’s not a shortage.”

Luo Yang would not easily reveal such things.

He said with a relaxed expression, "The second quarter financial report meeting will be held soon. You all need to attend. You can learn about Luo Sheng Tang's second quarter revenue at the meeting. Although I don't know the specific figures, I know that the profit in the second quarter is much higher than that in the first quarter."

Both He Maosong and Liu Haishan knew how much money Nayuki and Lemon CC, owned by Luo Shengtang, made in the first quarter.

Now that the second quarter is over, the profit is higher than that of the first quarter, and it must be more than 10 billion.

In addition, since only half of the profits in the first quarter were distributed as dividends, Luo Sheng Tang now has sufficient liquidity in its account.

"It looks like a lot, but if we want to buy the headquarters building, this amount of money may not be enough."

"Ok?"

Luo Yang was stunned immediately.

How did the news that I was going to acquire the group’s headquarters building get out?
Apart from myself, only a few senior executives and the board of directors knew about this news.
Could it be that the information was leaked from Yongcheng Bank?

"Last month, I went to the headquarters of Yongcheng Bank to do some work. I saw a letter in an old friend's office coordinating with Pufa Bank and Huaxia Bank to take over the debt."

He Maosong immediately explained after seeing Luo Yang's expression: "I asked out of curiosity at the time, and then I learned that you were planning to acquire the group's headquarters building."

Luo Yang: “.”

He didn't know what to say for a moment.

"Brother is still courageous."

Seeing that the atmosphere was a bit awkward, Liu Haishan spoke up to ease the situation: "It's only been more than three years since we started our business, and we've already acquired our own headquarters building."

"It would take more than 1 billion in cash, so it's a bit difficult to talk about the acquisition now."

Luo Yang touched his nose and said, "We can push it forward until the end of the year. By then, the revenue of Luo Sheng Tang in the third and fourth quarters will arrive, and the funds will not be so tight."

Not only is there no tension, there may even be some room for relaxation.

According to the agreement, Sequoia Capital's first funding will arrive at the end of July, when Lemon CC's expansion speed will show a blowout trend. Coupled with the factor of liberalizing franchisees, even if the revenue in the third quarter will not increase significantly, by the fourth quarter, all data will explode.

"During the period of rapid expansion, the company spent such a large amount of its own funds to purchase the headquarters building, which has become a heavy asset. From the perspective of capital utilization, it is still lacking."

Seeing Luo Yang speak frankly about the acquisition and funding, He Maosong also spoke up.

He did not give direct suggestions, but gave an example: "Like at the end of last year, Mr. Guo wanted to expand his business territory and speed up the industrial layout, so he went to Zhedong Road in person to raise more than 3 billion yuan in funds. The valuation of the entire Fuxing Group has soared from more than 140 billion at the end of last year to more than 180 billion now. This round of acquisitions has achieved remarkable results."

With more than 3 billion yuan in cash, whether it is used for acquisitions or entering the stock market, the assets that can be leveraged can be multiplied tenfold.

But Luo Yang was not concerned about this.

He understood another meaning in He Maosong's words.

"Brother, are you planning to integrate resources on Zhedong Road?"

"I do think so."

He Maosong shook his head and smiled bitterly: "Don't even mention me. Even if we add Lao Liu and Lao Cai, the three of us together don't have that appeal."

Luo Yang: “.”

"Just because it's not possible now doesn't mean it's not possible in the future." After seeing Luo Yang's speechless expression, He Maosong no longer hid his feelings.

He analyzed, "Before, thanks to your project, Lao Liu, Lao Cai and I became a little famous in the Zhedong capital circle, but the specific effect will not be reflected until this fund product is unblocked in half a year. If you can realize 50% of the return, Brother Luo's appeal in this circle will be much stronger."

This appeal will be very strong, not only in the entire Zhedong Road capital circle, but at least among the people who purchase the products.

The circles that are close to this group of people will probably also be affected.

According to He Maosong, this batch of funds raised 5000 million euros, which is about 3 million yuan in scale. The influence it spreads can at least increase tenfold, which is 30 billion yuan in scale.

So when it comes to this, the usually steady He Maosong also becomes slightly excited.

"Brother Luo, this is a cash flow of 30 billion!"

As he spoke, he used gestures to strengthen his persuasiveness: "With this money, we can achieve great things in the investment circle, the stock market, the bond market, and the real estate market. If we manage it well, it will snowball in the future. We may be able to control tens of billions or even hundreds of billions in the future."

Good guy!
A few days ago, Dong Xuan was still advising herself to avoid getting involved in the domestic financial market game as much as possible.

Now He Maosong is persuading himself to play the game of capital.

Snowball
Isn’t it just a copy of the Yongjia real estate speculation group?

Speculation in real estate, coal, cotton, and minerals. I don't know how it works among the common people, but it definitely doesn't have a good reputation in society.

And once the funds collapse, they will either go into exile overseas or go into sewing machine work.

And the person mainly responsible is Luo Yang!
"Brother, considering my company's good operating conditions, profitability, long-term industry prospects, and extremely low debt ratio, do you think I need to do this?"

Unable to hold back his complaints, Luo Yang said in a teasing tone: "Even if the acquisition of the headquarters building will cause financial constraints in the short term, I can raise funds from banks or directly borrow U.S. debt from overseas markets. Even if I give up the acquisition, there is no need to play the financial capital game."

He Maosong's passion was suddenly cut short.

“The capital of Zhedong Road is very fragrant.”

Luo Yang changed his tone and said sincerely: "For me, I can borrow money at a higher financing cost, or sell some fund products that only play in overseas markets on a small scale, but I really don't think it's necessary for me to raise funds to play in the domestic financial market."

He Maosong and Liu Haishan looked at each other and fell silent.

Before rushing to Nanjing from Ningbo today, He Maosong thought he could persuade Luo Yang to be moved, and the chances of success were not low.

No matter how much I planned, I forgot that Luo Yang didn't have such big ambitions.

According to He Maosong's idea, the billions of funds raised in the past few years, whether used for real estate speculation, investment in the domestic stock market, or using Luo Yang's business ability to invest in innovative projects, will definitely make a fortune.

Moreover, once the funds under their control become profitable, private capital from East Zhejiang Road will flock in.

Just as he described, it snowballed.

By then, it will be just a matter of time before he controls tens or even hundreds of billions of funds and becomes the head of a well-known investment institution in the country.

For Luo Yang, once his company is no longer constrained by capital shortage, it will surely grow rapidly in size and become one of the largest group companies in the Jiangsu, Zhejiang and Shanghai regions.

It is not impossible for him to be on the Forbes list and rank high.

But now Luo Yang refused.

The reason is simple: there is no need to take risks, and it is good to continue to develop steadily as it is now.

"Two brothers, you can actually play without me. It's just that you have less starting capital."

Luo Yang suddenly spoke up, breaking the quiet atmosphere between the three people: "With the funds you two have, and if you find a few friends to join, it shouldn't be difficult to raise 3 to 5 million yuan, right?"

"Three to five hundred million?"

Liu Haishan glanced at Luo Yang and said, "Brother, do you remember what happened at the end of last year? Boss Guo was raising funds on Zhedong Road, and I got a share. The bulk of the investment was made by mortgaging Naixue's shares at the bank. I may have several hundred million in assets, but if I want to get cash, I can only raise 30 to 50 million at most."

"I am similar to Lao Liu."

He Maosong also smiled bitterly and said, "I have been investing with you for the past few years and have lost a lot of money. Some of it has turned into shares, so I can only spare tens of millions in cash. This time I subscribed to five fund products from you, so I only have 5 or million in liquid funds left."

"Yes, yes, yes. I also used all my liquid funds to buy your products."

Liu Haishan said repeatedly, "It will take until the end of the year to be released."

"Why do I feel like something is wrong?"

Luo Yang looked at He Maosong and Liu Haishan in surprise: "In April, you gave Luo Sheng Tang the first quarter's dividend, right?"

At that time, they took out 4 million yuan in profits for dividends. Even if they took a 15% stake and deducted the taxes they had to pay, each of them would still have tens of millions left.
Why are they all crying poor now?

"Brother Luo, you don't know that I have a lot of expenses!"

Liu Haishan coughed a few times and continued, "Not to mention the huge mess at home, the monthly expenses are several million, and there are several people outside, the expenses are not much smaller, plus when I have some spare money, I invest in some real estate, so I don't have much cash on hand."

He Maosong is an investment project and Liu Haishan is buying a house.

He, Liu and Cai may have similar assets, but the cash flow they have is really not as good as Cai Fujun.

"If it doesn't work, mortgage it."

Luo Yang didn't want to get involved in this mess, so he smiled and suggested: "Brother Liu's real estate is worth at least 1 or 1 million yuan. It should be easy to mortgage it to the bank and get 2 million yuan. If Brother He is in trouble, he can use Naixue's shares as collateral for a loan. Not to mention 3 million, to million yuan will be easy."

I’ve thought of all the methods for you, will you do it?

Luo Yang's eyes swept back and forth between the two men's faces.

"Mortgage Naixue's shares?"

He Maosong frowned and thought for a while, then looked at Luo Yang and said, "If I do this, will it affect Naixue's future financing?"

"In the short term, Nayuki does not plan to raise funds."

Luo Yang said confidently: "The company is currently focusing its main energy on Lemon CC. After completing the first round of expansion by the end of this year, it will start the second round of financing next year and strive to increase the valuation of Lemon CC to 100 billion yuan as soon as possible. Before that, Nayuki's development strategy is to use its own funds to expand steadily."

He Maosong looked at Liu Haishan again.

"Old Liu, how about we both use Naixue's shares as collateral?"

After a long while, He Maosong said, "30% of the shares, based on Naixue's current valuation, a loan of 3 to 5 million yuan should not be a problem."

"But without Brother Luo's participation, I don't feel confident."

Liu Haishan hesitated for several minutes before saying, "In terms of investment, the two of us can only control tens of millions at best. If we expand it to hundreds of millions, or even billions in the future, there will definitely be problems!"

He Maosong suddenly fell silent.

No wonder Luo Yang was dragged into this.
(End of this chapter)