The hand of the city covers the sky
Chapter 629 Loans
Before the casino was officially completed and had a very large influence, it was still vulnerable, so Shi Haodong knew that the position of mayor must be obtained for Lin Shixuan. After dinner with Lin Shixuan, Lan Ying Turning back, I don't know if it was deliberate or unintentional?
The meal was almost finished, Shi Haodong stood up and said goodbye to Lin Shixuan, Lin Shixuan asked Lan Ying to send Shi Haodong out.
Shi Haodong happened to have something to tell Lan Ying, so he didn't refuse.
When the two walked out of the restaurant, Shi Haodong turned his head and said, "Lan Ying, have any strangers appeared by Miss Lin's side during this time?"
Lan Ying thought for a while, and said: "After the lesson from last time, Ms. Lin is much more cautious about the people around her. She only uses acquaintances, and there is no suspicious person for the time being."
Shi Haodong said: "Now the mayor's election is about to officially begin, and they must deal with Ms. Lin within two months. You must be careful in these two months. If Ms. Lin has any special activities, you can call me .”
Lan Ying knew that Shi Haodong and Lin Shixuan were on the same side, and the starting point was for Lin Shixuan's good, and she herself trusted Shi Haodong very much, so she agreed immediately.
Shi Haodong warned again: "In my estimation, the timing of their action should be in the second month, so you must be more careful in the second month."
Lan Ying said: "I heard that Director Lin plans to arrange a few veterans to be Miss Lin's bodyguards. There shouldn't be any major problems."
Shi Haodong then got into the car and went back to meet with Xu Qing to discuss the issue of funds.
At that time, Xu Qing notified the company's financial department overnight to calculate how much liquidity the company still has available for use. Because Haodong spent a lot of money on the acquisition of Qingshanbang entertainment venues, and these entertainment venues have not paid back their capital, the current funds It is very tight, although it is still possible for Lin Shixuan to participate in the mayoral election, but the next few major projects must obtain bank loans in order to continue.
Donghua Group's reputation has always been relatively good, and now the company's prospects are obvious to all. It is not a big problem to get a loan. Xu Qing asked Shi Haodong to reply to Lin Shixuan overnight, saying that there is no problem with the funds.
Xu Qing immediately asked the secretary to send over the materials prepared earlier, planning to apply for a loan from the bank, and the next day, she and Shi Haodong went to Jinshan Bank, which has been cooperating with her, to apply for a loan.
This Jinshan Bank is owned by a large consortium in Jianbei City, and it is also engaged in real estate investment business. It can be said to be one of the best banks in China today, with strong capital.
Meeting Shi Haodong and Xu Qing was Ms. Fang, the general manager of Jinshan Bank in Huaxing City. Ms. Fang was nearly thirty years old, but I heard that she was very ambitious and unmarried, so she was considered a single nobleman.
After being notified by the secretary, Shi Haodong and Xu Qing went to Miss Fang's office.
When Shi Haodong walked into the office, he saw a woman wearing gold-rimmed glasses and a professional suit sitting there. In all fairness, this Ms. Fang had an average appearance. Perhaps because of her busy work, she had dark circles under her eyes and was not good at dressing up. , if you meet on the road, you will definitely not take a second look.
"Miss Xu, Mr. Shi, please sit down."
Miss Fang pointed to the two chairs opposite and said.
Shi Haodong and Xu Qing walked over and sat down, Xu Qing said: "Miss Fang, the purpose of our visit this time is."
That Miss Fang interrupted Xu Qing, smiled slightly, and said, "Miss Xu is planning to come to our bank for a loan."
Shi Haodong's heart tightened, how did Miss Fang know?Could it be that Guan Jiangnan greeted the Blue Wolf Gang?
Miss Fang then took out two copies of the documents from the drawer of her desk, handed them to Shi Haodong and Xu Qing respectively, and said, "Our bank had already anticipated it when you won the right to operate the casino. Some preparatory work, a financial investigation of your company was launched, and here is the report."
Shi Haodong suddenly realized that Jinshan Bank had expected Donghua Group's lack of funds and wanted to borrow from them, so it worked hard in advance. This bank also needs to lend money to make money. Miss Fang is really smart and capable.Then he and Xu Qing looked at each other.
Ms. Fang continued: "According to our bank's inspection of you, our bank has made three plans. First, if Mr. Shi and Ms. Xu only mortgage the various branches under the name of Donghua Group, they can only approve 23 billion loan share."
Shi Haodong and Xu Qing looked at each other, the result was not much different from what they had expected, so it was not too surprising, but the two are currently short of funds, so it would be nice if they could get more loans.Shi Haodong immediately said: "Is the amount of 23 billion a little less, can your bank approve a little more for us?"
Ms. Fang chuckled and said, "We have also considered what Mr. Shi said. 23 billion is indeed a little less for the projects that your group will start, but we have also prepared two plans, both of which can get more money."
Shi Haodong said: "Miss Fang, please tell me."
Ms. Fang pondered: "The second plan prepared by our bank, if your group mortgages the casino operation right and Mr. Shi's equity in Huaxing City Transportation Company, then you can borrow another billion more. Among them, Mr. Shi is in Huaxing City. We value the equity of the transportation company at around [-] million, while the operating rights of the casino are worth [-] million."
Huaxing City Transportation Company has been on the right track after receiving the capital injection from Shi Haodong, and Ma Tianxing's luxury bus has received a good response, and the business has also flourished, and the market share has greatly increased. It has appreciated invisibly and doubled several times.
The value of this equity has risen very quickly, but it does not mean that Shi Haodong is sitting back and enjoying the benefits. After all, without Shi Haodong's capital injection, Huaxing City Transportation Company is already a backwater. If Shi Haodong does not let Ma Tianxing do it, it is impossible to develop to In the current situation, in addition, without Shi Haodong's Dong Gang as a solid backing, the gang's plunder alone would hinder the development of Huaxing City Transportation Company.
The magical effect of the Huaxing City Transportation Company is also gradually revealed. Originally, Shi Haodong planned to rely on the buses of the Huaxing City Transportation Company as a base to promote the casino in the future. Unexpectedly, the casino has not yet launched, and he is running for mayor The benefits have already been revealed first.
Therefore, the Huaxing City Transportation Company and the casino's operating rights are Shi Haodong's lifeblood. When he heard Miss Fang's words, he couldn't help being shocked, and instinctively developed a resistance. He looked at Miss Fang and said, "I heard that you Jinshan Bank does not operate these two things, I don’t know if we really can’t repay the loan in time, how will your bank deal with the casino operation rights and the transportation company?”
Ms. Fang smiled slightly, and said, "If you can't repay the loan by then, it should be a matter of course for our bank to accept it according to the agreement. As for how to deal with it, sir has no control over it."
Shi Haodong felt that this was a big matter, and he was not in a hurry to make a decision. He planned to listen to her talk about the third plan before he said, "What is your bank's third plan?"
Ms. Fang said: "Our bank hopes that Mr. Shi and Ms. Xu will accept the third plan. Let me tell you about it first. The third plan will be funded by our bank, and the casino will be developed by the three parties. The specific shareholdings will be shared. The plan needs to be based on the funds invested by the three parties. Of course, Mr. Shi’s personal influence is also an intangible asset, and we will make corresponding considerations. This plan is a win-win cooperation plan, and the two of you can think about it carefully.”
When Shi Haodong and Xu Qing heard this, they understood that the Jinshan Bank also intended to take a share of it, but they both had the same thoughts, and even if this Miss Fang talked about it, it was absolutely impossible for her to agree to the third plan.
Shi Haodong immediately thought about the three plans proposed by Jinshan Bank, the third plan has no room for consideration, and the rest is only the first plan and the second plan. Given the current situation, the funds are naturally more expensive. The more the better, so although the first plan is the safest, if the funds are not in place at that time, if you passively borrow from the bank, you are very likely to be exploited by the bank.
And the second plan is very dangerous. If the money cannot be repaid as promised, not only the Donghua Group will disappear, but also the casino operating rights and Huaxing City Transportation Company will be wiped out, and he will go bankrupt.
Xu Qing's affection for Donghua Group is stronger than that of Shi Haodong, and she is also very cautious in her heart.
The two looked at each other, Xu Qing immediately stood up and said, "We still need to consider Miss Fang's proposal before we can make a decision. We will discuss it and come back to Miss Fang when we have a decision."
Miss Fang stood up and said with a smile, "Okay, we are waiting for good news from you two."
Shi Haodong and Xu Qing walked out of the bank together and got into the car parked outside.
Xiaogui started the car and said, "Brother Dong, how are things going?"
Shi Haodong said: "It's still under consideration for the time being."
Xu Qing said, "How about we go to other banks?"
Shi Haodong thought he couldn't hang himself on a tree, nodded and said, "Alright, look around, maybe there is a bank willing to fully support us." Then he ordered Xiaogui to drive to the Development Bank.
The three of them then went to the Development Bank. After Shi Haodong and Xu Qing entered the bank, they explained their intentions at the reception desk. The receptionist was a native of Huaxing City. He recognized Xu Qing and Shi Haodong, and immediately called the general manager of the Development Bank. The general manager greeted them personally and took the two of them to the general manager's office.
After exchanging pleasantries, Shi Haodong and Xu Qing explained their intentions to each other. The general manager thought about it for a while and said that he would make a decision after investigating for a few days and reporting to the head office. will exceed 20 billion.
After leaving the Development Bank, I went to several banks in the city, and the conclusion was still the same. They all said that they need to investigate before making a decision, and the funds that can be released will not exceed 20 billion.
The meal was almost finished, Shi Haodong stood up and said goodbye to Lin Shixuan, Lin Shixuan asked Lan Ying to send Shi Haodong out.
Shi Haodong happened to have something to tell Lan Ying, so he didn't refuse.
When the two walked out of the restaurant, Shi Haodong turned his head and said, "Lan Ying, have any strangers appeared by Miss Lin's side during this time?"
Lan Ying thought for a while, and said: "After the lesson from last time, Ms. Lin is much more cautious about the people around her. She only uses acquaintances, and there is no suspicious person for the time being."
Shi Haodong said: "Now the mayor's election is about to officially begin, and they must deal with Ms. Lin within two months. You must be careful in these two months. If Ms. Lin has any special activities, you can call me .”
Lan Ying knew that Shi Haodong and Lin Shixuan were on the same side, and the starting point was for Lin Shixuan's good, and she herself trusted Shi Haodong very much, so she agreed immediately.
Shi Haodong warned again: "In my estimation, the timing of their action should be in the second month, so you must be more careful in the second month."
Lan Ying said: "I heard that Director Lin plans to arrange a few veterans to be Miss Lin's bodyguards. There shouldn't be any major problems."
Shi Haodong then got into the car and went back to meet with Xu Qing to discuss the issue of funds.
At that time, Xu Qing notified the company's financial department overnight to calculate how much liquidity the company still has available for use. Because Haodong spent a lot of money on the acquisition of Qingshanbang entertainment venues, and these entertainment venues have not paid back their capital, the current funds It is very tight, although it is still possible for Lin Shixuan to participate in the mayoral election, but the next few major projects must obtain bank loans in order to continue.
Donghua Group's reputation has always been relatively good, and now the company's prospects are obvious to all. It is not a big problem to get a loan. Xu Qing asked Shi Haodong to reply to Lin Shixuan overnight, saying that there is no problem with the funds.
Xu Qing immediately asked the secretary to send over the materials prepared earlier, planning to apply for a loan from the bank, and the next day, she and Shi Haodong went to Jinshan Bank, which has been cooperating with her, to apply for a loan.
This Jinshan Bank is owned by a large consortium in Jianbei City, and it is also engaged in real estate investment business. It can be said to be one of the best banks in China today, with strong capital.
Meeting Shi Haodong and Xu Qing was Ms. Fang, the general manager of Jinshan Bank in Huaxing City. Ms. Fang was nearly thirty years old, but I heard that she was very ambitious and unmarried, so she was considered a single nobleman.
After being notified by the secretary, Shi Haodong and Xu Qing went to Miss Fang's office.
When Shi Haodong walked into the office, he saw a woman wearing gold-rimmed glasses and a professional suit sitting there. In all fairness, this Ms. Fang had an average appearance. Perhaps because of her busy work, she had dark circles under her eyes and was not good at dressing up. , if you meet on the road, you will definitely not take a second look.
"Miss Xu, Mr. Shi, please sit down."
Miss Fang pointed to the two chairs opposite and said.
Shi Haodong and Xu Qing walked over and sat down, Xu Qing said: "Miss Fang, the purpose of our visit this time is."
That Miss Fang interrupted Xu Qing, smiled slightly, and said, "Miss Xu is planning to come to our bank for a loan."
Shi Haodong's heart tightened, how did Miss Fang know?Could it be that Guan Jiangnan greeted the Blue Wolf Gang?
Miss Fang then took out two copies of the documents from the drawer of her desk, handed them to Shi Haodong and Xu Qing respectively, and said, "Our bank had already anticipated it when you won the right to operate the casino. Some preparatory work, a financial investigation of your company was launched, and here is the report."
Shi Haodong suddenly realized that Jinshan Bank had expected Donghua Group's lack of funds and wanted to borrow from them, so it worked hard in advance. This bank also needs to lend money to make money. Miss Fang is really smart and capable.Then he and Xu Qing looked at each other.
Ms. Fang continued: "According to our bank's inspection of you, our bank has made three plans. First, if Mr. Shi and Ms. Xu only mortgage the various branches under the name of Donghua Group, they can only approve 23 billion loan share."
Shi Haodong and Xu Qing looked at each other, the result was not much different from what they had expected, so it was not too surprising, but the two are currently short of funds, so it would be nice if they could get more loans.Shi Haodong immediately said: "Is the amount of 23 billion a little less, can your bank approve a little more for us?"
Ms. Fang chuckled and said, "We have also considered what Mr. Shi said. 23 billion is indeed a little less for the projects that your group will start, but we have also prepared two plans, both of which can get more money."
Shi Haodong said: "Miss Fang, please tell me."
Ms. Fang pondered: "The second plan prepared by our bank, if your group mortgages the casino operation right and Mr. Shi's equity in Huaxing City Transportation Company, then you can borrow another billion more. Among them, Mr. Shi is in Huaxing City. We value the equity of the transportation company at around [-] million, while the operating rights of the casino are worth [-] million."
Huaxing City Transportation Company has been on the right track after receiving the capital injection from Shi Haodong, and Ma Tianxing's luxury bus has received a good response, and the business has also flourished, and the market share has greatly increased. It has appreciated invisibly and doubled several times.
The value of this equity has risen very quickly, but it does not mean that Shi Haodong is sitting back and enjoying the benefits. After all, without Shi Haodong's capital injection, Huaxing City Transportation Company is already a backwater. If Shi Haodong does not let Ma Tianxing do it, it is impossible to develop to In the current situation, in addition, without Shi Haodong's Dong Gang as a solid backing, the gang's plunder alone would hinder the development of Huaxing City Transportation Company.
The magical effect of the Huaxing City Transportation Company is also gradually revealed. Originally, Shi Haodong planned to rely on the buses of the Huaxing City Transportation Company as a base to promote the casino in the future. Unexpectedly, the casino has not yet launched, and he is running for mayor The benefits have already been revealed first.
Therefore, the Huaxing City Transportation Company and the casino's operating rights are Shi Haodong's lifeblood. When he heard Miss Fang's words, he couldn't help being shocked, and instinctively developed a resistance. He looked at Miss Fang and said, "I heard that you Jinshan Bank does not operate these two things, I don’t know if we really can’t repay the loan in time, how will your bank deal with the casino operation rights and the transportation company?”
Ms. Fang smiled slightly, and said, "If you can't repay the loan by then, it should be a matter of course for our bank to accept it according to the agreement. As for how to deal with it, sir has no control over it."
Shi Haodong felt that this was a big matter, and he was not in a hurry to make a decision. He planned to listen to her talk about the third plan before he said, "What is your bank's third plan?"
Ms. Fang said: "Our bank hopes that Mr. Shi and Ms. Xu will accept the third plan. Let me tell you about it first. The third plan will be funded by our bank, and the casino will be developed by the three parties. The specific shareholdings will be shared. The plan needs to be based on the funds invested by the three parties. Of course, Mr. Shi’s personal influence is also an intangible asset, and we will make corresponding considerations. This plan is a win-win cooperation plan, and the two of you can think about it carefully.”
When Shi Haodong and Xu Qing heard this, they understood that the Jinshan Bank also intended to take a share of it, but they both had the same thoughts, and even if this Miss Fang talked about it, it was absolutely impossible for her to agree to the third plan.
Shi Haodong immediately thought about the three plans proposed by Jinshan Bank, the third plan has no room for consideration, and the rest is only the first plan and the second plan. Given the current situation, the funds are naturally more expensive. The more the better, so although the first plan is the safest, if the funds are not in place at that time, if you passively borrow from the bank, you are very likely to be exploited by the bank.
And the second plan is very dangerous. If the money cannot be repaid as promised, not only the Donghua Group will disappear, but also the casino operating rights and Huaxing City Transportation Company will be wiped out, and he will go bankrupt.
Xu Qing's affection for Donghua Group is stronger than that of Shi Haodong, and she is also very cautious in her heart.
The two looked at each other, Xu Qing immediately stood up and said, "We still need to consider Miss Fang's proposal before we can make a decision. We will discuss it and come back to Miss Fang when we have a decision."
Miss Fang stood up and said with a smile, "Okay, we are waiting for good news from you two."
Shi Haodong and Xu Qing walked out of the bank together and got into the car parked outside.
Xiaogui started the car and said, "Brother Dong, how are things going?"
Shi Haodong said: "It's still under consideration for the time being."
Xu Qing said, "How about we go to other banks?"
Shi Haodong thought he couldn't hang himself on a tree, nodded and said, "Alright, look around, maybe there is a bank willing to fully support us." Then he ordered Xiaogui to drive to the Development Bank.
The three of them then went to the Development Bank. After Shi Haodong and Xu Qing entered the bank, they explained their intentions at the reception desk. The receptionist was a native of Huaxing City. He recognized Xu Qing and Shi Haodong, and immediately called the general manager of the Development Bank. The general manager greeted them personally and took the two of them to the general manager's office.
After exchanging pleasantries, Shi Haodong and Xu Qing explained their intentions to each other. The general manager thought about it for a while and said that he would make a decision after investigating for a few days and reporting to the head office. will exceed 20 billion.
After leaving the Development Bank, I went to several banks in the city, and the conclusion was still the same. They all said that they need to investigate before making a decision, and the funds that can be released will not exceed 20 billion.
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