Senior sister, please stop crying. I am really not a scumbag.

Chapter 97 Liao Junlin borrows money for horses

Wang Qiang has been very lucky these days, but Liao Junlin is not so lucky. Ever since he borrowed 10,000 yuan from Yan Zhenzhen for a gamble last time and lost it all in a few rounds, he has become numb and even has trouble eating. He follows a few brothers from the Sports College around every day to get free food and drinks.

As the saying goes, it feels good when you borrow money, but you feel like a grandson when you pay it back.

Liao Junlin was so excited that he thought that he was just unlucky last time. He had clearly guessed the number for the opening bet. If he hadn't been greedy and insisted on playing the 2.8x area, wouldn't he have won long ago if he had played the 2.2x area? (Note: PC, no matter how many times the area, the result of the opening bet is the same, there is no background manipulation)

Therefore, Liao Junlin has always wanted to get some money to play seriously a few more times, to avenge his previous defeat, win back all his losses, and regain his glory.

Especially when he saw that Wang Qiang was living such a comfortable life these days, and after some inquiries he found out that he had actually won tens of thousands of yuan, Liao Junlin showed his envy and jealousy.

If a little jerk like Wang Qiang can win, why can't I?
This is a reflection of Liao Junlin’s inner thoughts.

After two days of psychological struggle, he decided to take a risk and borrow money from the Internet. He downloaded many online loan apps and filled in various identity information, but he couldn't borrow money. Gao Peng heard about this and said, "Lao Liao, these are not available for borrowing. They are just software that steals identity information. Do you really want to borrow money?"

"Ah."

"What do you want to borrow money for? Do you still want to play?" In fact, Gao Peng really wanted to persuade Liao Junlin to stop playing, as this was a road of no return. But then he remembered that Liao Junlin, that bastard, still owed him two thousand yuan. If Liao Junlin didn't play anymore, how could he pay him back?

Isn't this money just wasted?

As they had been friends for so many years, Gao Peng was too embarrassed to ask Liao Junlin to pay him back. He just hoped that Liao Junlin could win the money, pay off his debt, and treat him to a big meal.

"Yes, I've already lost more than 40,000 yuan, so I don't mind losing a little more. If I win, I won't be in debt anymore." Liao Junlin said seriously.

It was just like the ten thousand yuan he borrowed from Yan Zhenzhen. At that time, he was thinking that he had already lost thirty thousand yuan, so it wouldn't matter if he lost another ten thousand yuan. What if he won?
Now, his thoughts were exactly the same as they were that day.

Gao Peng thought carefully and decided to give Liao Junlin a way out in order to get him to pay back the money he owed him. He said, "I know someone who can lend you the money."

"Who?"

"From the vocational college, Nie Fei."

Nie Fei's name is well-known among the three universities in Nanmenqiao. Like Zhou Ming, he is a big shot in the vocational college.

Liao Junlin didn't care about anything now. As long as he could borrow money to help him get his money back, he immediately asked, "How do I contact him?"

Gao Peng stared at Liao Junlin for a long time, gritted his teeth and said, "Old Liao, I can take you to find him, but I have a request."

"what?"

"If you borrowed the money, you should pay me back first. I'm short of money recently."

Liao Junlin nodded, "Of course, I owe you something, and I will definitely pay you back. Please lead the way."

So Gao Peng took Liao Junlin out of the Peking University gate and came to the entrance of the vocational college. Gao Peng made a phone call. A moment later, a boy came out of the vocational college and frowned, saying, "Who wants to borrow money?"

"This is from my buddy. He wants to borrow it and has brought his ID card." Gao Peng smiled awkwardly and took out a cigarette and handed it to the other party.

The boy took the cigarette, twitched his eyebrows, and cursed: "What's wrong with you, idiot? Why do you, a man, come here to borrow money?"

Liao Junlin was scolded so badly that no one knew why.

Gao Peng was stunned: "???"

The boys from the vocational college left with disdain on their faces, leaving Gao Peng and Liao Junlin confused.

In fact, it was not Gao Peng's fault. Gao Peng knew that Nie Fei from the Vocational College was allegedly lending money privately. Many vain girls from the University of Finance and Economics and the School of Media would borrow money from Nie Fei in order to buy the latest iPhone or some luxury goods.

But Gao Peng didn't know that the loan Nie Fei was lending was a naked loan!
Gao Peng and Liao Junlin looked at each other in bewilderment. Thus, their hope of borrowing money from Nie Fei was dashed.

Liao Junlin looked disappointed. His last hope was dashed and he felt a little depressed.

However, Gao Peng was worried about Liao Junlin's affairs. After all, he was thinking about the two thousand yuan he lent to Liao Junlin. Originally, two thousand yuan was nothing, after all, Liao Junlin promised to pay him back next month. But now Liao Junlin owed tens of thousands of foreign debts, and it was estimated that he would not be able to pay it back next month.

"I got it. There's another place I can borrow money from, but..." Gao Peng's eyes rolled and he had another crooked idea.

"But what?"

"If you borrow money, there will always be interest. To be honest, the interest here at Nie Fei is not bad. If you borrow 1, the interest is only a few hundred yuan a month. But it's different over there. The interest is higher. I don't know if you are willing to pay." Gao Peng said in a low voice.

Liao Junlin smiled and said, "As long as you can lend it to me and help me out of my urgent need, it doesn't matter if the interest rate is a bit higher."

But what Liao Junlin didn't know was that the interest rate was so high that he couldn't afford it.

"Okay, I'll take you there."

Gao Peng and Liao Junlin came to a small alley near Nanmen Bridge. After turning left and right, they suddenly came to a farmyard. Inside, people were playing cards and shouting. There were two burly men with birds of prey tattoos on their arms staring at them at the door.

"Is Brother Liang here?" Gao Peng smiled awkwardly, took out a box of cigarettes and handed it to the two of them respectfully.

"what?"

A big man looked alert.

Gao Peng took out his student ID and said, "We are from the University of Finance and Economics. My friend wants to borrow some money from Brother Liang?"

The big man nodded, "You know the rules, right?"

Gao Peng quickly shook his head and said he didn't know, so the big man explained to the two of them.

I started to introduce interest to Liao Junlin. To put it simply, it is compound interest. If you borrow 1 yuan, you have to pay back 1.1 yuan one month later, and the interest rate is 10 percentage points. However, if you are overdue, the interest will increase by 15 percentage points on the original basis. This means that in the second month, you have to pay back 13750 yuan including principal and interest, and in the third month it will be 20625 yuan. The interest will accumulate in this way, and if the principal is not repaid, the interest will be calculated based on the original amount owed.

For example, if you failed to pay back the first month’s loan, or only paid back 5000, and now you owe the horse farm 6000, then next month, you will still owe the horse farm 8500 including principal and interest, and the interest will be calculated based on the principal plus the interest of the previous month.

At first glance, the interest rate doesn't seem very high, but when you think about it carefully, it's horrifying.

Hearing this, Gao Peng looked at Liao Junlin cautiously and said, "Old Liao, do you want to lend it to me?"

Liao Junlin also knew that this was usury and fell into deep thought. However, after weighing the pros and cons, Liao Junlin gritted his teeth and decided to borrow it. If he won, he could pay back the principal and interest. If he lost, he would find another way.

At this time, Liao Junlin was already too excited and didn't consider the consequences at all.

"Okay, come with me."

The big man led the two men into the yard.

The yard was quite lively, with several tables filled with people. Some were rolling dice, some were playing mahjong, and some were playing poker, and the shouting was endless.

The big man led the two of them all the way to the inner room, where several bundles of banknotes were neatly placed on a table. A bald man was smoking a cigarette and recording the bills.

"Brother Liang, these two want to borrow money."

This man was called Zhao Liang, from the Yaozi Club. He frowned when he heard this, looked up at the two of them, and said calmly, "Who wants to borrow money?"

Liao Junlin quickly said, "I."

"student?"

"Yes, the wealthy one."

Zhao Liang said calmly: "You know these rules, right?"

"know."

"Okay, leave your student ID and ID card here." Then, Zhao Liang took out the bill, wrote a note, signed his name, and asked Liao Junlin to sign and seal. Liao Junlin was about to put his thumbprint on the note when he carefully read it. The gist of it was that he voluntarily borrowed 1 yuan here, and he would pay off the debt within days, and repay it at xx interest.

"You are a student, it's your first time, so you can only borrow 1 yuan."

"it is good."

After confirming that there was no problem, Zhao Liang confiscated Liao Junlin's student ID and ID card, and readily handed a stack of money to Liao Junlin, then waved his hand and said, "Remember to pay the money back before this day next month."

"it is good."

The process of borrowing money was very smooth, so smooth that it was somewhat unexpected.

No approval is required, loans can be granted directly and quickly.

After exiting the alley, Liao Junlin first counted out 20 bills and handed them to Gao Peng, then said thank you. The two of them had lunch nearby before returning home.

After getting the money, Liao Junlin quickly returned to the dormitory and began to concentrate on preparing to play PC to avenge his previous defeat.

He took his time at first, took out his notebook, and began to study and record past trend charts.

Liao Junlin knows very well that one cannot be impatient when playing this game. One must not be arrogant when winning nor discouraged when losing. One must not be impulsive. One must either not suppress the opponent or kill with one strike.

[No. xxxx: 2, 6, 7]

[No. xxxx: 4, 5, 5]

[No. xxxx: 1, 9, 7]

……

After studying for a while, Liao Junlin was already confident.

He first pretended to guess, without placing any bets, just making a blind guess.

"Well, this time it might be 12 or 16, pretending that I have bet 7000 small doubles and 1000 big doubles." He is particular because he prefers to bet on small doubles.

If it is a small double, then you will make a profit of 29400 yuan. If it is a big double, then you will break even or suffer a small loss, and you will get a gift of 4200 yuan.

Of course, this is the 2.2x area.

Three minutes later.

While waiting like this, Liao Junlin suddenly hoped that he had guessed wrong. Otherwise, if a small double really came out, wouldn’t he be at a huge loss?
[No. xxxx: 2, 2, 8]

Xiaoshuang,12.

"Fuck!" Liao Junlin became angry and embarrassed.

"I said it might be Xiaoshuang, but I didn't bet on it! Damn."

Liao Junlin really regretted it.

He just hesitated and missed it.

If he had bet, the price would have been 29400 yuan now, but he didn't, because he wanted to wait and see and verify his guess.

As a result, he really guessed it right, and he regretted it very much.

"This one should be 11 or 16 or 17. Yeah, it should be right. I'll wait and see."

This time, he still didn't press.

Three minutes later.

[No. xxxx: 1, 8, 2]

Xiaodan,11.

"Grass."

Liao Junlin was furious, and he was afraid again. If he had bet on both of these, he would have taken off directly, and the gift money would have reached 50,000 or 60,000!

After taking a deep breath and calming himself down, Liao Junlin decided to take a gamble no matter what.

Believe in yourself.

"This one, it might be... well, it should still be a small single, or a big double. Maybe it will still be 11, or 15, or 17."

"No matter what, don't be a wimp."

[Successful betting: 7000xd, 1000dd]

Three minutes passed in this anxiety.

Liao Junlin stared at his phone intently.

The betting is open.

[No. xxxx: 1, 7, 8]

Big double,16.

Liao Junlin's expression changed instantly and he looked at the numbers on his phone in disbelief.

He guessed that the draw might be 15 or 17, but he didn't expect it to be 16.

……

It was already very cold in Xinzhou in December, and Yang Hao also bought a few thick leather jackets online. Today, Wei Zijin sent Yang Hao a message, saying that her birthday was on December 12th and hoped that Yang Hao would attend, and Yang Hao did not refuse.

At this time, the phone rang, and it was an unfamiliar number.

As soon as the call was connected, a familiar voice came from the other end. It was Li Qiang.

"Yang Hao, do you still remember our agreement?"

Li Qiang's voice was the kind of middle-aged man's uniquely powerful and magnetic voice that people dared not underestimate. Yang Hao said solemnly, "Remember."

"OK, just remember it. Remember it. This is my number. Don't make a mistake."

"Row."

Li Qiang told Yang Hao that he knew that Ninth Brother wanted to clear his name, which was a good thing. It would build Xinzhou, stimulate Xinzhou's economy and benefit the country and the people. The people he wanted to catch were Short Mule, Han Fei, Xiashanhu, Fa Ge and others. Regarding this, Yang Hao would try his best to cooperate and become Li Qiang's informant.

However, Li Qiang was not in a hurry to give Yang Hao the task. He called Yang Hao today just to give him a warning, nothing more.

Yang Hao hung up the phone, feeling confused.

However, he was able to get out of the cell smoothly this time thanks to Li Qiang's efforts. Although Yang Hao didn't know whether he contributed any effort, at least he was released the next day after he communicated with him, so he must have contributed some effort.

(End of this chapter)