reborn super empire
Chapter 548: More troublesome things
At the same time, there are still many people who are performing the same scene in different banks in the country, but one thing is that the purchase of national debt can only be carried out in the Imperial Bank.
However, local banks cannot purchase government bonds. In other words, they cannot participate in this subscription task due to their grades. Similarly, all funds from this issuance of government bonds will also be included in the central finance, which is mutually exclusive with local finance. non-interfering.
This is also a rather strange thing. The central finance of the Chinese Empire has been unable to make ends meet for several years in a row. Not only does it need to allocate huge amounts of funds to the local finance every year, but the income is pitifully small.
It can be said that if you want to say which department is the poorest, the central finance is the first. This is mainly related to Su Dao's governance philosophy and the neat layout of the country.
It is not a good thing to issue too many national bonds. The total amount of the first batch of national bonds issued is 100 billion yuan. To be honest, this amount of money can be used for emergency. If it is still carried out according to Su Dao’s plan, it is estimated that It will take less than half a year to issue the second batch of treasury bonds.
After all, the J-WII aircraft and the Chinese Sword air-to-surface missiles are big spenders, and even the navy is a little afraid to compare with them now.
Through the issuance of national bonds this time, Su Dao had a better understanding of the domestic situation, at least what level the current living standard in the country was.
The 100 billion national debt was sold out in less than three days, equivalent to an average of about 33 billion per day. The speed of this kind of wealth accumulation is faster than that of any other country in the world.
And this 100 billion national debt is only for ordinary people in China.The purchase of national debt starts at 5000, as long as a family can save energy and work for a year.Apart from eating and drinking, you can save almost [-] yuan.
Although prices are extremely low now, this kind of salary seems a bit too high.But please don't forget, how can there be a family of three at this time?Most of them are five or six people, and even families with ten or so people are caught in a large number.
Moreover, through reports from national radio stations and domestic media, coupled with the government's prestige in the country, many people have converted their bank deposits into national bonds, and this has also led to a sharp decline in domestic bank deposits, and a large amount of funds has been diverted by the central government. .
The most directly affected is the development speed of domestic small and medium-sized enterprises, because of the decline in bank deposits, small and medium-sized enterprises need bank loans.It will also be subject to stricter scrutiny, which has also led to the inability of many small and medium-sized enterprises to obtain loans.
To put it bluntly, the issuance of government bonds this time also indirectly led to a number of small and medium-sized enterprises going bankrupt, or even on the verge of bankruptcy. Even if there is no sign of bankruptcy, the development speed has dropped a lot.
Although from an intuitive point of view, the country's issuance of national debt does not have much impact on bank lending, but the country's national debt issuance.It is bound to affect the bank's cash flow sharply reduced.
In addition, the second batch of national debt is also in the process of being tense, and considering the impact of national debt on domestic enterprises, Sudao does not plan to issue the second batch of national debt domestically.Instead, it was decided to sell the second batch of national debt within the government and the military.
This is actually all prepared in advance. As early as when the first batch of government bonds was issued, the central government clearly stated that any public servants were prohibited from purchasing government bonds.That is to say, the first batch of government bonds cannot be purchased by all civil servants.It also includes civil servant families. Any civil servant in the family is prohibited from purchasing this family.
as the ruler of the country.The term civil servants is not as popular in the Republic of China, not only because of the lack of gray income, but also, although the welfare benefits are good, but in some places where they have contact with the people, their benefits have dropped a lot accordingly.
Just like the second batch of treasury bonds, the interest rate of the first batch of five-year treasury bonds is 5.2 points, the bank's normal five-year fixed interest rate is about 5.6, and the second batch of treasury bonds for internal government bonds, the five-year interest rate is [-] , [-]% higher than the bank interest rate, and [-]% lower than the first batch.
This move has aroused dissatisfaction among many civil servants, because they are citizens of the same country, and they think that they should be treated the same as ordinary people.
However, after Su Dao's reprimanding speech, this voice was completely canceled out. For example, ordinary people do not have mandatory weekends. Even so, their salaries are not as high as those of civil servants. There are other treatment aspects.
If public servants keep demanding an increase to six points, then early next year the central government will consider treating public servants on par with ordinary domestic workers.
In other words, if you continue to make trouble, all your benefits will be cancelled, and your wages will be reduced, depending on whether the profit is worthwhile or the high wages and benefits are worthwhile.
In this way, civil servants who dare to make trouble in the country will bow their heads and admit it. Anyway, the extra [-] points will not be of much use. At best, it is only a few hundred dollars. , why ruin your bright future because of this matter?
To everyone's surprise, there are not many civil servants who are too rich, but there are a lot of middle-class people. As long as they are civil servants who have worked in the government since the founding of the People's Republic of China, until now, if the family expenses are not too high If it is big, basically everyone can buy a national bond of [-] to [-].
And those officials are even more, because the salary is not low, and the government canteen basically takes care of three meals a day, so those senior officials can buy a national debt of about [-] at most, and even a few can buy Thirty to forty thousand.
So when the second round of national debt was over, about 300 billion national debt was sold just for the government's internal national debt subscription.In the face of the Chinese Empire, which has more than 3000 million civil servants, on average, each person has bought more than [-] yuan of national debt.
Note: Civil servants here refer to government employees, public institutions, public schools, hospitals, etc., who are all paid by the government.
As for the situation in the army, people are a little unhappy. After all, they are all people with their heads pinned to their belts, and the monthly military salary is either spent or spent.Or send it home directly, and basically everyone has no money on them.
So in the army.Only less than 100 million national bonds were sold, and because of the particularity of the profession.The national debt purchased by all military officers and soldiers can also be withdrawn by the person designated by them in different places. Of course, the premise is that they need to have their ID card, military officer certificate and national debt certificate.
It has been going back and forth for so long, and time has slowly entered October. At this time, there are more than 200 billion activity funds in the central finance account of the Chinese Empire. This makes everyone feel relieved, at least In a short time, they don't have to worry about money anymore.
But then.Another very troublesome problem came. The country is not short of money, but the bank is short of money again.It can be said that this is a bottomless pit. As long as the national debt is issued, it can be said that it is robbing the bank's money. Although it is only a loan, it is still robbing the bank's savings funds.
For many people who have deposits in the bank, except for a part that cannot be withdrawn at the time of death, many people withdraw the money deposited in the bank to subscribe for national bonds.
If it weren't for the national debt of only 200 billion (private plus government).It is estimated that the entire bank will be empty, and now, the bank is also forced to have no choice but to find those loan companies.See if you can repay the loan in advance, and avoid breaking the bank's capital chain.
To be honest, once the bank's capital chain is broken.The consequences of that are more terrifying than the government's lack of money.
However, Su Dao was more or less to blame for this matter, mainly because he hadn't thought it through beforehand.If not, he can borrow directly from the bank in the name of the government.In this way, money can also be obtained, and a link of national debt is also saved.
In this way, although the bank's funds have been embezzled by the government, this is considered a normal investment by the bank. It is enough to repay the loan according to the market-oriented interest rate. It can ensure the current domestic development at a constant speed, instead of starting to shrink.
"Issuing a national debt can cause so many things. If I knew it earlier, I might as well not issue it."
Su Dao looked at the recent report in the office and said with a headache.
From the issuance of national bonds to the present, in just one month, the tax offices at all levels reported that enterprises have applied for cancellation, that is, hundreds of them have gone through bankruptcy procedures. The reasons are basically all unable to obtain loans from banks. Businesses are unable to maintain normal operations.
"There is no way to do this. No one knew that there would be so many things before."
Wu Zhongguo also responded very depressed, it was the first time for everyone to play with national debt, and they didn't know that there were so many tricksters in it.
And Su Dao recalled that many of the national debts of later generations were bought by foreign governments. On the one hand, this could kidnap foreign governments on himself, and at the same time relieve domestic pressure.
However, for his own selfishness and in order not to let more money go abroad, Su Dao issued treasury bonds for the country. Unexpectedly, so many troubles would be caused.
"Isn't Germany going to buy our warships? You go talk to the German ambassador and sell them to him, but you must also buy a certain number of transport ships, saying that they will use them to attack the United States in the future, and at the same time contact Chairman Jiang and Mr. Devil, as long as they can afford the price of transport ships and warships, we will sell them.
In addition, domestically, it is better to return the 100 billion to the bank first. Anyway, there is so much money in hand for a while, and it will not be spent. Let the bank relax the loan process for private companies first, so as to avoid more business failures, and wait for these ships to be sold. Then we can have an emergency. "
Su Dao looked at Wu Zhongguo helplessly.
The Germans mainly want to buy aircraft carriers and submarines. Although the U-submarine has achieved great results, the losses are also not small. Compared with the 209, it is weak at all. As everyone knows, the 209 is a subsequent improved version of the U-submarine.
If you can sell these to the Germans, you can also get a lot of money, no less than the 100 billion national debt.And little Japan, hasn't it been clamoring to increase steel aid and let them build more warships?It's better to come to me to buy directly, as long as you have money, you can give as much as you want.
Ever since, Su Dao was very unsocial and returned half of the national debt he had just acquired to the bank, and then continued to raise funds by selling ships. This was the last thing Su Dao wanted to do, because in this case, the sea power of Germany and Japan It will become even stronger, and it is also a threat to the Chinese Empire. (to be continued..)
ps: Do you think this paragraph is a bit confusing?Hehe, I think so too, but to be honest, this is the truth, and it’s the first time the protagonist has done this kind of thing, even though he is an emperor, it’s impossible to consider all aspects, and it’s normal to make mistakes, besides Taizu also made a lot of mistakes. People, they all grow up from mistakes, no matter who they are, if they can correct their mistakes, they are considered a good guy.
Finally, with a shout, ask for a monthly ticket!Ask for a reward!Ask for support!They also come to me to buy national debt.
However, local banks cannot purchase government bonds. In other words, they cannot participate in this subscription task due to their grades. Similarly, all funds from this issuance of government bonds will also be included in the central finance, which is mutually exclusive with local finance. non-interfering.
This is also a rather strange thing. The central finance of the Chinese Empire has been unable to make ends meet for several years in a row. Not only does it need to allocate huge amounts of funds to the local finance every year, but the income is pitifully small.
It can be said that if you want to say which department is the poorest, the central finance is the first. This is mainly related to Su Dao's governance philosophy and the neat layout of the country.
It is not a good thing to issue too many national bonds. The total amount of the first batch of national bonds issued is 100 billion yuan. To be honest, this amount of money can be used for emergency. If it is still carried out according to Su Dao’s plan, it is estimated that It will take less than half a year to issue the second batch of treasury bonds.
After all, the J-WII aircraft and the Chinese Sword air-to-surface missiles are big spenders, and even the navy is a little afraid to compare with them now.
Through the issuance of national bonds this time, Su Dao had a better understanding of the domestic situation, at least what level the current living standard in the country was.
The 100 billion national debt was sold out in less than three days, equivalent to an average of about 33 billion per day. The speed of this kind of wealth accumulation is faster than that of any other country in the world.
And this 100 billion national debt is only for ordinary people in China.The purchase of national debt starts at 5000, as long as a family can save energy and work for a year.Apart from eating and drinking, you can save almost [-] yuan.
Although prices are extremely low now, this kind of salary seems a bit too high.But please don't forget, how can there be a family of three at this time?Most of them are five or six people, and even families with ten or so people are caught in a large number.
Moreover, through reports from national radio stations and domestic media, coupled with the government's prestige in the country, many people have converted their bank deposits into national bonds, and this has also led to a sharp decline in domestic bank deposits, and a large amount of funds has been diverted by the central government. .
The most directly affected is the development speed of domestic small and medium-sized enterprises, because of the decline in bank deposits, small and medium-sized enterprises need bank loans.It will also be subject to stricter scrutiny, which has also led to the inability of many small and medium-sized enterprises to obtain loans.
To put it bluntly, the issuance of government bonds this time also indirectly led to a number of small and medium-sized enterprises going bankrupt, or even on the verge of bankruptcy. Even if there is no sign of bankruptcy, the development speed has dropped a lot.
Although from an intuitive point of view, the country's issuance of national debt does not have much impact on bank lending, but the country's national debt issuance.It is bound to affect the bank's cash flow sharply reduced.
In addition, the second batch of national debt is also in the process of being tense, and considering the impact of national debt on domestic enterprises, Sudao does not plan to issue the second batch of national debt domestically.Instead, it was decided to sell the second batch of national debt within the government and the military.
This is actually all prepared in advance. As early as when the first batch of government bonds was issued, the central government clearly stated that any public servants were prohibited from purchasing government bonds.That is to say, the first batch of government bonds cannot be purchased by all civil servants.It also includes civil servant families. Any civil servant in the family is prohibited from purchasing this family.
as the ruler of the country.The term civil servants is not as popular in the Republic of China, not only because of the lack of gray income, but also, although the welfare benefits are good, but in some places where they have contact with the people, their benefits have dropped a lot accordingly.
Just like the second batch of treasury bonds, the interest rate of the first batch of five-year treasury bonds is 5.2 points, the bank's normal five-year fixed interest rate is about 5.6, and the second batch of treasury bonds for internal government bonds, the five-year interest rate is [-] , [-]% higher than the bank interest rate, and [-]% lower than the first batch.
This move has aroused dissatisfaction among many civil servants, because they are citizens of the same country, and they think that they should be treated the same as ordinary people.
However, after Su Dao's reprimanding speech, this voice was completely canceled out. For example, ordinary people do not have mandatory weekends. Even so, their salaries are not as high as those of civil servants. There are other treatment aspects.
If public servants keep demanding an increase to six points, then early next year the central government will consider treating public servants on par with ordinary domestic workers.
In other words, if you continue to make trouble, all your benefits will be cancelled, and your wages will be reduced, depending on whether the profit is worthwhile or the high wages and benefits are worthwhile.
In this way, civil servants who dare to make trouble in the country will bow their heads and admit it. Anyway, the extra [-] points will not be of much use. At best, it is only a few hundred dollars. , why ruin your bright future because of this matter?
To everyone's surprise, there are not many civil servants who are too rich, but there are a lot of middle-class people. As long as they are civil servants who have worked in the government since the founding of the People's Republic of China, until now, if the family expenses are not too high If it is big, basically everyone can buy a national bond of [-] to [-].
And those officials are even more, because the salary is not low, and the government canteen basically takes care of three meals a day, so those senior officials can buy a national debt of about [-] at most, and even a few can buy Thirty to forty thousand.
So when the second round of national debt was over, about 300 billion national debt was sold just for the government's internal national debt subscription.In the face of the Chinese Empire, which has more than 3000 million civil servants, on average, each person has bought more than [-] yuan of national debt.
Note: Civil servants here refer to government employees, public institutions, public schools, hospitals, etc., who are all paid by the government.
As for the situation in the army, people are a little unhappy. After all, they are all people with their heads pinned to their belts, and the monthly military salary is either spent or spent.Or send it home directly, and basically everyone has no money on them.
So in the army.Only less than 100 million national bonds were sold, and because of the particularity of the profession.The national debt purchased by all military officers and soldiers can also be withdrawn by the person designated by them in different places. Of course, the premise is that they need to have their ID card, military officer certificate and national debt certificate.
It has been going back and forth for so long, and time has slowly entered October. At this time, there are more than 200 billion activity funds in the central finance account of the Chinese Empire. This makes everyone feel relieved, at least In a short time, they don't have to worry about money anymore.
But then.Another very troublesome problem came. The country is not short of money, but the bank is short of money again.It can be said that this is a bottomless pit. As long as the national debt is issued, it can be said that it is robbing the bank's money. Although it is only a loan, it is still robbing the bank's savings funds.
For many people who have deposits in the bank, except for a part that cannot be withdrawn at the time of death, many people withdraw the money deposited in the bank to subscribe for national bonds.
If it weren't for the national debt of only 200 billion (private plus government).It is estimated that the entire bank will be empty, and now, the bank is also forced to have no choice but to find those loan companies.See if you can repay the loan in advance, and avoid breaking the bank's capital chain.
To be honest, once the bank's capital chain is broken.The consequences of that are more terrifying than the government's lack of money.
However, Su Dao was more or less to blame for this matter, mainly because he hadn't thought it through beforehand.If not, he can borrow directly from the bank in the name of the government.In this way, money can also be obtained, and a link of national debt is also saved.
In this way, although the bank's funds have been embezzled by the government, this is considered a normal investment by the bank. It is enough to repay the loan according to the market-oriented interest rate. It can ensure the current domestic development at a constant speed, instead of starting to shrink.
"Issuing a national debt can cause so many things. If I knew it earlier, I might as well not issue it."
Su Dao looked at the recent report in the office and said with a headache.
From the issuance of national bonds to the present, in just one month, the tax offices at all levels reported that enterprises have applied for cancellation, that is, hundreds of them have gone through bankruptcy procedures. The reasons are basically all unable to obtain loans from banks. Businesses are unable to maintain normal operations.
"There is no way to do this. No one knew that there would be so many things before."
Wu Zhongguo also responded very depressed, it was the first time for everyone to play with national debt, and they didn't know that there were so many tricksters in it.
And Su Dao recalled that many of the national debts of later generations were bought by foreign governments. On the one hand, this could kidnap foreign governments on himself, and at the same time relieve domestic pressure.
However, for his own selfishness and in order not to let more money go abroad, Su Dao issued treasury bonds for the country. Unexpectedly, so many troubles would be caused.
"Isn't Germany going to buy our warships? You go talk to the German ambassador and sell them to him, but you must also buy a certain number of transport ships, saying that they will use them to attack the United States in the future, and at the same time contact Chairman Jiang and Mr. Devil, as long as they can afford the price of transport ships and warships, we will sell them.
In addition, domestically, it is better to return the 100 billion to the bank first. Anyway, there is so much money in hand for a while, and it will not be spent. Let the bank relax the loan process for private companies first, so as to avoid more business failures, and wait for these ships to be sold. Then we can have an emergency. "
Su Dao looked at Wu Zhongguo helplessly.
The Germans mainly want to buy aircraft carriers and submarines. Although the U-submarine has achieved great results, the losses are also not small. Compared with the 209, it is weak at all. As everyone knows, the 209 is a subsequent improved version of the U-submarine.
If you can sell these to the Germans, you can also get a lot of money, no less than the 100 billion national debt.And little Japan, hasn't it been clamoring to increase steel aid and let them build more warships?It's better to come to me to buy directly, as long as you have money, you can give as much as you want.
Ever since, Su Dao was very unsocial and returned half of the national debt he had just acquired to the bank, and then continued to raise funds by selling ships. This was the last thing Su Dao wanted to do, because in this case, the sea power of Germany and Japan It will become even stronger, and it is also a threat to the Chinese Empire. (to be continued..)
ps: Do you think this paragraph is a bit confusing?Hehe, I think so too, but to be honest, this is the truth, and it’s the first time the protagonist has done this kind of thing, even though he is an emperor, it’s impossible to consider all aspects, and it’s normal to make mistakes, besides Taizu also made a lot of mistakes. People, they all grow up from mistakes, no matter who they are, if they can correct their mistakes, they are considered a good guy.
Finally, with a shout, ask for a monthly ticket!Ask for a reward!Ask for support!They also come to me to buy national debt.
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