Capital Datang

As soon as the guy who shouted finished speaking, Cheng Huailiang, Li Yong and the others immediately beat him violently, and they scolded while beating: "Bastard, my Tang Dynasty is at the peak of its military power, how can it be possible that I can't beat a little Gaochang?"

Although Cheng Huailiang and Li Yong's beating was just a joke, the people in the field all despised the neighbors, and even the last few big businessmen secretly showed mocking eyes.Since the founding of the country, the Tang Dynasty has almost swept the world, pacified the internal wars in the Central Plains, and in the subsequent foreign wars, it has been victorious. Tuyuhun, Turkic, Goguryeo and even Tubo were all defeated by Da Under Tang's iron hoof.All of these countries are much stronger than the little Gaochang. Even if there is a Western Turk next to it, in the eyes of Tang people, the Western Turk is just a sick man lingering on his last breath, which is not worth mentioning at all.

A series of victories has already made Datang's army an undefeated myth in the hearts of the people. Therefore, as soon as the Great Tang sends troops, almost everyone has already believed that the victory is assured. The only difference lies in the length of time the war lasts and the number of casualties. Just how much.

It was because of this confidence that someone stood up and shouted: "Your Highness, although Qian is just a merchant, he also has a heart for the country and the people. Since the imperial court agreed to buy and sell the land of Gaochang Kingdom, the villain Even if the family goes bankrupt, they are willing to support the imperial court's measures, so Cao Min is willing to pay [-] guan to subscribe for [-] land coupons of [-] guan!"

Li Yin knew the person who stood up to speak. His name was Qian Gui. He was a businessman who actively supported the development of industry and commerce. He also serves as the vice president of the Textile Industry Association, and his prestige among businessmen is only lower than that of Wang Zihao.Capital Datang 142

Hearing that Qian Gui took out [-] Guan at once.Everyone gasped.This is not a small amount. In the past, he could be called a rich businessman if he had a lot of money. Now with the development of industry and commerce.There are more and more people with tens of thousands of dollars, but there are not many people who can spend one hundred thousand dollars at once in Chang'an.

With Qiangui taking the lead.Others are naturally not willing to be left behind, but compared to Qian Gui's rich net worth, few people can give away [-] guan at once, even Cheng Huailiang, Yanbei, the upstarts of aristocratic families, only put out [-] guan.This is not to say that they are inferior to Qiangui in terms of financial resources, on the contrary, the financial resources of the family behind them are more than ten times that of Qiangui, but Cheng Huailiang and the others are the younger generation of the family.There is only so much money allowed to be used at one time. After they go back, if they can talk to the elders in the family.Only then will the real financial resources of their clan be used.

The atmosphere of buying land coupons on the scene was very enthusiastic.Even the brother who was beaten bought 15 land certificates.As the initiator, Li Yin was naturally unwilling to be left behind, and suddenly took out a huge sum of 54 guan. A total of 220 people participated in this meeting. After statistics, a total of [-] million guan of land was purchased. coupon.

That night when Li Yin entered the palace and told Li Shimin the good news, the emperor jumped up happily, turned around a few times, grabbed Li Yin's shoulder, and asked three or four times in a row. When I heard correctly, I just sat down on the chair and muttered to myself with a look of disbelief.

In fact, it is no wonder that Li Shimin was so excited, because during the battle of the destruction of Goguryeo, the total cost of Datang was only 180 million guan, and even including the compensation for the dead soldiers, it was just over 200 million guan.But now it is just that Li Yin bought some land in Gaochang in advance, and raised more than 200 million yuan at once. The money is not to mention fighting Gaochang, and it is enough to destroy the Western Turks by the way. After all, the Turks are not like Goguryeo. , there are not so many cities to defend, as long as the opponent's spirit is defeated, the victory is almost established.

Seeing that Li Shimin was so happy that he couldn't even find the north, Li Min curled his lips and secretly mocked that Li Shimin had never seen the world, and raising money from Cheng Huailiang and the others was only his first step in issuing land certificates, and it was also the preliminary preparation for fundraising. , the latter is the real beginning.

After Li Shimin was excited, Li Yin originally wanted to talk about his next plan, but Li Shimin waved his hand and said with confidence: "Liu Lang, you can use whatever means you have. Although the money for war is enough now, But the imperial court is using money everywhere, and they can feel more relaxed if they can do more for their father and housekeeper!"

"Father, don't worry, I will do my best to arouse the enthusiasm of the Tang people for war. With the financial resources of the whole country, the threat of Xichang and Turks will definitely be eliminated!" Li Yin also said with a firm face.

That night, it was very rare for Li Yin to stay up all night. Wen'er and Hua'er were even more surprised to find that their prince had been writing all night and had served Li Yin for two years. This was the first time they discovered that he was so diligent. , and even Wen Xin was startled in the end, she got up in the middle of the night to make a simple supper for her husband, and asked him if he was stimulated by something?Li Yin couldn't laugh or cry, he explained for a long time before letting Wen Xin fall asleep again.

As soon as the newspaper went to work the next day, Li Yin rushed into Yanbei's office, handed over the article he had been working on for most of the night, and asked him to put it on the front page.When Yanbei saw the report sent by Li Yin, he was also very surprised, he didn't understand what he was going to do, and just wanted to ask to clarify, but Li Yin left in a hurry, so he had no choice but to do so.

After Li Yin left the newspaper office, he didn't go back to the palace, but went to Dengxian Tower, had some breakfast casually, and went to Datang Bank diagonally opposite Dengxian Tower.The so-called Datang Bank, its predecessor was the Dengzhou Bank created by Xijun alone to meet the needs of the Goguryeo battlefield.

At that time, many soldiers kept their money in this bank, and a considerable part of the soldiers who participated in the war were transferred from Guanzhong. Therefore, in order to facilitate the soldiers to withdraw money, Xi Jun set up a branch in Chang'an, just following the bank. With the development of business, the role of banks has been paid more and more attention to, and the name Dengzhou Bank is a bit narrow, so it was just renamed Datang Bank some time ago, and the headquarters of Dengzhou was moved to Chang'an, and Some time ago, it also advertised in the Industrial and Commercial Daily and Datang Daily.

The bank was originally founded by Xijun, but because she was pregnant, Li Yin would not let her worry about these things anymore. Wang Zihao felt sorry for his daughter and unborn grandson, and took the initiative to provoke Datang Bank. Although there are many businesses he is not familiar with in his daily management, with his many years of business experience, he does not find it difficult to deal with.

The headquarters of Chang'an Bank is a three-story high-rise building, which is still mainly made of wood. Li Min is very dissatisfied with this, so a Datang Bank headquarters building is being built on the open space next to this high-rise building. The architectural style of the building is still dominated by the style of the Tang Dynasty, but the main structure has all become reinforced concrete. After all, the height of the building is set at four floors. If no steel bars are used, concrete alone cannot support it. Fortunately, the current production of steel With the addition of Li Yin's status, it is not difficult to get a batch of steel bars. Of course, Li Yin did not forget to build a huge and strong vault under the building, and the surrounding walls were all poured with concrete. For the third floor, even if you use gunpowder to blow it up, it probably won't have much effect.

Although the current Datang Bank is only one building, there are three gates underneath, and inside each gate are several tall counters, the style of which is exactly the same as that in the pawn shop.The reason why the three gates are opened is to correspond to the three main businesses of the current bank.

The first two businesses are naturally the most basic functions of banks, that is, depositing and withdrawing money.With the good reputation of the bank on the Goguryeo battlefield, more and more soldiers and generals are willing to deposit their military salaries in the bank. Avoid using the money around you to drink or gamble just because their brains are hot.

And it is precisely because of the good reputation established in the army first, coupled with Li Yin's efforts to publicize it in newspapers afterwards, that more and more civilians have accepted the new thing of the bank and are willing to put their money in the bank. The rest of the money is deposited in the bank.The only difference from later generations is that the interest rate of Datang Bank is extremely low, and the interest of a few pennies may be paid in the end after depositing money for several years. The reason for this situation is still related to the underdeveloped loan business.

The third door under Datang Bank is the corresponding loan business. However, due to the risk of loans, the business scope of loans is not wide now. If ordinary businessmen want to borrow money if their capital turnover is low, they must find their own industry. The industry association, and this association must also be recognized by the bank, and then the association will come forward as a guarantee, and then go through a series of complicated procedures before the loan can be obtained.

It is also because the loan conditions are too harsh, so although the interest rate of bank loans is very low, there are not many people who can get loans, and the loan business is naturally affected.However, there is no way to do this. The money in the bank belongs to others. If it is released and cannot be recovered, it will not only affect the reputation of the bank, but may even cause the nascent banking industry to die, so the early business should be cautious and prudent. host.Capital Datang 142

Li Yin bypassed the crowd queuing in front of the three gates, and was just about to enter through the small gate next to it for internal staff to enter and exit, but suddenly heard a loud noise coming from the gate in the middle for withdrawing money , Before he understood what was going on, he heard a "ping, ping, ping, ping, ping" noise inside again, and then a figure rushed out of the door, running more than ten meters in the blink of an eye.

"Rob... rob a bank?" Li Yin was dumbfounded, never expecting to witness something that he had never encountered in his previous life, but actually witnessed it with his own eyes in this era of Tang Dynasty.