Coquettish Rebirth

The Internet industry is destined to be an industry where big waves wash away the sand. The former stars will soon become old and middle-aged mistresses, and no one will remember them anymore. $顶$点$&novel ()For example, some people will know that the key employees of "Fairchild Semiconductor", which was the first in the world to develop integrated circuits, and who also came out to found Intel, Mr. Noyce has passed away. For many years, Gordon Moore, who invented "Moore's Law", is nearly [-] years old, and even Jobs, who always wears jeans and seems to be handsome all the time, is now so bright that the top of his head can be used as a light bulb, not to mention that he had cancer before.Now in the United States, young technicians admire Jia Hongjian, and he created Sherlock Holmes under Huaxia Hi-Tech.Wang An, one of the top ten richest people in the United States, has long been forgotten, that is, Jia Hongjian still remembers the existence of a computer company called Wang An, and a person from Dawan A young man named Chen Shijun was once considered by the American media as the next generation of entrepreneurial pioneers because he created a website called YouTube, but soon their website was also cut off by Holmes' website.In the end, Chen Shijun sold the website cheaply, and he didn't know what he was doing...

Huaxia Hi-Tech is arguably the largest e-commerce company in the world.In China alone, Huaxia Hi-Tech provides a foreign trade transaction platform for 600 million small and medium-sized enterprises. It allows countless small and medium-sized businessmen who do not understand foreign languages, have never been abroad, or even have any knowledge of international trade to find international buyers.In a sense, it is one of the most important promoters of "Made in China".Such a company, such a huge empire.Of course, Jia Hongjian couldn't allow someone to come out and tell him what to do, or he couldn't allow consumers who didn't know anything to come out and accuse them of Huaxia Hi-Tech's products out of nowhere just because of their ridiculous self-esteem!Therefore, he needs to plan for a rainy day and conduct retreats, and think about all kinds of things that may happen-will various competitors take the opportunity to promote something?How should he deal with this?If no one takes advantage of it, but online consumers spontaneously make a little movement or something, how can it be rectified?These things are really not something that can be thought of casually. Even compared with such a thing, the invasion of the primary and secondary school textbook market is not a big deal!

Just one day later, it was September 2006.Greenspan, who served as Fed chairman for 9 years and retired just last year, published his memoir, "Turbulent Times: Adventures in a New World."The 18-year-old "money old man" commented on the world's important powers one by one.He said that the old European power Britain "Britain will develop well".Russia, which has abundant energy reserves, "should completely restore the rule of law for further development", India, which has an eye-catching performance in heavy industry and IT services, has "huge potential", and Japan, which has been in a macroeconomic downturn since 81, still maintains a "strong force". ,also.He changed his habit of ambiguous speech.A clear comparison of the U.S. and Chinese economies is made.He expressed concern about the future of the former, while predicting that the latter will become the main competitor of the United States by 1991."How China further embraces the global market will determine the fate of the global economy," he said.

Spahn's views represent the mainstream voice in the West.Indeed in many ways.Compared with a rising China, the future of the United States is more uncertain.In terms of international affairs, not only is it difficult to get out of the quagmire of the Iraq war, but also its relationship with Iran, another major country in the Middle East, has become extremely tense.Domestically, the upcoming 2008 presidential election began to slowly divert everyone's attention, and all policies became election tools.As the chairman of the Federal Reserve, Greenspan knows that when next year, a financial crisis may suddenly come.Perhaps some big-name financial company of the subprime mortgage lending institution will declare that it is on the verge of bankruptcy, thus detonating an unprecedented subprime debt crisis—the subprime mortgage crisis.

The so-called subprime mortgage crisis refers to the high interest rate housing loans issued by banks to customers with poor credit records and difficult to obtain loans under normal circumstances.In the past few years, the real estate market in the United States was booming, and many mortgage companies or banks got involved in the subprime mortgage business in order to expand their business.According to general understanding, this bank should not issue housing loans to customers with poor credit or high risks.For example, if a person works part-time and has money for three days and has no money for two days, such a person may lose his job at any time. If he is unemployed, it is impossible to repay the loan. This is the loss of the mortgage company or the bank!Because the mortgage company or the bank just eats the excess interest!

But all problems are gone in the face of the soaring housing market, because these loan issuers suddenly discovered that it seems that subprime mortgage customers can't repay the loan is also a good way to make money-because they can't repay the loan, the house will definitely be sold. confiscated.After the house is confiscated, it will be auctioned, and the auction price will naturally follow the market price. When the market price rises all the way, the final price of the house may be much higher than the original price of the loan plus interest!This means that banks and mortgage companies earn more!However, after the beginning of 2006, the U.S. property market began to stagnate or even slump. Under such circumstances, those subprime mortgage customers would continue to default and stop repaying their loans. At such a time, their houses were confiscated. When it is auctioned in the market, the price may not be so high, and the final selling price may not even be as good as the original loan plus interest!So wouldn't the mortgage company and the bank lose money?Doesn't this loss become a bad debt?

When bad debts accumulate more and more, it will naturally be bad luck for banks and mortgage companies.From some angles, Greenspan's vision is still very accurate.But it is useless for him to be sure, because those banks and mortgage companies are not affected by the subprime mortgages issued recently, but by the subprime mortgages issued in the past-when the situation was good a few years ago, they issued subprime mortgages. I have borrowed so many times, but this time the loan is not a thing for a few years, and it is normal to repay it for 20 years!In other words, the impact period of this loan is very long, and these banks and mortgage companies will be tortured slowly from now on, slowly swallowing the bitter fruit of their crazy money making in the past few years!

These things will have a profound impact on the world in the future.However, at this time, Jia Hongjian did not have the time to observe what was happening slowly in the world. At this time, he was immersed in thinking about how to deal with the possible public relations crisis in the future.In Jia Hongjian's view, there is a real possibility of a public relations crisis in Huaxia Hi-Tech in the future.After all, the people in the United States and even the United Kingdom are deeply feeling the pressure from China.As I said before, there is an inverse relationship between the total number of industrialized population in the world and the resources that can be enjoyed.The resources of such an earth are limited, and it can be said that it can only supply a few people to live a good life.

In the past, there were only the populations of developed countries such as Western Europe, the United States, Japan, Australia, etc., adding up to almost one billion people.That's only one-fifth or even one-sixth of the world's population, and that's living the best days.And this kind of good life can also be said to be a good life obtained on the basis of plundering the living standards of the former Soviet Union.However, as China continues to deepen its industrialization, and its national strength is becoming stronger and stronger, and more and more of its own people have joined the camp of the world's industrialized population, there will be more "enjoyable" people, and naturally they used to live a good life People are upset.This is a bit like a train. When there were few people, everyone had sleepers or even soft sleepers. When the number of people reached a certain level, in order to carry more people, soft sleepers and hard sleepers disappeared, and everyone had to do it. hard seat.Those who could lie on soft sleepers are naturally very upset, so it is normal for people in Europe and the United States to be hostile to China!There is no need to publicize this, relying on human instinct, everyone can discover such a thing!

Someone once calculated that if more than one billion people in China become people from developed countries, then the resources of such a planet are completely insufficient to allow developed countries and Chinese people to enjoy the standard of living of Americans!So the only possibility is not that the Chinese reach the living standards of the Americans, but that everyone takes an intermediate value.Under such a situation, the Chinese are of course relatively more happy, but the Americans are naturally not happy!Therefore, whether it is the national interests or the interests of the people, there will definitely be conflicts between China and the United States!Under such a situation, it also involves the issue of an American job being taken away by the Chinese, and the issue of the transfer of American industrial capabilities to China. Of course, Americans will feel more hostile to China.

This kind of hostility has now become such a hostility towards China's manufacturing, and Jia Hongjian and Huaxia Hi-Tech are a purely Chinese company. When this product is such a "crowd's anger", it is really possible that the gate of the city will catch fire. It hurts the fish in the pond!And also consider whether it is possible for competitors to take advantage of such an opportunity to blackmail Huaxia Hi-Tech!For example, after Lianxiang acquired IBM's PC department, didn't the people in Dell start sending emails to various customers, Heilianxiang?Don't you just say that Lianxiang cooperates with the Chinese government and will steal everyone's secrets to the Chinese government?People will do this in the matter of Lianxiang, maybe they will do the same in the matter of Huaxia Hi-Tech!In case someone does this, how should we deal with it?This is definitely a problem! (To be continued..)