The Happy Prince of Tang Dynasty

Looking at the few people in front of him, Li Jiancheng sorted out his thoughts and said slowly: "What Jiancheng thinks in his heart is whether to implement the paper currency system and open a bank."

"Paper currency system?" Pei Ji asked in confusion.

"The bank?" Tang Jian was also puzzled.

Seeing the puzzled looks of the people around him, Li Jiancheng naturally knew that they didn't understand, so he patiently explained to them.

"Nowadays, there are often large orders between business travelers; or they need to purchase items from other places, which requires a huge amount of money, and in some places bandits are rampant, and the safety of business travelers is not guaranteed. Under such circumstances, as a commoner parents, we should solve their problems.”[

Several people nodded in agreement. While enjoying rights as officials, they should also have the obligation to solve problems for the people, instead of just exploiting the people's efforts like moths.

"So, if that's the case, why don't we use a lighter and simpler currency to ease the burden on the people?"

"Cheng'er, could it be the banknotes you mentioned?" Li Yuan asked curiously.

"En!" Li Jiancheng nodded, and then explained: "Paper was made and improved by Cai Lun in the Han Dynasty. People only used it as a writing thing, but did not imagine it in other ways. When certain numbers are printed on it, supplemented with certain specific patterns, it can represent certain specified amounts of money.”

After hearing Li Jiancheng's words, everyone's eyes lit up. This idea is indeed possible. Paper money is light, and the method of making it is not difficult. It is naturally easier to use than gold and silver.

Speaking of this, Li Jiancheng frowned involuntarily, "However, this can easily lead to counterfeit banknotes, which is why Jiancheng is hesitant to implement this policy."

Hearing Li Jiancheng's words, several people also showed a hint of distress, and they were not stupid. When Li Jiancheng said this, they naturally thought of the pros and cons.

The ease of use is naturally good, but once it is misused by criminals, resulting in a flood of banknotes, it will not be a big blow to the entire Datang economy.

Especially after Li Jiancheng's explanation, the problem of economic expansion made several people's hearts tremble.The few people who thought that the occurrence of counterfeit money was very serious, only after hearing Li Jiancheng's account did they realize that the problem is not just what they thought.

"Brother, if we manage all the paper-making workshops in Datang in a unified way, wouldn't we be able to eliminate this phenomenon from the root?" Li Xiuning said excitedly, frowning and thinking for a long time.

Li Jiancheng's eyes lit up first, and then darkened again, "It's possible, but if other forces 'intervene', it will be difficult to control."

"His Royal Highness, I think we can implement the paper currency policy in Chang'an City. We gradually discovered the loopholes, and then improved them, and then spread to the surrounding towns of Chang'an, and finally spread to the entire Tang Dynasty." Tang Jian also proposed a very constructive idea. The practice of "sex", Li Jiancheng thinks about it too.

Paper money is different from food. Think about the period of the Republic of China. In order to save the economy, Generalissimo Chiang issued paper money every day and night without stopping. As a result, a bag of paper money can only be exchanged for a box of matches. Even in the US government "Under the intervention, there is still no improvement."

In the end, Generalissimo Chiang's national "government" ended in disgrace, leaving the mainland with the defeated army, and retreated to the island of Taiwan.

Therefore, under such circumstances, Tang Jian's proposal is indeed very reasonable. Start the experiment on a small scale first, and eventually radiate to the entire Datang forces.

Li Yuan, who hadn't spoken for a long time, also spoke up, and his words made Li Jiancheng happy again.

"Cheng'er, you can ask Master Lu Miaozi to see if he has any way to come up with a way to imitate others."

Hearing this, Li Jiancheng's eyes sparkled exceptionally. How could he have forgotten Datang, a great multi-sectoral expert? With his help, he must be able to come up with a way to distinguish genuine and counterfeit coins.

Li Jiancheng finally understood the benefits of strength in numbers, and the problems that plagued him were solved in a short time with the efforts of a few people.Although these problems are not difficult, it may take a long time for him to solve them alone, and it may not necessarily be applicable. [

"Brother, what does Qianzhuang mean?" Li Shimin, who had been listening to him from the beginning until now, finally spoke after discussing the banknotes.

For Li Shimin, Pei Ji and other ministers are also very satisfied.

When he was in Taiyuan before, Li Jiancheng was rarely at home, so Pei Ji, Tang Jian and other ministers had the most frequent contact with Li Shimin.They are deeply satisfied with Li Shimin's ability and temperament. In their view, Li Shimin's becoming the next successor to the throne is a certainty, although there is another Li Jiancheng on top of him.

However, after today's contact, they discovered that it was Li Jiancheng, the eldest son, who was truly astonishingly talented. Compared with Li Shimin's ability, he was overshadowed.

In this way, the next heir to the throne has changed.However, these are beyond their control. They don't want to and dare not take care of the affairs of the imperial family.

"Qianzhuang, as the name suggests, is a place where people store coins."

The origin of Qianzhuang can be traced back to the Ming Dynasty.

During the Zhengtong period of Emperor Yingzong of the Ming Dynasty (1436-1449), the value of the banknotes of the Ming Dynasty depreciated, the "government" relaxed the ban on the use of silver, and the money was circulated publicly.In the next few generations, due to the huge amount of private money, copper coins of different weights and finenesses, the price comparisons between made money, private money, and white money varied greatly, and the exchange industry was more developed.

For example, during the Jiajing period, the casting furnace was opened, and there were many types of coins. There were dozens of names such as gold backs and spin edges for making coins alone.Under such circumstances, there were more copper coins sold and privately minted and smelted, and a number of financial organizations specializing in copper coin exchange appeared, called money shops, also called money shops, money houses, exchange shops, money shops, money tables or money stalls.

In the eighth year of Jiajing (1592), smuggling of copper coins was rampant, and the imperial court ordered the ban on the sale of copper coins.As a result, money desks and money shops that operate currency exchange business "conclude private contracts and each close the money market, causing prices to soar."In the fifth year of Wanli in the Ming Dynasty (1577), Pang Shangpeng approved the establishment of money shops, which was the beginning of the legalization of money shops. Rich households in towns and cities acted as rich households. According to their funds, they bought money from the government to facilitate transactions.

From money shop to bank, at the beginning, many banks were not only engaged in money exchange, but often engaged in other industries as well.For example, the originator of the bank in Shanghai is "from Shaoxing, Zhejiang Province". It is said that "during the Qianlong period, he opened a charcoal store in the old city of Nanshi and also did a money exchange business"; the originator of the money industry in Ningbo called "Fang Qi" was originally a shoemaker.Another example is that there are bankers in Nanjing and Jiujiang who "also run lottery tickets"; in Leping, there are "cloth shop operators"; some banks in Nanchang and Shanghai are also called "qianmidian" because they also operate rice businesses.

At the end of Ming Dynasty, Qianzhuang has become an independent financial organization, not only operating exchange, but also lending money, providing the convenience of issuing posts and withdrawing funds. credit circulation tool.In addition, several small-scale money exchange shops and money rice shops are quite active in rural areas.With the development of banks and the increase in the number of banks, guilds of banks appeared successively in various places in the Qing Dynasty.

Listening to Li Jiancheng's introduction, everyone fell into deep thought again.

After a long time, Li Xiuning's voice broke the silence.

"Brother, Xiu Ning thinks that the matter of the bank is not yet feasible." Li Xiu Ning vetoed Li Jiancheng's proposal. Hearing that Li Jiancheng was not dissatisfied, she signaled her to continue talking.

"If it was in the era of the unification of the world, then the bank is naturally feasible. However, now that the world is uncertain, all forces regard the other forces as thorns in their eyes and thorns in their flesh. If my Tang Dynasty implements this bank policy, those forces will definitely use their hands secretly to kill and rob. For such a long time, it not only has a great impact on the morale of our Tang Dynasty, but also hinders the development of the economy."

What Li Xiuning said was sound and well-founded, everyone nodded after hearing this, and Li Jiancheng also nodded appreciatively.

Seeing Li Xiuning's reaction, Pei Ji and the other ministers praised him secretly. The children of the Li family are mediocre.

They have seen the ability of Prince Li Jiancheng today; Li Shimin's ability is also obvious to all; although Qi Wang Li Yuanji and Zhao Wang Li Yuanba are far behind, their ability to lead troops in battle is also first-rate.But Li Xiuning, the only woman, is a woman who does not give way to a man.

"In this case, the paper currency policy will be implemented, and the bank policy will be discussed later." Li Yuan made the final decision in one sentence.

"Next, what we want to discuss is the reform of culture!"

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