1988: Back to the human world for a few years

Chapter 244 Difference
"Is Mr. Yang interested in the project of purchasing treasury bonds?"

"I invested 50 yuan in the early stage, and I helped Mr. Yang connect with the next buyer, and we split the profits -."

"They have enough manpower. If they start the business, they can make back their investment in two months and earn 50 in three months!"

Zhao Fanhua lowered his voice and spoke mysteriously, his tone full of bewitchment.

Yang Mo glanced at him indifferently without making any comment.

Miss Mu, who roughly understood why Yang Mo kept this person, frowned:
"Buying Treasury bonds?"

"Making money with that 15.96% annual interest rate?"

"How is this possible!? With the current rate of price increases, how can this be considered a good project?"

she was

"So, whether we can form a reliable team with enough manpower, be one step ahead of others, and sweep up the treasury bonds in those remote rural areas as quickly as possible is the key to how much we can earn!"

Zhao Fanhua smiled complacently and pointed at his nose: "Mr. Yang, although I am not a well-known figure, I dare not say much about other things. I still know a lot of friends. As long as I say a word, I can pull out a team of hundreds of people in a few minutes;"

"However, you also know that although this kind of project is a sure win, the initial investment is a huge sum of money... the capital, the carriage, the warehouse, the escort, everything costs money, and I really can't raise that much start-up capital;"

"So, as long as you are willing to pay the start-up capital, Mr. Yang, we can put together a team tonight and let you review it. The project can be launched tomorrow, and hundreds of people will rush to remote rural areas across the country. We will bring you good news in a month at most. You just sit back and wait to collect the money."

"How about it, Mr. Yang, does this project... catch your eye?"

Looking at the smug man in front of her, Miss Mu felt a strong sense of anger in her heart.

Yang Mo seemed not to notice Miss Mu's look, and glanced at Zhao Fanhua with a half-smile: "Are these the only three revenues?"

"I'm afraid it's... not right?"

"Mr. Zhao seems to have forgotten to say,

After realizing that the man in front of him was more difficult to deal with than he had imagined, Zhao Fanhua looked at Yang Mo with more suspicion and unwillingness in his eyes.

Seeing Zhao Fanhua looking at him in doubt, Yang Mo smiled faintly: "The respectful will not be insulted, and the frugal will not be robbed... Forget about this project, let's talk about something else."

………………

"Following Wenzhou, Shekou Special Economic Zone also liberalized interest rates, and commercial loans became relatively easy to obtain;"

“So, there is such a project…”

"As long as you hire someone to be the legal representative of those newly opened companies in Shekou and check the bank statements, you can immediately get a very good remuneration. And as long as you can serve those Shekou companies in batches and provide them with enough legal representative candidates, it is not a problem to make two to three million a year."

"Mr. Yang, Shekou is a special economic zone, so it has a lot of potential... How about this project? Are you interested in it?"

It seemed that the previous words made Zhao Fanhua misunderstand something, so he made a special comment at the end.

Um? ?

Does the legal representative need to be provided by an outsider?
Miss Mu felt that she could no longer understand this world, and asked in confusion, "Two to three million a year... Is it so easy to make money in Shekou?"

Looking at Zhao Fanhua who hesitated for a moment but finally kept silent, Yang Mo smiled indifferently: "These people... should be used to apply for a bank loan, right?"

Seeing that Yang Mo had directly revealed the trick, Zhao Fanhua could only nod helplessly: "Yes... As long as the information is true, according to the policy issued by the Shekou Special Economic Zone, any new company engaged in import and export trade can apply for a bank loan two months after its establishment, with the loan amount ranging from 5 to 20."

Yang Mo hummed softly, then turned his head to explain: "Professional debtors... are also called tail-swingers."

“Generally, the turnover of such companies in the first two months will not be bad, but their survival time will usually not exceed one year;”

"After the loan is approved, a relatively considerable fee will be paid to the professional debtor and the institution that provides this service... Anyway, the national household registration system is not yet connected to the Internet, and many people do not understand the joint and several liability of corporate legal persons, so it is not difficult to find such professional debtors;"

"But what many people don't know is that for loans like this, the bank is entrusted to pay the third party, and the loan is also placed in the account of the third party institution;,"

"so……"

"As long as we can provide a large number of professional debtors, it is not a problem to earn two or three million a year from third-party cooperative institutions. But the problem is... not only will this kind of thing ruin one's reputation, but it is not so easy to control the situation well."

As he spoke, Yang Mo turned around and looked at Zhao Fanhua with a hint of sarcasm: "Mr. Zhao is testing our basics... But sorry, we are just ordinary people, we just have some spare money... We really don't have the ability to earn this money."

After understanding the trick, Mu Liya's pretty face turned slightly pale.

………………

"My two nobles, the current domestic trend is not very friendly to private enterprises. It is already something that everyone knows very well. So... although it is a bit embarrassing, are you interested in making some quick money, Mr. Yang?"

It seemed that Yang Mo's previous reaction made Zhao Fanhua misunderstand something, or maybe the broker wanted to find out the background of the two people in front of him, so after the previous project was rejected, he started a new round of tests.

"Oh? Quick money?"

Yang Mo looked at him meaningfully and smiled: "Mr. Zhao, why don't you tell me?"

Zhao Fanhua chuckled twice: "Having said that, private enterprises in China have indeed had a hard time this year. According to the information I received, this year alone, the number of private enterprises in China has dropped from 20 to 9.06. Even the less sensitive individual industrial and commercial households have dropped sharply by 300 million." (Data from "Economic History of the People's Republic of China")
After sighing with compassion, Zhao Fanhua changed the subject: "Look, with so many private enterprises forced to close, it must be a hassle to dispose of their own machinery and office supplies... So, Mr. Yang, are you interested in getting involved?"

Miss Mu frowned: "Second-hand item recycling?"

Zhao Fanhua nodded: "Although it is not something that can be put on the table, and it is not face-saving to tell others, but the two nobles, the profits here are really lucrative."

Miss Mu looked at him in surprise. Although the recycling of second-hand equipment was indeed not very decent, compared with the two unscrupulous projects recommended to them before, this was already a very good project... Although there might be price-cutting in the middle, at least it was not to the point of being unscrupulous.

Thinking of this, Miss Mu thought for a moment and asked doubtfully, "At present, domestic supplies are not abundant, so if we collect those mechanical equipment and office supplies and resell them, it is indeed a good way to make money;"

"But the problem is that those office supplies are fine, but the sale of those mechanical equipment requires qualifications. Moreover, different types of mechanical equipment require different qualifications. Those second-hand and third-hand equipment imported from abroad require special registration...Mr. Zhao, do you have such a wide range of connections to get all these qualifications?"

Zhao Fanhua laughed: "This lady thinks too highly of me. If I really had such great ability, I wouldn't be sitting here all day."

As he spoke, Zhao Fanhua turned his head and looked at Yang Mo, who was always calm and composed. "To be honest, we don't touch those large items like mechanical equipment... In fact, even if we only deal in small items, those are a big piece of fat meat... To be honest, although those large items like mechanical equipment sound very glamorous, in fact, the profits are not as lucrative as those of small items."

Yang Mo met his gaze and smiled gently: "Small items? I wonder what small items Mr. Zhao is talking about?"

Zhao Fanhua breathed a sigh of relief when he saw that he finally responded: "Office desks and chairs, home appliances, furniture, phonographs, bedding, kitchen equipment, tableware... In short, as long as it is popular in the market and can make money, we will buy it."

After listing a long list of categories like a dish, Zhao Fanhua took a sip of coffee with a smile: "In fact, if we follow the market trend in the past, due to the current situation of insufficient domestic supplies, the recycling of second-hand items will be at least 50% off, and 70% or 80% off is not uncommon... Even rare items like phonographs will be sold at a higher price."

"But this year is different. As long as we can find the right merchants, they will sell at 20%, 30%, or even 10% off, not to mention 50% off... The key is that many of these things are new, and the profit will be higher if we resell them!"

Miss Mu frowned. "Two or three times the price, or even one percent? How is that possible? "

Zhao Fanhua laughed and said, "Miss, nothing is impossible in this world... As long as we find the right person, it won't be a problem to buy their company's small items at a 10% or 20% discount."

Yang Mo nodded: "Given the situation this year, there is indeed such a possibility...but this kind of thing depends on the speed of information."

"I just wonder if Mr. Zhao has the fastest and most accurate information channel, or if he is just throwing glass shards into the desert?"

Throwing glass shards into the desert?

Miss Mu turned around suddenly and immediately understood what Yang Mo meant.

Zhao Fanhua laughed out loud: "Mr. Yang has already guessed it, why bother asking?"

"In fact, Mr. Yang can completely regard this project as a national chain project. As long as you can provide a stable supply of goods, we can send people to the site to collect the goods... Don't worry, we will pay the principal, and the settlement between Mr. Yang and us will be 6% off the price of the goods. The extra part is all your hard work, Mr. Yang. We are just looking for volume."

At this point, Zhao Fanhua stared at Yang Mo steadily and said, "Mr. Yang, you are a noble man. You naturally know how many small items need to be dealt with after a private enterprise closes down, and you naturally know how huge this business is... and what you need to do is nothing more than to tell your friends around you about this and let them help scare you a little bit."

As if afraid that Yang Mo would hesitate, Zhao Fanhua added very seriously: "Really, you just need to ask your friends to help you with your words and scare you a little bit...Now those private enterprises are like frightened birds. If they feel that something is wrong, they will immediately close down and sell off their businesses!"

After calmly kicking Miss Mu's shoes under the table to signal the girl not to be impulsive, Yang Mo glanced at him lightly, his expression unchanged: "Mr. Zhao, you are joking. I am really just an ordinary person... I am sorry that I can't do anything about this kind of project."

After giving Yang Mo a calm glance, Zhao Fanhua pressed the issue, "Mr. Yang, are you more interested in large-scale machinery and equipment? If so... I can actually help you connect with them, but if it's large-scale equipment, then only equipment imported from abroad can do it."

Yang Mo waved his hand: "Mr. Zhao, let me emphasize again that Yang is really just an ordinary person... I really can't do anything about this kind of project."

Zhao Fanhua frowned, a hint of suspicion flashed in his eyes, but more of it was unwillingness. It seemed that he didn't believe that with the way Miss Yang Momu dressed and their temperament, they would not have the ability to participate in such a project with almost no cost.

……………………………… “The issue of the island nation’s non-governmental exchange group visiting China has been a hot topic recently. Mr. Yang, you must be aware of this;”

"But Mr. Yang may not be aware that as the focus of the island country's folk exchange group, there are many things in southern Yunnan that the island country is very interested in;"

"For example... Sanqi."

Zhao Fanhua is indeed a professional broker. Even though the first two projects failed, there is no sign of frustration on his face.

Thirty-seven?

After hearing about this not-so-unfamiliar precious Chinese medicinal material, Miss Mu finally became interested.

Zhao Fanhua glanced at the beautiful woman who was becoming more and more stunning the more he looked at her, and said in the same mysterious tone as always: "You two should know something about the price of southern Yunnan Panax notoginseng, but at the same time, the quantity of high-quality southern Yunnan Panax notoginseng is also very limited... At the very least, it is absolutely unable to meet the demand of the island country. You two may not know that the demand for Panax notoginseng in the island country is terrible now."

"So, if Panax notoginseng can be cultivated on a large scale, it will be a golden road to wealth!"

At this point, Zhao Fanhua took a sip of coffee and said, "Think about it, if you use one mu of land to grow corn, you can only make 100 to 200 yuan a year at best... But if you use it to grow Panax notoginseng, you can at least make this much a year!"

Zhao Fanhua stretched out his fingers to compare, and his tone was full of temptation: "At least a net profit of 7,000 or 8,000! Don't be unconvinced, the purchase price offered by the island country will scare you to death. It's only 7,000 or 8,000, and that's after a discount!"

Miss Mu frowned: "But as far as I know, Panax notoginseng can't be grown in any land, right?"

Zhao Fanhua chuckled: "Of course, growing Panax notoginseng requires very high soil environment, pH, fertility, and planting techniques... Although purchasing Panax notoginseng from the island country is a big piece of fat meat, the money is not that easy to make!"

Miss Mu thought for a moment and said, "I mean, the project Mr. Zhao wants us to invest in is a unified management project for Panax notoginseng planting... the kind that includes breeding and planting training?"

Zhao Fanhua shook his head: "These days, who would be so stupid as to invest in an agricultural project that takes a long time, is time-consuming and labor-intensive, and ends up being unpopular... Such things can be done by those rusty-headed people at the Academy of Agricultural Sciences. We just need to make money."

Miss Mu frowned and finally shook her head: "Mr. Zhao, I don't understand."

Zhao Fanhua laughed: "We don't need to plant Panax notoginseng, but we can harvest it... The Panax notoginseng in southern Yunnan has been hyped up in just half a month. Although harvesting Panax notoginseng is an extremely difficult task, it is also a huge business opportunity!"

Miss Mu, who prided herself on being quite smart, felt that her brain wasn't working very well today. After pondering for a while, she shook her head and said, "Excuse me, Mr. Zhao, I see the business opportunity, but where is the great business opportunity you mentioned?"

Zhao Fanhua smiled brightly: "Think about it, Panax notoginseng is so popular and the price is so high, isn't it normal that we can't buy it?"

Miss Mu nodded: "Well, this is normal."

Zhao Fanhua's tone became more enthusiastic: "We can't harvest in southern Yunnan, but the island country has a piece of fat meat there. We are unwilling to give up, so we turn to other provinces to ask those farmers to help us grow Panax notoginseng, and then buy it at a high price. Isn't this a very normal thing that will not be suspected by others?"

Miss Mu obviously didn't know much about agriculture and Chinese medicinal herb planting, so even though she felt something was wrong, she still nodded: "That's right."

Zhao Fanhua clapped his hands: "That's it. We provide those farmers with free seeds, free planting technology, and sign a planting and purchase agreement... Isn't it a natural and happy thing for everyone?"

Miss Mu was a little confused: "It's a good thing... But you haven't answered my previous question yet. It seems that Panax notoginseng is not grown in other places except southern Yunnan. Even if you provide seeds and planting techniques, it will be useless if other places can't grow it!"

Zhao Fanhua waved her hand: "Miss, you are too narrow-minded... Although the Panax notoginseng in southern Yunnan is the most famous, it is not only grown in southern Yunnan. In fact, there are Panax notoginseng in Guangdong, Guangxi, Jiangxi, and Bashu... And as long as the planting technology is in place, even most areas south of the Yangtze River can grow Panax notoginseng!"

Miss Mu was frightened: "Is that so?"

Zhao Fanhua nodded, then changed his tone: "But the lady's worries just now are also normal. If the care and management are not in place, even with the matching planting technology, it is still impossible to grow Panax notoginseng of qualified quality... So, since we have paid so much in the early stage, even paying for the seeds, it is not too much for us to collect a deposit of 1 from each household, right?"

Miss Mu sensed something was wrong: "A 1 yuan deposit? So high?"

Zhao Fanhua smiled and said, "Don't worry, the southerners are not as poor as you think, and their desire to get rich is much stronger than that of the northerners. With the endorsement of the island country's purchase, it is not that difficult to raise a deposit of 1 yuan... In fact, as long as the farmers can grow Panax notoginseng that meets the standards, we will not only purchase it at the market price, but also return the yuan deposit immediately as soon as the contract is fulfilled."

Miss Mu, who lacked relevant agricultural knowledge, always felt that there was something fishy going on, but she couldn't put her finger on it at the moment, so she could only turn her attention to Yang Mo.

Seeing this, Yang Mo smiled and said, "I'm afraid your so-called planting technology standards are mixed with a lot of private goods, right?"

Zhao Fanhua nodded respectfully, his tone full of matter-of-factness: "Of course, since we are the supplier of seeds and technology, and also the buyer, it is okay to make some requests... For example, you have to use our fertilizers; for example, you have to use the potions we specify; and you also have to use the growth regulators we specially developed... Otherwise, if you can't even meet the most basic foreign trade specifications, how can we buy it?"

The corner of Miss Mu's eye twitched. As soon as she heard the so-called "growth regulator", she knew it was a fake... At this time, China's modern agricultural drug research was still in its early stages. Although Chinese agriculture itself had experience in the symbiotic application of various biological natural hormones, in this day and age, words like "growth regulator" were added to products, and they were specifically for non-staple crops such as Panax notoginseng. It was almost certain that it was a fake.

However, she still didn't figure out the key point here. Just like Yang Mo's 817 broiler breeding plan, it was normal for a two-way project like this to involve some private work and specify the consumables that must be used during the planting and breeding period... But this still did not deviate from the scope of traditional agricultural projects, and still could not get rid of the characteristics of "heavy assets, thin gross profit, and high risk". In any case, it was not an attractive private investment project. She really couldn't understand why Zhao Fanhua would single out this project and tell Yang Mo about it.

Glancing at the confused Miss Mu, Yang Mo gently held his chin up and asked the most easily overlooked and tricky point of this project: "What is the so-called acquisition standard... and, do I need to pay the deposit again every time I sign a contract?"

Zhao Fanhua looked at Yang Mo deeply and said, "The acquisition standards are naturally unified."

"We only accept Panax notoginseng that is larger than 40 heads, at least... for the first three years."

"After all, these are exported to island countries. Naturally, they don't like the small ones with 60 heads or less."

"As for the deposit, it will naturally be included in the purchase contract. One contract corresponds to one deposit... If you fail to pay a sufficient 37% of the deposit by the due date, then the deposit will naturally not be refunded."

Yang Mo pursed his lips: "So this project actually mainly makes money from the deposit?"

Zhao Fanhua hesitated for a moment, but still nodded: "If there is no law prohibiting it, it is allowed. This project is real, the contract is real, and the purchase contract is also real... But the farmers cannot grow Panax notoginseng that meets the standards, and their deposits have been confiscated. No one can blame us for anything."

At this point, Zhao Fanhua said anxiously: "Although the initial investment in this project is relatively large, the returns will be considerable in the third year... Investing 200 million in the early stage, from the third year to the fifth year, it can at least bring in nearly million in returns every year... And this project can be rolled out in various provinces and counties. After completing one county, we can move to another. It can last at least ten years!"

Yang Mo just smiled, then tilted his head and explained to Miss Mu: "Although Panax notoginseng is a good thing, it consumes a lot of soil fertility. It can even be said to be the crop that consumes the most soil fertility, no doubt about it... Generally speaking, after planting Panax notoginseng on a piece of land, it cannot be replanted for at least five years. It is even better not to plant other economic crops besides beans."

"But the problem is that the land in China is not allowed to be transferred. Farmers who don't know the characteristics of Panax notoginseng will definitely beg the buyer to sign a contract after tasting the sweetness of the first crop, and then continue to grow Panax notoginseng on the original land after paying a deposit. When other people in the same village see others making money, they will definitely use their own land to grow Panax notoginseng. "

"Then the question is, since Panax notoginseng consumes so much soil fertility, then if you plant a second crop on the original land, it will definitely not grow well. Even if you apply fertilizer frequently, it will definitely not grow to the standard of 40 heads...Soil fertility is very complicated and mysterious. It is not only related to the main nutrients such as nitrogen, phosphorus, potassium, calcium and copper;"

"So... do you understand? As long as the farmer grows a second crop, his deposit will definitely be gone. This is where the most profitable part of this project comes from. After all, as he said, the desire of the people in the southern provinces to get rich is much stronger than we imagined. As long as there is a demonstration effect, there will definitely be many people willing to take the initiative to jump into the pit."

“As for why it is said that the project will only start to generate real benefits in the third year…”

"Firstly, even if you fertilize and take good care of it, it takes at least two years to grow a crop of Panax notoginseng. If it takes less than two years, let alone 40 heads of it, it won't even have the basic medicinal properties and has no commercial value at all;"

"Secondly, the driving effect will have a delayed effect. If people in the same village want to join the project, they must at least see the first wave of people making money before they will be interested... The second batch of Panax notoginseng also needs to be planted in the field for two or even three years. During this period of time, the new investors will have already fed the project initiator!"

"Snapped!"

Miss Mu couldn't bear it any longer, she slammed the table hard, and then walked out in anger.

The other party is right, anything is allowed unless prohibited by law. Although this project is disgusting to the point of making you vomit, there is nothing you can do about it.

Walking into the yard, Mu Liya turned around and looked at the dozen or so semi-private booths, her fingers pinched until they turned blue.

Originally, she just didn't like the neither Chinese nor Western decoration style here, but now it's not a question of whether she likes it or not, but this place makes her feel disgusted!

It's so disgusting that I don't want to stay there for even a minute!
………………

ten minutes later.

After paying the bill, Yang Mo came out and stood beside Mu Liya who was looking down in a daze. "Let's go back to the guesthouse. President Wang and Vice President Feng both have pagers. Just send them a message."

Mu Liya did not move, raised her head, and said with a hint of doubt in her tone: "Yang Mo, there have been calls in the country to open up the private capital market, and the country has gradually taken action in this regard, but... is this the so-called private capital?"

Yang Mo naturally knew what she wanted to say, and smiled softly: "Capital is never a clean thing. With the profit-seeking nature, I would not be surprised even if they do something crazy."

At this point, Yang Mo took out a cigarette and lit it: "It's just that money is actually a kitchen knife. Whether it is good or evil depends on who holds it... In fact, people are different. There are many entrepreneurs and angel investors in this world who are really willing to serve the country and the people. Today I just want you to come here to broaden your horizons. Don't be too pessimistic."

Mu Liya nodded, then followed Yang Mo without saying a word.

After a minute of silence, Mu Liya suddenly called Yang Mo.

"Yang Mo, before coming here, I couldn't understand why you were so crazy as to invest 2.6 million yuan in that inexplicable project...but now, I suddenly understand a little bit."

At this point, Mu Liya looked serious and solemn: "Now I think you are right. As a member of a central enterprise, money should be used in that way!... Regardless of whether this project can really help Uncle Wang and Vice President Feng, the money was used correctly!"

Looking at Miss Mu's resolute expression, Yang Mo pursed his lips in noncommittal.

Is this how money should be used?
Gently shaking off the ashes on his hands, Yang Mo showed a teasing smile: "Heh, don't look up to me. Actually, you guessed it right. The 2.6 million is just to repay a favor!"

Just returning a favor...?

Is it a favor you are repaying for yourself, or a favor you are repaying for something else?
Looking at the man in front of her who suddenly seemed a little arrogant and awkward, the haze in Mu Liya's heart suddenly dissipated by more than half, and a bright smile gradually appeared at the corner of her mouth...

(End of this chapter)