Ming politicians

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To test whether a dynasty is strong or not, the biggest focus is whether the orders of the court can be carried out smoothly, or whether the imperial decree of the emperor can be carried out without compromise. If the imperial decree is issued, then the dynasty may be in great danger, or the dynasty will need to spend a lot of energy to rectify the officials. Such a situation often occurs when a dynasty is established in the early stage, or when the dynasty is about to perish. , The foundation of the newly established dynasty is not very solid yet, and the orders of the court may not be fully implemented.

The newly established Jin Dynasty ruled a very vast area. The capital of the dynasty was in the north, and the vast areas in the south were still relatively affluent places. Therefore, the tasks of establishing banks and unified issuance of banknotes were also implemented in the south.

After all the preparatory matters were in place, the imperial court sent many officials to various provinces to give guidance. Among them, Jiangsu Province, Zhejiang Province, Yingtianfu and other places became the most important places. In this era, Guangdong, Guangxi and other places are not rich and prosperous. The relative conditions are even worse.

Yang Sichang rushed to Yingtianfu to guide the establishment of the bank, while Zhu Shenxuan stayed in the capital to supervise the work in the north.

Su Tianhao and Song Sijun each performed their duties, focusing on the implementation of specific matters. The focus of both of them was on the capital for the time being. If it can be spread out smoothly in the capital, the beginning will be very smooth.

In fact, Su Tiancheng is optimistic about the capital, the reason is very simple, the capital is a political and cultural center, not a business center, and there are rich people in the capital.Most of them are officials, and relatives related to officials, etc. These officials absolutely must obey the orders of the imperial court. The newly established Jin Dynasty is like the rising sun.Everyone is working together, thinking of creating a prosperous world. At this time, all the decisions of the court can be carried out without compromise.

According to the plan, the banks in the capital officially opened for business on the fifth day of June.

It was also on this day that officials' salaries began to be issued in the form of banknotes.

For the arrival of this day, the officials of the Jin Dynasty.I was so busy, especially the prime minister and the officials of the household department, that I hardly had time to rest and take a bath, but anyway, this day finally came.

At Chenshi, the Dajin Bank, located at the original location of the East Factory, officially opened for business.

Once again there was a grand occasion in the capital. The gentry, rich households and ordinary people had heard about the establishment of the bank a long time ago, and the emperor explained the role of the bank.It also spread to every corner of the capital, and today the bank was officially established for business.For such an important matter, everyone definitely needs to come and see. As for whether to deposit gold, silver and jewelry in the bank, we still need to see the situation.

The newly renovated door was officially opened, and the appearance of the hall was completely changed, facing a row of counters.Sitting behind the counter are officials wearing seventh-rank official uniforms. Everyone has an abacus on their left head, and paper, pen, ink and inkstone on their right head. The most noticeable thing is a special piece of paper placed in the middle. It is said that this piece of paper.It is a certificate, that is, whoever deposits gold, silver and jewelry in the bank will get this kind of paper.

The legend about this kind of paper has been spread in the capital for a long time. It is said that this piece of paper is so magical that no one can make it. Only the craftsmen in the Hall of Martial Arts in the imperial city have this kind. Ability, and this piece of paper cannot be made by any one person. Many people are busy to complete such a piece of paper.

People at this time still don't understand the concept of assembly line work. This is actually a suggestion put forward by Su Tiancheng. The deposit receipts of bank deposits are all uniformly customized. A deposit receipt needs to be operated by multiple people, and each person completes a part. A special anti-counterfeiting mark.

The first person to enter the bank to deposit gold and silver was naturally the Empress Zhu Shenxin.

The empress is in charge of the harem. It is said that the emperor is very frugal. There are not many institutions in the palace. The previous inner court has been completely abolished. The affairs inside the palace are directly controlled by the empress.

Several large boxes were brought in.

Immediately, some officials from the bank, after bowing down to the empress, opened the box and began to examine the gold, silver and jewelry inside, and some officials took the abacus, pen and paper, and began to register at the side.

Half an hour later, several pieces of paper were filled out, and after affixing a special seal, the official respectfully handed it to the maid beside the empress.

When the empress was storing gold, silver and jewels in the bank, the rest of the officials did not dare to disturb them. After the empress had completed the procedures, she left the bank and went back to the palace. Many officials began to enter the bank one by one, and the storage had already been prepared. Good gold and silver jewelry.

From Chenshi to Xushi, the officials in the bank had almost no time to eat, including Su Tianhao and Song Sijun. Su Tianhao was originally in charge of issuing banknotes, but after thinking about it for so long, he knew very well that issuing banknotes has nothing to do with the bank. There is a great relationship, so I also come to the bank, on the one hand to guide, and on the other hand to grasp the situation.

The first day passed, and everything seemed calm for a while, mainly because officials came to the bank to store gold, silver and jewelry, and there were hardly any gentry, wealthy households or ordinary people.

Su Tianhao and Song Sijun were secretly anxious. If only officials participated in this matter, it might be difficult to maintain.

At Haishi, the emperor smiled in Qianqing Palace and asked everyone not to worry.

In fact, Su Tiancheng had dispatched many palace guards, disguised as ordinary people, to inquire about information outside the bank and in every corner of the capital.

The feedback is very good. In fact, the people’s understanding is very simple. The empress and the officials in the court have all gone to the bank to store gold, silver and jewelry. The bank must be able to guarantee it. There is absolutely no problem with the reputation. Gentlemen and rich The understanding of households is relatively conservative, but in the discussion, on the one hand, it reflects a positive understanding of the bank, and on the other hand, it is also faintly worried. As the saying goes, the richer the person, the more they think. As for merchants, Basically agree, they have been in business for a long time, and it is easier to understand the role of banks.

There is another situation worthy of congratulations, that is, the folk discussion has already regarded the possession of a bank passbook as a symbol of dignity. Thinking about the empress's possession of such a piece of paper, ordinary people only need to go to the bank to deposit gold, silver and jewelry. , can also get such a piece of paper, if it was in the previous Ming Dynasty, how could such a thing happen.

On the first day, the reason why no one else entered the bank was also because of folk habits. Everyone believed that one should not compete with officials. This habit has been maintained for thousands of years.This also indicates that once the momentum of officials storing gold, silver and jewelry in the bank goes down, a large number of gentry, wealthy households, merchants and ordinary people will start to enter the bank.

Su Tiancheng didn't go to the bank to avoid the situation where the security was too tight. In fact, the bank is open to the public. If the security is too tight, it will affect the storage business instead.

Su Tiancheng didn't say it himself, but Qu Qingze explained everything he heard to the numerous civil and military ministers.

At this time, the Qianqing Palace was boiling. Zhu Shenxuan and others did not expect that the bank would respond so well among the common people. This indicates that the bank will start to be busy in the next few days. Occupy a small part, mainly gentry rich households, merchants and common people.

In fact, the emperor has already explained that the bank is mainly able to absorb gold, silver and jewelry from the people, so that it is possible to truly grow, otherwise it will definitely not be able to sustain it if it only relies on officials to support it.

Song Sijun and Su Tianhao were the most excited.

After such a long period of preparation, they certainly wanted to do their best, but would the common people be able to accept such a new thing? Would it be possible for a large number of people to store gold, silver and jewelry when the bank was first opened, so that the bank They are not sure about doing their best. Now the situation is very clear. It seems that the bank will definitely be able to catch fire in the capital. The two of them are also a little guilty. They didn't expect to arrange such important things as observing public opinion. Or the emperor specially arranged personnel to go among the common people to inquire about the situation.

Of course, the real arduous task is yet to come. The emperor said that the capital will definitely become a place where merchants are very concentrated, and even many vassal states and countries in the Western Regions will come here to trade. Financial support, at that time, is when banks really start to play a huge role.

Therefore, Song Sijun and Su Tianhao still have a lot of things to do. It is impossible for gold, silver and jewelry to always be stored in the bank.

There is a top-secret thing that very few people know, that is, once the bank stores a large amount of gold, silver and jewelry, the imperial court will definitely borrow from it, including future conquests, etc., all need to embezzle money from the bank. This kind of misappropriation is not necessarily the direct misappropriation of gold, silver and jewelry. What is misappropriated is the uniformly issued banknotes. However, the number of banknotes must also be based on the number of gold, silver and jewelry in the bank. Unrestricted issuance of banknotes is definitely not possible. of.

From this perspective, the bank began to absorb private gold, silver and jewelry, which is only the first step, and the subsequent tasks will be more difficult. Only by allowing the bank to operate normally and start making profits can truly stabilize the situation. It works, and only then will it be possible to truly breathe a sigh of relief.

As the first president of Dajin Bank, Song Sijun was under great pressure. He had never seen gray hair before, but during this period, there were a lot of gray hairs. (To be continued..)