Borrow the day to change the day

On February [-]th in the third year of Chongzhen, it opened auspiciously.On this day, the capital was alarmed, and Emperor Chongzhen led his cabinet members to the Meridian Gate to cut the ribbon and put up a signboard for the new building.

This idea came from Zhong Jinwei. In order to allow the bank to absorb money better, Emperor Chongzhen followed what Zhong Jinwei said and carried out this unprecedented move.

Under the eyes of everyone, the horizontal plaque of the new building was hung up, and the name was: Royal Bank of Ming Dynasty.

Zhong Jinwei looked at the name he had chosen, feeling a little complacent, and felt very proud.

Immediately afterwards, Emperor Chongzhen decreed that the salaries of all officials would no longer be directly distributed in kind and in silver, but would be changed to Daming Jiusibao banknotes.If necessary, you can go to the bank to exchange silver, which is entirely voluntary and there is no limit. [

In order to strengthen the confidence of the crowd, a show was also put on.Wen Tiren, the chief assistant, led the cabinet members and the six ministers to receive the new banknotes in a high-profile manner, and then the Ministry of Households also distributed the salaries of other officials for the next month.

Of course, these things were also planned by Zhong Jinwei.As for the effect, at least on the surface, it is good.

Zhong Jinwei also sent a large number of envoys, scattered throughout the city to guide the people to exchange silver for banknotes.

One of the trustees sent out was Wang Fuxi.After thinking about the request Zhongxing Hou said, he came to a higher-grade restaurant and entered the lobby on the first floor with the largest number of people to drink.

It was just in the afternoon at this time, and there were more people drinking and eating, and many people were talking about the Royal Bank of Ming Dynasty.

Wang Fuxi was thinking about how to intervene to complete the task. This time, he came alone without a companion, so it was really not a good start.

Just as he was thinking, three people came in, one of them was a strong man with a louder voice, and he shouted directly: "Little Er, as usual, serve the food and wine."

Xiaoer obviously recognized the person, agreed enthusiastically, then turned and walked to the kitchen.

The three of them found an empty table and sat down beside Wang Fuxi.

I only heard the strong man ask one of the merchants, "Brother, today is a grand occasion, the emperor is here in person."

The merchant nodded and sighed: "This has never happened in the Ming Dynasty. The Royal Bank of the Ming Dynasty, if it is a yamen, is not like a yamen. If it is a Yinzhuang, it is impossible for the emperor to come in person. I can't figure it out."

Upon hearing this, Wang Fuxi took a rare opportunity and quickly turned to answer the question: "What can't be figured out, this Royal Bank of Ming Dynasty is both a yamen and a bank."

When the strong man heard this, he clasped his fists at Wang Fuxi and said, "Brother, what do you mean by that?"

The merchant stood up and said, "Brother, if you don't mind, please come over and talk about it?"

Wang Fuxi couldn't wish for it, pretended to ponder for a while, and said: "Okay, I see that the three of you are also worthy people, so I will talk to you."

His voice was a bit loud, and several people in the lobby were already attracted by their topic. When he was so loud, more people paid attention.

The short man was closest to Wang Fuxi, and when he heard that he was willing to share the table with them, he hurried over to help serve the dishes.

When the four sat down, Xiao Er had already started serving food.The merchant ordered Xiao Er, who brought the dishes, to add some good dishes.

Wang Fuxi waited for Xiao Er to leave, and said, "This Daming Royal Bank is the place where the imperial court uses to exchange silver and banknotes, so the emperor will come here in person." [

"Paper money, what paper money, Daming Tongxing treasure banknotes?" The merchant was a little surprised. The bank was too ostentatious before, and ordinary people dared not approach, so they didn't know the details.

"No, it's not Daming Tongxing banknotes, but Daming Jiusibao banknotes." Wang Fuxi shook her head, corrected, and took out a few from her pocket, "Look, this is Daming Jiusibao banknotes, New paper money."

The three of them curiously shared a few paper money from Wang Fuxi's hands. When people at other tables saw it, they were all curious about the new banknotes. Several of them even stood up, stopped eating, and came to their tables to look at them.

After reading it, several people were surprised by the exquisiteness of the new banknotes.It can be seen that the imperial court spent a lot of effort to print these banknotes.

However, this banknote is exquisite, and everyone still remembers the fate of the previous Daming Tongxing Banknote.The merchant first asked Wang Fuxi: "Brother, are these banknotes issued by the imperial court?"

Wang Fuxi shook her head, and said while taking back her banknotes, "I changed them myself." It was actually Zhong Jinwei who sent them the activity fee.

"What, you changed it yourself, aren't you afraid that these banknotes will become a piece of waste paper?" The strong man was shocked when he heard this, and his voice became louder.

The surrounding onlookers also looked at Wang Fuxi one after another, as if they saw a crazy person with an abnormal brain.

"What do you know, old thinking." Wang Fuxi showed disdain for them.

The merchant knew there was an inside story, so he hurriedly asked: "Please teach me, brother."

"Compared with silver and copper coins, is this banknote useful?" Wang Fuxi didn't answer them right away, but asked about the benefits of banknotes first.

Apart from the depreciation of paper currency, there is really no disadvantage to it compared to real currency, which is one of the reasons why paper currency appeared spontaneously in the folk since the Song Dynasty.

The merchant nodded and said, "Using banknotes can indeed save a lot of trouble."

"I know what you are worried about. If the paper money will not depreciate, will you choose to use paper money?" Wang Fuxi continued to ask.

The people around him looked at each other, and then they all nodded.

"That's it. Now the imperial court has a rule that banknotes can be exchanged for silver taels of the same face value, and silver taels can also be exchanged for banknotes of the same value. It can be exchanged at any time, you are a fool." Wang Fuxi looked like you couldn't figure it out.

"That Daming Royal Bank?" The merchant asked suspiciously.

"This is the Royal Bank of Ming Dynasty. There are notices posted there for the relevant regulations. It is exchanged with official silver, so you can know it at a glance." Wang Fuxi affirmed.

Everyone looked at each other, and remembered that the previous Daming Tongxing treasure banknotes were forcibly issued by the government, and they could not be exchanged back into silver taels.Now the imperial court says it can be exchanged for silver taels, can it really be honored?

Looking at the expressions of these people, Wang Fuxi knew that they were in doubt, so he said again: "Today, the officials' salaries are all distributed with these Daming Jiusibao banknotes. If they still want to use the silver taels back, they can still go to Exchange at the Royal Bank of Ming Dynasty."

"That's not right, brother, it's not yet the time for the salary to be distributed." The merchant suddenly discovered that there were mistakes and omissions in what Wang Fuxi said.

"You don't know, in order to celebrate the opening of the Daming Royal Bank, the emperor specially distributed the salary in advance." Wang Fuxi replied. [

Suddenly a bystander asked, "How do you know so clearly?"

Wang Fuxi was taken aback for a moment, and then immediately replied: "You can find out at the bank, and I have other channels to find out."

Cats have cat lanes, dogs have dog lanes, merchants know this.So he didn't ask where he got the news, after all, it was more private.

"Officials can go to the bank to exchange banknotes and silver, and we ordinary people can also exchange banknotes and silver?" The merchant confirmed.

"Exactly." Wang Fuxi nodded.

"Then can the Daming Tongxing Banknotes be exchanged for silver taels?" the merchant asked further.

Wang Fuxi didn't expect him to ask this question, thought for a while, and then replied: "It doesn't seem to be possible. The notice stated that it is the Daming Nine Sibao notes that are exchanged for silver taels."

"Isn't that also a banknote issued by the government?" Someone in the crowd said.

"Just look at the printing of Tongxingbao banknotes and Jiusibao banknotes. They must be treated differently." Wang Fuxi replied.

"That's not fair!" the man complained, and several people in the crowd echoed his opinion.

Seeing Wang Fuxi's face darken, the strong man turned around and chased him away: "What are you doing around here, and let us eat or not? Go, go, go."

Indeed, a group of people surrounded the four of them, eating.The onlookers were also confused after hearing it, so they apologized and went back to their seats to continue eating.

The merchant also accused Wang Fuxi of his guilt, and was only too busy asking questions to delay the meal, so they drank from cup to cup.

In the process of eating and chatting, the merchants kept tricking Wang Fuxi with words, wanting to know more.

Wang Fuxi was so happy that she pretended to be stupid, and told him everything she could tell.

At the end of the meal, Wang Fuxi felt that the three of them were pretty good, and he happened to have something to do, so he called Xiaoer over to pay the bill, and he treated them.

Xiao Er immediately ran over, bowed and laughed, interrupting Wang Fuxi and the merchant who were still rushing to pay each other, and said, "Guest officer, the total is one tael, five cents and three cents, thank you."

Wang Fuxi pressed the merchant's hand stretched into his arms, and said, "If you are more polite to my brother, I won't recognize you as a friend!"

When the merchant saw that Wang Fuxi was talking about this, he stopped insisting, but he didn't expect that Wang Fuxi's payment would turn out to be a problem.