Borrow the day to change the day

Emperor Chongzhen did not immediately express his opinion after hearing this. This has never happened before, so he has to think about it.

After a while, Emperor Chongzhen said: "I remember the last time we discussed this currency-related matter, the chief assistant was also there. How about I send him to discuss it together?"

It is of course good to have Wen Tiren, a seasoned and prudent, guarding the gate, and Zhong Jinwei naturally has no objection.

While waiting for Wen Tiren to come to the Wenhua Palace, Emperor Chongzhen said to Zhong Jinwei: "Master Zhong, there are quite a lot of new yamen to be established recently. The restructuring of the Metropolitan Procuratorate and Jinyiwei involves some functional changes, personnel deployment, and the establishment of new state-owned enterprises. Oh, yes, Master Zhong."

Zhong Jinwei looked at Emperor Chongzhen and seemed to think of something from his tone.

Seeing Zhong Jinwei staring at him, Emperor Chongzhen smiled and said: "The first time a state-owned enterprise sold glass, the proceeds were beyond my expectations, and also beyond the cabinet's expectations. Now someone has proposed to expand the scale of state-owned enterprises. All six departments are looking for reasons to go People are inserted in it. If my estimate is correct, there will be more memorials like this if the sales in the next few months increase."

Zhong Jinwei heard that this was a good thing, and he responded to Emperor Chongzhen with a smile: "Congratulations, Your Majesty, it is a good thing that more and more yamen pay attention to state-owned enterprises. It is best for them to participate. In this way, the resistance of state-owned enterprises to the whole country It will be much less.”

Zhong Jinwei had analyzed this point with Emperor Chongzhen in the past, and he also nagged about it in the letters he exchanged.Therefore, when Emperor Chongzhen thought of this just now, he happily told Zhong Jinwei specifically.

Emperor Chongzhen still had a smile on his face. He nodded to show that he knew the benefits, and then continued the topic just now: "In addition, the road government will be established soon, and there are many things to be discussed urgently. If the Ming Dynasty If the Royal Bank no longer conducts ordinary business and becomes a new office, I am afraid that it will make mistakes in its busy schedule."

Emperor Chongzhen would not let this ordinary business go, because Zhong Jinwei described to him the no-cost transaction of deposits and loans.But his worry was not unreasonable. The most important thing was that they had no idea about these new things, and they were all created by Zhong Jinwei.

Emperor Chongzhen and other leaders may have understood it after hearing Zhong Jinwei's explanation, but the people working underneath did not understand it.If all new things are rolled out at once, problems are indeed prone to occur.

Zhong Jinwei felt that there were indeed many things after hearing what Emperor Chongzhen said.In fact, he was also thinking about going home to sort out the things to do, and it was also because of this worry.

It's just that he heard the news of the ticket number on the road, and felt that this opportunity must be seized immediately, which was a relatively urgent matter, so he immediately returned to the Forbidden City to see Emperor Chongzhen.

Wen Tiren was still in the cabinet and hadn't returned yet. When he heard the emperor's edict, he came over immediately.Seeing that there were only Emperor Chongzhen and Zhong Jinwei in the Wenhua Palace, he was obviously taken aback.

He asked Zhong Jinwei, "But what's missing?"

Emperor Chongzhen heard Wen Tiren's question from above, and knew that Shoufu had misunderstood the same as himself, so he explained: "Master Zhong said something else, Master Zhong, tell Wen Qing about this again."

Therefore, Zhong Jinwei told Wen Tiren again, and reminded: "If we seize the current opportunity to implement this matter, we will get twice the result with half the effort."

Wen Tiren didn't immediately think about the difficulty of implementing it, but the importance of it.

He thought for a while, then asked Zhong Jinwei: "As you said, it doesn't have to be dismantled, the Ministry of Households can manage and coordinate the bank accounts and banks across the country, so how about handing over the reserve funds to the Ministry of Households? "

Wen Tiren was already so busy that the Emperor Chongzhen asked him to go back and didn't even want to go back to rest.Therefore, he thought that if there was another solution, it would be best to have one less new thing.

But Zhong Jinwei shook his head and said: "Master Wen, if the Ministry of Household Affairs is in charge of this matter, who will take care of it? Is it the existing people who will take care of it, or a new one to take care of it?"

When he said this, he turned his head and said to Emperor Chongzhen: "Your Majesty, the splitting of Daming Royal Bank is actually just to divide the powers more clearly. Compared with the direct management of all currency-related institutions by the Ministry of Accounts, there are two additional advantages. .”

"Which two benefits?" Emperor Chongzhen asked expectantly.

Zhong Jinwei looked back at Wen Tiren, and then said: "First, the new bank spun off from Daming Royal Bank will do the same business as the bank and the bank, which can reflect fairness, which I just said; Then you can allow other people and institutions to inject capital and attract more people with the same interests.”

"Second, the Ministry of Households is in charge of the taxation of money, food and taxes across the country. If the Ministry of Households is directly in charge and the reserve fund is also handed over to the Ministry of Households, it will make people wonder whether the reserve fund will be used for other purposes by the Ministry of Households and will no longer be repaid. Losing the original intention of paying reserve funds will lead to protests and boycotts from ticket offices and banks. It will be much better to have a specialized institution that specializes in this matter and studies the relationship between currency and finance than the hodgepodge of the Ministry of Accounts. "

Emperor Chongzhen faintly understood the benefits Zhong Jinwei said, and he thought for a while before asking: "Then who will manage the Daming Royal Bank?"

Zhong Jinwei looked at Wen Tiren and said with a smile, "Since the Ministry of Household Affairs is not in charge of this matter, then of course the cabinet is in charge."

Upon hearing this, Wen Tiren turned to Emperor Chongzhen and said, "I feel that what Zhongxing Hou said is reasonable. The matter of this bank is too important. It is a safe move for the currency strategy it proposes to be subject to the approval of the cabinet and ultimately to be decided by His Majesty."

What Wen Tiren said before was based on habitual thinking. After all, matters related to money are under the control of the household department.But what Zhong Jinwei said is a good thing for him, and the power will be even greater in the future. No one will object to this.What's more, what Zhong Jinwei said was not unreasonable, so he spoke in agreement.

Emperor Chongzhen did not speak after hearing this, but seriously recalled the whole thing Zhong Jinwei said.Zhong Jinwei and Wen Tiren could only look at him, waiting for his opinion.

Zhong Jinwei saw that Emperor Chongzhen had been silent for a long time, so he said again: "Your Majesty, the promotion of banknotes is imminent, and the banknotes must be replaced as soon as possible."

"Oh, why is that?" Emperor Chongzhen paused his train of thought when he heard this, and asked Zhong Jinwei.

Wen Tiren on the side also looked at Zhong Jinwei curiously, thinking that Hou Zhongxing would not start to scare the emperor just for the sake of the emperor's approval.

Zhong Jinwei didn't know about Wen Tiren's malicious speculation, and still said to Emperor Chongzhen: "Your Majesty, I have investigated the situation of thieves in Qin, and one of the reasons that forced them to take the road of thieves is related to silver."

"Oh, Master Zhong, tell me quickly." Emperor Chongzhen was very concerned when he heard this, and asked quickly.