Borrow the day to change the day

Zhong Jinwei's words immediately attracted the attention of everyone in the hall, who looked at him not knowing what he wanted to say.

Emperor Chongzhen looked at Zhong Jinwei and knew that he was going to talk about the split.

Sure enough, what Zhong Jinwei said was the part of the split, with a slight change: "My lords, I suggest that everyone jointly fund and establish a bank, that is, a bank, a bank. Not only can you earn a lot of money other than salary, but you can How about setting an example for all the bank accounts and banks in Daming, and taking the lead in giving the Bank of Communications to the management organization?"

There was a sudden silence in the hall. After all, Hou Zhongxing returned from overseas.According to the rules of the Ming Dynasty, officials cannot do business, which is a self-deprecation.

Of course, at least you can't mention it on the surface, everyone is shameless!

"I agree with the procuratorate. In order that there will be no more cheating of bank accounts and banks in the future, so that they can pay the money, and in order to keep them under the supervision of the court, I agree with the proposal of Marquis Zhongxing. Participate with the funds from the Metropolitan Procuratorate." Cao Yubian, the censor of Zuodu of the Metropolitan Procuratorate, was impassioned, as if the matter of investing in the bank was an act of going up the mountain of swords and going down into the sea of ​​fire.

There were a few people who were secretly spitting on the spot, and there was this shameless person who earned the silver taels under the banner of righteousness.

If Hou Zhongxing said just now that the management agency would charge storage fees instead of paying interest, see if you would still say that.

However, these courtiers thought about it again, and felt that Cao Yubian's point was right, investing in the name of the Yamen would be beneficial.

Regardless of whether it was Qingshui Yamen or not, after Emperor Chongzhen just launched a big anti-corruption storm, he gave amnesty to the world, and said that if there is another crime, old accounts and new accounts will be settled together under the deterrence, not many people dare to reach out in such a short period of time. .

In this way, this money from the right way will especially attract the attention of these people.At present, according to Cao Yubian's proposal, Zhongxing Hou's proposal, if he participates in it, he can use the banner of sacrificing his life for the people without losing his personal value, and he can also reap certain benefits. Why not do it!

He Ruchong, who was in charge of the Ministry of Rites, stood up first, facing Cao Yubian, he did not dare to show his face and said, "Our Ministry of Rites will never be modest when it comes to making decisions for the people. If you have this opportunity today, count it as a part of our Ministry of Rites."

Some yamen have already participated. If my own yamen doesn't participate, they will probably be scolded to death by those subordinates when they go back, and this position is not secure.Therefore, regardless of whether they are willing or not, under this general trend, various departments have expressed their willingness to participate.

Emperor Chongzhen did not expect Zhong Jinwei to make such a simple proposal, which made him think that this had never happened before, and many old and antique ministers would object, but now the situation he saw was just the opposite, and he couldn't help but admire Zhong Jinwei secretly in his heart .

Emperor Chongzhen did not expect that if Zhong Jinwei's words were spoken by someone else, the effect would definitely not be so good.Because Zhong Jinwei made a lot of things to make money, he said that this bank can also make money, so he must be right.

Among the courtiers of the Ming Dynasty, the ability to make money should be mentioned, Zhongxing Hou said it was second, and others dare not say the first.This is because of Zhong Jinwei's achievements in the past as an endorsement, these ministers did not hesitate to believe that the bank can make money.

Zhong Jinwei himself did not expect that his proposal would attract such a warm response, so he became worried instead.Because if the bank is composed of these powerful departments, how can others compete with it.Although this kind of monopoly is beneficial temporarily, it will definitely be unfavorable to the development of the banking industry in the long run.

But Zhong Jinwei couldn't think of how to deal with it for a while. After being anxious for a while, he thought again, now is the time to promote the reform of the banking industry. Only when all these powerful yamen are involved can it be carried out smoothly.As for monopoly and non-monopoly, we will talk about it later, if it is not possible, find a way to dismantle it.

Zhong Jinwei thought of this, and when he was about to speak, he didn't expect Emperor Chongzhen to intervene: "Since all the ministers and workers are so enthusiastic about civil affairs, I have to say that the palace will also invest in it."

Zhong Jinwei was speechless, even the emperor got involved, the background of this bank is as big as heaven.

He doesn't care, everyone participates, the more the better.

After the ministers patted "the emperor is kind" and "the emperor is wise" for a while, Zhong Jinwei said: "Everyone, since everyone is like this... making decisions for the people in this way, let me explain the specifics. Let’s see if you have any opinions.”

"It's okay for Hou Zhongxing to say." The minister supported it.

"Marquis Zhongxing just say it, I'll be all ears." The minister also expressed his opinion.

"..."

The atmosphere in the hall was very warm, which made the servants and maids very jealous. If possible, they would also want to shout: "Slaves should also be masters for the people..."

After Zhong Jinwei waited for the voice to calm down, he told the plan to split up the Daming Royal Bank that he had discussed with Emperor Chongzhen and Wen Tiren, and added details.

The civil servants in the hall naturally had questions, but they all got satisfactory answers under Zhong Jinwei's explanations one by one.

No one knows when the lights in the Wenhua Hall are lit, and everyone in the hall is immersed in the money-making scheme described by Hou Zhongxing.They don't have a special understanding of the way of doing business without capital, the operating principle of the bank and the tricks of making money, so Zhong Jinwei taught them a hard lesson.

Later, the operation of the series of affairs of the Royal Bank of Ming Dynasty became without difficulty, and it won the strong support of these six ministries and nine ministers.

At the end of the day, the six ministries and nine ministers all bid farewell to Marquis Zhongxing and Emperor Chongzhen with smiles all over their faces, and left the palace to scatter their offices.

They waited to tell the good news to the subordinates of their respective yamen early in the morning, especially Cao Yubian, who had already made up his mind to publicize it widely. He was the first to respond, and the result was the result of his strong support.

At this time, only Zhong Jinwei and Wen Tiren were left in Wenhua Hall.

Zhong Jinwei looked at Emperor Chongzhen's face, and suddenly spoke first: "Your Majesty, the rice in the minister's house must not be wasted."

Emperor Chongzhen was speechless, he said this before he even invited him to have a meal together.

Emperor Chongzhen was in a good mood, and he had almost settled a major event, so he joked to Zhong Jinwei: "You have to eat all the time, and with your food, I will be poor by you one day. Wen Qing, you Say it?"

The scene of Zhong Jinwei gobbling up immediately flashed in Wen Tiren's mind, and he couldn't help laughing.

When Emperor Chongzhen saw Zhong Jinwei's red face, he stopped joking and asked with a smile, "Master Zhong, what's going on at the Beijing camp?"

"Returning to Your Majesty, I have just checked the situation of the Fifth Army Battalion, and it is not bad. Next, we will start the new army plan."

"Okay." Emperor Chongzhen nodded, and then said, "The matter of the bank is going well. In the next few days, I will strike while the iron is hot and finish this matter. I see that Master Zhong still has time during the preparations for the new army. to do this."

"Yes, Your Majesty." Zhong Jinwei agreed with Emperor Chongzhen's point of view, it is better to strike while the iron is hot.

But what they didn't expect was that the implementation of this bank was by no means so simple, and there was still a storm waiting for them.