Training Wu Zhou

Chapter 346: A bank under the skin of a bank

(Individual content in this chapter is not intended to offend, it is purely personal opinion.)

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The next day, early in the morning.

When Shangguan Wan'er was still asleep, there was no one around her.

At this time, there were a lot of people outside the mansion, and there were more than ten people who were busy fixing a truck. Tang Guan stood with his hands behind his back and watched quietly. It was not until they stopped that Tang Guan stepped forward and said, "Clean up everything." Ok?"

Wan Feng nodded when he heard the words, Tang Guan saw this and said: "Be careful all the way here, and don't make a fuss when you get to the place. When the matter on my side is finalized, I will go find you."

Everyone got on their horses after hearing the sound, Wan Feng cupped his hands and said, "Brother, take care of yourself."

Tang Guan smiled when he heard the words, waved his hands and said, "Let's go."

"Drive." Seeing this, Wan Feng and the others didn't say any more, they pinched the horse's belly, and then drove away slowly.

Tang Guan stood there for a long time before looking away, turned around and walked back to the room, sat down slowly, and then looked at the pen and ink on the table in silence for a while.

After a long time, Tang Guan's eyes fixed, he picked up the pen and began to write, but the first two characters were "bank". The word "Qianzhuang" in the book.

"Qian Zhuang." Tang Guan narrowed his eyes slightly. In fact, he has never deliberately changed anything. The only surviving geopolitical figures and economic knowledge of later generations are useless, and he was not a great gentleman with a heart for the world from the very beginning. , What does it matter to him whether the people live or die?

An era has a humanistic legal system corresponding to this era, if it is forcibly interfered.It is bound to backfire, and slavery is inhumane.But would the world really be united without slavery?

Tang Guan had dabbled in stories of all kinds of strange powers and gods in his previous life, but now he thought about it, but he was a little self-deprecating.

If a high-yield crop seed can change an era.So whether a country is strong or not is not because of this seed, but because of the person who planted it.

Thinking of this, Tang Guan wrote a few more words. He didn't have such seeds, and even if he had, he might not be able to receive any miraculous effects. The most terrifying thing for a country is not whether it is developed or not, but the people's hearts. It has been verified by countless conquerors.

"Hey. Mr. Deng's reform and opening up is really generous." Tang Guan said to himself suddenly, put down his pen, but didn't know how to write it down.

Apparently Tang Guan's intentions were obvious, he needed to silently increase his strength, Qianzhuang was the only gentlest way he found after so long of probing.

It is recorded in the Law Code of the Tang Dynasty: "One hectare for a young man and a middle-aged man, [-] mu for a sick man and a disabled man, and [-] mu for a widow and concubine. If you are a household, add [-] mu. Two tenths of the land granted is World career, eight is mouth."

This is the detailed description of the land equalization system, and this system was only implemented in the northern country at this time, and the Jiangnan Road was different. When the Tang Dynasty was founded, the land of the former landlord class was not forcibly taken back, but recognized.The Southern Kingdom has gradually become the lifeline of the national economy since the country was divided into three parts and the Kingdom of Shu devoted itself to farming.

To follow, Emperor Yang of Sui did not hesitate to risk the displeasure of the world.Although the construction of the Grand Canal is a waste of money and people, it is not necessarily a foolish and immoral act.On the contrary, it is cheaper for future generations.

The completion of this river has completely established the pattern of wealth in the south and the lords in the north for thousands of years in China.As for the Southern Song Dynasty, it was also beaten and had to move south. National power and military power are two completely different concepts.

The national power is strong.It does not mean that the force is strong, and sometimes it is even counterproductive. The dogma that Tang Guan believes in happens to be a sickle and an axe. No matter how rich you are, you can't beat me, and it's still mine.

But the sickle and the big ax also need to have a foundation. Tang Guan was silent while writing. The land equalization system seems to distribute the land to the people, but in fact it backfires. This is the result of that terrible human heart.

There are many powerful families in the north, and those who have the power have the means to enclose land secretly. The social status quo and political ideals have become the biggest contradiction. He has it, but what can farmers do if they have no land to plant?

On the other hand, the southern country did not implement the land equalization system, and there were a large number of landlords and merchants. The imperial court's taxation method for the southern country focused on landlords such as Tang Weixi.

The common people who are tenant farmers do not actually need to pay taxes, but it seems that there is no burden in this way, but it is not the case. They do not need to pay taxes to the state, but they have to pay grain to the landlord. Sometimes even the land in a village or town is owned by one person. .

"Heh, bank, bank." Tang Guan touched his chin lightly. The reason why he thought of these two institutions that hadn't appeared yet was because he understood the social reality.

Sometimes the policy sounds good, but it turns out to be another way in practice, and he himself, as he said before, has nothing to do with him whether the people live or die?

Then why did he think about these things? It was because he needed them, just like Wu Zhao had to rule the world and dress himself up as the emperor in order to be emperor.

The same is true for Tang Guan, a cold-blooded politician. If he wants to stay in office, he must have political achievements. What's more, his "scythe and axe" also need money and food.

Banks and banks are actually two completely different financial institutions. The Chinese bank developed by the bank is a kind of bank that only pays and deposits, but does not have a penny interest compensation. Instead, depositors pay interest regularly. In other words, the bank is more It's like a security vault, I help you manage the money, but you have to give me business expenses.

Banks, on the other hand, are the credible force of the state or private individuals, and they play a role in promoting the development of various industries through loan and financial fundraising. At the same time, the attractiveness of this kind of institution that does not limit access to class and subsidizes interest is undoubtedly huge.

This is the essential difference between the two, one is a service charging agency, and the other is a financing credit agency.

As long as it is developed on the basis of Feiqian, using Wu Zhao's ascension to the throne, and spread it widely when the world is intimidated, it is not afraid that individual officials will not survive, and businessmen like Tang Weixi will definitely flock to it.

"Those who have money to save money, and those who have food to store grain, will be able to replace the gold and silver shops as long as they have a little effect in a short time. Loan money to the people and let them buy their own land, and I will select some of them to form warlords!"

Tang Guan's eyes flickered. The reason why he was thinking about this now was because he had been trying to get close to Wu Zhao. If Wu Zhao didn't stand on the same line with him, it would be useless for him to think about anything.

But now that Wu Zhao has become Wu Lingyao, it’s easy to say anything. This kind of gentle way of beating local tyrants seems to be very effective, but Tang Guan knows that after a long time, people will see through the tricks, and then the people will buy land from the landlords. will become a problem again.

But Tang Guan seems to be full of confidence, which involves his strategy of sickle and axe. The reason why he thought of starting a bank is because he wants to form his own sickle and axe.

When those people tasted the sweetness and found out that something was wrong, he swung his sickle and axe, and whoever refused to accept it would be killed!

Thinking of this, Tang Guan's eyes were fixed, and he picked up his pen and waved it. (To be continued..)

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