Don't call me evil god

Chapter 739 Virtuous Circle

Carl's wife's solution was simple.

She pulled her hair up and took off a necklace made of thin string from around her neck.

There is a silver bell pendant on it.

"Sell it in the city and get some silver coins for emergency use, enough for us to rent a suitable house."

Carl shook his head repeatedly:

"No! No way! Absolutely not!"

"This is something your mother left for you. We agreed that this would be a gift to bless our daughter when she finds her lover."

"There is really no other way. We can accept the three-month resettlement plan first. We can't sell it!"

Even though Carl encountered many difficulties on the way to Dawn City, he managed to overcome them through other means and never thought of taking his wife's pendant.

The wife kissed Carl softly:

"it does not matter."

“What’s important is not the things, but the hope for a better life in the future.”

"If selling it makes our lives smoother from now on, I guess it must be worth it, right?"

Karl was silent.

Wendil probably understood the difficulties faced by Carl and others, and smiled gently:

"Mr. von Braun, I think there should be a best of both worlds solution to your problem."

"I can take you to a pawn shop in the city that has a business license. You can temporarily pawn some valuables there and redeem them when you have sufficient funds."

Hearing this, Karl confirmed hesitantly: “Mortgage?”

When he was in Nochima, Carl always stayed away from the pawnshops in the city.

It's the kind of place only desperate people go to.

Although it is to temporarily exchange valuable things for money, the actual situation is: the pawn shop's operation is extremely excessive!

When appraising items, they would do their best to lower the price and deduct as much as possible. Something that was originally worth 50 silver coins might only be worth 10 silver coins or less in the end.

When redeeming it, a ransom far higher than 10 silver coins must be paid.

Some unscrupulous people may even ask for more than double the ransom.

Even if you have enough money to redeem the items later, you still have to pay a large sum of money to the pawnshop.

Not to mention the various tricks used to replace one thing with another during redemption.

Pawnshops generally support a few scammers and counterfeiters in private, who make counterfeits of the collateral they receive and then secretly replace it when people redeem it.

If the problem is not discovered in time, the loss will be really heavy.

Carl believed that he did not have the ability to compete with the counterfeit merchants who specialized in forgery, so he would rather borrow money from the local noble lords with good reputation than go to the pawnshop.

Now hearing Wendell's proposal, he naturally had some doubts.

Wendell seemed to have guessed the reason for Carl's hesitation and explained patiently:

"Please rest assured that all the mortgage shops with qualification certificates in Dawn City are formally operated shops under the supervision of the Church of Seeking Knowledge."

"A professional appraiser will provide you with a turnover of Destiny Points at about 60-80% of the value. The ransom required in the future will only be increased by about 5% interest on the basis of the points."

“Don’t worry about redemption.”

"The condition for obtaining the qualification certificate is to accept the "One Fake, Ten Penalties Agreement."

"If there is a problem with the redeemed item, you can always seek help from the arbitrators of the Church of Seeking Knowledge in the city." "They will investigate immediately. Once the situation is confirmed to be true, they will find a way to recover the original item for you and compensate you with compensation points worth 10 times the original item."

Carl was stunned.

There was only one thought left in my mind:
Dawn City is indeed a unique city!

If Wendell's description is completely true, then this pawn shop is no different from doing charity!
A fairly high proportion of funds can be obtained for working capital;

The interest rate is very low when redeemed;
No need to worry about being replaced by others!
With so many commitments, especially the most important one - the Church of Knowledge is responsible for oversight.

Although Karl still didn't know what the Church of Knowledge was like, after entering Ceylon, he could clearly feel that the atmosphere of the entire Earldom of Ceylon had become very different because of the existence of this church!
Life becomes full of hope, and everyone seems to have a clear goal and motivation to strive for it.

Order is constrained by rules and safety is guaranteed.

Outsiders don't need to worry about being excluded or harmed.

Everything here seemed to tell Carl that Ceylon welcomed their arrival and was willing to accept every outsider, regardless of his background or talent.

Everything in the entire aristocratic territory is developing rapidly in a thriving and positive direction under the impetus of powerful rule makers.

Carl's experience is just the most intuitive manifestation of those changes.

……

After living in Dawn City for a few days, Carl and his family had a more comprehensive understanding.

He first found a mortgage shop with the words "Xiwei Fortune" in its name.

According to the advice given to him by Wendel, the newly-minted famous goblin tycoon Hugo Xiwei almost all of his businesses in Dawn City would use "Xiwei Wealth" as the store prefix to make it easier for people to identify them.

These shops may not be the most professional, but they are definitely top-notch in Dawn City in terms of quality and service.

The situation was exactly as Wendell said.

Carl easily obtained enough funds for his emergency.

When you repay in the future, the interest will be "negligible", less than 2 destiny points.

This number was not a small amount for Carl in the past.

But after hearing that even ordinary workers building the city walls in Dawn City could earn nearly 1 destiny point every day, Carl was completely relieved!
At worst he can just go and work as a bricklayer to support his family, and he will always be able to earn enough money!

Even greater surprises for Carl and his family were yet to come.

The so-called low-rent ordinary houses have better conditions than they imagined!

As long as you light the fireplace in the house, the room will soon become warm, and the cold wind outside will not affect the warm interior at all.

In order to express his gratitude to Wendell, although the other party repeatedly emphasized that the work of the "Foreign Personnel Guidance Center" provided him with the deserved compensation, Carl did not need to express his gratitude to him separately.

But Karl still insisted on inviting the other party, and he and his brother cooked personally, using the destiny points they earned from doing odd jobs in the city in the past few days to prepare the most sumptuous food he could.

There is a shortage of people everywhere in Liming City now, especially for various odd jobs that require daily pay. As long as you are willing to work hard, you can always find suitable work.

When Wendell was invited to have dinner with them, Wendell tasted the secret grilled chicken steak made by Carl and his brother, praised it highly, and made an unexpected surprise proposal:

"To be honest, my main job is actually a chef at a restaurant in the city. Providing guidance to outsiders is just a part-time job in my spare time."

"With your two skills, why don't you try working with me?"

"I think my boss will not reject the two of you talents."

Carl was surprised and delighted.

Since coming to Dawn City, his life seemed to have entered a virtuous circle, and good things began to happen to him and his family one after another!
……

(End of this chapter)