Ants exploded, I opened a power plant to supply power to the world

Chapter 68 068 Loan of million! Accelerate the pace

Apart from necessary expenses, the cost of power generation, which accounts for the bulk of the expenses, is almost zero.

With 500 million yuan a year, I can put more than 300 million yuan in my pocket, close to 400 million!

The price is reasonable, but the problem is that Lin Zhe really doesn't have that much money now...

With the construction of the second factory, it will cost tens of millions of dollars.

Tens of millions means that the income of Zhetong Electric Power Group in the next few months will be used by the second plant in Quanhe.

The group only has 10 million yuan of funds available on its books right now.

Faced with the asking price of 300 million, Lin Zhe still has a long way to go.

The familiar feeling of being stretched to the limit when the power plant was first opened came back, but Lin Zhe did not reveal it.

Instead, he chatted with Zhang Haili again with great confidence.

……

After leaving the Haili Power Plant, Lin Zhe breathed a sigh of relief. At least now it seemed that if he could come up with 300 million, he would have a great chance of taking over this market.

But the problem now is that I have to find the money myself.

Lin Zhe was unwilling to borrow money, but the opportunity was before him now. If he did not raise money and gave up, Lin Zhe believed that Zhetong Electric Power would still be unstoppable in the future.

But the speed will definitely slow down. After all, Mingpu County can contribute 50 million yuan in electricity bills every month.

If this is achieved, the development speed of Zhetong Electric Power Group will be greatly accelerated.

Moreover, the electricity business is a break-even business for Lin Zhe, so it would be best if he could get it.

So before coming here, Lin Zhe had already found a bank.

Fuqiao Bank is a private bank in Binhai. It is relatively large in scale in Binhai, but it is only limited to Binhai.

Lin Zhe had the impression that there were quite a few branches in Binhai, probably dozens of them, large and small.

Moreover, Fuqiao Bank released its financial report some time ago, and they had just reached a deposit agreement with a large financial company, absorbing at least tens of billions of funds.

For such a large amount of funds, apart from bank investment, the biggest use is naturally lending.

Behind Zhetong Electric Power Group is the entire Lincheng market, and the power company is definitely a high-quality asset.

Lin Zhe still has the confidence to get a big deal from Fuqiao Bank.

As for Zhang Haili, Lin Zhe decided to take it slow. It seemed that his price had indeed discouraged many people, and few people were willing to commit to the two hard conditions he proposed.

You'd better solve the money problem yourself.

……

The next morning, Lin Zhe and the other two returned to Binhai City.

With some basic materials, Lin Zhe personally came to the head office of Fuqiao Bank.

I have to say that people working in banks are really rich. In a place like Binhai where every inch of land is valuable, Fuqiao Bank managed to build a head office that looks like a villa with a garden.

Because there are really not many ordinary customers of this kind of private bank, there are not many people inside.

Lin Zhe was followed by a young secretary, who looked very distinguished. Naturally, the bank would not neglect him and an employee came forward to entertain him immediately.

"Hello, how can I help you?"

Although Lin Zhe knew that these days only the rich would desperately borrow money from banks, and the richer they were, the more they borrowed.

But it was the first time for Lin Zhe to borrow money face to face, so he was a little embarrassed and just replied softly:

"loan"

For banks, loans are more profitable than deposits. As long as the qualifications are sufficient, lending is a real business. So the staff seemed more enthusiastic.

"Yes, sir. This way please."

As he spoke, he took Lin Zhe to sit at a table. Compared with ordinary bank counters, private banking services are naturally more extreme.

The two of them sat on either side of the table. There was no window blocking them and there was no sense of distance.

After Lin Zhe sat down, someone brought him coffee and tea for him to choose from.

And there was no problem with security either. Lin Zhe saw several security guards outside the door alone, and there was a police booth next to it.

"Okay sir, what are you applying for the loan for? And how much do you expect to get?"

After a little thought, Lin Zhe gave an answer to this question.

"For company purposes, the amount is expected to be around 300 million."

After saying this calmly, it was the turn of the bank clerk sitting opposite Lin Zhe to become uneasy.

Even the fingers holding the pen were trembling slightly due to excessive excitement.

Although it is a private bank, most of its customers' deposits and loans are huge, often in the millions.

But those exceeding 10 million are rare, and those exceeding 100 million are even rarer, at least she has never seen one.

But today, this sharp-faced young man with his secretary spoke of three hundred million. Lin Zhe did not look crazy, and it was obvious that he was not in the mood to joke.

So the bank employees also took a deep breath and followed the rules.

"Mr. Lin, I can't serve you with this amount. Please come over here and I will call the manager to handle your matter."

……

In the VIP reception room of Fuqiao Bank, the tea was replaced with the better Mingqian Longjing.

After waiting for a while, Lin Zhe heard the sound of high heels hitting the ground, and then his eyes lit up.

It turned out to be her, the woman who drove a Lamborghini and rear-ended Lin Zhe and his friends the day before yesterday.

Obviously, this woman also recognized Lin Zhe.

"Mr. Lin, it seems we have met again. My name is Yan Xi, and I am the account manager of Fuqiao Head Office."

As she spoke, Yan Xi smiled and sat opposite Lin Zhe. She was still able to keep smiling in front of the customers, unlike the other day when she was very polite but actually kept people at a distance. However, Lin Zhe could still feel a sense of coldness from her bones.

The next topic of their conversation was naturally about the purpose of the 300 million yuan loan.

For such a large sum of money, the bank naturally wants to know the detailed usage.

After learning that Lin Zhe said he wanted to acquire the power plant in Mingpu County, Yan Xi nodded. Obviously, in her opinion, high-quality assets such as electricity are indeed worth investing in.

In addition, based on the information provided by Lin Zhe, she also made a simple estimate of the current value of Zhetong Electric Power Group in Lincheng.

Although there are not many actual assets, the operation of the entire company is still quite healthy and the market is relatively stable.

At least if calculated by assets, someone who wants to acquire the entire company will have to spend 100 million or 200 million yuan.

Moreover, the annual income is relatively high. Although the specific profit is unclear, based on what Yan Xi has learned so far, he feels that this is a business worth trading for the bank.

If the three hundred million yuan can't be repaid, the bank can naturally make a steady profit every year by taking over Zhetong Electric Power's market in Lincheng, and it can make it back in ten years.

However, according to the bank's rules, Lin Zhe seems to be able to only get a maximum loan of 200 million.

Moreover, the amount was too large, so Yan Xi directly and clearly told Lin Zhe that it needed a detailed review, including going to Lincheng.

(End of this chapter)