Starting from a short stick, becoming the master of the universe

Chapter 211: Cutting off descendants
Jiang Cheng walked along the road for a while and saw a dirty man sleeping on the ground.

Someone was walking towards them, and seeing this, he couldn't bear it and threw down two coins.

The man seemed to be dead, not moving at all.

"Alas, he is also a miserable person."

"Yes, I heard that someone gave him money a few days ago, but he refused to take it, saying that he was not a beggar. Even in this situation, he is still a beggar?"

Jiang Cheng brushed past them and walked in front of the man.

Crouch down and look at the other person.

The man noticed something, opened his eyes, and looked at Jiang Cheng expressionlessly.

"I heard that you were cheated. Can you tell me about it? Maybe I can help you."

The man seemed not to have heard and closed his eyes again.

"Are you willing to watch the people who cheated you live happily there? And you are homeless, even your legs are broken, and you are sleeping on the street?"

As soon as he finished speaking, the man suddenly opened his eyes and stared at Jiang Cheng fiercely.

After a while, he gritted his teeth and said, "Even those people in the law enforcement team can't help me, can you help me?"

"How do you know I can't help you if you don't tell me?"

The man smiled miserably when he heard this.

Of course he didn't believe in his heart that this stranger in front of him could help him in any way.

But right now, he really needs an outlet.

With his hands on the ground, he struggled to get up from the ground, took a fierce look in the direction of the loan company, and said, "The thing I regret most in my life is lending them money!"

As he spoke, his eyes turned red.

"A year ago, my mother was seriously ill. She took a lot of medicine but her condition didn't improve. The doctor said that surgery might help her recover, although the chance was only 30% and the surgery would cost 200,000 yuan.

People around me all advised me to give up. I also had this idea, but when I thought about my mother, the one who gave birth to me and raised me, if I gave up, would I still be a human being? But unless I sold the house, I couldn't come up with the money.

Until one day, I saw their loan advertisement at the hospital entrance and saw their interest rate. I was tempted. After much hesitation, I called them. "

When Jiang Cheng heard this, his heart ached.

The person in front of me is still a filial son.

"After hearing that I wanted to borrow money, they told me the address of their store and asked me to come over to sign the contract. The interest rate was a bit high, 20%, but I thought, as long as I could pay it back within a year, there would be no problem.

I thought it was acceptable. At most, I would have to work harder, sell some of my belongings, and borrow some money from others. I would definitely be able to pay back the more than 200,000 yuan, so I agreed. They brought me a contract to sign. I knew there might be traps, so I didn't dare to be careless. After a quick look, I saw that there was indeed a problem."

"what is the problem?"

Jiang Cheng asked.

“The loan funds don’t match.”

The man gritted his teeth and said, "I clearly only borrowed 20 from them, but the contract says 80. I told them about this problem at the time. It's hateful!" At this point, the man's tears burst out like a dam breaking, and his voice became hoarse.

"I was aware of the problem, but I listened to them and signed the contract and put my fingerprints on it. That's why everything happened. If I had been more alert and not so anxious, this wouldn't have happened."

"What did they tell you?"

Jiang Cheng was also surprised.

Logically speaking, no one would be fooled by such a big problem.

"They said that this was only written in writing, in order to complete their performance evaluation and to pay for the company's expenses, so I didn't need to worry about it. The actual calculation was still 20 yuan. They also repeatedly assured me that as long as I paid back 4 yuan within a year, plus another yuan in interest, the contract would be invalid."

"You believe it?"

"Ah."

The man nodded regretfully.

"My mother was lying in bed at the time and needed surgery urgently. I needed the money badly and their interest rate was not too high. In addition, several people around me kept persuading me that if I signed, I would get the money and could go back for surgery. I finally believed them and signed the contract."

Yin and Yang contract.

These four words popped up in Jiang Cheng's mind.

"The operation went smoothly and my mother was out of danger. But after she was discharged from the hospital, her health deteriorated day by day and she passed away within half a year."

"I suppressed my grief and worked hard from dawn to dusk to earn money. Finally, before the due date, I saved more than 100,000 yuan. I also sold some of my belongings and borrowed some money from relatives and friends. I paid back the principal of 200,000 yuan and the interest of 40,000 yuan.

Just when I thought everything was settled and I breathed a sigh of relief, the woman told me that I still had 72 yuan to pay off, and because the deadline had come, an additional 1% penalty would be charged for each day that passed! "

At this point, the man was shaking with anger.

"That is to say, as long as I can't pay back the 72 yuan in a day, I have to pay an extra 7 yuan a day! I work so hard to earn this much in a month, but it's only enough to pay one day's penalty? It's ridiculous!"

When Jiang Cheng heard this, he also took a breath.

This is not loan sharking at all.

This is simply cutting off your lineage and extinction.

"I argued with them, saying I only borrowed 20 yuan, how could I still owe 72 yuan? The woman then took out the contract I signed and said I borrowed 80 yuan, it was written in black and white, and I couldn't deny it.

I was so angry that I laughed, and said that you said that was not what you said at the time. The 80 yuan was just to complete the assessment. The actual amount I paid back was 20 yuan, plus 20% interest. However, they refused to admit it and said that it never happened. I borrowed 80 yuan at the beginning, and including principal and interest, it was 96 yuan a year.

Minus the 24 I just paid back, there is still 72 left. If I don’t pay it back in one day, I will have to pay the penalty for that many days until I pay it back.”

The man's eyes were red.

"Of course I wouldn't listen to them and be taken advantage of, and have to pay back the remaining 72 yuan. Not to mention that I don't have the financial resources to pay it back even if I wanted to, so I turned around and left.

I never expected that the next day after I returned, someone from the Judicial Yuan came and took away my house and kicked me out. I wanted to argue with them, but I learned that the house no longer belonged to me, but to the Keystone Loan Company. If I made trouble again, they would arrest me. "

At this point, the man smiled miserably. "So two days ago, I came to argue with them and told the people around me how I was cheated. They beat me up and broke one of my legs. If someone hadn't called the police, I would have been beaten to death on the spot. When the law enforcement team came, they really sided with them, saying that I owed money and didn't pay it back. Now I have nowhere to go and can only wait to die here."

(End of this chapter)