Dragon, choose cultural victory to make money

Some people may say, "Isn't it better to pay off the credit card before the interest is incurred?"

That's the theory.

However beautiful the ideal is, restraint has always been against human nature.

Generally speaking, the threshold will be increased little by little. Use it with caution at the beginning. The more you use it, the more you get used to it. It is difficult to ensure that it will not be exceeded.

Online payment also has a very "wonderful advantage", which is that no cash is required.

The feeling is very different whether you have real money in your hands or not.

When you spend coins that feel heavy in your hand and are real, you will feel like you are losing money.

When you look at the numbers swiped when making online payments, the sense of actually spending the money is reduced a lot, and often you’re already over budget before you even realize it.

There are often news reports of naughty children who use up all the family savings when recharging their accounts and still owe a lot of money. The main reasons are definitely the family education and the naughty children themselves, but the cashless society also has to bear a little secondary responsibility.

It is indeed easy to lose control.

The bankers present were indeed insects among humans. They immediately realized that this credit card had great prospects and started to think directly about the details of its application and how to promote it.

"The amount that can be overdrawn on a credit card must be limited according to the user's financial situation," said a banker.

This is a very correct idea. If everyone can overdraw a large amount, it will cause considerable losses to those who have no intention and ability to repay.

"There needs to be legal support. If a credit card is overdue and it is not repaid, there should be a conviction."

"This is easy to handle."

As long as the money is in place, the new laws can be formulated and implemented with extremely high efficiency. Coincidentally, none of you here is short of money.

Political donations are out in the open in Sutton.

Can donations be called bribes? They are donations for great political causes.

Besides, the legislation on credit cards is reasonable in itself and can be completed even if the normal process is followed.

It’s just that the people present are not very patient, or they are used to taking shortcuts.

Several people who are familiar with the donation process have already begun to silently calculate how much money it would take to get this done.

As for promotion, since Drogo chose to bring them all together, there is naturally no first-mover advantage. There is no need to hide the ideas. It is better to put them all forward here and speed up the rollout of credit cards as much as possible.

Here the bankers showed a creativity that surprised Drogo.

"I think you can attract people by giving them gifts when you open a card. It's human nature to take advantage of others."

"It makes sense, but I think we can give not only gifts but also accumulated things, for example, let's call it points. After opening the card, you will have initial points, and you can earn more points by spending. When the points reach a certain amount, you can redeem other things."

"Credit cards are so useful, they shouldn't be provided to the common people for free. They should be charged for it."

"No, that's a bad idea. Charging fees will definitely put off many people who are hesitant about getting a credit card."

"You misunderstood. I meant to say that they only claim to collect money. For example, we say that a credit card will charge a fixed fee every year, but if you spend a certain number of times, you can waive this part."

"I see. We didn't intend to make money from this fee, but we need to tell people that this is a benefit we provide."

Welfare? Drogo, who had been listening without interrupting, could not help but admire their moral flexibility.

Anyone who can brazenly call this thing welfare without changing his expression or feeling nervous must be considered an old-fashioned capitalist.

"Hahaha, Sir, you really understand me. We win whether the coin is heads or tails. People just think they win. This is called a win-win-win situation."

This group of people soon came up with the idea of ​​cooperating with other business groups to launch co-branded cards, offering discounts on purchases of designated business group products.

There isn’t much discount, but the card design is very nice. Cards co-branded with literary works, especially those of games and comics, are loved by enthusiasts, and such cards must be limited edition.

If old users bring new users to apply for cards, both parties can receive certain rewards.

When paying online, write "Maximum instant discount XXX" in the credit card column of the payment method.

As for how much it can really be reduced, the only answer is that the maximum is indeed that much.

Student card! A card specifically for students to use to buy school supplies at a discount.

Children's card!
"No, let me say that a children's card sounds a bit too much," Drogo interrupted the bankers who were having a burst of inspiration, "Besides, children don't have money to spend."

"That means there are child laborers, Sir Drogo. You still don't know us humans well enough. Children are the most vulnerable to temptation. They can't help but spend a little change in their hands. This will give them a chance to overdraw their future money. This is what they can resist spending."

The person who was speaking gave a thumbs-up.

"Besides, isn't this a huge boon to your toy and game business?"

"Children do not have a clear understanding of the world." Drogo said.

"It's because they don't have a clear understanding of the world!" the other party answered as a matter of course.

Drogo didn't want to say anything. He often felt out of place because his moral bottom line was not low enough.

He spread his paws and said, "Forget it, my shopping platform will not support payments from underage accounts."

The bankers did not react much, as their sufficient social experience made them proficient in hiding their emotions.

"I am sorry for your loss. The minstrels' harps will sing of your virtues, and even the saints in the church windows will look at you with admiration."

The corners of Drogo's mouth twitched slightly. Why did he sound so sarcastic?

A few hours later, a more detailed credit card plan was drafted.

A collection of the evil ideas of a group of wealthy people.

In this meeting, Drogo only played the role of proposing concepts and making a start, and the rest was completed by them independently.

The routine is deeper than Drogo.

I even started to think about how to use credit cards conveniently offline.

But this part has little to do with Drogo.

In short, apart from some minor differences, the results of this meeting were generally successful.

Bankers rushed to roll out credit card services faster than Drogo's online platform.

When there are benefits to be gained, these wealthy people who have no worries about food and clothing will also burst out with enthusiasm like starving ghosts seeing food.

This desire for extreme wealth may become an essential "quality" for the wealthy without relying on inheritance.

Of course, they only work actively when it is profitable.

Unlike ordinary workers, who are forced to work passively due to the pressure of life.

Leaving the luxurious reception room, Drogo came to another destination of this trip to the royal city.

Adventurer's Guild Headquarters.

Resolved an issue with guilds issuing dragon hunting commissions.

If possible, Drogo wanted to gain more benefits.

Nowadays, most adventurers don’t have a good life. This may be the profession with the biggest gap between the upper and lower limits.

After all, the Adventurer's Guild's registration requirements are known to be relaxed.

Membership comes with it.

In addition to having a large number of young and middle-aged laborers with nothing to do, the Adventurer's Guild has another very prominent feature.

There are branches everywhere.

Although Drogo had not made a specific count, he was sure that this was definitely the organization with the most branches on the continent, without a doubt.

Wherever there is a place that can be called a village, you can find a branch of the Adventurer's Guild.

With so many people and so many branches, it would be a shame not to use these two characteristics to set up express delivery outlets. Therefore, Drogo's second goal is to try to get the Adventurer's Guild to take the initiative to undertake the express delivery business and complete the last leg of the journey of delivering the express to your doorstep.

Express delivery entrustment is also a entrustment.

Arriving at the guild headquarters, a very distinctive building.

A huge and ancient castle with a specimen of a bone dragon crawling between the spires.

It looks very imposing.

The Adventurer's Guild, as the largest guild, is indeed wealthy. Drogo judged that the bone dragon must have been of a high level when it was alive.

Hey, when it comes to the bone dragon's life, should it refer to the time when it was a living dragon, or the time when it was transformed into a bone dragon?
Drogo walked up the steps and saw the words "Destiny is Sold Here" engraved on the granite.

The atmosphere of middle school is full of second-year students.

As the headquarters, this place does not display those common commissions. It is only used to handle business and provide high-level commissions that nominate certain top adventure groups.

Therefore, there were no adventurers of all kinds in the hall, and it was empty, with only the inverted ivory chandelier hanging from the dome, which made a sound like a wind chime when the wind blew.

There was no welcoming ceremony, in stark contrast to the attitude of the bankers.

Drogo sniffed.

This trip might be a bit troublesome, why not go to the restroom first to apply two buffs and drink a few bottles of charm potions.

"Hello, Mr. Drogo. All the directors of the guild are waiting for you in the meeting room on the top floor. Please follow me."

A little girl who looked very much like the girl at the front desk of the Adventurer's Guild appeared at the stairs.

All the directors?
Drogo keenly caught the key point in the other party's words.

So it seems that the headquarters was deserted, as if no one cared about his coming, but in fact, they took him very seriously and all the directors were present.

While going upstairs, Drogo speculated on the intentions of the Adventurer's Guild.

There is a high probability that they want to take advantage of this opportunity that Drogo needs help from the guild to make a fortune.

All the directors came, proving that they really needed to make this money.

The Adventurer's Guild does seem a bit too deserted.

Even if it is the headquarters, there shouldn't be no designated commission.

There are rumors that the Adventurer's Guild is in a bad state. Due to the development of technology, there are fewer and fewer things that require exploration and risk-free adventuring groups.

From this perspective, the situation should be more serious than rumored.

Good news, a two-level reversal, now the Adventurer's Guild needs him.

No need to drink the charm potion.

Following the little girl who led the way, we walked up the long staircase. On each step of the staircase were engraved the names of famous adventurers who had made outstanding contributions to the guild.

It's a bit like the Hall of Fame.

Drogo also looked at a few familiar faces, who should have participated in the campaign against him.

There have been many campaigns to defeat Drogo, and obviously, they all ended in failure.

They are now carved into the staircase.

And Drogo was ascending the stairs.

Drogo did not hate the adventurers who had attacked him. Firstly, they had never fought him, and secondly, he felt sorry for them.

I was simply fooled by the nobles.

In the past, those nobles who had a grudge against him exaggerated that the expedition against Drogo was the brightest jewel in the crown of adventurer commissions. Every year, there would be several rumors that "Drogo is injured and very weak, this is the best time to attack him."

Many young people who were obviously far from having the ability rushed forward in a fit of excitement.

He had tried his best to show mercy, but some losses were unavoidable.

In order to reduce these unnecessary casualties, Drogo later moved his lair to a remote island far away from the mainland.

Just want some peace and quiet.

Times have changed, and now he is here to discuss cooperation with the Adventurer's Guild.

"This is it, Mister Drogo."

Drogo nodded his thanks and walked straight inside.

The directors of the Adventurer's Guild do not wear the standard robes and masks like the Mages' Guild, but only badges to indicate their identities.

The directors sat in a row, and Drogo boldly guessed that the one sitting in the middle was the president, not a familiar face.

Without waiting for the other party to ask, he said directly: "I have a deal."

"What deal?" the president asked coldly.

"The Adventurer's Guild will no longer issue any form of dragon hunting commissions. I can provide the guild with a sum of money and upgrade the guild's outdated system to a comprehensive host computer information upgrade."

"What do you think, colleagues?"

The directors pretended to start a discussion, and it looked very intense.

“We need this funding.”

“Informatization is good for us.”

"Dragon hunting commissions are a major type of commission. Millions of adventurers depend on them for their livelihoods. We cannot cancel them."

"The Adventurer's Guild has been hostile to dragons for a long time. I'm afraid it would be hard for us to accept that they suddenly stopped fighting against the dragons."

……

Drogo didn't listen carefully. He just raised the price. Why did he have to make it sound so noble?

A few minutes later, the guild master knocked on the table and said, "Now let's vote by raising our hands. Those who agree with Drogo's deal, please raise your hands."

As expected, the opposition won the vote.

"I'm sorry," the president said, "The Adventurer's Guild cannot agree to your proposal. Dragon hunting commissions cannot be canceled rashly. If we cancel one type of commission so easily, what if other forces want to cancel other types of commissions in the future? With this precedent, it will be difficult for the guild to handle it."

What the president said sounds reasonable.

The Adventurer's Guild's idea is this: in order to maximize the benefits from Drogo and alleviate the difficulties the guild is now facing, they must strictly follow the steps that have been rehearsed in advance.

The first step is to put pressure on him and reject any conditions Drogo proposes.

Negotiation, negotiation, we have to talk more.

The second step is to increase the value, which shows that the Adventurer's Guild adheres to its principles and cannot make concessions.

If Drogo had any sense, he would have raised the stakes.

The third step is to agree reluctantly after the offer is made to the guild’s ideal conditions.

Reach cooperation.

As for the dragon hunting commission itself, it is not that important.

However, after the first step was carried out as planned, Drogo did not play by the rules at all.

He said directly: "Well, the deal failed, let's not talk anymore, goodbye."

This is the legendary bargaining secret. "Then I won't buy it. I'm leaving now."

"No, don't." The president stood up and said in a moment of urgency. (End of this chapter)