Three whips break the father-son relationship, please call me prince

Chapter 263: They want a loan? I want their lives and property
The matters concerning the military academy and the Imperial Academy were not deliberately concealed.

Soon all kinds of rumors began to spread.

Li Jing and Gao Shilian attracted much attention, and in a short period of time, many people came to visit them.

The two of them closed the door and refused to see anyone.

Li Chengqian just smiled and didn't care.

The two are destined to become the center of attention.

After all, this all involves the issue of promotion.

Of course, there is another point, which is that no one in the court or the public had expected that Li Jing and Gao Shilian would have a chance to come out.

As soon as it came out, it had such a huge impact.

"elder brother."

"Honghua is too ill to eat. I don't think he will have much time left."

Changle came and talked about Tuyuhun.

Li Chengqian has never paid much attention to this aspect, and it is basically Changle who has been keeping an eye on it.

The reason why she cares so much is because she knows the inside story.

"How are your bank affairs?"

Li Chengqian answered the question irrelevantly.

"well enough."

Changle hesitated to speak, and Li Chengqian asked in confusion: "What's wrong?"

"I have an indescribable feeling," Changle said. "Everything seems to be fine with the bank, but I always feel like something is wrong."

Li Chengqian stopped writing and looked at her.

"I feel like something is going to happen." Changle was worried, "but I can't figure out what's wrong."

"I have a bad feeling, something serious might happen."

"Why do you think it's wrong?"

Li Chengqian asked.

“Save, borrow.”

Changle said: "It is normal to deposit and withdraw savings, but the deposit and withdrawal ratio has been very low recently."

“Many people withdraw money, but few deposit it.”

"The lending sector has increased significantly compared to the past, and a large amount of money has been loaned out."

Li Chengqian paused and asked, "Is it just like this in Chang'an, or is it the same in other places?"

"They are mainly concentrated in Chang'an and Shandong." Changle said.

These two places immediately made Li Chengqian narrow his eyes, "Go and check the savings and loans in Chang'an and Shandong immediately."

"Brother, what's wrong?" Changle asked nervously.

"It's not clear yet, check it out first."

"it is good!"

Changle left in a hurry, but Li Chengqian was thinking.

Gao Shilian had reminded him before that the aristocratic families had objections to the Twenty-One Demands.

Banks are one of them.

If they have opinions, they will definitely take action.

As for how to act, it may involve all aspects.

When Changle mentioned Shandong, he keenly grasped the key.

"Want to mess with the bank?"

Li Chengqian thought about it for a long time, but he was not sure what the aristocratic families would do to cause trouble in the bank.

In fact, the biggest problem a bank may face is a bank run.

Once a bank run occurs, not only current banks but also future banks will not be able to withstand it.

Therefore, he had already prepared to prevent bank runs.

I don’t worry about savings, but about borrowing...

"hiss!"

Li Chengqian suddenly thought of something. Borrowing is the easiest thing to go wrong.

Because there is so much room for maneuver and so many ways to do it.

In this day and age, there is a high chance of being exploited.

"Huai Ying."

"Go find Princess Changle right away and ask her to sort out the loan and send it to the East Palace."

Li Chengqian shouted.

"Yes!"

Di Renjie didn't understand and went to find Changle as quickly as possible.

Changle was also very capable. She did not learn from Li Ke in vain. She spent several days to pack everything and sent it to the Eastern Palace.

Li Chengqian spent a lot of time checking but found no problems.

They all have property, and the properties are converted at low prices after strict evaluation.

He suddenly looked at Di Renjie. Although he hadn't grown up yet, he still had some talent.

"Huaiying, take a look and see if there is anything wrong with this."

Di Renjie watched from the side while Li Chengqian was busy with his own things.

He wondered if he was being too suspicious and might not be as worried as Changle was unfounded.

Li Chengqian was so busy that he forgot about this matter.

But Di Renjie suddenly found him seriously.

"Your Highness, there is a problem."

"what is the problem?"

Di Renjie said, "This house belongs to a businessman named He Liang. He was in urgent need of money for his business, so he mortgaged it to the bank for a loan."

Li Chengqian said nothing, waiting for his next words.

"Yesterday, I went to visit and inquire about it. It turns out that the owner is not He Liang, but a man named Wang Kai."

"A month ago, the owner suddenly became He Liang."

Di Renjie said: "He needs capital to do business, how could he suddenly buy such a large house and then make himself unable to make ends meet?"

"Moreover, the 3,000 strings of cash pledged is far less than 50% of its original value."

"None of that matters."

Li Chengqian raised his eyebrows, and Di Renjie said, "The important thing is that no one around has seen He Liang go to see the house."

"I also asked the real estate agent, but I have never heard of Wang Kai selling the house, nor have I ever heard of anyone taking He Liang to see a house."

"How could it be possible that the neighbors didn't know about the transfer of a house worth thousands of guan? Even the broker, who is well-informed, didn't hear about it."

He looked at the prince's face and said, "Your Highness, there must be something fishy about this matter."

"Go to the Chang'an government office right away."

Li Chengqian's face was grim, and he said, "Check the changes to the house."

Di Renjie was slightly surprised, as that was exactly what he was thinking, but the prince immediately found the key point.

“Students understand.”

Li Chengqian watched Di Renjie leave with a cold look in his eyes. He was playing tricks on him.

He almost guessed what some people were going to do.

However, Di Renjie still needs to visit the government office to confirm it.

An hour later, Di Renjie came back quickly, his expression very solemn.

"Your Highness, there has been no change in the owner of the house. I am worried that the change was not made in time. I also looked at the house tax paid, but did not see it."

Li Chengqian said: "So, the owner of the house is still Wang Kai?"

"Yes!" Di Renjie had long realized the seriousness of the problem.

The loan was granted.

Three thousand strings of cash.

But the homeowner is not the one who takes out the loan.

He Liang, however, had the house deed.

What does this mean?
The title deed is forged and fake.

If He Liang didn't pay back the money and couldn't be found, Wang Kai would go to take back the house and produce the real title deed.

So who should I ask for the three thousand strings of cash from the bank?
"Go and call Sun Fujia."

Li Chengqian looked normal, with a slight smile on his lips.

It's quite interesting.

So quickly, those people found a way to defraud loans.

The problem is not that simple.

There are tricks inside the bank. If someone didn't cooperate and compare the information with the government, it would be immediately discovered that the title deed is fake.

It is impossible to give out a loan.

"If I find out too late, you might succeed."

"Now..."

A cold look flashed across Li Chengqian's eyes.

There is a road on the ground but you don't walk on it, there is no door underground but you still break in.

Then I will grant your wishes.

Sun Fujia arrived soon, and Li Chengqian said, "Mobilize your forces immediately to secretly investigate this man named He Liang. You must catch him."

"Remember, this must be done in secret, and no word of it can spread."

"Also, Huaiying, keep looking for problems. If you find one, arrest one secretly."

After receiving the order, Sun Fujia left immediately.

Why did he arrest someone? There wasn't so many reasons why the prince wanted to arrest someone.

"Your Highness, what should we do about this?"

Di Renjie said: "I don't think there are just one or two. There are some in Chang'an, and there are probably more in Shandong."

He knew that this kind of loan fraud would involve a huge amount of money.

Especially in Shandong, the situation may be even more serious.

It is not difficult to imagine the impact this will have on banks.

"They want a bank loan."

"I am only interested in their lives and property!"

Li Chengqian said coldly, "Remember, you must catch the loan scammers."

“And then knock their mouths open.”

Di Renjie's heart sank, he had already guessed what the prince was going to do.

As long as those who commit loan fraud confess, the people behind it will not be able to escape even if they want to.

Just the act of forging an official seal on a property deed could result in countless people losing their lives.

At that time, was there still loan fraud?
Copy the house!

Spit out any excess.

……

Now that he knew about the loan fraud, Li Chengqian was not in a hurry.

Play the long game to catch the big fish.

He wanted to see how many people would send their heads to him to be chopped off.

However, he also reminded Changle that strict checks must be carried out on loans and that loans can only be granted after verification from multiple parties.

But he still told Li Shimin about this.

When Li Shimin heard the news, he was extremely angry.

"They dare to cheat me of my money?"

"This is bullying!"

In the Liangyi Hall, there were roars of dragons and howls of tigers, with overwhelming power.

Li Chengqian had an indifferent expression and allowed Li Shimin to vent.

"Prince, how much have you been deceived?"

"A conservative estimate is no less than two million guan."

Li Chengqian said: "There are also many in Shandong."

Li Shimin said with a gloomy face: "Investigate! Investigate strictly."

"Don't let any of them go."

"I want them to spit out everything they ate, and I want them to have their homes confiscated and their clans exterminated!"

It really pissed him off.

He deserves to die for being such a swindler.

"Your Majesty, please don't let this matter leak out."

Li Chengqian said: "I have ordered Sun Fujia to secretly collect evidence of the crime."

"As long as we have the evidence, no one can escape."

"Right now, we are just waiting for an opportunity to explode."

Li Shimin nodded and said, "I'll leave it to you."

"I only have one request, that all the money be returned."

"people……."

"No one is allowed to escape."

You have two requirements.

Li Chengqian was complaining in his heart but agreed verbally.

He wanted to see how many people would be implicated this time.

Everything was done in secret. Sun Fujia did not alert the enemy and collected a lot of evidence.

Di Renjie participated in the whole process.

"He Liang, you made it easy for us to find you."

Di Renjie looked at him coldly and said, "Tell me, who is your accomplice in the loan fraud?"

He Liang was tied to the rack, his face was pale, his crotch was soaked, and he peed his pants out of fear.

"Master Di, this kind of person won't cry until he sees the coffin."

Sun Fujia said gloomily: "Just wait and see how I deal with him."

"Thirty whips first."

The screams were so horrific that He Liang could not hold back and wanted to confess, but Sun Fujia said calmly: "Let's talk after the thirty lashes."

When He Liang was brought down after taking thirty lashes, his body was covered with wounds and it was a horrible sight.

(End of this chapter)