Mixed in 1980

Chapter 201 The Feeling of Being Needed
Xu Jinqiu looked at Chen Fan, and after making sure that he was not joking with her, she asked, "What career? You don't want me to go into business like my elder sister, do you?"

Thinking of this, Xu Jinqiu shook her head: "I can't do that. My eldest sister is born with an aura that can calm people down and manage people well. I don't have this ability."

Chen Fan reached out and hugged his wife, pinching her nose lovingly: "Everyone is good at different things, and your personality is not suitable for going into the sea."

After thinking for a while, he continued, "I plan to set up a charity fund, but I haven't decided who to put in charge. Now I think you are particularly suitable."

"charity fund?"

Xu Jinqiu was stunned for a moment, frowned and glared at Chen Fan: "Are you crazy? Just because I helped two students, and then set up a fund to help others, then I am not a spendthrift woman?"

"But you like this feeling, don't you?"

"You can't spend money just because I like it, right? It's fine to help others as much as I can, but I'm not prepared to treat this as a job or a career."

Xu Jinqiu kissed Chen Fan once and then pushed him away.

This man is a good man, and he really dotes on me, but I can't take advantage of his doting and become a spendthrift woman.

I sponsored these two students because I felt touched and sympathized with them, that's all.

"Teacher Xu, you don't understand what I mean."

Chen Fan pulled Xu Jinqiu to sit down, coughed lightly, and asked solemnly: "You have read a lot of history. How many big businessmen in history do you think had a good ending?"

Upon hearing this, Xu Jinqiu was stunned!

Under the power struggle, merchants are nothing but chickens and pottery dogs. It is true that most merchants in ancient times died of greed, but as long as they are doing business, who is not greedy?

Even Chen Fan himself admitted that he was greedy when faced with wealth, otherwise he would not have increased leverage so frantically in the futures market.

The only thing Chen Fan can guarantee is that his money comes from clean sources.

As a reborn person, he is clearly aware of the opportunities and crises of the future. He just disdains to make dirty money, and he also knows that such money will bring trouble.

Are those wealthy people who immigrated in later generations because the environment abroad is better?

Shit is not!

It's because some of the money they made in the process of making their fortune was dirty, and they were afraid of being discovered. That's all. Chen Fan didn't want to end up like them.

If that really happens, he might as well lie down now. With the wealth he has now, it will take at least three to five generations to squander it all, if not ten generations.

But being clean doesn’t mean you won’t be messed with!

When you have money, especially extremely rich, you need some protective shells. The connections Chen Fan has built up in college will be his protective shells in the future.

Charity is also a layer of protection!

Chen Fan had considered this matter a long time ago. Originally, he planned to start developing industries in the mainland after graduation.

However, Xu Jinqiu has the heart to help others and can get a sense of accomplishment from it. Chen Fan thinks there is nothing wrong in starting the plan early.

After explaining it carefully, Chen Fan hugged his wife and said, "Teacher Xu, I will be responsible for making money from now on, and you will be responsible for making protective shells for our family."

Xu Jinqiu leaned in his arms and agreed.

At the same time, I felt warm in my heart, a feeling of being needed by Chen Fan: "But Chen Fan, I don't understand how the fund works."

"If you don't understand, you can learn. Just take your time."

Chen Fan smiled and kissed his wife on the forehead: "Our fund only uses our own money and does not accept donations from outside. There is no need to worry about messy things."

Xu Jinqiu hummed, "What do you mainly do?"

"Poverty alleviation is a huge task, we can't do it. In the early stage, we should focus on education, build schools, and provide financial assistance to poor students."

"That will cost a lot of money!" Xu Jinqiu exclaimed.

Building a school, even an elementary school, costs 100,000 or 200,000 yuan. If it is a junior high school or a high school, the price will be much higher. This is a huge hole.

"Don't worry, our family doesn't need that."

Chen Fan wants to do charity, but he won't do it blindly. He will do it step by step. If he has more money, he will build more. If he has less money, he will build less. He just needs to do his best.

In addition to making protective cases, Chen Fan was also very happy to do this. Not to mention that when one side was in trouble, all sides would come to support, he had also done things like building bridges and roads in his previous life.

When it comes to donating money, many people are afraid because they don't know what the money will be used for, which is quite embarrassing and even makes people angry.

It’s your own fund, so you can feel at ease if you manage it yourself.

Besides, we have plenty of money now!
In personal accounts, not to mention deposits, he bought 2 million US dollars in futures with a leverage of times. Over the past six months or so, the price of gold has been falling, and he has made a lot of money.

There is also Spark Investment Company, which has also invested 3000 million US dollars and raised a lot of funds through financial products, all of which were invested in futures.

Apart from futures, the biggest gain is real estate.

Of the five pieces of land introduced by Li Hongying at the beginning, the Li family took two small ones and Chen Fan took three large ones, which were 120 mu, 50 mu and 30 mu respectively.

The price is around HK$300-400 per square foot.

That is HK$3300-4400 per square meter, or about HK$210-300 million per acre. This price is almost a bargain.

A total of 4.9 million Hong Kong dollars were spent to acquire these three plots of land, which is only 6621 million US dollars based on this year's exchange rate.

In addition, Zhou Wenya bought two more plots of land and four large industrial plants, spending another 2400 million US dollars.

Starting from 1985, the prices of these lands will inevitably soar. There is no need to even engage in real estate development. They can just be sold as a huge asset.

However, Chen Fan's account balance was not much, only 3979 million US dollars. In addition, there was only the income from the publishing house. Both personal royalties and dividends had not been settled yet, and Chen Fan was still considering how to use the money.

"There is still more than a year left, we need to speed up the acquisition of land!"

Chen Fan muttered secretly that the operation of funds had already begun and 2.3 million US dollars had been invested in gold futures, all of which could be used for loans.

Just get the money and buy the land.

As for using the land to get a loan, Chen Fan is not considering it for the time being. The real estate market is almost frozen now, and not much money can be borrowed with a land loan, unlike when the real estate market was hot.

Chen Fan has other uses for these lands, so they are not suitable for mortgage for the time being.

Having decided to set up a charitable fund, Chen Fan did not hesitate and drove straight to the Foreign Trade Department and once again found Sun Shaojie. He was still very reliable when asking him to do things.

Sun Shaojie's position is not high, but not low either. The key is that this guy has someone behind him and his network of resources is enormous, far beyond what Chen Fan can compare to.

"Junior brother, are you here to cash in foreign currency?"

Sun Shaojie has been thinking about this for a long time. Even though the foreign exchange reserves have increased a lot this year, they are only a few billion US dollars. He still has to spend it sparingly as many projects are lined up.

In fact, this year is already a good year for them, as they have created the highest foreign exchange reserves in the entire 1980s. The foreign exchange reserves have been declining every year since then.

Especially since 85, the annual surplus has been only a few billion US dollars.

It's not that you earn less, it's that you spend too much.

The continuous introduction of new technologies and new equipment are all purchased at huge prices. The saying "exchanging 8 million shirts for an airplane" is not empty talk, but a kind of helplessness.

"It's ready and on the account."

"What do you want to exchange this time?" Sun Shaojie's eyes lit up. Chen Fan had promised 2000 million US dollars before, which could do a lot of things.

"I'm not going to change anything this time, I want people!"

"Do you really think I'm a human trafficker? Last time we agreed to give you four people. It's not fair to increase the amount." Sun Shaojie complained.

Because of this matter, the old man beat himself up last time. To be precise, he beat himself up twice in total. The bloodstains on his body could not be faked.

"This time is different. We need a few educated and capable people."

"Then I'll just give you a few college students?"

"That's better!"

"Get lost, you're dreaming. You're a college student? There aren't enough college students these days. You can be a treasure in any unit. I'm going to give it back to you. You're dreaming."

"Okay, let's not talk nonsense. Can recruiting people be difficult for you? Take those state-owned factories for example. Which position doesn't have a few reserve cadres?"

Chen Fan took out a cigarette and lit it for Sun Shaojie: "Redundancy is the problem, right? Picking some capable people from here for me is just a matter of a word."

"You are such a cunning boy!" Sun Shaojie smiled bitterly.

This is indeed the case. When it comes to talent reserves, no company can compare with state-owned enterprises. Whenever someone resigns, there will be someone to take his place immediately.

After thinking for a while, Sun Shaojie gritted his teeth and said, "I can help you recruit people, but these people all have jobs, and it is still unknown whether they are willing to follow you."

This is true. Who would throw away a stable job?

If in a few years, the salary is sufficient, it will not be difficult to recruit people. This is not the era of "900 million out of 1 billion people fail, and 100 million are still looking for a job", and there is still prejudice against self-employed individuals.

Chen Fan did not argue with Sun Shaojie and explained the matter of setting up a charity fund: "This is the situation. Your sister-in-law is kind-hearted. Should you help her?"

"Are you serious?" Sun Shaojie was surprised.

It is normal to donate money for charity. In the early days of reform and opening up, the king of charter ships in Hong Kong donated 1000 million US dollars to the mainland.

But this is the first time that Chen Fan has done something like this.

"I'm free, so why am I here to tease you? I'll give you 2000 million US dollars in foreign exchange, and all the money from the exchange will be invested in the fund."

"Your sister-in-law is all alone now, with no one to support her. She has money but nowhere to spend it. Just tell me if you can help her or not."

Hearing this, Sun Shaojie took a few puffs of his cigarette and said, "You have this intention, how can I not be aware of it? But your project is temporary. Do you want to finish it after spending the 2000 million, or do you want to run it for a long time?"

"If it's temporary, we will take the lead and help you set up a temporary department. After the project is over, the personnel can return to their original units."

"If it's long-term..."

Before he could finish, Chen Fan said, "It must be a long-term operation. In the next ten years, we will have an income of no less than 2000 million US dollars every year."

Sun Shaojie was surprised. How could this kid have so much money?

Chen Fan rolled his eyes at him and said, "Don't doubt me. I really have so much money. I need to spend the 2000 million as soon as possible. I have new money coming in soon. I'm afraid I won't be able to spend it."

As he spoke, he took out a document from his bag: "The key is to equip me with people who spend money. This is what I want, people in various positions."

"Do you really think I'm a human trafficker?" Sun Shaojie couldn't help but jump up and down after reading only a few pages. What kind of fund needs so many people?

"2000 million is just the initial capital. I have big things to do."

Chen Fan was secretly annoyed, but he could only be thick-skinned and tough. After spending the money, he had to get some benefits in return. It wouldn't be too much to ask for a few talents, right?

There are many capable people in state-owned enterprises. I am not short of money now, but I am short of people. I can take this opportunity to investigate and recruit some talents.

It can be used in future business start-ups.

PS: The second update is here~
(End of this chapter)