Rebirth Tokyo 1986

Chapter 12 What is a Senior Leader?
After a brief greeting, several people began to talk about business.

"Look, Takeshita-san invented a trolley suitcase and wants to use it to get a loan from our bank."

Uno Noriyuki interrupted, "A trolley suitcase?"

"Yes, that's it."

Masato Takeshita took out the suitcase from the woven bag again and demonstrated it to Noriyuki Uno.

"This is good. This is good."

Uno Noriyuki traveled more frequently, so he also instantly saw the great potential of this product. His eyes looking at Takeshita Masato became more enthusiastic.

"Do you want a loan? I can make the decision as long as it's within 100 billion."

Lower-level bank employees like Ichiro Haneda have not yet noticed that something is wrong with the bank, but middle and senior management like Noriyuki Uno have already sensed the impending crisis.

Japan is a big government country. After the 1955 Agreement was introduced in 55, it was stipulated that major banks must cooperate with the government.

Take bank lending as an example. Each major bank has a certain lending quota every year. If the quota is not met, the government will punish it.

However, the financial liberalization initiated by Japan has led to more and more companies turning to the market for financing instead of choosing banks, so banks cannot lend out money.

Some far-sighted bank executives have already noticed that something is not right. Uno Noriyuki is one of them, which is why he has been troubled recently.

He held a meeting today to discuss the matter and then let his subordinates try their best to obtain corporate loans.

Of course, this is just a trend at the moment, so Uno Jixing is not in a hurry. Things will become out of control next year, that is, in 1987.

At that time, in order to lend money, banks would lend a large amount to individuals and thus meet their targets.

Among them, Industrial Bank is the most crazy about lending to individuals.

As a result, Industrial Bank later created the absurd Onoue incident, lending hundreds of billions and trillions of yen to a high-end restaurant charlatan who knew nothing about finance and only knew how to buy, buy, and buy in the stock and property markets.

As a result, after the bubble burst, the funds became completely bad debts.

If the government had not paid the bill, Industrial Bank would probably have been the first major bank in Japan to go bankrupt.

“It’s not a loan, that’s how I decided.”

Ichiro Haneda quickly explained his decision.

"Very good, this is how we Waseda students should support each other. But since Takeshita has made a request, we at the bank will also have a request."

"Yes. Senior, you say."

Masato Takeshita was already mentally prepared for this. After all, Ichiro Haneda was just a newcomer in the bank and couldn't make any decisions at all.

Uno Noriyuki, who was prepared for a rainy day, simply said, "Next March, my junior's suitcase company must borrow 3 billion yen from me."

"No problem, this is what I want."

In fact, even if Uno Jixing didn't say it, after the company was up and running, he would mortgage the company and borrow as much as possible from the bank.

He even wanted to borrow tens of billions of yen from the bank in the name of the new company, and then go all in on the Tokyo stock market and take advantage of this opportunity to make a fortune.

Unlike personal loans, even if a company goes bankrupt, the debt will not be passed on to individuals, so they can play a little wilder.

Of course, if you have tens of billions of yen, you can't use the 5x leverage method.

Although a few hundred billion yen is not conspicuous in the Japanese stock market with a market value of trillions of dollars, it is already considered an above-average stock player.

If you are not careful and are targeted by a big shark, they will short sell you until your position is liquidated. Even if Industrial Bank knows that Masato Takeshita is using leverage, it will have malicious intentions. The market for suitcases is so large that the top executives of Industrial Bank don't mind if they can have a monopoly on the market.

Although the Japanese stock market was generally upward during the bubble era, it was not without major pullbacks. In 1986 and 1987, the stock market as a whole experienced a drop of more than 20%, which led to liquidation.

Many players with unsteady positions and players with high leverage were cut off.

Masato Takeshita has already made a decision. Once the contract is officially signed, he will sell all of his personal bank stocks and no longer use leverage.

In this way, even if a financial tycoon maliciously liquidates the stock, he will not be afraid at all. Anyway, the overall trend is upward, and even if it falls temporarily, it will rise sooner or later.

"It seems that my junior is also targeting the financial market."

"Yes, the stock market keeps rising, and you'd be a fool not to take advantage of the opportunity to get in."

Many people had foreseen the surge in the Japanese stock market. Not only Masato Takeshita, but also Noriyuki Uno and Ichiro Haneda invested large sums of money in stocks.

"Yes, the stock market has been rising, and Japan's current economic situation is very good. The US is different, the stock market has been falling. This proves that we Japanese are better than Americans."

Although the famous book "Japan Can Say No" was published in 1989, Japan at that time actually had a strong tendency to despise Americans.

Take the current Finance Minister Takeshita Noboru, who is in charge of the economy, for example. He even arrogantly said to the Americans: "The Americans are just guarding the door for the Japanese."

It can only be said that the existence of the Soviet Union gave many small countries the illusion that they could be masters of their own destiny.

"Yes, that's right."

Although he didn't quite agree with Uno Kiyuki's point of view in his heart, Masato Takeshita did not show it and his face was full of approval.

But he didn't want to talk about this topic, so after taking a bite of the food, he asked casually: "Two brothers, which stock do you think is better now?"

Uno Jixing deliberately asked: "Do you really want to know?"

"Uh, forget it."

Masato Takeshita instantly understood the meaning.

This is considered insider trading.

Although he didn't know whether Japan had introduced relevant laws, he didn't want his life to be tarnished because of this incident.

"Okay, it's not so serious." At this time, Ichiro Haneda stepped forward to ease the atmosphere: "If you don't know what to buy, buy the top financial and real estate stocks in the stock market. This is the hottest now, and you can definitely make money."

"Yes, I think so too. So I bought shares of your bank, as well as those of Nagashin Bank, Dai-ichi Kangyo Bank, and others."

"Long letters won't work, you should buy more from our bank."

Although Changxin Bank cannot even enter the top five in Japan and can only rank around sixth, the Industrial Bank, which ranks first, still hates Changxin Bank even more.

Competitors are enemies, especially the two semi-state-owned policy bank giants, Changxin and Xingye, which are enemies among enemies.

"Indeed, Changxin has done a lot for Xingye."

Compared with Industrial Bank, Changxin Bank is indeed much worse.

Especially after 1997.

Because at that time Changxin Bank would go bankrupt, and Industrial Bank would just merge with other banks.

(End of this chapter)