Dear Broom Knight.

Chapter 157 The Man Who Proposed the Bank
"By the way, why do I feel that what you said just now is a bit wrong? Did you send those drawings to Archmage Arsalan a long time ago?" Alex looked as if he suddenly remembered something.

"Of course!" Lori held the broom handle with both hands and suddenly did a 360-degree turn in the air... When his head fell back down, he rolled his eyes at Ian... and then leisurely returned to Alex's side, "I made these things so that Taylor and the others would have a place to rest while the castle was being built."

"Oh~ during the apprenticeship period!" Alex understood quickly.

"Yes! Everything was completed under the supervision of the teacher, so naturally there are drawings on both sides." Lori answered briskly, "If you really want it, just go find your grandfather.

Anyway, if he makes money from my drawings, he will definitely give me some of the money from buying them."

Alex immediately understood what Lori meant.

Lowry has already entered those drawings into the Northern Royal Library.

Even if His Majesty the King wants to use the design drawings stored in it, he will have to pay a considerable amount of money.

Lowry doesn't need to handle these things by himself.

The Northern Kingdom has a national bank... Alex really envies this.

The gold and silver coins of the Northern Kingdom do not have to be made of pure gold or pure silver.

Although there must be gold and silver raw materials in it, alloy coins can be made with some low-cost metals of similar colors.

The gold coin of the Northern Kingdom is the only universal coin with a gold and silver content of 30%.

The weaker the country's strength, the higher the purity of its gold and silver coins must be.

In a country like their Ice Country, where the royal family has no control over domestic power and the right to mint coins is a non-existent entity, if the coins are not made of pure gold, they cannot buy things outside at all.

But things like pure gold and pure silver just sound good, but in reality, they are not useful at all.

After using the round gold coin for a while, you don’t know what it will look like.

Therefore, many icefield merchants finally had no choice but to use pure gold coins to exchange for the gold coins of the Northern Kingdom and use them in other countries.

They are all at a disadvantage. At least the currency of the North, especially the dragon coins issued after the White Dragon King came to power, has purchasing power that is no different from real gold coins.

And then there's that national bank.

Alex was really envious... All the gold and silver were stored in the bank's warehouse. Apart from sending out the dragon coins, the bank only had to make high-value tokens.

It is a long and thin gold bar inlaid with gemstones and crystals and pressed from gold. Although it is not valuable in itself, it is used to represent a certain amount of gold coins because of its special craftsmanship that no one can imitate.

Of course, these gold bars can be exchanged for corresponding gold coins when they are taken to the National Bank outside the Northland Palace.

In fact, many countries envy the Northern Kingdom for being able to achieve this measure so easily... Without sufficient guarantees, who would accept this kind of token?
If something goes wrong in the Northern Kingdom or even the royal family, no one can say whether this token will still be useful.

Therefore, this is something that can only be done when the White Dragon King is in power. When his life comes to an end, no one will dare to use this token.

However, Alex himself didn't dare to think about...how long his grandfather could live, and how many generations of his descendants he could see.

So, it's possible that, because people got used to this convenient token, Northland Bank became something that existed forever.

This is not a dream. In the fantasy world, if something has a certain meaning for a long time, it is possible to be assimilated by the law.

Once it became a creation of laws, the rules of the Northland Bank naturally became laws that no one could change.

Those gold bars are naturally linked to the amount of money they represent in a practical sense.

Although this is just Alex's inference, he really thinks it is possible.

At least for now, Alex can't see any signs of decline in the Northern Kingdom, but only sees a flourishing world.

Just like what some guys said, it’s a rise and then a fall... The Northern Kingdom is clearly still on the rise.

Especially, the National Bank.

For convenience, almost all the nobles opened warehouses in the bank and used their own gold coins to buy gold bars of various sizes.

Although the Northland Bank was only willing to issue tokens of 100, 500, 1,000 and 5,000, this was already very good for most nobles and merchants who found it a great honor to pay tens of thousands of gold at one time.

Nobles with some ability and high-level professionals must have storage tools, the only difference is the capacity. Tokens can indeed save a lot of space.

The control center of the Northern Royal Family is very powerful, ensuring that human power cannot affect the most essential functions: such as the number of tokens produced and the protection measures in the warehouses.

Only they can do this. The core of this magic array requires a huge amount of energy.

The greater the ability, the greater the energy demand.

Every growth requires a huge amount of energy.

All of this requires countless resources.

Even the churches are reluctant to pay so much money...the magic circles they maintain don't need to support an entire country like the Northern Kingdom!

Alex could only envy him. He also had a small warehouse of his own there. After all, his grandfather had given him subsidies over the years.

When the royal family pays out allowances to their own members and annual salaries to high-ranking officials, they can all be controlled by the central magic array and placed directly into their warehouses.

It is said that it is an intelligent opening that can only be opened inwards, about the same size as a long and thin gold bar, and can even calculate the amount of money just put in.

Then, when you are short of money, you can just go to the bank and withdraw it yourself.

The warehouse is linked to the awakening array, so naturally it knows everyone's identity.

Since only personal visits are accepted, the legal property of many people is protected.

For example, his cousin Leon, whose family seems to be not very harmonious.

Even though Leon's life seems miserable and he seems to have to sell all his good things to make a living, he is actually very rich, he just can't get it for the time being.

After becoming the Earl of Hamilton, the previous restrictions were naturally lifted... As long as Leon was willing, he could make a fortune in an instant.

As far as Alex knew, it was a huge fortune comparable to all the wealth of the Icefield Royal Family.

When Alex was occasionally thinking about how to take the first steady step when returning to the Ice Country, he was really envious when he saw his cousin Leon being pulled by the ear and scolded by Yuri.

For some people, no matter which way they go, they will have to turn back.

Completely different from him.

He looked up at Lowry, who had a cold expression and a bad temper... Although this guy looked glorious, he was actually the one who had subtle similarities with him.

However, Alex's father didn't have the ability to protect him in such a complicated situation.

However, Lowry's father had no intention of helping from the beginning.

But after all, they both grew up under the protection of their mothers.

Everyone has a childhood where, if they are not careful, they are seduced into the wrong path and have no future at all.

However, although there was also a cult rampant around him, Lowry was more persistent than him.

Alex didn't believe that those people from the church would allow such a big target like Lori to run around there without doing anything to help.

At most, the people from the Tower Church didn't want to anger Pat, so they were more covert when they took action.

However, it was clear that Lowry had not been affected by any external factors and was driven crazy entirely by himself.

On the contrary, he almost took the bait, which laid the hidden danger for today.

"Lori..." Alex asked softly, "When are you planning to go to the capital?"

Lowry, who was floating in the air, looked puzzled: "Why are you asking this?"

"The bank," Eric answered frankly.

"Oh... Although His Majesty the King will pay me, that little money is not worth the trip." Lowry answered readily, "Anyway, I have to pay for the warehouse whether I use it or not, so I just keep it!"

Ian paused slightly, then suddenly turned and left.

Alex looked at her in confusion, then looked up at Lori: "What's going on?"

Lori blinked and suddenly remembered something: the banking industry had always existed in the multiverse, so he didn't find it strange.

After all, this world was only closed off later. It was not completely separated from the multiverse before. It was just a little remote, and even interstellar travelers rarely went there.

However, Ian's reaction made him realize that this matter was not simple.

The bank of the Northern Kingdom has existed for a very long time, as long as the time when humans united together and confined the minions of the gods within a fixed circle.

At that time, the royal families, no matter which country they were from, suffered the heaviest losses.

After all, once successful, the royal family will benefit the most, and they will not let others fight for their rights... In an era when theocracy is strong, royal power certainly does not have the charm that makes people risk their lives.

However, even though the royal family members know that they are building an empire for future generations, they are still worried about their security after death!

What if he is gone, and those orphans and widows are gone too?
Even if no one does anything bad to them, it doesn't mean that their lives will be okay...even those who are still alive may not get the money they deserve!

Then, it was a royal family member of some unknown country who came up with the idea of a bank.

So, originally, this thing really only existed to reassure those royal family members.

Moreover, everyone will hand it over to the royal family's unique central system and the national central system for management. That means that even if a king with a broken brain wants to save money after he comes to power, he will not be able to save on this fixed annuity.

This indeed became the support of the royal family members in that era.

At first, Lori thought that this thing was created by a white dragon that was messing around!
As it turns out, it was a visitor from the Land of the Free?
(End of this chapter)