Financial freedom starts with the daily intelligence system!

Chapter 122 Golden Toad is in hand! (6K subscription required~)

At 12 o'clock in the evening, Xiaoshahe Urban Village, which had been bustling all day, also became quiet.

In a dark alley with many flashing dark red lights.

Zhang Chao walked home smoking a cigarette, secretly regretting that he should not have stayed overtime.

He worked hard selling fruits all day and only earned two or three hundred yuan.

In just a short while, 400 yuan was gone.

The more I think about it now, the more I feel I’ve lost money.

After finishing a cigarette, Zhang Chao returned to the tube-shaped building where he rented.

Scan the access control to enter the gate, go upstairs and return to your own cabin.

Without even taking off his shoes, he lay down on the messy bed.

Zhang Chao stared straight at the ceiling.

The first thing that came to his mind was the plump and delicate body of the older sister who had just given him extra time.

Then came the scene of spending time with Jiang Tao's family last night.

It was obvious that before the New Year, Brother Jiang also drove a sports car like himself.

The difference is that I pull the fruit while Brother Jiang pulls the goods. The gap between me and Brother Jiang is not that big.

When did the gap suddenly widen?
After the Chinese New Year, I am still myself, still that poor loser.

But Brother Jiang seemed like a different person, even his temperament was different.

He drives a Mercedes-Benz GLS worth millions, and has a sister-in-law who is more beautiful and has a better figure than a big star.

A big house with a monthly rent of 15,000 yuan can be rented at any time.

"Brother Jiang only made a few hundred thousand yuan on the tangerine project. Why..."

"Is there some other more profitable project that we just don't know about?"

"Stocks? Funds? Or did you win the lottery?"

"Or maybe he met some noble person who gave him some advice?"

"Oh! I really envy Jiang Ge's good luck!"

"Although I haven't bought a house yet, I drive a Mercedes-Benz, my sister-in-law is so beautiful, and my children are so cute. I am definitely a winner in life."

"Unlike me, my father doesn't love me, my mother doesn't love me, and I only think about my brother. What the hell am I..."

As he thought about it, Zhang Chao recalled the unpleasant experiences he had during the Chinese New Year at home, and tears of grievance came to his eyes.

After the Chinese New Year, Zhang Chao was already 29 years old and was about to turn .

At his age, he is considered an older unmarried young man in the village.

He graduated from junior high school, has no education, no skills, and not much ambition. He also likes foot washing and massage.

I earn 80,000 to 90,000 yuan a year selling fruits in Beijing. After deducting daily expenses and foot washing and massage, it is considered good if I can have 20,000 to 30,000 yuan left at the end of the year.

Faced with the increasingly high cost of marriage, given his conditions, he would not be able to afford to marry a wife even if he worked hard for another 10 years.

His parents never arranged a marriage for him and just let their eldest son do what he wanted.

His younger brother is obviously four years younger than him and is only 4 this year.

My parents asked people everywhere to introduce a girl to my younger brother, and he could meet six girls in one day during the Chinese New Year.

As the eldest brother, he seemed indifferent on the surface, but in his heart he was almost twisted with envy.

There are so many blind dates, it would be nice if... just one of them could be given to me!

But, I don’t have any.

Even when my parents were arranging for my younger brother to buy a house in the county town, because they didn't have enough money for the down payment, they had to raise money for my younger brother themselves.

Zhang Chao said he had no money, and his mother gave him some advice, asking him to borrow some money online first to help his brother overcome the current difficulties.

Zhang Chao had an argument with his parents over buying a house for his younger brother.

He was scolded for not being responsible as a brother and was called an ungrateful person.

In a fit of anger, Zhang Chao returned to Beijing from his hometown on the evening of the fifth day of the first lunar month.

"Am I my biological child?"

Zhang Chao felt sad when he thought about the huge difference in how his parents treated him and his younger brother.

Since he was a child, he has been a child who is neither loved by his father nor by his mother.

After my younger brother was born, my parents sent him to live with my grandparents.

He lived with his grandparents until he graduated from junior high school.

After his grandparents passed away, Zhang Chao moved back to his parents' home.

We are nominally a family, but it is awkward to get along with each other, and I always feel like I am a little redundant.

As for the warmth of home, I can't feel it at all.

Looking back on the past thirty years of my life.

Zhang Chao saw countless bricks with the word "failure" written on them rushing towards him, pressing him down hard, making it difficult for him to breathe.

……

Baigezhuang Community.

Jiang Tao got up early for the first time in his life.

When he woke up, Xu Li and Jiang Xue were still sleeping soundly.

I tiptoed out of bed, washed up quickly, and went downstairs.

When at home, Xu Li takes care of the family's daily life in a meticulous and thoughtful manner.

As Xu Li had just arrived in Beijing, a strange environment, she inevitably felt a little uncomfortable.

As a husband, Jiang Tao also took on his responsibilities and took care of Xu Li and his little girl in return.

I went downstairs and walked out of the community. In less than 5 minutes, I arrived at the commercial district where I had dinner last night.

In addition to restaurants, barber shops, and tobacco shops, there are also breakfast shops selling breakfast.

Not far away, there is a morning market selling vegetables.

Early in the morning, the streets were bustling with people in a hurry.

In addition to the cattle and horses driving to the early morning shift, there are also many old men and women carrying vegetable baskets preparing to go to the morning market.

Jiang Tao stopped across the street from the "Yuxiang Renjia" restaurant where he had dinner last night and looked towards the main entrance of the restaurant.

I was in a hurry when I came to eat last night and didn’t pay much attention. I only noticed today that this restaurant is being transferred.

A red notice saying "Shop for Transfer" was posted on the hotel's large floor-to-ceiling window, which was very conspicuous.

Jiang Tao took two steps forward, adjusted his angle, and looked into the store through the gap next to the "Shop for Transfer" notice.

In his sight, the fortune-bringing toad on the slightly dim counter at the door was glowing with a dark golden light.

After confirming it with my eyes, I know it’s this toad!

However, this kind of restaurant that only serves full meals is not open in the morning.

It usually opens around 9 or 10 am.

There was no point for Jiang Tao to be anxious now. He could only wait for the other party to open the door before trying to get the golden toad.

Just as Jiang Tao was about to leave to buy breakfast, the door of Yuxiang's house suddenly opened from the inside.

A young man with a few tufts of yellow hair on his head, wearing skinny jeans with his ankles exposed in the middle of winter, came out yawning.

he~tui!

After the little yellow-haired boy went out, he first spat a mouthful of thick phlegm into a small flower bed in front of his house.

Then, he took out a pack of cigarettes from his back pocket, took out a cigarette, lit it and started puffing.

Jiang Tao still remembers the little yellow-haired boy who walked out of the restaurant.

When he was paying the bill after dinner last night, he heard the girl at the cashier call him Brother Mao.

Jiang Tao analyzed that the little yellow-haired boy was either the owner of the restaurant or the owner's son.

With his nonchalant and sloppy look, he is definitely not a waiter or something like that.

Jiang Tao looked at the little yellow-haired boy in thought for more than ten seconds.

The little yellow-haired boy seemed to feel that Jiang Tao was looking at him, and turned his head to look at Jiang Tao, and their eyes met instantly.

Jiang Tao took a deep breath and walked towards the little yellow-haired boy with a smile on his face.

"No, handsome guy, let me ask you something."

Depend on!
Jiang Tao realized that he was wrong after he said "Damn it" and quickly changed his words.

On the way here just now, I was frantically thinking of the lines in my head, and I was so nervous that I even shouted "Diaomao".

"what's up."

Huang Mou looked at Jiang Tao with some displeasure. He heard the nonsense clearly.

If Jiang Tao wasn't taller than him and seemed to be very strong in fighting, he would have gone up long ago.

In fact, Huang Mou still had some impression of Jiang Tao. After all, Jiang Tao had come to his restaurant for dinner last night.

In addition, Jiang Tao's appearance is not the ordinary face of passers-by.

Although he is already an uncle, he is still very handsome and easily leaves an impression on people.

Of course, Xu Li deserves greater credit for Huang Mou's deep impression of him.

Huang Mou often goes to nightclubs and nightclubs, and has seen countless beautiful women.

But a good-looking young woman like Xu Li, who is so beautiful, has such a good temperament and figure, is definitely a rare and excellent product.

When Jiang Tao was paying the bill last night, the scene of Xu Li holding his arm with a look of intimacy made Huang Mou envious for a long time.

"When I was having dinner at your restaurant last night, I felt that the golden toad on your counter seemed quite spiritual."

"Handsome guy, could you tell me where you bought that golden toad? And how much did it cost?"

"I also want to buy one and put it at home for good luck."

In ancient times, Cao Zhi could compose a poem in seven steps. Today, Lao Jiang made up a lame excuse in seven steps, just to fool people.

Huang Mou took a puff of his cigarette and said impatiently:
"My parents bought that thing. I don't know where they got it from."

Jiang Tao coaxed him gently, "I see you're planning to sell this shop? Are you planning to quit?"

Huang Mou said, "Something happened at home, so I don't plan to do this anymore. If you're interested in our store, we can come in and talk in detail."

"Haha, brother, I'm just interested in the golden toad on your counter. You're planning to sell your store, so how about selling it to me?"

After Jiang Tao chatted with Huang Mou for a few words, his true intentions became clear, and his target was the golden toad.

"Do you want to buy that golden toad?"

Huang Mou's eyes lit up when he heard Jiang Tao's words, and he thought that it was not impossible.

After all, he didn't plan to continue running this store.

Moreover, as an outstanding young man of the new era, he does not believe in those messy things.

If lucky cats can bring wealth, why does every household have one?
If you put a hundred or a thousand of them, wouldn't there be a lot of customers coming and endless business?

It's just self-deception, that thing is useless!
"Yes, I have a special liking for the golden toad on your counter."

"After I got home, I searched online for the same model for a long time but couldn't find anything exactly like it."

"That's why I thought of coming over to ask where you bought it."

"If the handsome guy is willing to sell it, the price is negotiable."

Jiang Tao smiled, although he really wanted the golden toad with attribute bonus and not activated.

But the expression on his face was very restrained and he didn't seem that anxious.

Huang Mou rolled his eyes and said:

"My parents bought that thing. I don't know exactly how much it cost."

"Here, buddy, if you really want it, go to the tobacco shop next door and buy me a pack of Huazi, and you can take the golden toad away."

As Huang Mou spoke, he pointed to the tobacco and liquor store next to their house and also quoted his own price.

"Hahaha, brother, you are so straightforward. If I continue to hesitate, it will be my fault."

"Okay! One Huazi is enough. I'll buy it for you."

"Who told me that I have a connection with that golden toad?"

After Jiang Tao finished speaking, he walked straight towards a tobacco shop that was already open for business next to Yuxiang Renjia.

Roadside tobacco and alcohol shops are truly a classic example of making a fortune in silence.

Maybe you pass by every day and see the boss idly hunched over the counter, browsing his phone. You think that the business is deserted and will go bankrupt at any time.

But in fact, the money they earn in a day may be as much as your monthly salary.

First of all, the tobacco and alcohol shop industry is protected by a solid moat.

Tobacco cannot be purchased online, smokers can only buy it in offline tobacco shops.

The number of cigarettes an old smoker smokes in a month is basically fixed.

The tobacco and liquor store has been in business for a long time and has a group of regular customers.

There is a fixed income every month.

There are also many ways to profit from alcoholic beverages.

They make money from both sides, earning from the brand's listing fees and the customers' money.

Moreover, retail alcohol only accounts for a small part of the alcohol sales in tobacco and alcohol stores.

The big expenses are company team building and large banquets for weddings and funerals.

In a city as big as the capital, there are many weddings and funerals every day.

New companies are established every day, and team building and anniversary celebrations are held.

Not to mention that we receive big orders every day, but we also receive a wine order for a banquet every now and then, so we make quite a bit of money in a month.

After Jiang Tao entered the door, he saw that there was only a middle-aged man in his forties with a big belly in the tobacco shop.

"Boss, do you have a whole piece of Huazi?"

"Soft or hard, I want something in that price range."

“Classic soft Chinese.”

"700 each."

"Okay, one."

Jiang Tao said a few words to the boss briefly, took out his mobile phone, scanned the code for 700 yuan, took the cigarette handed to him by the boss, turned around and walked out.

"Brother, Huazi is for you. I'll take the golden toad away."

Jiang Tao returned to Huang Mou and handed him the Huazi in his hand with a smile, not giving him a chance to regret.

"Of course, I, Huang Mou, am the most honest person. I keep my word! You can take it."

Huang Mou took the cigarette from Jiang Tao with a smile. He never thought of regretting it at all.

You can exchange a scrap metal ornament for a piece of Huazi, you will make a huge profit!
"Thanks, buddy. I'll go get it. I hope you can sell the store soon."

Jiang Tao said something to Huang Mou with a smile and went straight into the store.

Under the puzzled gaze of an aunt who was sweeping the floor, he picked up the golden toad and left.

Seeing that her young master was outside and seemed to have agreed, the aunt did not meddle in other people's business and said nothing.

Jiang Tao suddenly stopped, looked at the cleaning lady and asked:
"Auntie, can you give me a bigger garbage bag? I can put this stuff in it."

"Oh, yes, wait a moment, I'll get it for you."

The cleaning lady was quite enthusiastic. She turned around and went to a small room next to her to get a large black disposable garbage bag and handed it to Jiang Tao.

"Thank you, Auntie. Here are these coins for you. I wish you a happy life."

Jiang Tao took the garbage bag and grabbed a handful of one-yuan and five-jiao coins from the toad's mouth and handed them to the aunt.

He put the golden toad into the garbage bag and then carried it out.

"Let's go buddy, see you later."

"Bye-Bye."

Huang Mou threw the Huazi in his hand into the air and caught it accurately. Looking at Jiang Tao's receding back, he muttered softly, "Stupid!"

He actually bought the golden toad for his parents on Pinxixi.

He spent 80 yuan to buy it, and asked his parents to reimburse him for 800 yuan.

I just sold it to Jiang Tao in exchange for a Huazi, and he made several times the profit!
How come I am so smart!
Born to do business and make big money!

"Luckily I met someone with a simple brain, so I got it so easily."

Jiang Tao quickly disappeared from Huang Mou's sight with the golden toad in his hand, as if he was afraid that Huang Mou would change his mind and catch up with him.

This thing is the "special item with attribute bonus" that Brother Tongzi mentioned.

Not to mention 700 yuan, even if Huang Mou asked for 7000, 7, or even 70, Jiang Tao would grit his teeth and give him the money.

Two small "river stones" have already given him many little surprises.

The attributes of this golden toad can't be any worse.

Its value cannot be measured by money.

On the main road, Jiang Tao suppressed his excitement and went to buy breakfast for Xu Li and his parents.

4 trays of steamed buns with both meat and vegetables, servings of tofu pudding with high-sugar soy milk, tea eggs, and a few fried dough sticks.

It was just before 8 o'clock when I got home with bags in my hands.

As soon as he got home, Jiang Tao found that everyone in the family had gotten up.

Xu Li was chatting with her parents on the sofa while she was combing Jiang Xue's hair.

"Dad, you're back. Do you have my soy milk?"

Jiang Xue smiled sweetly when she saw her father coming in, and a deep dimple appeared on the left side of her cheek.

"What's in your bag, huh?"

Xu Li saw that Jiang Tao was holding a black garbage bag in addition to a pile of breakfast, and couldn't help but ask curiously.

"I bought a little gadget at the morning market. Mom and Dad, come over and have breakfast first. My master will come to play with you later."

Jiang Tao greeted everyone with a smile, then walked directly to the dining table and put the breakfast he had bought on it.

"Son, let your dad and I get familiar with this place today. From now on, just leave the breakfast shopping to us. You young people should get some sleep."

"Hahaha, how can I feel good about that?"

"Silly boy, what's there to be embarrassed about with your mother?"

"Okay! It would be nice if you and my dad could go out for a walk more often."

Jiang Tao did not refuse his mother's kindness.

Based on his understanding of his mother over the years.

If she doesn't have something to do and can't find the meaning of her existence, she will feel uncomfortable living here.

Only when she finds the value of her existence can she live here with peace of mind.

Xu Li braided Jiang Xue's hair, and the mother and daughter came to the dining table.

Fortunately, the dining table in the restaurant is very large, so it is not crowded even for a family of five to dine together.

After chatting and laughing and finishing breakfast, Lao Sun came home and called his parents and Jiang Xue away.

Lao Sun has already planned the itinerary. The first stop today is Tiananmen Square, and then we will go to the Bird's Nest and the Water Cube.

Jiang Tao and Xu Li had to find a kindergarten near the community for Jiang Xue today, so they didn't go with her.

Today is the 16th day of the first lunar month, and there are only two or three days left before kindergarten starts.

The first task is to solve the problem of Jiang Xue's admission to the kindergarten.

The couple spent the whole morning visiting the two kindergartens near the community.

One is a public kindergarten, Baigezhuang Kindergarten, which is a second-level kindergarten.

The monthly childcare fee is 650 and the meal fee is 550, totaling 1200 yuan.

The facilities in the courtyard are quite good, with various slides and toys for children to play with.

The teachers in the kindergarten are all professional kindergarten teachers with bachelor's degrees.

In terms of teaching staff and hardware facilities, this kindergarten is eight blocks ahead of Jiangjiazhuang Kindergarten.

There is also an international kindergarten called Eddie Kindergarten.

According to the admissions teacher, Eddie Kindergarten covers an area of ​​370000 square meters.

There are lakes and greenhouse vegetable sheds in the kindergarten.

The kindergarten uses English immersion education for teaching, and also offers courses such as golf, dance, Chinese studies, and martial arts.

The foreign teachers in the college hold foreign expert certificates and qualifications for teaching English as a foreign language.

All Chinese teachers are graduates of preschool education and early childhood education majors, and 100% hold teaching certificates.

All of them are first-level teachers and have more than 5 years of teaching experience.

This Eddie Kindergarten is called an "aristocratic school"!

Compared with Jiangjiazhuang Kindergarten, the difference is so huge that it is like heaven and earth.

Of course, the price gap between the two kindergartens is also quite large.

Jiangjiazhuang Kindergarten only charges 350 yuan a month, which is only 5000 yuan for the whole year.

The annual tuition for Eddie Kindergarten is 188888!

As soon as Xu Li heard the price mentioned by the admissions teacher, she wanted to take Jiang Tao away.

It costs 18 yuan a year to send a child to kindergarten?
This is just a waste of money!
"Hubby, let's go to a public school. The tuition at that international kindergarten is too high."

After learning about the two kindergartens and returning home, Xu Li chose the public one without hesitation.

Although Jiang Tao has made a lot of money recently.

But in Xu Li's opinion, it was more due to luck.

My husband can't always be so lucky.

The rent is more than 10,000 yuan a month, the kindergarten is more than 10,000 yuan a month, plus the food, drink and pocket money for a family of three.

It costs almost 40 yuan a month, and nearly yuan a year!
Xu Li didn't want to put so much pressure on Jiang Tao.

"Wife, I've thought about it and I think we should go to the International Garden!"

"We can't let our daughter lose to those little guys in the International Park right at the starting line."

"It's just 18 yuan a year in tuition, no big deal."

Jiang Tao and Xu Li have different ideas this time.

He wanted to do his best to create better conditions for his daughter.

According to his current income level, there is no pressure to send Jiang Xue to the International Park.

"But……"

"No, but you don't have to worry about money."

"I have the confidence to make your life with our daughter ten or a hundred times better than the one you have now."

"Husband~"

Xu Li looked at Jiang Tao's confident expression, giggled and threw herself into his arms, looking at him with an obsessed look.

"Why do I feel that my husband is becoming more and more charming and handsome?"

"Hahaha, really? I think so too."

"Hubby, if sending Xiaoxue to the International Garden costs so much money a year, can we still have a second child?"

Xu Li looked at Jiang Tao with her beautiful eyes. It turned out that she had considered this issue.

"Hahaha, of course I can. Not to mention the second, third, and fourth children, there's no problem at all."

"Hey hey hey! What are you doing in broad daylight?"

As soon as Jiang Tao finished speaking, Xu Li put her arms around his neck and took him towards the bedroom.

"I want~"

"My parents are here, it's not convenient at night, let's change to daytime~"

Bang! ! !
The master bedroom door is closed.

Xu Li's suggestive humming voice could soon be heard from inside the room.

After one hour……

When Jiang Tao and Xu Li finished their shower, the takeaway he ordered on his phone arrived.

"Husband, I feel so happy to be with you every day."

While Xu Li was eating her favorite sweet and sour pork ribs ordered by Jiang Tao, she looked at Lao Jiang's beautiful eyes curved into crescents, with a happy and satisfied smile on his face.

(End of this chapter)