My minimum living allowance is credited to my account every day with 1000 million yuan

Egret Villa
He Qing received a message from Chen Xiao that he would be there soon.

"Li Da, Zhao Ying, I have something to do, so Wang Ping and I will leave first."

Luffy and Li Man immediately stood up, saying they had something to do and that the evening would end there.

All the big shots are gone, what's the point of keeping the rest? Let's just end it all together.

Qin Xiaoyan asked, "Is it convenient for me to ride in your car?"

He Qing nodded, "Let's go together."

She has a fleet of cars, plus Chen Xiao's fleet, so there's enough room for everyone present, let alone Qin Xiaoyan.

The group walked out, with General Manager Liu and General Manager Zhao at the very back. Tonight's dinner was truly uninteresting.

They not only failed to befriend the important figures but also lost face. What worried them most was that these important figures might hold a grudge against them, which would be a huge problem.

As everyone stepped out of the restaurant, their breath caught in their throats, and passersby pointed and whispered in one direction.

Two Rolls-Royce Phantoms were parked silently at the main entrance like obsidian stones—the front car was an extended version of the Phantom, with the Spirit of Ecstasy statue above the Parthenon grille reflecting a cold silver light, while the rear car was the normal version, with the blue of the ceramic brake discs faintly visible between the spokes of the 22-inch forged wheels.

Four bodyguards wearing earpieces and custom-made suits spread out in tactical positions, their eyes scanning the crowd like radar.

As the group walked out of the restaurant, the door of the extended Phantom was opened by a bodyguard with a five-degree bow, and those who saw this fell silent instantly.

First to step out was a gleaming Oxford shoe—the toe reflecting a cold light under the night lights, followed by long, slender legs encased in tailored suit trousers.

His posture as he leaned forward resembled a Tang sword slowly being drawn from its sheath, elegant yet sharp.

Four bodyguards formed a perimeter around him three meters away, but dared not obscure his figure in the slightest.

As Mr. Zhao stepped out of the hotel's revolving door, his phone suddenly slipped from his hand and smashed onto the marble floor—he belatedly realized that the man had glanced at him, and his knees went weak as if by reflex.

Chen Xiao waved to He Qing, a smile spreading across his face, his expression gentle at that moment.

Mr. Zhao breathed a sigh of relief. He felt guilty and had almost lost his mind when Mr. Zhao glanced at him.

He Qing walked quickly towards him. Chen Xiao told her to get in the car first, and then looked at Lu Fei and Li Man before daring to step forward, keeping a two-step distance. "President Chen!"

Wang Ping quietly tugged at Qin Xiaoyan's sleeve. She and Zhao Ying were still in a daze; this was quite a spectacle.

Two Rolls-Royce Phantoms, four Jeep Wranglers, and a group of bodyguards surrounding them.

This was the first time Qin Xiaoyan and Zhao Yi met He Qing's boyfriend. Sure enough, you could tell at first glance that a beautiful girl like He Qing deserved to be with him.

As for people like General Manager Zhao and General Manager Liu, they're not even qualified to carry their shoes.

Wang Ping pulled Qin Xiaoyan to sit in the Rolls-Royce Phantom in the back, which was He Qing's assigned car.

Chen Xiao naturally didn't say anything to Luffy and Li Mando, he just nodded and said, "I'm leaving, you guys should get some rest too!"

Despite the perfunctory tone, it was like heavenly music to Luffy and Li Man's ears. They were so flattered that their legs trembled until Chen Xiao got into the car.

As the convoy started, the laser headlights of the lead car cleaved through the deepening night, and a red light strip, like a tail flame, flowed from the crystal taillights.

In the rearview mirror, the figures of Li Da, General Manager Zhao, General Manager Liu, and others, who were still rooted to the spot, grew smaller and smaller. Their perception of "ostentation" had been permanently altered by the low-frequency vibrations of the Phantom V12 engine.

Inside the Rolls-Royce Phantom, Qin Xiaoyan said to Wang Ping, "He Qing's boyfriend is so handsome!"

Wang Ping pressed the privacy shield so that the driver couldn't hear their conversation.

She smiled proudly: "Of course, he is the most outstanding man in the world."

Qin Xiaoyan gave her a strange look, thinking to herself, "I just praised He Qing's boyfriend, why are you getting all proud?"

Chen Xiao admired He Qing's beautiful figure, "Wu Lulu, this design is quite good, it gives you a bit more sharpness."

He Qing doesn't act like a female CEO in front of him; she's more like a happy little woman, and Chen Xiao likes that feeling too.

"Sister Xiangjun, are you going to stay in Dubai for a few more days?"

What did she tell you?

Zhao Xiangjun used to probably only chat with herself and Xu Jia, but now she can even chat with He Qing.

He would also occasionally send He Qing a few photos taken in Dubai.

"She said the employees of the Ino Group were having so much fun that they didn't want to leave and wanted to stay a few more days, but she didn't want to spoil their fun."

She smiled. That's just Zhao Xiangjun's personality. She always considers other people's feelings. She doesn't seem to care if she suffers a little grievance. She can't change that.

"Your sister Xiangjun asked you to stay at Xiangshan Linyu, but you insisted on coming back to live here. What were you thinking?"

He Qing whispered, "There are too many servants, I'm not used to it!"

Chen Xiao didn't speak, and then he thought of his trillion-dollar business empire, and even his future ten-trillion-dollar business empire.

And what about all those women he has? How will he manage them in the future?

He suddenly wondered if he should build one of the palaces that ancient emperors built, and put the center of power together with his luxurious mansion in the future. It didn't seem like a bad idea.
Or, why not buy an island, build your own city, and construct a grand palace?

Thinking of this, I suddenly became interested and couldn't stop myself from doing it.

The car entered Jindi Xiushan Yin. He Qing hadn't been back for a few days and missed this place a little.

After all, this was her first home in Jiangzhou, and it was from here that her relationship with Chen Xiao began to gradually warm up.

Before this, I probably couldn't be considered his woman; I could only be considered his mistress.

Upon entering the room, Chen Xiao habitually sprawled out on the sofa. Wherever he went, he was always waited on hand and foot; he had developed a severe case of laziness.

Wang Ping is now acting very naturally and obediently, playing the role of a maid or palace maid, eagerly serving tea and water, and even urging He Qing to accompany Chen Xiao.

Her eyes were full of encouragement. He Qing rolled her eyes at her, not ashamed at all, and urged her to get to the point quickly.

The colorful lights along the edge of the bathtub cast shimmering light, and the rose petals floating on the water intertwined with the light spots refracted by the champagne glasses, reflecting in his pupils like a galaxy filled with crushed diamonds.

In the misty air, He Qing looked up and saw the moonlight shining through the clouds outside the window, aligning with the rhythm of his breathing. Wang Ping was massaging him beside him, her two snow-white thighs and full buttocks kneeling beside the bathtub.

When Chen Xiao got up and carried He Qing into the bedroom, she quickly followed him in and closed the door.
-
Devil
At the Lin family home, Lin Jian and Lin Ping sat on the sofa in the living room.

Lin Ping glanced at his father, Lin Jian, whose expression was not good.

People say that a married daughter is like water spilled from a cup, but this girl hasn't even married yet, and she's already started dealing with all of her family's core assets.

Lin Ya called me last night, saying she would be back today and would share some of her thoughts with me.

So neither Lin Jian nor Lin Ping went to the company today. They stayed home waiting for Lin Ya to come back. He wanted to hear how convincing her reasons were for sacrificing her family's interests to serve the company she was currently working for.

The more he thought about it, the angrier he became. Not only did they poach his core shopping mall, but they also poached his nephew, Lin Yuan.

If this continues, they'll be broke. When she gets back today, I'll ask her what benefits her current boss has given her that makes her so devoted.

"Dad, she should be here soon. Should we go out to meet her? My sister hasn't been back for a long time either."

Lin Ping asked tentatively, only to be glared at by Lin Jian.

"I'm her father, why would I pick her up? Have you lost your mind?"

Lin Ping shrank back as he was scolded, wanting to say something, but he held back.

Seeing his hesitant expression, Lin Jian became even angrier: "Just say what you have to say, or shut up. What are you stammering about?"

Lin Ping glanced at him, thinking to himself, "You told me to say it, so please don't hit me."

Mustering his courage, steeling his resolve, and closing his eyes, he said, "If you weren't her father, you wouldn't even have the right to be near her."

He thought he was going to get a beating from Lin Jian, but after waiting for a while, he found that Lin Jian didn't make a move.

He opened his eyes and saw his father, Lin Jianzheng, looking thoughtful.

Lin Ping is absolutely right. Lin Ya is currently the Vice President of Junxiao Commercial Management Group.

Despite being the chairman of Lifan Commercial Management, Lin Jian was indeed unlikely to meet Lin Ya if she weren't his daughter, given the scale of her business.

He was just not used to it for a while. His eldest daughter, whom he had personally trained, was originally a core member of his company, but she was only the general manager in charge of a certain important project. However, after half a year, she was already managing a project worth tens of billions.

The total annual revenue of its own Lifan Commercial Management is less than 1 billion yuan, and the profit is less than 100 million yuan. The gap in strength is too big.

Forget it, I won't argue with her anymore. My daughter has forged a path far beyond my own, which is a good thing.

She stood up and suddenly asked Lin Ping, "Would you like to go to your sister's company for training?"

"Me? Go to Junxiao Business Management?"

Lin Ping pointed at himself incredulously, "You're willing to let a pillar of society like me go?"

Lin Jian sneered, "A pillar of society? If you weren't my son, I'd kick you out of my company." Lin Ping followed him out of the villa, muttering under his breath, "You don't care about me, but my sister does."

"Send your sister a message and ask how much longer she'll be there?"

"Just sent in 3 minutes."

Compared to his father Lin Jian, who often beat him up, Lin Ping was closer to Lin Ya, even though his older sister also frequently beat him up.

"Hey, Big Lao!"

Lin Jian certainly could afford a Rolex, but for someone of their wealth, driving such a car was still a bit of a luxury.

His car is a Mercedes-Benz S400, which is sufficient for his daily and business needs.

As the Rolls-Royce Phantom drew nearer, it sliced ​​through the street like an obsidian array, the Spirit of Ecstasy hood ornament reflecting a cold, silvery light in the sunlight.

As the 22-inch forged wheels spun, the gaps between the spokes flashed the afterimage of the dark red brake calipers. Lin Jian asked Lin Ping, "When did we get a car like this around here?"

"Wait, it's a Jiangzhou license plate. Could it be my sister?"

Lin Jian's eyes narrowed. It was indeed possible, but Junxiao Commercial Management providing Rolls-Royces for its senior executives? Wasn't that a bit too extravagant?
This car was indeed not assigned to Lin Ya. She and Zhao Hui each had a Guanghui 009 at their respective levels. This car was managed by Jun Xiao. A few days ago, when she accompanied Chen Xiao to Jinghai, the Guanghui 009 was driven out on business, and this car was taken away with her.

Lin Ya never returned to Jiangzhou; she went directly from Jinghai back to Shanghai.

The engine glided almost silently using Rolls-Royce's signature "magic carpet" noise reduction technology, the only sound the soft crunch of tires over fallen leaves. Lin Ping suddenly grabbed his father's sleeve: "Dad, turn on the hazard lights...it's her, coming for our house."

The carriage stopped not far in front of Lin Jian and his companion. The driver, dressed in uniform, jogged to the right rear door, bent down, and opened the double-door carriage.

A pair of 12cm Jimmy Choo patent leather high heels stepped out, revealing ankles with sharp, sculpted lines—Lin Ping gasped: "My sister's spending habits are getting higher and higher!"

The moment Lin Ya took off her sunglasses, her shoulder-length wavy hair swayed as she turned her head, and the Paraiba tourmaline earrings on her earlobes shimmered in sync with the phantom meteor headdress behind her.

"Dad, Lin Ping!"

The sharply tailored suit dress accentuated her square shoulders, and a matte crocodile leather belt cinched her waist—the younger brother stared at the solid gold buckle and swallowed hard, suddenly remembering his sister's words from six months ago when she decided to leave the family business and join Junxiao Business Management: "If I don't do well, I won't come back."

"Sis, your outfit is so beautiful. Where did you buy it? I'll give it to my girlfriend when I'm pursuing her."

Lin Jian reached out and slapped him on the head. "Have some self-respect. What's the point of giving someone the exact same thing?"

Lin Ya stepped forward and took her father's hand. As they walked towards home, she answered Lin Ping's question: "'Xingque' brand will soon open a store in Junxiao City, which used to be the Shanghai Huijin Plaza. You can go there to make your purchase then."

Back in her long-missed home, Lin Ya casually tossed her platinum bag aside and sat down on the sofa in the living room.

"Would you like to go upstairs and rest for a while?"

Before seeing his daughter, Lin Jian was contemplating whether he should unleash his anger to express his dissatisfaction when they met.

But when he saw his daughter and noticed the exhaustion on her face, he couldn't utter a single word of reproach.

"No need. After I come back to report my thoughts to you, I'm heading back to Jiangzhou tonight. I have a ton of work to do."

"So rushed? You can't even stay at home for one night before going back?"

"Well, I'm currently setting up regional divisions, and the organizational structure is far from perfect. I need to personally oversee many tasks. Think about it: I have eight provinces here, but only two regions have general managers. One of them, Lin Yuan, was just poached from your side."

I also have to oversee operations in six other provinces, and there are still some matters at headquarters that require my attention. I've suffered greatly from the lack of manpower.

Lin Jian had originally wanted to blame his daughter for poaching Lin Yuan, but after hearing what she said, he immediately asked, "How about we get a few more people from Lifan Commercial Management to support you?"

Lin Ya smiled, knowing that her father doted on his daughter and couldn't bear to see her suffer.

"No need. I've carefully considered the rest of your people. They're either not worth training or their abilities don't meet the requirements of Junxiao Business Management's management system."

Lin Jian scratched his beard in frustration. This girl had really sorted out his entire team. He thought she had taken pity on him and stopped poaching his people, but it turned out that the remaining teams didn't want them.

"Sister, I don't think what you said is objective. Lifan Commercial Management is indeed very talented."

"Oh? Who?"

Lin Ya thought that some remarkable newcomer had recently arrived.

"As the future successor of Lifan Commercial Management, am I not a great talent?"

"Lin Ping, do you have a misunderstanding about 'great talent'? Look it up in the dictionary, 'great talent' doesn't mean a big, stupid person!"

Lin Ping fell silent, feeling frustrated. Lin Ya, on the other hand, loved to mock him.

Lin Jian glared at him and said, "Stop making a fool of yourself. Also, I never said you would be the successor of Lifan Commercial Management. If you are incompetent, I will dissolve the company and not leave it to you to cause trouble."

"Never mind him, Xiaoya. Since you're not resting, let's talk about serious matters."

Lin Ya took the freshly squeezed juice from the aunt, took a sip, nodded, and then paused for a moment.

"I came back this time mainly for two reasons:"
First, I think Lifan Commercial Management needs to adjust its business direction. The development of commercial real estate has reached a bottleneck. It is now difficult for us to acquire high-quality commercial projects. This is mainly due to the high density of commercial properties, which means that new commercial properties now require a long incubation period.

For asset-light operators like us, it's difficult to profit in the early stages. It's easy to invest a lot of manpower and resources only to find that we're either losing money or running a business that's ultimately unprofitable.

Lin Jian listened and nodded in agreement.

Indeed, as Lin Ya said, in the past few years when commercial real estate was booming, some projects became popular as soon as they opened because of their good location and less competition. For example, Jiangzhou Tianlong Plaza and Jinghai Dayuncheng project were both at their peak upon opening.

In recent years, Lifan Commercial Management has been very cautious in acquiring some projects, but after two years of operation, it has not yet seen any benefits.

This is what angered him when Lin Ya poached Dayun City. With Tianlong Plaza gone, Dayun City is gone too. Lifan Commercial Management's profits have plummeted, and there is even a risk of incurring losses if they are not careful.

He considered many ways to adjust his approach, but none of them were able to improve the situation.

This is because, as Lin Ya said, they are a light-asset operation project, earning the difference between the rent collected from merchants and the rent paid to the landlord.

For new projects, the rental costs collected by the major landlords are generally not high. If Lifan Commercial Management can operate the project well, it can generate revenue by raising the rent for merchants later.

If the project fails to take off, it will be tough. You won't make any money, and it may even result in a lot of empty shops and losses.

The commercial real estate market is now basically saturated, so new projects can't be developed in just a few years, and there are very few new projects that can be developed at all.

This is very unfavorable for Lifan Commercial Management, which operates with a light-asset model, because it is not a top player among commercial management companies and cannot secure relatively high-quality projects.

“Dad, the competition in core business districts will be even fiercer in the future. In less than three years, Junxiao Commercial Management will definitely occupy all the core business districts in the national market. Light-asset operating companies like Lifan Commercial Management can only pick up some peripheral projects, and their operation risks are extremely high.”

The profit margin is very small, and you can easily lose money if you're not careful.

Lin Jian seemed startled by her words, "Xiaoya, are you too confident in Junxiao Commercial Management? A commercial real estate company that can occupy all the core commercial districts in the country, no other company can do that."

"No, it didn't exist before, but it does now!"

As Chen Xiao's woman, she was well aware of Chen Xiao's future plans for Junxiao Commercial Management. She had originally thought about operating with heavy assets like Junxiao Commercial Management and occupying all the core business districts within a few years, but that was simply wishful thinking.

Because the amount of capital required for this would probably be in the trillions.

Now she has no doubts. Junxiao Group has already spent nearly 200 billion in just a few months. Is it difficult for Junxiao Group to spend trillions or even hundreds of trillions over three years?

Judging from Chen Xiao's reaction, he seemed very confident. He never seemed to worry about money; his only concerns were whether he had enough talent and whether the company's development plan could keep up.

This is probably what distinguishes Junxiao Group from any other company: the boss never talks about money.

Lin Jian said incredulously, "You all operate with heavy assets, how could you possibly develop so quickly? Your cash flow can't keep up!"

He also studied the projects acquired by Junxiao Commercial Management. Although they were all high-quality projects, Junxiao Commercial Management acquired them at a premium. Even if these projects maintained their current growth rate, it would take about 15 years to recoup the costs.

That means Junxiao Commercial Management needs to keep investing funds. Who can afford such a large amount of money?

Lin Ya understood what he meant. There was too much company information she couldn't discuss, so she smiled calmly and said, "Dad, I have three things to tell you:

1. Junxiao Group has invested 250 billion yuan in the past three months.
2. Junxiao Group currently has no bank loans, but its high-quality assets are worth hundreds of billions.

3. The group has now decided to complete its nationwide regional layout this year, requiring each province to establish a regional branch and aggressively acquire high-quality projects in core business districts.

Lin Jian was stunned into silence by this information, while Lin Ping rubbed his ears beside him.

"2500 billion?"

Although he is a rich second generation, 2500 million is a big number to him. 2500 billion? Is that something a human being can do?
The key point is that Junxiao Group is a newly established private enterprise that is neither listed nor has any loans. This is simply outrageous, absolutely outrageous!
Lin Jian sighed. Judging from Lin Ya's information, Junxiao Group could easily come up with several hundred billion more.

They should currently have sufficient cash reserves to meet the latest business development plans; otherwise, they would have already considered bank loans.

It's impossible to run out of funds before thinking about borrowing money.

As for the funds needed to meet the current business development plan, Lin Jian roughly calculated it and gasped. Without investing hundreds of billions every year, it would probably be impossible to achieve Junxiao Group's strategic goals in three years.

This figure of several hundred billion is conservative. If Junxiao Group were to acquire another nationally renowned landmark commercial complex like Huijin Plaza, the required amount of capital would be even greater.

"Xiaoya, I believe you. What do you think Lifan Trading should do next?"

"Shift our operational focus to developing community businesses that leading commercial management companies overlook, especially those near universities." (End of Chapter)