My Lord, you need to stand up!

Chapter 289: Pit Abysses Are Everywhere
But it triggered Jin Zhuoqun's idea of ​​going to Pingjing to build a building.

In addition to the various real estate research scholars and officials who come in and out of the building next door all day long, there is also the surging bank loans.

Even in a little-known and remote place like Shangzhou, there are not only bank personnel from the inspection team, but also local banks that are pestering Rang Weidong all day long.

It's not about asking for money, it's about forcing him to take out a loan.

Beg him to build two more buildings!

This situation reached its peak a few days before New Year's Day.

The money should be loaned to him directly without having to wait until the house is built to allocate funds.

It just so happened that the expert group from Pingjing was all there, so I asked Weidong to take them to coordinate in person. Since they approved of this model and would not accuse me of violating any regulations, the bank would lend 80% of the money. I also had to ask Weidong to remind them that the loan should be disbursed in stages, depending on the progress of the project.

The contract was signed to build three eight-story brick-concrete buildings at one time, and to change the original three units into four, so each building has 64 households.

The three buildings can accommodate about 200 households at a time, with a mortgage of about 1.5 million yuan.

On the day before New Year's Day, homebuyers who followed the registration form notification to pay were pleasantly surprised.

This made Weidong very happy. It was the biggest gift he could give to these people at the coming New Year.

The construction complexity of this brick-concrete structure is not high, and the temporary change plan is just to dig a larger foundation.

But in fact, the loan amount for these three buildings was divided among three banks.

Then he was still not satisfied and wanted Weidong to start the project of the elevator building first. Wouldn't that cost more than 3 million? And the construction of the food factory building was slow now. Was he short of money? He wanted another loan. Would 1.5 million be enough?

Weidong was puzzled at first. Can bank loans really be given out in such a short time?

Didn’t it say that it became difficult for private enterprises and small and micro enterprises to obtain loans later on?

In fact, there are people from the financial system in the expert group, and they will know what is going on after seeing it.

It is said that the head office has a regulation this year that the loan quota in 85 must be increased based on the actual lending in 84.

That is why grassroots banks engage in such ridiculous things as rushing to lend money in order to increase their base.

Weidong was extremely annoyed. He really didn't have much cash at the moment, as all his money had been invested in his business, but he had never thought of taking out a loan.

Not only did his old boss specifically remind him of this, but Lao Siwei also felt that relying on loans to do business was not a good idea.

It was this feeling of chasing after active loans, just like the various online loans and small loans that annoyed Weidong the most later on. They had bad intentions and he was very resistant to them.

However, these banks claimed that they would not lend money immediately to the three residential buildings unless they provided more loans, so he had to beg them to lend another 1.5 million yuan each!

In addition to the 500,000 yuan mortgage for each family, the subsequent construction loan added up to a total of 2 million yuan.

Then, after New Year's Day, Weidong paid some interest before he paid back the inexplicable loan of 4.5 million.

The only ones who watched this outrageous operation were Wu Xi, Jin Zhuoqun, and the Hong Kong girls. Their reactions must have been different. Jin Zhuoqun really felt sorry, wondering how much could be done with such a huge amount of money.

Wei Dong and Wu Xi looked at each other speechlessly. They realized that they really couldn't let this guy get the big money. It was like he had never seen money before.

But this is the norm. No one in the whole country has ever seen money at this time.

The craze for starting private companies that began in early 84 led Weidong to set up his first company in Chengdu, encouraged by the Sunshine Daily reporter station.

A large number of shell companies have sprung up everywhere. They only have shell companies carrying company seals and talking about business everywhere, which makes it easy for them to commit fraud and run away.

Now we are facing such a lending boom again at the end of the year.

Those in the expert group who are from the financial system have witnessed the chaos at the grassroots level.

Someone immediately wrote an internal report on the situation.

It is not a complaint, but a reminder that since they have seen this kind of situation at the grassroots level, there must be similar practices all over the country. Accordingly, we must be vigilant about whether there will be a peak in bad debts, dead debts and non-performing loans in 85.

Anyway, Weidong doesn't know what factors will lead to the upcoming monetary tightening, and whether this small case in Shangzhou has also fanned some wings.

Just after New Year's Day, when he went to repay the loan, the money was actually still in his bank account and had not been moved at all, but he had already heard that it was not so easy to get a loan approved!
He didn't care at the time, and laughed in his heart. He thought, I didn't take out a single cent of loan anyway, and these mortgages were legitimate loans signed by individuals and banks respectively, with the property certificates as collateral.

So he took Wu Xi to the countryside to collect folk songs.

Li Erfeng was the guide, and Qin Yuye and Yu Xiaoqiu must have been following along out of curiosity.

You don’t have to run far. Deep in the remote mountainous area of ​​Baifeng Mountain, you will find a deep mountain road far away from rivers and streams.

After walking for dozens of kilometers, we immediately entered a remote area.

There are no shuttle buses, no provincial or national highways, just simple mechanized farming roads.

It was all thanks to the powerful horsepower of the original double-row seat, its light weight and strong crossing ability. Occasionally, Wu Xi had to jump in and watch over the cliff to prevent it from falling off!

Only then did I arrive at the poor family's home on the top of the mountain in fear and trepidation.

Hong Kong girls and Beijing girls have definitely never seen this kind of poverty.

Unlike the loess plateaus or barren deserts of the northwest, this area appears to be covered in lush greenery, suggesting a happy place to farm. However, the hilly terrain and sparse soil make planting inefficient and labor costs high.

Even if there are forests, they are not the kind with thick and big trees that have much economic value, but rather sparse and messy.

Without mountain products, there are not many wild animals to hunt, and the occasional wild boar will destroy the already precious crops.

Li Erfeng despised it: "There may be only one or two families living on a mountain. It's hard for them to farm and eat enough, let alone have cash to buy clothes."

Indeed, the architectural style here is not that of the Northeast forest area. The farmhouses here are all made of stone or yellow mud walls.

The tiles covering it were so heavy that they looked like they were about to collapse.

In order to save as much labor and materials as possible, it is just like the underground shed where the goblins live in the movie.

The doorway was so small that one had to bend down to get in. There was no light inside, let alone windows. Fortunately, the sloping roof ensured that there was enough space inside to stand upright to protect against rain and snow.

And after living there for so many years, it's so poor that there's not even a strange smell, it's just empty and poor.

The four bare walls are made of dilapidated earth.

A few pieces of rags on an empty bed made of wooden boards and some bamboo and wooden farm tools piled in the corner were all their belongings.

The word "wash" (wash) which means penniless is vividly reflected here.

But here people may not even dare to wash it, for fear that the last bit of cotton wool will be washed away.

Yu Xiaoqiu was horrified. "I've heard there are impoverished areas, but I didn't expect them to be this poor."

Li Erfeng said disdainfully: "No matter how poor you are, you still have to survive! I'll stay here tonight."

Qin Yuye was mentally prepared and brought a tent and sleeping bag: "Life is worth witnessing different scenes, which is very helpful in broadening our horizons."

The film academy freshman's cultural horizons were still lacking, but she was able to learn and understand: "Luckily, Brother Dong asked me to bring my bedding, so I might as well stay here when I leave."

Li Erfeng was a bit familiar with them: "If I keep you here, it's human trafficking. I might find you several men, and you won't even know whose baby it is next year!"

This frightened the little beauty so much that she was terrified: "I'm going to find Brother Dong!"

The Hong Kong girl hugged her and said, "Okay, okay, don't disturb him now."

Let Weidong and Wu Xi roll up their sleeves and help build the pigpen!

They came here with the idea of ​​delivering piglets to people in remote areas as a means of providing some capital. Raising pigs involves cutting grass around the area, and they can sell them for tens or hundreds of dollars next year.

But the main purpose was to scare the farmers: "If you're greedy for this pork, you can kill it right away and only have one or two meals. But hold on and raise the pig. You can keep one for smoked bacon and sell the other for money. Your life will be different immediately. We'll come to inspect next year, and if there are no pigs, we'll tear down your house!"

The poor man was so scared that he kept nodding his head. His wife and children felt like they had encountered bandits, but they couldn't help but look at the piglets in the bamboo cage.

Besides, there are three such beautiful girls, how could they be bandits?

Wu Xi eavesdropped on Wei Dong's ferocious style, who was obviously doing good things, and kept piling up stone slabs and wood blocks.

After finishing his job, he was sweating all over and handed out cigarettes to the farmers. He said, "Why don't we build a village at the foot of the mountain and bring these scattered farmers together to live together? Wouldn't that be much better? Living in the mountains doesn't require much."

Let Weidong stop smoking and squat by the mountain spring to wash his hands: "There will definitely be people who do this, but when I... when I was dealing with universities, I heard them say that this is an extension of administrative management..."

In fact, it was only later that the tax, land and other departments realized its importance.

After more than ten or twenty years of reform and opening up, the economic situation has gradually improved, and various places are indeed carrying out new rural construction, which means gathering these scattered farmers together to establish villages.

But after a few years, I found that once an area is uninhabited, it gradually becomes a black hole.

It was like a lost country with no one to take care of it and gradually lost administrative management.

If someone really were to do something secretly there, no one would know.

This trend is scary, so we quickly try to spread it as much as possible.

In some remote areas where only one or two households live, roads must be built through them. This is based on the idea of ​​complete administrative management.

Wu Xi was a little surprised and blew out a long smoke ring: "It seems that just helping poor people improve their lives is a science."

Ran Weidong also looked out at the endless expanse of empty mountainous areas: "I have great faith in the country's combat capability. They will do everything they can to help impoverished areas change their appearance. I grew up in this area, so I will certainly not hesitate to do my bit to help."

Wu Xi understood. "I asked someone to inquire about the corn bioengineering project. There's a person involved. His identity is vague, so I can't say much. But the investment is huge, which is why the Northeast region hasn't made up its mind. If you're determined to do it, I can contact the military's tertiary industry company to work with you. That's a guarantee that there won't be any problems. The transfer fee he's supposed to collect does have some important uses."

This is what makes Weidong so special. The old security guard is stubborn. "I've said it before, the transfer fee should be paid. Even if I want to take it right now, it would be difficult. But this money really can't be given to one person. Secondly, I can't give it to BD either. That's against the rules. BD shouldn't be doing business. Jiangzhou, Shangzhou, or even Pingjing, if you give a responsible government department to handle this transaction, it will be fine."

Wu Xi thought for a moment and said, "You do have a point. Some things are done with impatience, and it seems that they gradually become taken for granted. I didn't expect you to be more reliable on matters of principle like this. I'll learn from you. I'll contact and coordinate with you to get this done as soon as possible."

Rang Weidong clasped his fists and said, "I know you are fair-minded. I won't talk about any rewards or benefits. That would be disrespectful. If there is really any need for me, I should do my best to help you."

Wu Xi smiled and said no problem.

This huge pit was dug silently.

(End of this chapter)