Chapter 93 Credit Union Loans

The three brothers followed Jiang Dahai to the credit union in town.

As soon as I entered, I saw Jiang Moli standing in front of the counter, looking like she had been waiting for a long time.

Ruan Fuguo hurried over and asked, "Jasmine, your father said the money is ready?"

"Don't worry, have you brought your household registration book?"

Nguyen Phu Quoc nodded and handed his, Nguyen Phu Quang, and Nguyen Phu Thuan's household registration books to Jiang Moli.

“What do you need the household registration book for?”

"it works."

Jiang Moli looked at the household registration booklet and confirmed that it belonged to the three brothers before handing it to the clerk behind the counter.

"Could you please help my three uncles with the formalities, Secretary Song?"

"it is good."

Secretary Song nodded, opened the household registration book and started to register.

The three brothers all looked puzzled: "Jasmine, what are you doing?"

"Aren't you waiting for money? I've helped you get a loan at the credit union. Once Director Song finishes the paperwork, you can get the money."

As the three brothers stared in amazement, Jiang Moli quickly handed over three pieces of paper:

"In addition to helping you with the loan, I've also created a repayment plan for you. Going forward, you'll pay back 5 yuan per month, including principal and interest, and you'll be able to pay it off in about two to three years. Of course, if you have the means, you can pay it off in full early, which will save you some interest."

Looking at the repayment plan, the three Nguyen Phu Quoc brothers looked as ugly as if they had eaten shit.

Because it is an agricultural loan, the interest rate is not high. The total interest on the three loans is less than 1 yuan per month.

The problem is that loans from credit unions need to be repaid.

As for the money they owe the Jiang family, they can pay it back in three to five years, or even not at all.

As he was speaking, Secretary Song had already completed the loan procedures for Nguyen Phu Quoc.

"Come, uncle, sign your name here and put your fingerprint, and the cooperative will lend you the money!"

Staring at the pen and ink box handed to him, Ruan Fuguo finally couldn't help but explode.

"I'm not asking for a loan! Jiang Dahai, this is your good daughter. She keeps playing tricks on us uncles. Don't forget how you promised us in front of the leader yesterday? Believe it or not, we're going to the factory to find the leader right now!"

Jiang Dahai is speechless.

It was only when he arrived in town and was taken to the credit union that he learned that his daughter wanted to take out a loan for the three brothers.

Jiang Moli smiled and said, "Uncle, there's no need to bother. Director Yang's secretary is here. He came to the town today to serve as a witness on behalf of Director Yang."

Ruan Fuguo glared at Xiao Jun beside Jiang Dahai.

Xiao Jun's scalp tightened. He was not the factory director's secretary, but just an office clerk.

However, Yang Zhigang did send him here as a witness.

"Uncle, I promised yesterday to lend you the money. Look, didn't I do it? Sign the document, and you can get the money right away."

Ruan Fuguo was so angry that his face turned red and his neck thickened. "You agreed to lend us the money, so you should use your money to lend us. Why did you go to the credit union?"

"It's all borrowing money, so what difference does it make who you borrow it from? As long as you get the money, it's fine."

Of course there is a difference.

The difference is big!
If you borrow money from a credit union, you have to pay it back and pay interest.

Jiang Moli didn't say any more nonsense. "Uncles, I've borrowed the money for you. Just sign if you want to borrow it. It's up to you whether to lend it or not. Anyway, I've done what I promised. I have something else to do, so I'll leave first."

After saying that, Jiang Moli called Jiang Dahai and Xiao Jun and left the credit union.

"Do you want to take out a loan or not? There are people waiting in line behind you."

Under the urging of the loan officer, Nguyen Phu Quoc had no choice but to put on a gloomy face and sign and fingerprint the loan form.

If they don't take the money back today, the villagers will drown them with spit!

Jiang Moli, that damn bitch, has fooled them again!

……

After leaving the credit union, Jiang Moli caught a glimpse of Jiang Dahai's dull face and leaned over: "I have to be closer to you. It's cooler next to you."

Seeing that Jiang Dahai and Xiao Jun both looked puzzled, Jiang Moli pointed at Jiang Dahai's face and said, "Look at my father's face, it's colder than ice."

Jiang Dahai snorted, "It's quite refreshing, because your jokes are so cold."

Jiang Moli laughed, "I didn't realize you had a humorous side." Jiang Dahai glanced at her, then looked back at the credit union sign and said to her, "You're really imaginative. You're going to get a loan for your uncle and his family."

Jiang Moli said, "They were waiting for money. I helped them solve their problem. They should be grateful to me."

Credit unions don't grant loans to just anyone.

It depends on both background and assets, and the loan amount for ordinary farmers does not exceed 100.

Jiang Moli deposited the money her relatives paid back in a credit union for three years, earning an interest of 1 yuan per month.

By the way, I used this deposit certificate as a guarantee for the three brothers, and the credit union was willing to lend them money.

She was not worried that the three brothers would default on their debts.

If you don’t have money to pay back, just move the food to pay it back.

……

Jiang Dashan had been waiting at the town bus station for a long time, his dark face tanned and greasy.

Seeing Jiang Moli and Jiang Dahai coming towards him, he hurried forward to greet them.

"The sea, Jasmine."

"Brother, why are you here? Do you have something to talk to me about?"

Jiang Dashan glanced at Xiao Jun, seeming to want to say something but stopping himself.

Xiao Jun was also tactful and went to the bus station under the pretext of buying a ticket.

Without outsiders around, Jiang Dashan no longer had any taboos and told Jiang Dahai about the difficulties of his second son's marriage.

Jiang Moli summoned the system and asked, "Help me check what the two brothers Jiang Dashan and Jiang Dachuan did after Jiang Dahai was injured and lost his job."

After a burst of rustling pages, "Jiang Dashan was caught having an affair with a woman from the same village, and was blinded in his left eye by the woman's husband..."

Jiang Moli:!!!

No matter how you look at it, Jiang Dashan seems to be a very honest man, yet he actually does such extravagant things in private.

"Jiang Dachuan burned down a granary while smoking and was sentenced to be sent to a farm for reform."

No wonder Jiang Dahai died alone due to illness. It turned out that after he fell ill, his two brothers also suffered misfortune.

After wiping the shit off his own ass, he naturally had no time to care about his brother Jiang Dahai.

However, she always felt that the incidents involving Jiang Dashan and Jiang Dachuan were a little strange.

No matter how you look at it, it looks like everyone was wiped out.

"Jiang Dashan was caught having an affair in bed. It was Zhang Sanmei who reported it. Before Jiang Dachuan burned the granary, he drank with Zhang Tiesheng."

After listening to the system's explanation, Jiang Moli suddenly understood.

Zhang Sanmei and Zhang Tiesheng, one is Jiang Qing’s sister-in-law and the other is Jiang Qing’s father-in-law.

It seems that Jiang Qing really hates the Jiang family.

In order to kill Jiang Dahai, he did not hesitate to plot against the brothers Jiang Dashan and Jiang Dachuan as well.

This also indirectly proves that Jiang Dashan and Jiang Dachuan are good to their brother Jiang Dahai.

If the two brothers were as cruel as the Ruan family, Jiang Qing would not have to take action against them.

Therefore, when Jiang Dashan embarrassedly said that he wanted to borrow money, Jiang Moli took him directly to the credit union.

When he arrived at the door of the credit union, he bumped into Ruan Fuguo who was following him out.

"Uncle, have you got the money?"

Ruan Fuguo glared at her coldly and walked away with a sullen face.

Nguyen Phu Quang and Nguyen Phu Thuan, who came out later, also did not give Jiang Moli a good look.

Seeing the attitude of the three Ruan brothers, Jiang Dashan couldn't help but feel angry for his brothers. "These three bastards are really worthless. They turned their backs on us just because they borrowed money?"

Jiang Dahai said nothing.

Jiang Moli agreed: "That's right, they're just like that. I helped them with the loan out of kindness, but they didn't even say thank you, let alone treat me to a meal."

Jiang Dashan was stunned: "Loan?"

"You come to me to borrow money, and I refuse. You say I'm heartless. But go ahead, I'm not a banknote printer. How can I lend so much money? So, I'll bring you to the credit union and you can borrow as much as you want."

While speaking, Jiang Moli carefully observed Jiang Dashan's expression.

(End of this chapter)

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