Wanfa Daojun, starting from the Little Cloud and Rain Technique

Chapter 32 Borrow and Return

Ji An spread the prepared talisman paper on the table and counted the number.

Thanks to his superb planting skills that are comparable to many old spiritual farmers, the talisman grass he grows is of relatively good quality.

Although his skills in making talisman paper are not yet advanced enough, he can still make high-quality talisman paper more easily.

72 pieces of first-grade low-quality talisman paper, 21 pieces of first-grade medium-quality talisman paper, and 4 bottles of first-grade low-quality talisman ink. This is all the harvest.

Making talisman paper and talisman ink can earn more money than growing spiritual grains, but it is also more time-consuming.

Now that he has advanced to the fourth level of Qi Refining, the total amount and quality of the mana in his body have increased a lot. Next season he should be able to plant four acres of spiritual grains and one acre of talisman grass.

He glanced at the simple furnishings in the room and sighed softly.

Although he had a good harvest this year, he could not afford the huge expenses and incurred a lot of debt. Moreover, the one-year period had come to an end, and he had to pay off the spirit stones he owed to Lao Huang and others.

Even if you want to borrow again, you have to wait a few months, otherwise it will give people a sense of unreliability if you pay it back and lend it again.

After putting away the talisman paper and ink, Ji An dug out the small wooden box hidden under the bed.

There are enough contribution points left to exchange for the next season's grain seeds and yellow sprout rice that can be eaten for three months. The box contains all the crystals accumulated in the past six months, 10 spirit stones and 56 spirit crystals.

However, Lingnong's novice protection period has expired. Starting from the next quarter, he will need to pay land rent and taxes, and his income each quarter will be much less.

Ji An left the bamboo building and boarded the Fu Bird to fly towards the Bishui Market.

He landed at the fishing pier and walked to the ordinary private room of Baiweilou.

A few days ago, he ordered a table of spiritual food, including two meat dishes, four vegetable dishes, and a soup, plus five bottles of spiritual wine, which cost him a spiritual stone and 80 spiritual crystals, which made him feel very distressed.

Today he invited several creditors to gather here, so he had to show his respect.

Package yourself and let people know that you are doing well, so that they can lend him spirit stones with confidence in the future.

At the beginning of the Si hour, Wei Songnian was the first to arrive at the private room.

"Haha, congratulations, Junior Brother, for advancing to the middle stage of Qi Refining."

"Congratulations," Ji An smiled and opened the cloth bag on the table.
"Brother, please take a look at these talisman papers and ink."

Wei Songnian patted the talisman paper to feel its thickness and nodded slightly:
"Junior brother, the yield rate of your fine talisman paper is quite high, comparable to those spiritual farmers who have been growing talisman paper for several years."

He knew that Ji An had only planted half an acre of talisman grass, so it was quite good that he could have so many high-quality talisman papers.

Wei Songnian quickly counted the amount of talisman paper and the quality of the talisman ink and calculated:

"72 pieces of first-grade low-grade talisman paper, each piece contains 1 spirit crystal, for a total of 72 spirit crystals;

21 pieces of first-grade medium-quality talisman paper, 8 spirit crystals each, a total of 168 spirit crystals;

4 bottles of first-grade low-quality talisman ink, 35 spirit crystals per bottle, a total of 140 spirit crystals.

The total is 380 Spirit Crystals. Junior Brother, do you want to buy some more materials? If not, I will give you Crystal Stones.

Of course, I have to buy something. Ji An took out a bottle of Huangyadan and said with a smile:
“I haven’t used a bottle of the pills that Senior Brother gave me last time, so I’m returning it to you.

"Well, six more bottles of Jade Python's blood, half a pound of cinnabar, and two pounds of agarwood and pine resin."

Normally, purchased pills cannot be returned, but now he has a very close relationship with Wei Songnian, so he can return them.

Cinnabar, rosin and python blood are the materials for making talisman ink. Taking some time every day to slowly make them can also bring in income.

Wei Songnian took the jade bottle, poured out the liquid, looked at the quality and quantity, and nodded:
“Well, there are 12 Huangya Pills left.

The normal price of the Jade Python's blood essence is 20 spirit crystals per bottle. After the sect occupied Moya Mountain, the price has dropped. I charge it to my junior brother for 18 spirit crystals per bottle.

Half a pound of cinnabar and two pounds of rosin, which is 30 spirit crystals, I still need 202 spirit crystals."

He paused and sighed:

“It takes quite a while to make a bottle of talisman ink, and with the fierce competition, the profit margins for low-quality talisman ink are low.

If you want to earn crystals, you still have to develop a unique formula of talisman ink.

I know a junior sister who, while out on a mission, received a fragment of a talisman master's inheritance. It contained several unique talisman ink recipes, and her life immediately became better."

He only paid 35 Spirit Crystals for the low-grade talisman ink he bought, but those with special formulas were priced at over 45 Spirit Crystals. Furthermore, when selling the materials to a talisman maker like him, he had to offer a generous discount. "How easy is that!"

Ji An shook his head. He wondered how many experiments would be needed to develop a special formula.

There are strict requirements on what materials to add and the proportion of each material.

He doesn't have the time and energy, nor the knowledge in this area, so he might as well just earn some hard-earned money.

"Brother, how much is the Jade Pill?"

"30 spirit crystals each."

Ji An grinned, it's so expensive, but the main ingredient of the Jade Pill, Jade Corn, must be grown in a spiritual field of the first grade or above, so there is a reason why it is so expensive.

He thought for a moment, took out two spiritual stones, and said:

"I need to buy 10 Jade Pills. Senior Brother, just give me eight. The other two will be used to offset the amount you lent me before.

There is no need to look for Senior Brother Lingshi anymore. It turns out that I owed him a Lingshi, so I paid it back all at once.

Now, I still owe my senior brother 24 Huangya Dan spirit stones, I will pay you back in a few months."

If you borrow and repay on time, it will not be difficult to borrow again.

"Junior brother, why are you in such a hurry to return it?"

Wei Songnian declined, but later, seeing Ji An's firm attitude, he accepted the spirit stone.

He took out 10 Jade Pills and 2 Spirit Crystals and handed them over.

After a while, Lao Huang, Zhao Mengyao and Chu He arrived one after another, and the restaurant served the dishes.

Ji An introduced several people to each other, then opened his small wooden box and began to repay his debts.

"Senior Brother Huang lent me a spirit stone a year ago."

"After I joined the sect, Senior Brother Chu He lent me two spirit stones."

"Senior Sister Zhao, lend me three spirit stones."

He laughed dryly and said:

"Senior Sister Zhao, Senior Brother Chu, I still owe you three spirit stones each, and I will give you half a year.

Fortunately, Senior Brother Zhang went to Moya Mountain, otherwise I wouldn't have a single Spirit Stone left today."

His wealth has shrunk dramatically, leaving him with only 2 spirit stones and 57 spirit crystals. If Zhang Yuanshan were present today, he would have to pay two more spirit stones.

Zhao Mengyao said:
"Don't be in a hurry, Junior Brother, don't delay your cultivation just to pay back the spirit stones. That would be bad."

Although there are sect rules to protect new spiritual farmers, it was still beyond her expectation that a new disciple could accumulate so many spirit stones in a year.

It is said that it is not easy for spiritual farmers to accumulate spirit stones, but this statement is obviously not applicable to Ji An.

It is a real skill for the other party to be able to make friends with two disciples in the late stage of Qi Refining instead of relying on them.

Chu He nodded slightly, sighing in his heart that Ji An's speed in earning crystals was indeed far beyond that of ordinary disciples.

Old Huang sighed:
"Junior brother, you have been able to accumulate so many spirit stones in just one year. Your future cultivation journey will be smoother than most disciples in the sect.

Your current level is not far behind those experienced spiritual farmers who have been cultivating for more than ten years."

This junior brother's starting point is much higher than that of ordinary spiritual farmers.

What is even more rare is that the other party's cultivation has not fallen behind. He broke through from the first level of Qi Refining to the middle stage of Qi Refining in just one year, and there may be hope for him to build a foundation in the future.

Ji An smiled and said:

"Thank you so much for your help, without you I wouldn't be where I am today.

Come, let us drink from this cup together."

(End of this chapter)