Chapter 20 Shield

Chundu Hotel is located in the northeast of the county town. It takes more than ten minutes by taxi to get there. It is the only five-star hotel in the county town. It was built only two years ago and is decorated quite luxuriously. Generally, big bosses like to hold social receptions here.

Fang Qingye went straight up to the third floor and pushed open the door of box 302. The dining table inside was very large, but only three people were sitting at it.

There was a man and two women. The man was in his fifties, with a slicked-back hair and a square face. He was Song Dahai's father, Song Qingdong.

Zhang Qunying had already arrived, but Xia He had not yet come. There was also a woman in her thirties who was very beautiful and had a pair of almond-shaped eyes that made her look very shrewd.

Fang Qingye also knew her, Luo Yan, the deputy general manager of Kerry Real Estate.

Luo Yan is also a talented person. According to Song Dahai, she was just a waiter in a hotel at first, and later was hired by Kerry Real Estate Company as a real estate salesperson. She is good at communicating with customers and her performance was outstanding, so she was soon promoted to business manager.

Later, Song Qingdong transferred her to the company headquarters as the public relations manager, specializing in dealing with the government, banks and major customers. Last year, she was promoted to deputy general manager of the company and became Song Qingdong's right-hand man.

Seeing Fang Qingye push the door open, Song Qingdong was a little surprised: "Why are you here?"

Before Fang Qingye could answer, Zhang Qunying beside him smiled and explained, "Director Song, let me introduce him to you. His name is Fang Qingye. He's an employee of our Dongfang Bank. President Xia personally asked him to join."

"Director Zhang, I've known him for a long time. He and my youngest son have been playmates since childhood." Song Qingdong answered with a smile, and when he heard Zhang Qunying say that it was Xia He's intention, he naturally didn't ask any further questions.

Luo Yan next to her gave Fang Qingye a meaningful look.

Fang Qingye greeted everyone with a smile before sitting down.

At 6:25, Xia He arrived. She was not wearing a uniform. She wore a white shirt with high-waisted wide-leg pants, looking intellectual and elegant.

"Mr. Song, Mr. Luo, I'm sorry I'm late because of something at work." Xia He came in and apologized slightly. Song Qingdong naturally didn't say much and asked Xia He to take a seat.

The dishes were served as soon as everyone arrived. Originally, Song Qingdong was going to serve Maotai, but Xia He declined, saying that she could not drink much. Song Qingdong did not insist and served a bottle of Chavaux de Chine dry red wine.

There weren't many people, but there were quite a few dishes, all of them famous. Song Qingdong was naturally very attentive. He pointed at a dish and said with a smile, "I heard that President Xia is from Huijing, so I asked the chef to prepare a Huijing specialty dish, Beauty Liver. How about you try it?"

The so-called beauty liver is made by stir-frying duck pancreas and chicken breast in duck fat.

Xia He was not polite either. She picked up a piece with her chopsticks and tasted it: "Hmm, it tastes good. I didn't expect that the Huijing cuisine at Chundu Hotel is so authentic."

"Haha, Mr. Zhang from Chundu Hotel is my friend. President Xia, if you come here often in the future, Mr. Zhang will definitely give special instructions to the chef and guarantee your satisfaction!"

"Thank you." Xia He picked up the napkin and wiped her lips gracefully.

After everyone ate and drank for a while, Song Qingdong poured red wine into Xia He and Zhang Qunying's glasses. When he was about to pour for Fang Qingye, he stopped him with a smile.

"Uncle Song, I can do it myself."

Song Qingdong didn't hesitate and said to Xia He, "President Xia, Director Zhang, I asked you to come here today because I have something to trouble you with."

"Director Song, please speak."

"I have a 2400 million yuan loan from your bank, which is about to expire." Before Song Qingdong could finish his words, Zhang Qunying interrupted him: "Mr. Song, do you want to postpone the repayment? I'm afraid..."

Song Qingdong glanced at Zhang Qunying, then smiled and said, "No, Director Zhang, delaying repayment will affect my company's credit, and it will be more difficult to apply for loans in the future. I won't do this unless it's absolutely necessary."

Hearing this, Zhang Qunying breathed a sigh of relief.

Xia He glanced at Zhang Qunying with some dissatisfaction.

Why are you in such a hurry? Just wait until the other person finishes speaking.

It seems that Zhang Qunying is not as good as the previous credit chief Su Ming in dealing with the boss.

However, Zhang Qunying also has her own advantages. She is serious and principled in her work. As the head of the credit department, it is not easy for her to be dragged down by people with ulterior motives.

Of course, he also listened to his own words. Song Qingdong continued his topic: "My idea is to raise funds from other sources to repay the 2400 million yuan. But I would like to ask President Xia and Director Zhang to lend me another 2400 million yuan as soon as possible. We have already submitted the relevant loan application materials."

"Mr. Zhao, you are not going to use the 2400 million you borrowed from us to fill the hole somewhere else, right?" Xia He said half-jokingly and half-seriously.

Song Qingdong smiled wryly. "President Xia, to be honest, I'm really planning to do this. You're well aware of the downturn in the real estate industry right now. It's not just us, but all over Jinghai and even Jiangsu Province. Real estate companies are extremely short of funds, and many are on the verge of bankruptcy due to broken funding chains."

"But don't worry, we at Kairui Real Estate don't have that problem," Song Qingdong quickly added. "We have a property in Nanxin and Jinghai that's selling like hotcakes. We're just having some cash flow issues right now."

sell like hot cakes?

Fang Qingye, who was sitting below, laughed inwardly when he heard this.

He was not familiar with the property in Jinghai city, but the property called Shanshui Jiayuan developed by Nanxin Kairui Real Estate was very busy, with many people coming to see the property every day.

But Fang Qingye knew in his heart that they were all agents and very few of them actually bought houses.

Xia He naturally understood it in her heart. She smiled but did not expose it. She pondered for a moment and said:
"Mr. Song, you're a long-time client of our East Bank. We've always had a good relationship, but you're also aware that the entire banking industry is cautious about real estate loans. Last week, our city branch summoned all county and district branch heads to a meeting in the city to convey a document from the provincial branch, requiring us to strictly control the amount of real estate loans. I'm sure you've heard that, Mr. Song."

Song Qingdong nodded.

At this time, Zhang Qunying also added: "Also, our branch only has the right to lend within 1000 million yuan. For funds as large as yours, the approval authority lies with the city branch."

"I know that. I'm not asking you to lend me 2400 million. 1000 million, just 1000 million. President Xia, what do you think?"

It seems that Song Qingdong is really anxious.

Xia He didn't answer directly, but pondered for a moment before saying, "Well, Mr. Song, how about we go back and study this and give you an answer?"

Song Qingdong was a little disappointed. He looked at Fang Qingye, who had been silent the whole time, but still said, "Then I'll trouble President Xia and Director Zhang. I hope it will be quick."

"Will do."

After finishing the serious business, everyone chatted about other things and said some meaningless things. It was almost time for Xia He to say goodbye, and Zhang Qunying and Fang Qingye naturally followed.

Song Qingdong and Luo Yan were sent to the hotel entrance.

"President Xia, you didn't bring your car? I'll ask the driver to take you back." Song Qingdong said immediately when he saw Xia He was about to walk.

"No, I want to go shopping with Director Zhang." Xia He declined with a smile.

The three of them left the hotel and within a few minutes they reached an intersection. Xia He said to Fang Qingye, "Xiao Fang, Director Zhang and I are going shopping for some clothes. What about you?"

"I'm going home." Fang Qingye said immediately.

"Okay, be careful on the road." After saying that, Xia He and Zhang Qunying turned and walked towards the center of the county town.

Fang Qingye walked home, but felt a little depressed.

It wasn't because he didn't speak during the meal today and was just accompanying the guests, but because: Xia He seemed to be using him as a shield!
On several occasions, Fang Qingye realized that Song Qingdong wanted to say something, but he didn't see her there, so he stopped talking.

After all, he was Song Qingdong's junior, and there were some things he didn't want him to hear.

Fang Qingye had this feeling, and Song Qingdong had the same feeling.

 Today is the first round of recommendations. I hope everyone will click to read. Now the promotion is only for follow-up reading. It is easy to let a book die, but I will also work hard to write a good one.

  


(End of this chapter)

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