I'm in the county town, and you say I'm a big shot?

Chapter 23 "Actually, solving this problem is not that difficult."

Fang Qingye parked the car at the foot of the lobby steps, opened the window, stuck his head out, and called out, "President Xia."

Xia He immediately walked down the steps, got into the car, sat in the back seat, and asked with a smile.

"Xiao Fang, why are you driving?"

"Teacher Zhang has something urgent to do, so I'm here to pick you up on his behalf. Senior sister, are you going home or back to work?" Fang Qingye asked while driving.

"Let's go back to work. I still have some things to take care of."

"Ok."

The car drove out of the government gate and headed towards the old city.

On the way, Fang Qingye looked through the rearview mirror and saw that Xia He's pretty face looked a little tired, so he asked with concern: "Senior sister, haven't you had a good rest recently? You don't look well. Work is important, but you also have to take care of your health."

"Oh, Xiao Fang, you're quite caring," Xia He said, then sighed. "There's nothing I can do. The city bank held a meeting before May Day and strictly ordered us to reduce the scale of lending to real estate and lower the non-performing loan rate. It's only been a few days since May Day, and today the county leaders are asking all of our banks to increase financial support for real estate and lend as much as possible to support the local economy. Tell me, who should I listen to?"

"What they said makes sense, senior sister, you can't help but consider it." Fang Qingye replied with a smile.

"Yes. The county is working for local economic development, people's livelihood and employment, and they value social benefits more. Our city branch values ​​economic interests more. If the loans we have issued are wasted and the bank's non-performing loan rate increases, we will all be in trouble. Alas." At the end, Xia He sighed again.

"Actually, solving this problem is not that difficult."

Fang Qingye's words perked up Xia He: "How do we solve this?"

"Nanxin has more than a dozen real estate companies, large and small, but they vary greatly in quality. You can select two or three larger ones with better business conditions and lend them money to meet their funding needs. This way, you can satisfy the county leaders without directly violating the intentions of the city branch leaders. It's a win-win situation."

"Well, Xiao Fang, you and I are on the same page. This is the simplest and most direct solution." Xia He nodded. "Tell me, which real estate companies are doing better?"

"Kerry Real Estate Company, Linyuan Company, and Jianfa Company." Fang Qinglin said the names of three real estate companies in one breath.

"Kerry?" Xia He suddenly thought of something and asked, "Xiao Fang, I heard that you have a very good relationship with the second son of Song Qingdong, the owner of Kerry Real Estate. You even call Song Qingdong uncle. You are not here to lobby, are you?

"Senior sister, I'm just talking about the facts." Fang Qingye explained calmly while driving.

"The three companies I'm talking about are the largest in the Nanxin real estate industry, especially Kerry Real Estate, which is arguably the industry leader. They've had some funding issues recently, but their overall operations are doing well, so lending to them is the safest and most meaningful option. Of course, personally, I also hope to lend to Kerry. As you mentioned, I call Song Qingdong uncle."

Fang Qingye's words were very frank, and Xia He didn't feel much disgusted: "Well, that's more or less. If you have selfish motives, you have selfish motives. We are not saints. It is best to balance public and private interests. However, Kerry Company's appetite is too big, and we can't satisfy it."

Find a way.

Fang Qingye was about to continue persuading him when he saw that the vehicle had already turned into Changle Road, and it was only three minutes away from the workplace.

It would be inappropriate for me to go to the other party's office and tell them about this matter when I get to the company. If I encounter them again when they come to report on work, I will lose this opportunity.

If you find the right time to bring up this topic, the difficulty of getting the other party to agree will increase dramatically.

This matter must be settled today! Thinking of this, Fang Qingye suddenly had an idea and said, "Senior sister, why don't you have a meal first before going to work? It's time for dinner, I'll treat you."

"That's fine, but don't go to a big hotel. Just find a small restaurant to fill your stomach." Xia He agreed.

"I know a small restaurant nearby. The food is delicious." Fang Qingye continued to drive forward, turned the intersection near the unit, and finally stopped in front of a small restaurant. It was the place where Zhao Wenjun invited him to dinner that day.

The proprietress was still there. When she saw Fang Qingye come in, she recognized the young man who had come to eat with Zhao Wenjun some time ago. Following behind him was a beautiful woman who was also wearing a bank uniform. She hurried over to greet them.

"Boss, do you have a private room? Open one and bring the menu." Fang Qingye said.

"Yes, yes." The proprietress led them into a private room and handed Fang Qingye a menu. She stood aside and watched him order. She couldn't help but ask, "Where's your President Zhao? Why haven't I seen him come to eat recently?"

"He resigned and I heard he went to Shanghai." Fang Qingye answered casually and returned the menu to the proprietress after ordering the dishes.

Xia He remained silent until the proprietress left before she curiously asked, "Does this proprietress know Zhao Wenjun?"

"Because Zhao Wenjun used to often come here to eat." Fang Qingye paused and said, "The last time Zhao Wenjun invited me, it was also here."

Xia He said "oh" and looked around the room again, not knowing what she was thinking.

Soon the dishes were served, including white sauce catfish, grilled clams, and Wenfeng double bamboo. They also ordered a soup and two bowls of rice, and started eating. Fang Qingye mentioned the loan again.

"Senior, you just said in the car that Kerry's loan was too large and exceeded the branch's approval authority. Actually, this problem is not difficult to solve."

"Xiao Fang." Xia He put down her chopsticks and looked at him with a half-smile on her face: "You didn't send me directly to work, but came here to eat. Do you want to continue talking about this topic?"

"Senior, you're wronging me. I really want to treat you to a meal." Fang Qingye explained, then smiled and said, "Of course, let's talk about loans too."

"You're really scheming." Xia Hejiao laughed. "Tell me, what's the solution? I'm going to make it clear in advance that I won't agree to breaking up the loan into smaller amounts. This is an illegal operation."

"Senior, how could I let you violate bank regulations? It's actually very simple. Submit the materials according to the formal procedures and let the city branch review and approve it!"

"I am your senior, you might be able to persuade me, but can you also persuade President Zhang of the municipal bank? You must be quite capable." Xia He smiled.

"How could I have that ability? President Zhang doesn't even know who I am." Fang Qingye also smiled: "Senior sister, this depends on you."

"Depend on me? Why? Are you asking me to take the loan documents and get scolded by President Zhang?!" Xia He's pretty face changed slightly.

"Of course not. How could I push you into the fire pit? Just listen to me slowly." Fang Qingye seemed confident.

"Oh, you said?"

Xia He picked up a piece of fish, somewhat nonchalantly.

"Senior, what do you think of the current domestic situation?" Fang Qingye suddenly changed the subject and asked slowly.

(End of this chapter)