Dawn Spider

Chapter 158 Financial Spider

"Hasn't the trade on the Twin Islands of Salad stabilized? Is there anything else important?"

The owner of Red Cone Mountain was puzzled.

"Yes."

Silver echoed.

Without further ado, Jin pulled out two spider silk threads from his abdomen, one blue-purple and the other translucent white.

"Perhaps due to the extreme enhancement, my spider silk has undergone some changes."

"click"

"cha"

"Blue-purple spider silk?"

"Jin, have you mutated?"

Has it mutated again?

"Have spider silk mutated too?"

"You mutate way too easily!"

"Jin, is this a problem with your constitution?"

"A constitution prone to mutation?"

"..."

Even the Sikui Mountain Master, who had been watching silently without saying a word, jumped up in astonishment and asked in surprise, "Jin, you can control the color of spider silk now?"

"It's barely manageable... it can't be called controllable... it only has two colors: bluish-purple and semi-transparent white."

"But it's not just ordinary powerful; my spider silk has a unique color and extremely high strength!"

As Jin spoke, he focused his mind and drew out six spider silk threads, his chelicerae and forelegs flailing in a blur of motion.

Soon, a 'spider silk currency' measuring 12 centimeters in length and 6 centimeters in width was woven.

A semi-transparent white background with blue-purple patterns and characters.

The front features a strong spider with eight slightly short legs.

The back features a tree-shaped pokeweed.

There are characters on both sides [100].

At the very top of the front is a long string of universally recognized characters: 【Flame Spider Kingdom Shanglu Bank】

The release date is also in the bottom left corner: [January 16, 2012]

In the blank space, there is also an embedded, hidden blue-purple tree-shaped lightning bolt anti-counterfeiting pattern.

"..."

The spiders were puzzled.

Yin praised, "Fourth Brother's weaving skills are simply divine!"

The Lord of Red Cone Mountain asked, "Jin, what have you woven? It's all so fancy."

"You could call it a kind of credit currency..."

"My spider silk is unique, and when combined with my spiritual imprint, no one can fake it."

Jin raised his claw and pointed to the number '100', explaining, "This represents 100 Originium. I can also weave larger denominations, such as 1000 Originium, or even 10000 Originium."

"Lord of Red Cone Mountain, the first important thing I want to tell you is that I will weave more of this 'trust currency'. When you trade on the Twin Islands of Saluo, such as when you trade on distant peaks like Water Coconut Peak, try to communicate and use this 'currency' as a guarantee of trust to purchase the fruits produced by their divinely bestowed seeds."

“I will talk to the Spider King of the Five Schools. No matter what kind of spider it is, as long as it has this ‘currency’, it can exchange it for the divinely bestowed food that it needs.”

“The fruits produced from the God-given Seeds purchased with ‘currency’ are processed, including the peel and pulp. The seeds, which are God-given Force food, are dried, properly stored, and regularly sent to the kingdom’s warehouse. The price is then agreed upon with the Spider Kings of the Five Schools, and the accounts are kept.”

"Then, at the end of each year's trading season, we'll settle accounts with the Spider Kings of the Five Schools, calculating how much divinely bestowed food they sent and how much 'currency' woven from spider silk they received in return..."

"If this is done, there will be many benefits. First, it will solve our problem of insufficient working capital, so you won't have to run back and forth so much, Lord Red Cone Mountain; second, any spider can simply use the 'currency' to exchange for the divinely bestowed primal force food they need from the Spider Kings of the Five Schools, which will be very convenient."

"Looking further ahead, as our trade expands and we accumulate substantial capital, we can open a permanent 'shop' on Haimeng Mountain. Any spider, including Zerg warriors, can purchase the divinely bestowed food they need from us at any time simply by presenting their 'currency'."

The Lord of Red Cone Mountain: "..."

"You want to use this 'credential currency' woven from spider silk to buy divinely bestowed Force food produced in the territory of the Flame Spider Warriors?"

After pondering for a while, the Lord of Red Cone Mountain asked, "Would the Spider agree?"

Jin said, "I will agree as long as you guarantee that you can exchange the 'credited currency' for the divinely bestowed food from the Spider King of the Five Schools."

The Lord of Red Cone Mountain asked, "Will the Spider Kings of the Five Schools agree?"

Jin said, "I'll rest for two days, then go to Zitan Mountain to talk to Lord Famu, and then ask Lord Famu to lead the way to talk to the Spider King of the Five Schools."

Jin said, "At worst, we can pay a little more... I've heard the Spider Kings of the Five Schools are stingy and greedy? We could consider paying them some compensation for their hard work." "That sounds like a lot of trouble."

"Jin, you're making a simple thing complicated."

The Red Cone Mountain Master disagreed, saying, "On the Twin Islands of Borneo, there are less than 30 divinely bestowed seeds involved in the transaction, so it doesn't matter if I make a few more trips."

"No, things are not that simple."

Jin said, "The second thing, Lord Red Cone Mountain, you can ask if there are any spiders that don't need the divinely bestowed food for the time being? They can store it here with us..."

"???"

The Lord of Red Cone Mountain, the Lord of Silk Sunflower Mountain, and Silver simultaneously cast questioning mental signals at each other.

"To give a simple example..."

Jin raised his claw, pointed at the Lord of Sikui Mountain, and asked, "Lord Sikui Mountain, when do you plan to break through to the 6th stage of evolution?"

The Lord of Silk Sunflower Mountain replied, "In another six or seven years. I plan to consume 70 to 80 divinely bestowed primal force foods before breaking through to the 6th evolutionary stage."

Jin said, "So you ate all the divinely bestowed food that you produced every year? How much did you produce each year? How much did you eat? You ate it, but you can't evolve immediately, right? On the contrary, it takes nearly 10 years to accumulate it."

"Then you can first deposit the divinely bestowed primal force food you produce with me, and I'll give you interest! Once you've accumulated enough for one evolutionary stage, you can withdraw it all at once and use it to complete your breakthrough."

"Interest?"

The Lord of Silk Sunflower Mountain, the Lord of Red Cone Mountain, and Silver asked questions simultaneously.

Jin said, "For example, with an annualized interest rate of 2%, if you deposit 100,000 Primogems for one year, the interest will be 2000 Primogems. If you deposit for five years, you will receive 10,000 Primogems worth of God-given Primogems food."

"..."

The Lord of Silk Sunflower Mountain said speechlessly, "Jin, isn't that the same as you borrowing divinely bestowed primal energy food for a fee?"

Jin said, "That's one way to understand it."

Master Sikui asked, "What will you use it for?"

"Lend them to the Zerg warriors who need them, for a fee!"

Jin said, “If you deposit with me, the annualized interest rate is 2% to 3%. If you borrow from me, the annualized interest rate is 3% to 5%. With deposits and loans, I earn a 1 to 2 percentage point interest spread.”

"Of course, whether it's depositing or borrowing, for the time being we will only accept food that is provided by God with the Force."

"..."

Master Sikui was quick-witted and understood Jin's intentions.

The Red Cone Mountain Master, not quite understanding, asked, "Jin, who are you lending to? Who is willing to pay so-called 'interest' to borrow from you?"

Jin thought for a moment and then asked, "Lord of Red Cone Mountain, do you often visit Thousand Fruit Mountain? What age is Xiang Pu now, a high-level warrior?"

The master of Red Cone Mountain understood immediately.

Jin continued, "Xiang Pu has the Divine Seed of Destiny, so he certainly doesn't want any accidents to happen when the advanced warrior breaks through to evolve into a Mountain Lord-level warrior, right? At the same time, he also needs to consider comprehending a few more abilities during the breakthrough and evolution process, and looking forward to becoming the Insect King, right? That means he needs to eat more Divine Force food."

"The Ironclad Tribe has only two warriors, Lord Wild Indigo Mountain and Elephant Pu, so they are practically helpless. Lord Wild Indigo Mountain can only offer Elephant Pu very limited help, almost negligible. Therefore, Elephant Pu can only wait patiently for the Golden-Mouthed Scorpion-Tail Banana divine seed to be produced, slowly exchanging it for the divine resources needed for his evolution and growth. At the same time, he can also try to accumulate resources by hanging around everywhere. This will inevitably take many, many years."

"But what if we could borrow the divinely bestowed food that is needed for evolution?"

"Assuming that a high-level Golden-Mouthed Scorpion-Tail Banana, a divinely bestowed seed, produces 1 primal stones annually, and after being propagated five times over and breaking through to the Mountain Lord level, the annual yield should be between 5 and 6. The annual yield will increase dramatically by 4 to 5."

"Assuming that the breakthrough in evolution was achieved 10 years earlier, the profits would have increased by 40 to 50."

"The increased earnings can easily cover the 3% to 5% interest on the loan, and there's still a profit to be made, right?"

"The fruit produced by the Golden-Mouthed Scorpion Tail Banana, a divinely bestowed seed, has some pulp. Processing it with equipment can extract some profit. By cooperating with us for processing, our profits can be increased even more."

"Using the same principle, by helping Xiangpu evolve to the Lord level as soon as possible through lending, the benefits of the joint processing can be raised to another level."

“In the Flame Spider Kingdom, there aren’t many cases like Xiangpu’s, but on Ivory Island, there are many similar small and medium-sized tribes.”

"We can collect deposits from the Flame Spider Kingdom, send them to Ivory Island for lending, and earn the interest rate difference; at the same time, we can increase the revenue from the God-given Force food processing cooperation; and our Flame Spider warriors can also benefit from the interest. It's a win-win situation!"

"..."

The Red Cone Mountain Master roughly understood, but hesitated and asked, "Jin, a loan with interest? Are you sure you won't incite public outrage and get beaten to death on Ivory Island?"

"No! No!"

"It's a matter of mutual consent, how could it be?"

Suddenly, Yin had a flash of inspiration. He raised his two claws and shouted, "Fourth Brother, me! Look at me! I have two divinely bestowed seeds! I want to eat divinely bestowed primal energy food to evolve! To evolve quickly! I want to borrow money!"

Yin pointed at the Lord of Sikui Mountain and said, "Lord of Sikui Mountain, you can borrow it too! You also have two divinely bestowed seeds. Once you break through to the Lord level, your annual income from divinely bestowed primal force food will increase from 9 to 30."

Sikui Mountain Master: "..."

Lord Sikui hesitated for a moment, then said angrily, "Jin, what's wrong with your brain? How could you come up with such a crooked idea?"

Lord Sikui Mountain said sternly, "Lord Hongzhui Mountain is right. If you keep causing trouble like this, you'll be beaten to death on Ivory Island sooner or later. There's no room for discussion on this matter; you're not allowed to do it!"

(End of this chapter)