Can following the rules be called rebirth?

Chapter 1010. First Pot of Gold
It would be strange if there were no problems with collecting payments.

Around 2014, with the popularization of mobile payments and the promotion of various Internet financial products, the industry entered a period of full-scale explosive growth.

The Government Work Report mentioned "Internet finance" for the first time. Policies encourage mass entrepreneurship and innovation. The number of platforms has more than doubled from 800 in 2013.

Most platforms promised an annualized return of more than 10%, attracting a large number of ordinary investors and even a phenomenon of "national investment". The market trading volume once soared to the first place in the world.

But behind the grand carnival, there are often risks.

With the development of Internet finance, the concept of pre-consumption has gradually taken root in people's minds, creating millions of deadbeats across the country.

Many people think that borrowing is earning money, and after getting a large sum of money, they directly sacrifice their contact lists, block the debt collectors, and spend all the money without hesitation.

These days, who can confidently say that their company has no problems collecting payments?
That's absolutely bullshit.

Qufenqi was the first Internet finance company that Zhou Mingyuan visited.

"Is it true? Can you guarantee 100% case filing?"

In the beautifully decorated reception room in the inner room of Qufenqi, Zhou Mingyuan had a pot of top-quality Zhengshan Xiaozhong in front of him.

The boss's name is Li Dehai, and he is the head of the Jiangcheng branch.

It only took Zhou Mingyuan three sentences to enter the room before he was politely invited into the inner room.

"Boss Li, you can rest assured about this matter."

The aroma of tea overflows.

Zhou Mingyuan took a sip of tea and spoke slowly, sitting up straight with full confidence.

"Since I dare to come to your house, I am definitely not exaggerating."

Li Dehai seemed to be lost in thought.

Everyone knows any company involved in Internet financial business.

The relevant departments within the company responsible for debt collection will not resort to law unless it is absolutely necessary.

Because once the legal process begins, it is generally difficult for judges to support the high interest rates agreed in company contracts.

Therefore, when Internet finance companies sue parties, the debt collection department often provides a large list of names and related information, which are then submitted to the court for filing and prosecution.

How can this be dealt with so quickly?

Under the case filing and review system, filing a case is not that simple, not to mention that these companies are often filed in large numbers.

"Mr. Zhou, how would you like to discuss this cooperation?"

Seeing Zhou Mingyuan's confident look, Li Dehai smiled more and decided to continue the conversation.

Let’s hear it first to see if it works.

When doing business, the main goal is a win-win situation.

What if it’s a win-win situation?

"We at Mingli Legal Consulting provide a comprehensive package of services."

“What is a package service?”

"In other words, you only need to provide the information, and Mingli Company will take care of all the relevant legal services, from drafting the complaint to organizing the evidence and finally completing the case."

Zhou Mingyuan crossed his arms, full of confidence.

"We'll take care of it all for you."

"what?"

Li Dehai sat up straight, thought briefly for a few seconds, and continued to ask.

"Mr. Zhou, how are you going to charge?"

He was obviously moved.

According to Zhou Mingyuan, if it can continue to operate in this way, Qufenqi's debt collection department can almost optimize one-third of its manpower.

"One price, one thousand yuan per order."

Zhou Mingyuan stretched out his hand with a smile, dipped it in the water stains on the edge of the teacup, and drew a line on the table.

"."

Li Dehai touched his beard and fell into thought.

These days, a lawyer can charge anywhere from 500 to 2000 yuan to write a complaint. While the cases involving internet finance companies are often relatively simple, they often involve simple contract disputes and debt repayments.

Even if a lawsuit is calculated at the lowest price, the so-called "package service" provided by the other party is nothing more than reasonable legal services, which is not that expensive.

It can be done.

But, this guy keeps making promises, could he be a liar?
Li Dehai was about to continue asking questions when Zhou Mingyuan added a sentence as if he saw what he was thinking.

"Mr. Li, you don't have to worry about the risks. We will take them."

"For our first cooperation, we can do the work first and then calculate the payment after the case is filed."

Now, Li Dehai no longer hesitated.

"Mr. Zhou is so generous. Let's have a pleasant cooperation!"

"Happy cooperation!"

A few minutes later, the staff pushed open the door of the meeting room and presented the two people with a thick stack of A4 paper.

"Mr. Zhou, we have about 120 borrowers in this batch who are having trouble getting their payments back. How about we start with them?"

“Isn’t this number too high?”

"Every time we go to file a case, either the materials are not good enough or the workload is too heavy to get in line."

"Professional matters should be left to professionals. Just rest assured."

Zhou Mingyuan smiled and waved his hand, calm and composed.

He did a quick calculation in his mind: one thousand yuan per order, 120 people, that would be one hundred and twenty thousand yuan round trip.

One company costs 120,000, what about ten companies?

What about one hundred?
What are you thinking? Of course one hundred companies won’t work.

If the leaders had seen that tens of thousands of contract dispute cases flooded into the courts that month, they would probably have collapsed.

There's nothing wrong with doing this, but it must be done in moderation and in a reasonable way.

To put it bluntly, he exploited loopholes to make money by perfectly taking advantage of the information gap between internal and external personnel.

Be both legal and compliant and act within a reasonable range.

After all, paying back debts and going through the legal process smoothly can help maintain fairness and justice.

"By the way, Mr. Zhou, are you guys going to take on the litigation services? Would you like to discuss the subsequent repayment ratio?"

Everyone who has reached this position is very decisive in their actions.

Li Dehai signed the contract brought by Zhou Mingyuan without saying a word and pressed his fingerprint.

The first cooperation is achieved!
After signing, he seemed to remember something and pulled Zhou Mingyuan to ask.

In fact, many Internet financial companies have their own legal departments.

When it comes to lawsuits and appearing in court, they do have no shortage of legal talent.

But when Li Dehai saw that this young Mr. Zhou was so powerful, he couldn't help but ask another question.

“I won’t consider this for now.”

Zhou Mingyuan shook his head and refused decisively.

Of course, he is not unaware of the difference between non-litigation business and litigation business.

He was also jealous of the high share of the money he would get after winning the court trial.

But he doesn't even have a cooperating lawyer, so it's really difficult for him to take this job.

Perhaps there are other legal consulting companies that boldly outsource even lawyers to newcomers, and they also dare to promise "connections" and "guaranteed wins in lawsuits."

But he was not willing to take the risk.

What if it gets exposed?

After all, he had worked hard to establish good relationships with the brothers and sisters in the court.

No one can say there is anything wrong with making some money by relying on your ability and taking advantage of the information gap.

You can't let people think you are a liar, right?
(End of this chapter)